I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
The year has been really rough for everybody. But I've been able to cushion the effect though. Have you thought of using an investment advisor? They can make you good money especially during uncertain times like this.
It’s about spreading risk while aiming for long-term growth potential. Plus, these ETFs have low expense ratios, which helps maximize returns over time
VOO (Vanguard S&P 500 ETF) is a staple. It tracks the performance of the S&P 500, offering exposure to top U.S. companies. It’s great for consistent growth
For international exposure, VEA (Vanguard FTSE Developed Markets ETF) is a strong contender. It covers developed markets outside the US diversifying away from domestic risks
Nice split into 4 segments 🎉 I split my portfolio in just 3 segments: (1) *GROWTH.* Single tech stocks (blue chips like AAPL or MSFT) as well as index etf (like SPY or QQQM). (2) *DEFENSE.* Single stocks (e.g. BRK.B) and etfs (e.g. SCHD) counterbalancing (1). (3) *INCOME.* Several cef (like ASGI, IGR, XFLT...) and few etf with options overlay (like SVOL, SPYI...) to pay my monthly bills. The split works well for me since 2022.
That 1.16% expense ratio is nuts. It's the price you pay for such a high yield. Personally, I wouldn't touch SVOL. There are much better options with a far lower expense ratio. I don't consider anything that has a ratio of higher than .06
Well if you take $10k. A 1.16% means $116 worth of value taken from your portfolio annually and a 0.35% means $35. If that 16% yield means an extra $81 per year ($116-$35) then it may be worth it.
I’ve got a couple good ETFs in my portfolio and I’m up 47%. I’m also well positioned with good blue chip companies and A.I stocks. I will buy $200K worth of Plantir soon, some experts say it's the next Nvidia. Hoping to retire comfortably in 5 years but I know crisis is inevitable.
I prefer to invest in large cap companies which have economic moats, good cash flow and strong balance sheets such as AAPL, SCHD, NVDA and Barclays. However, seeking expertise assistance can make a huge difference
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
Katherine Nance is my FA. Just google the name and you’d find necessary deets. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thanks for your insightful guidance, yet I fail to understand the difference between INCOME etfs, and DIVIDEND etfs, since the idea behind both of them is recieving regular income.
Income ETFs if you look behind the hood have some type of options play which the fund managers then give you a dividend based on the profits from the option premiums if it’s a sell or some of the profits if it’s a buy. You can expect large annual yields of up to 16% (SVOL) but don’t expect any price appreciation as seen by my of the income ETFs available on the market. Dividend ETFs are just buying the regular stocks and compiling them into an ETF and you receive a modest 1-5% annual dividend. You can expect a price appreciation annually if your etf performs well.
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer
I'm surprised that you just mentioned Natalie Strayer here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
The year has been really rough for everybody. But I've been able to cushion the effect though. Have you thought of using an investment advisor? They can make you good money especially during uncertain times like this.
Oh, really? I have never thought of that as an option. Can I ask who it is you've been working with? I bet I could use some help myself.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
I’ve been thinking about setting up a solid ETF portfolio for long-term investing. Any ideas on what could be the best combination?
It’s about spreading risk while aiming for long-term growth potential. Plus, these ETFs have low expense ratios, which helps maximize returns over time
VOO (Vanguard S&P 500 ETF) is a staple. It tracks the performance of the S&P 500, offering exposure to top U.S. companies. It’s great for consistent growth
For international exposure, VEA (Vanguard FTSE Developed Markets ETF) is a strong contender. It covers developed markets outside the US diversifying away from domestic risks
International markets add a good layer of diversification. And the third pick?
To balance with bonds, BND is ideal. It covers a broad range of U.S. bonds, providing stability and income, especially during market downturns
I know nothing about trading /investment and l'm keen on getting started. What are some strategies to get started with?
As a beginner, it's essential for you to have a mentor to keep you accountable. I'm guided
by a widely known crypto consultant
Mrs Mary Patricia Hester
This is correct, Mary's strategy has normalized winning trades for me also, and it's a huge milestone for me looking back to how it all started..
Isn't she the same Mrs Mary Patricia Hester neighbors are talking about, she has to be a perfect expect for people to talk about her so well.
Her platform is wonderful, and her services are exceptional
Nice split into 4 segments 🎉 I split my portfolio in just 3 segments: (1) *GROWTH.* Single tech stocks (blue chips like AAPL or MSFT) as well as index etf (like SPY or QQQM). (2) *DEFENSE.* Single stocks (e.g. BRK.B) and etfs (e.g. SCHD) counterbalancing (1). (3) *INCOME.* Several cef (like ASGI, IGR, XFLT...) and few etf with options overlay (like SVOL, SPYI...) to pay my monthly bills.
The split works well for me since 2022.
VTI and VOO overlaps 85 percent. Why do you need both in the list. You can put it in VXF. For diversification into mid and small caps
Good point. Thanks for the info
What about the overlap of the ETFs for each investor category. Isn't that a problem?
KEEP IT UP!
Is it a bad think that im positioned between income,Index and dividend investment styles ?
If you are comfortable with that then that is fine.
What do you think about SPYI for income ETF? Thanks
Solid income etf I am looking at
That 1.16% expense ratio is nuts. It's the price you pay for such a high yield. Personally, I wouldn't touch SVOL. There are much better options with a far lower expense ratio. I don't consider anything that has a ratio of higher than .06
Well if you take $10k. A 1.16% means $116 worth of value taken from your portfolio annually and a 0.35% means $35. If that 16% yield means an extra $81 per year ($116-$35) then it may be worth it.
Would please nsme a few of those "much better options" ETFs?
I’ve got a couple good ETFs in my portfolio and I’m up 47%. I’m also well positioned with good blue chip companies and A.I stocks. I will buy $200K worth of Plantir soon, some experts say it's the next Nvidia. Hoping to retire comfortably in 5 years but I know crisis is inevitable.
Stay positive mate. Buy and wait for 5 years then see how it plays out. Personally, I will not sell any of my NVDA shares to buy PLTR
I prefer to invest in large cap companies which have economic moats, good cash flow and strong balance sheets such as AAPL, SCHD, NVDA and Barclays. However, seeking expertise assistance can make a huge difference
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
@@Biggerstaff4 bravo! who is this professional guiding you please, if you dont mind me asking? I could really use some help
Katherine Nance is my FA. Just google the name and you’d find necessary deets. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thanks for your insightful guidance, yet I fail to understand the difference between INCOME etfs, and DIVIDEND etfs, since the idea behind both of them is recieving regular income.
Income ETFs if you look behind the hood have some type of options play which the fund managers then give you a dividend based on the profits from the option premiums if it’s a sell or some of the profits if it’s a buy. You can expect large annual yields of up to 16% (SVOL) but don’t expect any price appreciation as seen by my of the income ETFs available on the market.
Dividend ETFs are just buying the regular stocks and compiling them into an ETF and you receive a modest 1-5% annual dividend. You can expect a price appreciation annually if your etf performs well.
I'm 45...about to start with $1000...wish me luck...I'm so far behind i will do my best 😢
Lopez Karen Young Jennifer Rodriguez Timothy
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer
I'm surprised that you just mentioned Natalie Strayer here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.
Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
I'm new at this, please how can I reach her?
After I raised up to 125k trading with her I bought a new House and a car here in the states also paid for my son's surgery
Glory to God shalom.