BTW, if you're a high-income or mid-career professional transitioning into a more serious stage of life; whether you’re growing a family, building your retirement, or shifting from a consumption to a wealth-building stage, and you’re feeling overwhelmed by the complexity of it all, this is for you. If you’re asking yourself: Am I really doing well? How do I know I’m taking the right steps? Should I pay off debt, save, or invest for retirement first? How can I prepare myself financially for my new family? Why am I still broke if I make good money? What if I make the wrong choices and mismanage my finances? How can I align my finances with my partner when we have different financial habits? I can help you: Get a set of prioritized, actionable steps to reach your financial goals Achieve peace of mind knowing you’re on the right track toward long-term financial security Turn financial stress and uncertainty into clarity, control, and confidence Optimize your finances without sacrificing your lifestyle Streamline your financial plan to align with your unique goals Just how I helped my client Steve, who said: "Alex provided great clarity in working through financial steps for improving my short and long term goals. He thoroughly explained all questions I asked, and gave insight into details for an exact plan for a fantastic financial foundation." I can help you next. I don’t work with everyone, and I want to ensure I can help you in the best possible way. Your satisfaction is my utmost priority. Here are the requirements: You must have a stable job in the USA. You must be at least 25 years old. You must be committed to optimizing your financial future. You must be responsible and ready to take action. You must be open to learning and implementing new strategies. This is a 30-minute strategy call where we’ll dive into your financial challenges and goals to see if we’re a good fit to work together. This is a limited opportunity to gain clarity and control over your financial future. Don’t leave your finances to chance, and stop wasting time. Schedule your strategy call today and start transforming your financial life for the better. alexisidro.com/DiscoveryCall
It's not a bad setup, though like with the 1% Checking..you can only set up 4 financial institutions to transfer between. With the ability to qualify beforehand for loans and cards, it's very promising (plus may not need the 3-6 month wait as with Credit Unions).
Best on luck on college! You got this. Recommend with respect to what, HYSA? AMEX is a good, safe option, IMO. Others include Capital One, SoFi, Marcus, Discover, CIT. Whichever fits your needs better. If you just want a HYSA, you can't go wrong with either.
So if a person puts $10,000 in a 5% account. At the end of the year he gets, $500. Now you have to pay taxes on it, maybe 20% if not more, You get $400. That's only $33 a month. The price of having one pizza delivered a month, that's it. I remember 10% and 11%. And think, this is less than 5%, and I got tired of telling me I couldn't take my money out more than 5 times, regardless of your balance. Just think about it. All you have to do is not order one pizza that month, and that's all the bank is paying you. Not for my $10,000. Use your credit card for $10,000 and see how much you get charge each month. There was a time when banks paid more money for your savings, than they charged you to use their credit cards. Is putting $10,000 in any account, equal a pizza a month? Anything less than 20% today, is a joke. And how many of you order 4 pizzas a month? Well that's less than what you'll get with $40,000 in there, at less than 5%.
BTW, if you're a high-income or mid-career professional transitioning into a more serious stage of life;
whether you’re growing a family, building your retirement, or shifting from a consumption to a wealth-building stage,
and you’re feeling overwhelmed by the complexity of it all, this is for you.
If you’re asking yourself:
Am I really doing well? How do I know I’m taking the right steps?
Should I pay off debt, save, or invest for retirement first?
How can I prepare myself financially for my new family?
Why am I still broke if I make good money?
What if I make the wrong choices and mismanage my finances?
How can I align my finances with my partner when we have different financial habits?
I can help you:
Get a set of prioritized, actionable steps to reach your financial goals
Achieve peace of mind knowing you’re on the right track toward long-term financial security
Turn financial stress and uncertainty into clarity, control, and confidence
Optimize your finances without sacrificing your lifestyle
Streamline your financial plan to align with your unique goals
Just how I helped my client Steve, who said:
"Alex provided great clarity in working through financial steps for improving my short and long term goals.
He thoroughly explained all questions I asked, and gave insight into details for an exact plan for a fantastic financial foundation."
I can help you next.
I don’t work with everyone, and I want to ensure I can help you in the best possible way.
Your satisfaction is my utmost priority.
Here are the requirements:
You must have a stable job in the USA.
You must be at least 25 years old.
You must be committed to optimizing your financial future.
You must be responsible and ready to take action.
You must be open to learning and implementing new strategies.
This is a 30-minute strategy call where we’ll dive into your financial challenges and goals to see if we’re a good fit to work together.
This is a limited opportunity to gain clarity and control over your financial future.
Don’t leave your finances to chance, and stop wasting time.
Schedule your strategy call today and start transforming your financial life for the better. alexisidro.com/DiscoveryCall
It's not a bad setup, though like with the 1% Checking..you can only set up 4 financial institutions to transfer between. With the ability to qualify beforehand for loans and cards, it's very promising (plus may not need the 3-6 month wait as with Credit Unions).
Love the insight, thanks a lot!
Would you recommend it to new clients?
@@alexisidro Anytime.
@@alexisidro I'd probably recommend a couple of Credit Unions 1st, as a secondary/tertiary bank for Prime clients..Yes I would.
I’m 16 and plan on getting a HYSA to save for college. Thank you for the video, do you have anything you’d recommend a person of my age?
Best on luck on college! You got this. Recommend with respect to what, HYSA? AMEX is a good, safe option, IMO. Others include Capital One, SoFi, Marcus, Discover, CIT. Whichever fits your needs better. If you just want a HYSA, you can't go wrong with either.
Who's is a more stable safe bank, between Discover and American Express?
Is there a maximum amount of money that can be withdrawn from a HYSA with amex in one transfer?
Thank you for this! and the blueprint!
OK, great to know you downloaded it! What did you find the most helpful!
So if a person puts $10,000 in a 5% account. At the end of the year he gets, $500. Now you have to pay taxes on it, maybe 20% if not more, You get $400. That's only $33 a month. The price of having one pizza delivered a month, that's it. I remember 10% and 11%. And think, this is less than 5%, and I got tired of telling me I couldn't take my money out more than 5 times, regardless of your balance. Just think about it. All you have to do is not order one pizza that month, and that's all the bank is paying you. Not for my $10,000. Use your credit card for $10,000 and see how much you get charge each month. There was a time when banks paid more money for your savings, than they charged you to use their credit cards. Is putting $10,000 in any account, equal a pizza a month? Anything less than 20% today, is a joke. And how many of you order 4 pizzas a month? Well that's less than what you'll get with $40,000 in there, at less than 5%.
If it's not for you, it's not for you.
run the numbers with a million dollars. How many pizzas is that?
@@la2722 What percentage of Americans can put $1,000,000 in the bank for a year, and not touch it, be serious?
@@la2722 How many people have a million dollars, get real.
How about if you save and don't buy pizza's?