EVERYTHING You Need to Know About INSURANCE On Private Rental Agreements (PRAs)

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  • Опубликовано: 8 фев 2025
  • Dive into the complexities of insurance for private rental agreements (PRAs) in our latest educational video: EVERYTHING You Need to Know About INSURANCE On Private Rental Agreements. This episode is a must-watch for anyone in the car-sharing or rental industry who needs to understand the nuances of securing comprehensive insurance coverage.
    📜 Insurance can be a daunting aspect of running a private rental business, but it's crucial for protecting your assets and ensuring legal compliance. We cover all angles-from the types of insurance required to the best practices for negotiating terms with insurance providers, and how to handle claims effectively.
    🚗 Learn about the different insurance policies that cater specifically to private rentals and how these can differ significantly from traditional car rental insurance. This video provides practical advice and tips to help you navigate these waters smoothly and confidently.
    📘 Elevate your knowledge and business acumen by downloading our FREE CAR-SHARE ENTREPRENEUR GROWTH GUIDE at: Car Rental University. This guide is filled with insights and strategies to optimize your business in the car rental industry.
    👥 Want a tailored strategy to ensure your business thrives in your specific location? Schedule a consultation with Alex for personalized advice: Meet Alex.
    🔗 Engage with a community of like-minded entrepreneurs by joining our Private Telegram Chat for exclusive content and networking opportunities: Join Telegram.
    🌟 Don't forget to subscribe for more detailed guides and updates on managing a successful car rental business. If you find this video helpful, please like, comment with your experiences or questions, and share to help others in the industry!
    #insurance #carrental #privateleasing #businessinsurance #carsharing #carrentaltips #legaladvice #entrepreneurship #vehicleinsurance #insuranceclaims #fleetmanagement #assetprotection #businessgrowth #carrentalbusiness #riskmanagement #legalcompliance #insurancenegotiations #privaterentalagreements #carinsurance #automotiveindustry #rentalindustry #insuranceadvice #legalrequirements #carrentalguide #entrepreneurs #startup #businessstrategy
    EVERYTHING You Need to Know About INSURANCE On Private Rental Agreements (PRAs) #insurance

Комментарии • 41

  • @weedclub420
    @weedclub420 2 месяца назад

    You explained it so well, thanks for sharing your knowledge and not withholding anything you've learned from your experience, really appreciate you.

  • @amonpangalala3329
    @amonpangalala3329 10 месяцев назад +2

    Non owners insurance coverage works better for private rentals , another option way is to obtain Rental Car dealers License “ short term lessor “ to operate legally as a private rental company.

    • @AlexWitherow1
      @AlexWitherow1  10 месяцев назад

      Ehhh sometimes. That insurance gets denied a ton in claims.

    • @michaelmaignan
      @michaelmaignan 7 месяцев назад

      @@AlexWitherow1 Any commercial insurance you recommend?

    • @dsreed89
      @dsreed89 5 месяцев назад

      ​@@michaelmaignan GMI and BMI

  • @rafaelsantiago6880
    @rafaelsantiago6880 9 месяцев назад +1

    my intent / business model, if you will, was to get really inexpensive cars and rent them for $200/week insurance included. I know there’s a ton of demand for that, and I feel better for charging a lesser amount for those hard working rideshare drivers out there.
    Basically create a fleet of 2012 Honda civics. (I’m aware of the maintenance issues I could incur)
    Obviously this wouldn’t work with livery comercial insurance. That said, would my only option be including up to 3 or 4 drivers max to my personal insurance as described on your video, and never go LLC?
    Thanks for the prompt response

    • @AlexWitherow1
      @AlexWitherow1  9 месяцев назад

      Yeah that’s one way to go. It really depends how big your fleet is. The answer changes

    • @abdul-jaleeldieng2660
      @abdul-jaleeldieng2660 8 месяцев назад

      @rafaelsantiago6880 can we connect. I'm tryna do the same business. I have 3 cars so far. I'm still figuring out the insurance situation

    • @BusinessAndHustle
      @BusinessAndHustle 4 месяца назад

      $800 a month -insurance -maintenance -downtime ?? You must plan on having a lot of cars. Other than that your going in the hole

  • @u2bgeye679
    @u2bgeye679 7 месяцев назад

    Ive seen other videos talk about Livery insurance having tons of barriers to entry to even get it, idk maybe I misheard but I saw claims of the fleet owner needing some sort of industry experience prior, along with an official rental license and things of that nature…also heard livery wont insure just a few cars…
    but was wondering what you know about / what your exp is with Livery specifically.
    Do you cover Livery extensively in your insurance course?
    I have a few cars running privately in a major market and making good money so looking to scale, but also havent dealt with any a hole renters yet so maybe I have just been lucky lol.
    Thanks for any info my man!

    • @AlexWitherow1
      @AlexWitherow1  7 месяцев назад

      I do cover it. And whatever leftover questions you have, I can answer personally. I know livery insurance well.

  • @danielparadaofficial
    @danielparadaofficial Год назад

    Hey Alex great video! If the guest sets up a new policy with full coverage under their name even tho the car is not registered to them be an option? Any insurance companies you could recommend?

    • @AlexWitherow1
      @AlexWitherow1  Год назад

      Personal insurance will not do a policy for you unless the car is under your personal name. They won’t insure a business car.

  • @vslimm
    @vslimm Год назад

    Thank you for the information! I have my cars in my personal name, I haven't insured them as of yet. I plan to put them on Turo. To use Lula or Period X does the cars need to be in an LLC? Also what insurance did you use when the cars was in your personal name? Do you know if there is a temp insurance? I plan to refinance them into my business name eventually. Thank you!

    • @AlexWitherow1
      @AlexWitherow1  Год назад

      No temp insurance.
      Cars don’t need to be in an LLC for Lula or ABI.
      Any rideshare product works for personal insurance.

  • @triplegamer8283
    @triplegamer8283 10 месяцев назад

    I was looking to start, i'm in Toronto Canada, but they want $25,000/Year for one vehicle. It's facility (government insurance) because i've never had insurance before.. How can I start?

    • @AlexWitherow1
      @AlexWitherow1  10 месяцев назад

      Unfortunately I only know the American insurance system. Wish I could help you more!

  • @ForePete
    @ForePete 13 дней назад

    I want to short term lease my Business Cars to a University in Indiana. Nice cars, average $50k luxury car and 20-25 units. They will be rented or lease for the year? I need good comprehensive coverage. Is Lula my best option? Thank you

    • @AlexWitherow1
      @AlexWitherow1  12 дней назад

      Do not touch Lula. Www.carrentalu.com/insurance

  • @rafaelsantiago6880
    @rafaelsantiago6880 9 месяцев назад

    I’ve seen on other platforms car rental business owners discussing which insurance was better. The comparison was Lula (averaged $140/car/month vs GMI $100/car/month).
    Here you are saying $450/month. What am I missing? Are the rules different when renting vehicles for ride share?
    Thank you!

    • @AlexWitherow1
      @AlexWitherow1  9 месяцев назад +1

      Yes exactly. Technically you need livery insurance. Lula doesn’t cover rideshare.

    • @rafaelsantiago6880
      @rafaelsantiago6880 9 месяцев назад

      @@AlexWitherow1 my intent / business model, if you will, was to get really inexpensive cars and rent them for $200/week insurance included. I know there’s a ton of demand for that, and I feel better for charging a lesser amount for those hard working rideshare drivers out there.
      Basically create a fleet of 2012 Honda civics. (I’m aware of the maintenance issues I could incur)
      Obviously this wouldn’t work with livery comercial insurance. That said, would my only option be including up to 3 or 4 drivers max to my personal insurance as described on your video, and never go LLC?
      Thanks for the prompt response

    • @abdul-jaleeldieng2660
      @abdul-jaleeldieng2660 8 месяцев назад

      ​@@rafaelsantiago6880can we connect. I'm tryna do the same business. I have 3 cars so far. I'm still figuring out the insurance situation

  • @tandoeainslie5900
    @tandoeainslie5900 11 месяцев назад

    If I have insurance already on the vehicle should I just let the renter get their own insurance? Do I continue paying my policy if they have their own insurance?

    • @AlexWitherow1
      @AlexWitherow1  11 месяцев назад

      It depends what kind of insurance you have and what kind of insurance they have and how you’re using the car

  • @TheCzar7007
    @TheCzar7007 Год назад

    When is Uber going to buy Getaround?

    • @AlexWitherow1
      @AlexWitherow1  Год назад

      Don’t think it’s going to happen. UBER doesn’t want rideshare drivers… ironically.

  • @doost7846
    @doost7846 9 месяцев назад

    What insurance do i need to rent my personal vehicle a few days at a time to tourists

    • @AlexWitherow1
      @AlexWitherow1  9 месяцев назад

      Privately or on a Carshare app? Privately I’d look at GMI.

    • @doost7846
      @doost7846 9 месяцев назад

      @@AlexWitherow1 yeah privately. Does the insurance I need have a specific name

    • @AlexWitherow1
      @AlexWitherow1  9 месяцев назад

      @@doost7846 GMI

  • @momentwithmickey757
    @momentwithmickey757 4 месяца назад

    So wait what do you use?

    • @AlexWitherow1
      @AlexWitherow1  4 месяца назад

      Totally depends on the state you’re in and how many cars you have.

  • @younggod6940
    @younggod6940 5 месяцев назад

    Wait if a customer brings his insurance, doesn’t tittle have to be under his name? Would there be any liability under me if they kill someone in the car

    • @AlexWitherow1
      @AlexWitherow1  5 месяцев назад +1

      You usually don’t want to rely on the customer bringing their own insurance. That’ll usually result in a declination of claim.

    • @younggod6940
      @younggod6940 5 месяцев назад

      @@AlexWitherow1what if they non owner insurance? I lost myself as owner and they are authorized driver

  • @Priust189
    @Priust189 Год назад +1

    What about the graves amendment

    • @AlexWitherow1
      @AlexWitherow1  Год назад

      That’s legal murky water. Depends on the circumstances of the situation. Not quite cut and dry.

  • @eeprimeworld
    @eeprimeworld 2 месяца назад

    If i want to rent a car on getaround that is from out of state. If i want to insure the car. The state usually force me to switch my license and tags to the new state. How can i get around this? Whike managing my cars remotely from a different state?

    • @AlexWitherow1
      @AlexWitherow1  2 месяца назад

      I think I answered this on another comment already