‪@livemint‬

In this interview, Neil Borate, Deputy Editor of Mint speaks to Gaurav Kumar, Founder & CEO of Yubi about the world of fixed income investments. Yubi is the world's first unified credit platform powering the end-to-end lifecycle of debt for corporates and lenders. Yubi has long been in the business of helping corporates issue bonds to raise debt funds. Under the aegis of CredAvenue Securities, the Yubi Group of Companies has now forayed into the retail investment segment with the launch of Aspero.
Aspero is India's premier fixed income investment platform for retail investors and wealth partners. Unlike equities or mutual funds, fixed income securities offer balanced investment avenues. The interview covers a wide range of topics that can help you understand how to invest in bonds and what are the benefits of doing so. On Aspero, you get the following advantages:
✅ Investments starting as low as INR 300
✅ Yields ranging from 9%-14% for bonds rated in the investment grade category
✅ No transaction fees!
✅ Flexible tenors ranging from approximately 10 to 48 months
✅ Invest any time even beyond market hours and on holidays
To sign up, visit www.aspero.in/
or download the app on Google Play Store or App Store
0:36 - Yubi's 3-year journey in the debt market
1:47 - How Yubi Securities was founded
2:35 - The state of the Indian corporate bond market
6:14 - How bonds can become mainstream
8:10 - The process to buy a bond on Aspero
9:24 - How to transact on Aspero
10:52 - How private placement of corporate bonds work
11:43 - How a retail investor can maintain diversification
13:03 - What kind of returns investors can expect on Aspero
14:07 - Should retail investors stick to only AA & AAA-rated bonds?
15:11 - How are Fed interest rate hikes going to affect bond yields?
18:14 - Are we approaching a bond bull market with equities maturing?
19:34 - Features of Aspero
20:14 - What kind of commissions can IFAs and wealth partners expect from Aspero?
20:43 - Grievance redressal process on Aspero
21:28 - How is Aspero regulated?