BEST BUDGETING APPS PH | Managing Your Finances | Budgeting Basics

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  • Опубликовано: 14 июл 2024
  • We discuss the top FREE busgeting apps! I reviewed over 20 free budgeting apps and to save you some time, I’ve narrowed it down to a few of my favorites. I’ll tell you all about my favorite apps and a few alternatives you can check out as well!
    Dealing with personal finances, especially since it’s not taught in school can be quite hard and confusing. I hope this video and this channel will help you out in the challenges we are facing right now with personal finance, entrepreneurship and adulting in general.
    ►Outline :
    Introduction : 0:00
    Start of Video : 0:14
    #1 Envelope System : 1:09
    #2 All-in-one App : 4:07
    #3 Supplementary App : 7:40
    #4 Beginner’s/Cute App : 10:14
    Final Thoughts: 12:54
    ►Sources/Links
    BUDGETING APPS COMPARISON ► bit.ly/2Kerhj3
    Download the FREE Spreadsheet Template (FB Group) ► / ready2adultph
    Money Lover ► moneylover.me/
    WalletApp by Budget Breakers ► budgetbakers.com/
    Money Mgr. ► www.realbyteapps.com/
    Blue Coins ► www.bluecoinsapp.com/
    Monefy ► monefy.me/
    Monny ► greamer.com/
    ► Previous Videos :
    MY PERSONAL FINANCE SYSTEM ► ► ► • HOW I MANAGE MY PERSON...
    HIGH INTEREST SAVINGS ACCOUNTS PH ► ► ► • HIGH INTEREST SAVINGS ...
    TOP APPS TO HELP YOU SAVE MONEY ► ► ► • TOP APPS THAT HELP YOU...
    ALL MY INSURANCES ► ► ► • MY 7 INSURANCE COVERAG...
    ►SOCIALS
    Instagram: / deleoncharmaine
    TikTok: / deleoncharm
    Facebook Page: / charmdeleon
    Facebook Group: / ready2adultph
    Email: hello@ready2adultph.com
    ruclips.net/user/CharmdeLeon?s...
    ► Music Credit: DJ Quads
    Track Name: “IT’S NEAR”
    Music by: Dj Quads @ / aka-dj-quads
    Official RUclips Channel HERE: / channel
    SoundCloud HERE: / aka-dj-quads
    Twitter HERE: / djquads
    Spotify HERE: open.spotify.com/artist/2VZrd...
    Instagram HERE: / djquads
    Disclaimer:
    This video and description contains affiliate links where I may or may not receive a commission. This helps support the channel and allows me to continue to make videos such as this. I am not a financial advisor. Always do your due diligence.
    Keywords:
    Budgeting apps philippines, How to budget, best budgeting apps, personal finance, budgeting 101, managing your finances, Budgeting methods, budgeting basics, best budgeting app for you, finance apps, tracking your expenses, track expenses, moneylover, spendee, banktivity, Wallet by budget breakers, GoodBudget, Money, Money manager, BlueCoins, AndroMoney, Fudget, Monny, Fortune City, Account book, Monefy, ready2adultph, charm de leon

Комментарии • 264

  • @WanderwithJon
    @WanderwithJon 3 года назад +159

    I used to do the envelope method. It's the best method for myself because I tend to forget that I have set aside money. So it was really effective for my savings.

  • @binjoguan2544
    @binjoguan2544 3 года назад +404

    this kind of girl that i need in my life right now

  • @sabien2578
    @sabien2578 2 года назад +7

    Thank you for schooling me. Been looking for commentary like this for awhile. Thank you so much!

  • @naybordesign
    @naybordesign 3 года назад +40

    Excellent Video Review! Finally someone that can relate to real world needs! Excellent job on description and offering options for all users!

  • @khalilebdelli6199
    @khalilebdelli6199 Год назад +4

    great video , i love how you categorized the apps and gave an immersive description , the pros and cons of each one .
    thank you so much

  • @NotSObored188
    @NotSObored188 3 года назад +13

    This is the type of Chanels I need in 2021 ..subscribing ❤

  • @VirtualKenji
    @VirtualKenji 3 года назад +13

    Thanks so much ! Just downloaded Wallet based on your recommendations! Synced great with both BPI and Crypto. Thank you again for doing the good work!

  • @clarenzejoymaranan3700
    @clarenzejoymaranan3700 3 года назад +29

    Thank you for that excel summary!!! This was very helpful

    • @CharmdeLeon
      @CharmdeLeon  3 года назад +1

      Yay! For the spreadsheet geeks haha

  • @usc_lezah1529
    @usc_lezah1529 3 года назад +4

    I just found your yt channel miss, thanks. I wanto to learn more about personal finance. Thanks miss charm!

  • @felizasarah
    @felizasarah 3 года назад +19

    OMG THIS IS EXACTLY WHAT I WAS LOOKING FOR! You the best, Charm!

    • @CharmdeLeon
      @CharmdeLeon  3 года назад +1

      Yay! You’re welcome 😉

  • @kysaimperial
    @kysaimperial 3 года назад +16

    Love this!!! I've been testing out apps 🤣 thanks for doing this 🙏

  • @yuriykazmirchuk9641
    @yuriykazmirchuk9641 2 года назад +1

    Awesome 😎👍 thanks for the spreadsheet you uploaded. Nice channel. Subscribed.

  • @gomo8523
    @gomo8523 3 года назад +1

    So easy yet detailed. Thanks

  • @irenes8132
    @irenes8132 2 года назад +5

    Glad to have bumped into your channel!!! will definitely binge watch everything 😍😍😍 thanks for your adulting tipssss

  • @jenamarienubla6714
    @jenamarienubla6714 3 года назад +26

    Sooooo amazed at the effort! Talagang tinest out lahat for that long~ just to give us quality content! Now THAT is dedication! Thank you so much for this!

    • @jenamarienubla6714
      @jenamarienubla6714 3 года назад +3

      BTW, I use Wallets! Iba yata sa fineature mong Wallet, kasi parang iba logo. Hahah. Pero the Wallets app really works for me. I like na pwede ako maglagay ng madaming wallets so nailalagay ko lahat ng pinaglalagyan ko ng pera(bank accts, cash, etc). Tapos hindi lang expense and income ung pwede mong input, kundi pati yung "transfer" between wallets mo. Kasi problem ko dati sa dati kong app, yung kapag magwiwithdraw ako from mg bank acct, naiinput ko sya as expense. Pero sa Wallets, pwede input ko lang sya as transfer from my bank acct to my cash purse. Parang ganun. Hahah basta, hirap iexplain. And not sure if may ganun ding feature sa ibang apps(di kasi kasing extensive ung research ko about other apps, basta i just stuck with the one that worked for me)

    • @jenamarienubla6714
      @jenamarienubla6714 3 года назад +1

      I'm using din the free version. And wala din syang ads 😊 and wala yata syang feature na pwede iconnect sa bank accts. Pero sakin, not really keen din naman na iconnect, so I don't really care for that feature.
      Di rin ako sure kung may reminder feature sya, pero di ko naman sya ginagamit kasi realtime ako magtrack ng expense, pagkagastos ko talaga, as much as possible iniinput ko na agad hahah. Kasi makakalimutin ako alam kong if i wait until the end of the day, makakalimutan ko na hahah

    • @CharmdeLeon
      @CharmdeLeon  3 года назад +1

      Yes may ganun na feature din most ng all-in-one apps, you can transfer from one acct to another! i’m so glad you found an app that works for you ❤️

  • @shannenjeminanabor3505
    @shannenjeminanabor3505 2 года назад +4

    Thank you for this! I have been watching your vids since last year, and thanks for starting my financial awakening hehe :> Stay safe and God bless!

  • @ruvyannchua6991
    @ruvyannchua6991 2 года назад +4

    Wow! You just helped me find an app that would work for me! Your content is very useful, so detailed, brief, and concise! And with that, you just earned another subscriber! Thank you so much! ♥️

  • @emipro_0110
    @emipro_0110 3 года назад +1

    Very detailed video. Thanks.

  • @alifarah3665
    @alifarah3665 2 года назад +2

    Very informative 🙌🏽✨, subscribed

  • @engr.aranas5101
    @engr.aranas5101 3 года назад +2

    Thank you for the reviews! ♥️

  • @hfk1001
    @hfk1001 9 месяцев назад

    Outstanding video, thank you very much!

  • @hahai1988
    @hahai1988 3 года назад +1

    very useful , thank so much 😭❤️

  • @norainjamain1923
    @norainjamain1923 2 года назад +1

    Thank you. Your video do really help me a lot! 🤝🏻☺️

  • @victorajayi9056
    @victorajayi9056 3 года назад +1

    This is such a good video. Thank you

  • @rizelletenerife8827
    @rizelletenerife8827 3 года назад +2

    Thank you for not adding ads. 😣💟

  • @dawndelacruz1202
    @dawndelacruz1202 3 года назад +2

    exactly what i needed! thanks, Charm 🥳

  • @Danvik1
    @Danvik1 3 года назад

    Loved it 😍👌 Best and most useful video

  • @Studmuf-Rockin
    @Studmuf-Rockin Год назад

    Excellent video, thanks!

  • @hardeylim
    @hardeylim 3 года назад +2

    Very detailed and comprehensive review and comparison, gj!

  • @MrJyoung856
    @MrJyoung856 3 года назад +2

    Adorable, and very helpful

  • @irynahenyk7919
    @irynahenyk7919 3 года назад +1

    Thank you. Very helpful.

  • @mikeesev
    @mikeesev 3 года назад +2

    Super helpful. Thank you for the effort!

  • @rsharsha88
    @rsharsha88 2 года назад +1

    Thanks for this - Keep it up

  • @yash7742
    @yash7742 3 года назад +1

    Very informative video 👍

  • @mohdshahnawaz3864
    @mohdshahnawaz3864 3 года назад +10

    Absolutely loved this video. Thank you so much for this valuable information. Lots of love from an Australian property investor 🇦🇺😀

  • @nurainulhayat9734
    @nurainulhayat9734 Год назад

    Hey thanks for the useful apps recommendation 😍

  • @imtowhid
    @imtowhid 2 года назад

    This kind of princess I need in my life right now.

  • @MyLifeVlogs2010
    @MyLifeVlogs2010 3 года назад

    Thanks for this info! 😊

  • @redxyoshi7374
    @redxyoshi7374 Год назад

    than you! This video it was very useful to me!

  • @Nahte2323
    @Nahte2323 2 года назад +3

    the fact that some of those apps have afk to have premium for free is a big advantage already

  • @ayanieb.1226
    @ayanieb.1226 3 года назад +1

    Based on this video alam kong Monefy is for me. Thank you Ms. Cha for the insightful review of these apps.

  • @jingyr
    @jingyr 2 года назад +1

    Very thorough and informative. Thank you. 😁

  • @user-qm8yb1rk2z
    @user-qm8yb1rk2z 9 месяцев назад

    I hope there will be updated version of this video. Thank this is such good video

  • @kennethmanlapg_
    @kennethmanlapg_ 2 года назад

    My girl right there! ☝️ i need her! hahahaha just kiddin' ❤️

  • @LurichMichaelLee
    @LurichMichaelLee 3 года назад

    Great video! 👍

  • @cintiarossaneis2833
    @cintiarossaneis2833 10 месяцев назад

    Thank you for the video!!

  • @TheGrenadier97
    @TheGrenadier97 3 года назад +8

    Hello, i'm testing Monefy and probably will purchase it. I use an account for daily expenses and another to track my bank savings. Question: can i have different categories for each account, for example, 6 for spendings' account and 1 for savings' account?

  • @catherinecanlas5396
    @catherinecanlas5396 3 года назад +1

    Thank you Ms Charm for this, new subs here 😊

    • @CharmdeLeon
      @CharmdeLeon  3 года назад +1

      Welcome to the channel! ✌🏻

  • @elainejunefiel4927
    @elainejunefiel4927 3 года назад +3

    Thank you! Will try Wallet

    • @CharmdeLeon
      @CharmdeLeon  3 года назад

      Welcome! Let me know how you like it!

  • @ileeangelo
    @ileeangelo 2 года назад

    Thanks Charm for uploading this video, luma na pala sya. Need this badly! Right now torn between Monefy and Money Manager 😀

  • @thegooplife
    @thegooplife Год назад

    This is so useful! Thanks for this content! ♥️♥️♥️♥️

  • @sofiaelhatri3585
    @sofiaelhatri3585 3 года назад

    Well done girl 🔥

  • @equilezstealth460
    @equilezstealth460 3 года назад +4

    Thank God, I found you. I'm lost.. Lost without you

  • @RecreationalTV2020
    @RecreationalTV2020 3 года назад +2

    Thanks Charm. Im gonna try Monny.

    • @CharmdeLeon
      @CharmdeLeon  3 года назад

      Let me know how you like it!

  • @emersonluis5443
    @emersonluis5443 3 года назад +7

    Could you have a topic about mutual fund investing? What do you prefer index investing or equity investing?

  • @natural2983
    @natural2983 3 года назад

    Very helpful 👍

  • @VasanthKumar_05
    @VasanthKumar_05 Год назад

    Thank you so much. From Malaysia 🇲🇾

  • @biancadeguzman1999
    @biancadeguzman1999 3 года назад

    Video suggestion: Usage of GCash Credit (Insights as well)

  • @evamunro6245
    @evamunro6245 2 года назад +1

    This video is lit 🔥

  • @danicruz5142
    @danicruz5142 3 года назад +1

    Very helpful, thank you!

  • @Ivanmaradonaaa
    @Ivanmaradonaaa 2 года назад

    you trew me out when you said pesos, i feel like i don't see a lot of filipinos in the internet, greeting from Mexico💗

    • @CharmdeLeon
      @CharmdeLeon  2 года назад

      Oops! Hello from the Philippines!

  • @majessicadionela9908
    @majessicadionela9908 3 года назад

    I'm using envelope system. Pero may time na pag need nila mama ng pera nakuha ako dun kahit wala sa naka budget 😓. And also the wallet app ❤.

  • @RyujiYamaGushi
    @RyujiYamaGushi 2 года назад +1

    big up from Qatar Charm

  • @dayvyyambao5746
    @dayvyyambao5746 2 года назад

    Your audio and how your lips move are not synchronized. But good content either way. This is very helpful! :)

  • @zorenstandforz
    @zorenstandforz 2 месяца назад

    ohhhh thank you so much ❤❤❤

  • @noelbernardgarceniego6542
    @noelbernardgarceniego6542 Год назад

    Thanks Miss Charm 😍

  • @engr.apostle
    @engr.apostle 3 года назад +1

    Wallet App FTW!

  • @lyzachua23
    @lyzachua23 3 года назад +3

    Waiting for this Achi Charm☺️. Vlogmas please🥰❤️

  • @ULfishingPh
    @ULfishingPh Год назад

    kini ako gipangita salamat sa info mam.

  • @shairagawad63
    @shairagawad63 3 года назад +13

    Can you do a video on how much should we save for retirement? Thanks 🙏

    • @stunninga2326
      @stunninga2326 3 года назад +1

      Look for method 50 30 20 , 50 spendings on essentials , 30 savings ,20 retirement

  • @primadonna1208
    @primadonna1208 2 года назад

    Wow the commitment

  • @maretechmareto1986
    @maretechmareto1986 3 года назад +1

    I Need this.....!!!!!!!!!!!! thanks

  • @wanderingshiiip
    @wanderingshiiip 3 года назад +1

    Gonna try Wallet, yey 💕

  • @ismailaurum5321
    @ismailaurum5321 11 месяцев назад +1

    As July 2023 Monefy have 2 version. Normal and Pro. Careful with the normal one, it ask for annual payment (next year is crazy expensive) while pro ver seems to be one time payment. Havent paid yet so not sure if the pro is also annual/scheme waiting for me

  • @alaizamelicor1126
    @alaizamelicor1126 3 года назад +1

    Thank you so much!

  • @angeloreanguico576
    @angeloreanguico576 3 года назад +2

    Not used to commenting but i hope to get featured (silent supporter here) 😁😁😁

    • @CharmdeLeon
      @CharmdeLeon  3 года назад +1

      Thank you for breaking your silence! Haha ✌🏻

    • @angeloreanguico576
      @angeloreanguico576 3 года назад +1

      @@CharmdeLeon i have lots of questions and suggestions but i dont know were to reach out😂

    • @CharmdeLeon
      @CharmdeLeon  3 года назад +1

      @@angeloreanguico576 feel free to message IG @ready2adultph or join our FB group : facebook.com/groups/ready2adultph

  • @janett8586
    @janett8586 3 года назад +8

    Is it safe to link bank accounts to apps like WalletApp?

  • @gilliantan8082
    @gilliantan8082 2 года назад

    Please do a YNAB review! I feel like a lot of Filipino budgeting enthusiasts would be interested watch this

  • @RyanM-xq3ke
    @RyanM-xq3ke Год назад +2

    I'm from the UK didn't realise she was in another country until she started talking in the 1,000's like eh? For what? An app you crazy? But then in pounds its not insane 😅

    • @CharmdeLeon
      @CharmdeLeon  Год назад

      1,000 pounds is like 60,000 pesos here 😅

  • @AmauriLisboa
    @AmauriLisboa 2 года назад +1

    thank you

  • @geminisduerme5266
    @geminisduerme5266 2 года назад +6

    We need more woman like you in a America. Beautiful, smart, and down to earth. 🌎

    • @himesetsu1001
      @himesetsu1001 Год назад +3

      not creepy at all

    • @geminisduerme5266
      @geminisduerme5266 Год назад

      @@himesetsu1001 it's only creepy when u make it that way. It's just a cultural observation relax.

    • @himesetsu1001
      @himesetsu1001 Год назад +1

      @@geminisduerme5266 uh huh

  • @kiwoo.kirooo
    @kiwoo.kirooo Год назад

    My current favorite is Toshl Finance cos im a sucker for its dark theme lol

  • @danumichael2143
    @danumichael2143 3 года назад

    Thank you

  • @quattro4468
    @quattro4468 3 года назад +3

    Not gonna lie. When I searched budgeting i was looking for an asian. Glad I found a couple.

  • @hazelfuncion277
    @hazelfuncion277 3 года назад +1

    I met her at Pop District Bazaar

  • @reuploadsoffun3163
    @reuploadsoffun3163 2 года назад

    SUBSCRIBED😊😊😊

  • @codemarc16
    @codemarc16 3 года назад +2

    My ideal woman❤

  • @hello.9628
    @hello.9628 3 года назад

    I just downloaded Monny 🐰

  • @LurichMichaelLee
    @LurichMichaelLee 3 года назад

    By the way, do you have any apps that could possibly connect Unionbank accounts?

  • @maryanjenettemagayammaaba8511
    @maryanjenettemagayammaaba8511 3 года назад +1

    Can I get a link of the spreadsheet? :)

  • @rdigaya4353
    @rdigaya4353 2 года назад

    I would like to ask a budgeting app for partners can access and more of a supplementary budgeting app. Thanks!!

  • @Nice47777
    @Nice47777 Год назад

    Thanks

  • @07906050
    @07906050 3 года назад +4

    Do you also have any recommendation of good apps that could track all your goals? Such as retirement, buying a house, etc..

    • @CharmdeLeon
      @CharmdeLeon  3 года назад +2

      Tbh, I would go for spreadsheets for long term stuff 😅 But envelope system apps can also work ☺️

  • @cherrylayoso706
    @cherrylayoso706 Год назад

    Once week bigyan po ako ng pang budget at thank u

  • @sal_alaa
    @sal_alaa 3 года назад +14

    I love this! I’ve been looking for a daily expense tracker that supports multiple devices, and that can be synced with other people who live with you so you can track your household spending do you have any recommendations?

    • @aarontworek6747
      @aarontworek6747 3 года назад

      Splitwise

    • @sal_alaa
      @sal_alaa 3 года назад

      @@aarontworek6747 thank you so much! ill give it a try

  • @lucciaeon
    @lucciaeon 3 года назад

    May alam kayong budgeting app na may PC at android, then yung nag sysync?

  • @Redfield1128
    @Redfield1128 Год назад +3

    Hi Charm! Looks like Pro is now more expensive, P209 yr 1, thenP2050 yearly :(
    It no longer offers a lifetime payment

    • @czar_cz
      @czar_cz Год назад

      By Pro, you mean Monefy Pro?

  • @Winastwan
    @Winastwan 2 года назад

    Do you have suggestion for app that can be used together with another person?

  • @kimemasal
    @kimemasal 2 года назад

    ty po. 🤘🤘🤘

  • @2430azharuk
    @2430azharuk Год назад

    Which personal expenses tracking App for couples (Multiple Phones Users) is the best