Clarification for viewers. COBRA can only be used for 18 months generally, not 3 years. 3 years is only available in cases of disability, a second qualifying event such as divorce during the 18 months, or in the case of children, if the parent becomes Medicare eligible during the 18 months. Some states have unique rules and plans are allowed to exceed 18 months voluntarily, but 18 months is the norm for most plans.
You cannot just go to a broker in California, you can only buy an ACA plan off the exchange. Ive tried to goto a broker but you need at least 1 non family employee.
"It's kind of a historical tragedy." Truer words were never said.
Clarification for viewers. COBRA can only be used for 18 months generally, not 3 years. 3 years is only available in cases of disability, a second qualifying event such as divorce during the 18 months, or in the case of children, if the parent becomes Medicare eligible during the 18 months. Some states have unique rules and plans are allowed to exceed 18 months voluntarily, but 18 months is the norm for most plans.
My husband's employer (major medical center) only allows COBRA for 6 months max.
You cannot just go to a broker in California, you can only buy an ACA plan off the exchange. Ive tried to goto a broker but you need at least 1 non family employee.