Hello, I am living in Japan as a PR, and plan to get back my MPF. However, when I see the form MPF(S)- W(SD)2, in the bottom of the paragraph, it is printed as “Declared at XXX, Hong Kong this XXX day of XXX. The word” Hong Kong “ has been printed on the form. When I bring it to the Notary office/lawyer, shall I edit the form by word file, or just change out the word ‘’Hong Kong” but to change it to “Japan”, where I am currently residing ?
Thanks Zoe. If I hold a study permit n become an international student, I will become a tax resident. What if my husband is not going with me, will he be regarded as a tax resident too?
Hi Zoe Thanks for your useful sharing. I try to book for your 30 mins consultation but in vain. Any chance we could communicate by email or other communication tools? Thanks, Chris
You can e-mail me at zoelee@novellawealth.com to start the communication. Or you can send me your whatsapp number on the e-mail and we can communicate with whatsapp.
在提早提取MPF這件事上
我們不難發現大多數的人都對申請過程不太清楚
導致申請失敗或者帶到加拿大後需要被打稅
所以今天我想用這條影片和你分析一下
你怎樣才可以成功地提早提取MPF
以及用最優惠的方法完整地轉入加拿大。
■💁♀️需要一些個人意見?
- calendly.com/zoelee-1/30min
如果筆錢入香港銀行戶口呢？
@@JL-oi8di 都係冇分別
如果我之前已經宣誓，但mpf 不接納，未拎到，我可以再次係香港工作嗎？
我有公司permanent employment contract, 上年問HSBC, 都係話唔俾攞，一定要PR信喎。。。
現在已經收緊了很多，需要有PR
如果離港前收到MPF 錢，係咪要响入境加拿大前將錢轉晒加幣及轉移到加拿大的戶口呢？
想問一下喺加拿大宣誓的話係用返積金局provide 嘅嗰份聲明文件定係律師or 公證人會寫過另外一份？ 謝謝你！
Thank you for the details information Zoe~
請問香港人已到加拿大，但沒有在離港前取回強積金，要取回香港的強積金，應該怎樣做？
如果想避免一次性的入息稅，最好開個RRSP
已經訂閱❤
我想問下，加拿大容許外國人不需申報少於等值10萬蚊加幣的資產，那mpf是否計算在內？
想問如果keep 住 mpf 户口在香港直到65歲提取，放在香港銀行户口慢慢洗養老用，要不要報加拿大税？
請問一下只有study permit可提早提取mpf嗎？（manulife）😅🙏
Steam A Stream B 都可以，只要批准下來便可以，但最近聽聞都唔批出嚟
如果老公係學生簽證，我係工作簽證，要申請到加拿大pr先可以拎到mpf ?
要試香港嗰邊受託人信公司及積金局批唔批
@@zoeasyzoelee83 人在香港先申請？還是過到加拿大有住址證明先申請？
@@tingting377 如果你喺香港時已經有加拿大住址證明，就盡可能喺香港時申請及領取
owp的話唔洗PR已經拎到
想問下到左加拿大後先收到 mpf錢～怎樣轉 入RRSP?
詳情請預約時間 (- calendly.com/zoelee-1/30min)，我會告訴你如何處理
Hello Zoe 因為我打算用inland sponsorship 去加拿大 請問甘樣情況係咪無得响成為tax resident之前提取mpf呢？ thanks!
即係你已經人在加拿大了？能否你的情況通常難D响成為tax resident之前提取mpf
Noted with thanks
如果用owp 去加拿大，之後取回MpF,但幾個月冇工作，要否交稅？
如果未定義為加拿大報稅居民183日內攞到mpf 轉入加拿大銀行要交tax 嗎？
一入境, CRA 就可以定議你為稅務居民, mpf 轉入加拿大銀行很大機會要交tax，所以最好轉入RRSP，有需要幫忙轉入RRSP，可以找我安排
謝謝資訊分享
請問一直都唔攞MPF，但係申報比加拿大稅局知，到時候攞嘅話係咪只係需要比入息稅就ok？因為MPF嘅錢實在太少了
是的，但詳情最好搵理財顧問或會計師confirm
請問那些夾心家庭,, 即入息過公屆限額, 又交不起首期買樓, 又交不起貴租, 如何計劃如在香港退休的?
香港的規劃我不太了解，最好搵返香港的顧問諮詢
@@zoeasyzoelee83 MPF 應在加用幾年也不夠?
本身係加拿大籍，稅務居民的定義是否以入境加拿大計？即係一入境加拿大便是稅務居民？
理論上係
請問如果要報稅或一筆過入rrsp，匯率係點計？
exchange rate is based on "was in effect on the day of the transaction". 即係按你轉錢入加拿大嗰日個匯率
想問下筆MPF係唔係一定要過左戶口，跟住黎加拿大先不要打稅？如果我已遞晒文件只不過MPF公司未完成處理我既申請，當我黎到加拿大後先收到筆MPF，咁既情況係會唔會打稅呢？我將是以OWP入境的。謝謝。
理論上不用，但最好搵個會計師確認
好多人都面對緊依一個情況 上網睇咗好多 都係冇答案
Owp 入境 你有租約已經係稅務居民
謝謝各位
入你香港戶口
Hello, I am living in Japan as a PR, and plan to get back my MPF. However, when I see the form MPF(S)- W(SD)2, in the bottom of the paragraph, it is printed as “Declared at XXX, Hong Kong this XXX day of XXX. The word” Hong Kong “ has been printed on the form. When I bring it to the Notary office/lawyer, shall I edit the form by word file, or just change out the word ‘’Hong Kong” but to change it to “Japan”, where I am currently residing ?
Theoretically you can do that. But I recommend that you confirm with your notary or 積金局.
www.mpfa.org.hk/home/how-to-contact-us
Hi Zoe, 我先生是non resident, 打算回流, 如果我打算到加拿大後才申請居留的話, 沒有加拿大工作證, PR證, 居住證明(因與家人同住)的話, 是否可以用清稅文件作文件申請提早提取MPF? 謝謝。
要睇香港嗰邊肯唔肯接受你的的申請
明白。謝謝妳🙏🏻
我不是MPF,是公積金，是可以一次過領取所有退休金的，若我land的時候這筆退休金仍未存入我的銀行戶口(e.g.1/10/2022 land, 而退休金1/11/2022才入到我的銀行戶口，那這退休金要交交稅嗎？）
Hi Yvonne, 很大機會要，所以最好轉入RRSP，有需要幫忙轉入RRSP，可以找我安排
想問下如果係香港既時侯已經遞左form拎mpf但到埗後先拎到錢都需要tax嗎
睇情況啦，你可以用這連結calendly.com/zoelee-1/30min約個 appointment, 睇下你什麼情況
我見到好多人問呢个問題, 既心意已決, 點解唔早的提取呢？
@@patrickchan9252 因為實際拎錢嘅時候要辭咗職先同埋有其他文件要搞 仲要等強積金公司處理 差唔多要一個月之後先收到錢
@@takwaiwong4065 既然係想做到最後一刻, 咁你就要受到可能要打你重稅的機會, 又要找會計師談, 又要洗費, 取非唔走就無得走, 緊係取回MPF 先上機啦,尤其有一百幾十萬那些人！
@@patrickchan9252 我嘅情況係，已提早3個月resign，點知我間mpf 公司唔批，我要轉另一間再申請，到拎到錢時，已到左加拿大。
Thanks for sharing. 咁請問Stream A呢？可以申請到嗎？
與stream AB無關, 只要符合片中提到的條件就可以提早提取MPF
你憑乜嘢文件？你都冇加拿大RP.點申請攞番
Thank you 🙏👍
Thanks Zoe.
If I hold a study permit n become an international student, I will become a tax resident. What if my husband is not going with me, will he be regarded as a tax resident too?
No, he shouldn't.
Thanks for your reply
一直好奇 如果由稅務居民轉為非稅務居民後,再提取或把自己的股票賣掉係咪就可以免稅?
She seems to indicate that it is ok.
hi, Zoe, but what about steam A? Can I withdraw MPF using a Study Visa?
Experience from Clients are 50/50. Some said they were unable to withdraw while some said they couldn't. So it all depends on your luck.
Thanks Zoe. Very helpful information! Just wonder if CoPR is acceptable as proof of permanent leaving HK by MPFA. In case you aware of any precedent?
It really depends on whether your MPF service provider is willing to accept the documents you provide.
如果將MPF金，直接過户俾香港屋企人is ok？
同問，我筆錢不多，送俾家人作家用都得
原則上咁樣係走税。因為係要根收入來源去報税。就等於話，我工作收入不自己花，俾了香港屋企人，咁不代表你沒有收入。
但係依家政府係唔比你拎woo 可以點解決
Thanks Zoe
如果用bno 申請owp
係咪一定要等到攞咗pr 先有機會申請到？
其實申唔申請到真係好睇情況，有人話申請到， 有人話申請唔到；攞咗pr 先申請當然機會大好多啦
Manulife? 😅
我都想知, 呢間真係拎到咩....?
我有朋友及客人成功領回的
有加拿大RP ， 或永居權梗係攞到，駛你講
想請問冇清到稅，冇清稅證明，有PR可唔可以攞到強積金？
有PR可以，最緊要係香港嗰邊放唔放
想請教如果有可能拎到永居後回港生活工作的話, 仲可唔可以扲MPF?
Hi Zoe
Thanks for your useful sharing. I try to book for your 30 mins consultation but in vain.
Any chance we could communicate by email or other communication tools?
Thanks, Chris
You can e-mail me at zoelee@novellawealth.com to start the communication. Or you can send me your whatsapp number on the e-mail and we can communicate with whatsapp.
🙏👍
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