Self-managed super funds (SMSFs) or regular super?

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  • Опубликовано: 8 янв 2024
  • If you’re thinking about opening a self-managed super fund (SMSF), check out this episode to learn some common SMSF misconceptions and how the product compares against regular superannuation funds. During the episode our host, Anne Fuchs and Australian Retirement Trust National Education Manager, Joshua van Gestel discuss:
    • some of the differences between a SMSF and a regular super fund
    • potential costs and work involved with a SMSF
    • considerations of a SMSF • benefits of a regular super fund
    #Superannuation #Retirement #Super
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    Our aim is to make Super Insider useful for you. If you found this episode helpful, leave a comment and let us know the topics or questions you’d like us to cover on future episodes. Thank you!
    CREDITS:
    Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education
    Guests: Joshua van Gestel, Australian Retirement Trust National Education Manager
    Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.
    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

Комментарии • 6

  • @davidgray929
    @davidgray929 5 месяцев назад +4

    Gosh.. The reality is that the high fees and low yield of "typical" commercial super mens that many Australians happily and successfully manage their own SMSFs.

  • @mangoman9290
    @mangoman9290 3 месяца назад

    2:44 'Fund-amentally' nice pun :)

  • @swolath
    @swolath 2 месяца назад

    If you have $1,900,000 in your super pension phase and invested in high growth 33% Australian share 33% and international shares 34%. With $300,000 in the bank (cash ) for emergency money making 5% tax free. How much are the fees charged from your super? Compared to a S&P ASX200 ETF in SMSF? Thank you for your number?

    • @AustralianRetirementTrust
      @AustralianRetirementTrust  2 месяца назад

      Thank you for your comment.
      In response to your question, the fees page of our website allows anyone to estimate fees we charge. You can find this here:
      www.australianretirementtrust.com.au/investments/fees
      If you have specific questions relating to an Australian Retirement Trust account, please contact us securely via email, phone or live chat at www.australianretirementtrust.com.au/contact-us.
      For your own security, we encourage you not to send any personal information about your Australian Retirement Trust account or financial matters via social media
      ^ Virginia

  • @Spaceshps
    @Spaceshps 5 месяцев назад +2

    After the merger of Sunsuper and QSuper into Australia Retirement Trust. The returns has been going into bad to worse. High Fees paid for ATO BS Managers.

    • @AustralianRetirementTrust
      @AustralianRetirementTrust  5 месяцев назад

      Hi @Spaceshps, thank you for taking the time to reach out to us. We can understand your concerns and would like to investigate this further for you. Please contact us via our secure channels www.australianretirementtrust.com.au/contact-us