🎯 Key points for quick navigation: 00:00:20 *🎤 Introduction and Session Start* - Greetings and technical setup; hosts prepare for market discussions. 00:01:25 *📈 Current Market Conditions* - Discussion on market highs, U.S. interest rates, and their effects on liquidity. 00:03:08 *🔍 Inflation and Geopolitical Tensions* - Analysis of inflation trends and geopolitical impacts on oil prices. 00:05:06 *📊 Market Reactions and Future Expectations* - Market reactions to recent U.S. developments and predictions on performance. 00:06:22 *📉 Market Trends and Valuation Concerns* - Market highs, small/mid-cap stock performance, and investment strategies. 08:00 *📉 Valuation and Investment Strategies* - High valuations warrant cautious allocation; review short-term and long-term strategies. 10:05 *📚 Case Study Insights* - Case study on investor returns and managing expectations. 12:51 *💡 Investment Realities vs. Expectations* - Unrealistic return expectations vs. actual market performance. 13:55 *📈 Investor Expectations and Mutual Funds* - Effectiveness and communication of mutual funds; focus on realistic returns. 15:43 *💬 Market Myths and Real Returns* - Market myths vs. actual returns; understanding mutual fund vs. direct investments. 18:01 *🏛️ Regulatory Perspective on Mutual Funds* - Mutual funds are well-regulated and suitable for retail investors. 20:04 *🛡️ Insurance vs. Investment Products* - Separating insurance and investment products for better financial management. 21:25 *📉 Bank Deposits vs. Long-Term Investments* - Trend of moving from bank deposits to long-term investments. 23:48 *📈 Zomato’s Acquisition and Market Performance* - Zomato’s performance and market strategies post-acquisition. 25:40 *💰 Financial Planning for Short-Term Goals* - Strategies for lump sum investments and monthly contributions. 26:09 *📈 Investment Strategy for Goals* - Use equity investments for short-term goals; continue SIPs for long-term investments. 27:53 *📊 Mutual Funds vs. PMS* - Comparison of mutual funds and PMS on returns and tax implications. 29:16 *🔍 Choosing Between Astral and Polycab* - Evaluation of Polycab vs. Astral for infrastructure growth. 30:59 *📉 SIPs in a High Market* - Benefits of SIPs in high market conditions. 31:41 *📈 Long-Term Investment Benefits* - Long-term market trends and the need for a strategic plan. 32:49 *💡 Power of Compounding* - Importance of starting investments early for wealth accumulation. 34:11 *🏦 Debt Allocation Strategy* - Analysis of debt investments and gilt funds. 36:06 *🎯 Evaluating Investment Advice* - Importance of understanding investment suitability and avoiding unrealistic promises. 37:27 *📊 Investment Horizon and Asset Allocation* - Guidelines for investment based on time horizon and risk profile. 38:18 *🔍 Investment Styles and Risk Profiles* - Overview of investment styles and matching them with risk profiles. 39:43 *📈 Fund Selection and Manager Performance* - Importance of selecting funds with strong performance. 41:04 *🏷️ Tax Implications and Investment Vehicles* - Tax implications of mutual funds vs. AIFs and PMS. 42:29 *📑 Investment Transparency and NPS Returns* - Comparison of NPS returns with LIC and ULIPs. 43:00 *📈 NPS vs LIC and ULIps Returns* - Evaluation of NPS against LIC policies and its disciplined investment approach. 44:35 *📉 NPS Returns and Future Expectations* - Expected NPS return rates and comparison with traditional LIC policies. 46:42 *💰 Investment Goals and Returns* - Setting realistic return expectations and maintaining an aggressive investment approach. 48:21 *💵 Managing Retirement Income* - Strategies for managing retirement funds to ensure monthly income. 50:14 *📊 Investment Goals and Returns* - Importance of realistic return expectations and financial planning adjustments. 51:35 *🏦 Bank Deposits and Tax Regimes* - Impact of new tax regimes on bank deposits and investment options. 53:11 *📉 Mutual Fund Performance* - Evaluation of mutual fund performance and challenges in beating benchmarks. 54:03 *📈 Investment Strategy for Cash Balance* - Recommendations for investing cash balances and increasing SIP contributions. 55:47 *💡 Impact of SIP on Large Portfolios* - Effectiveness of SIPs in large portfolios and portfolio growth management. 57:12 *🏠 Managing Loan Repayment and Savings* - Balancing loan repayments with savings and investment goals. 58:27 *📊 Financial Management Principles* - Application of the 50-30-20 rule and adjustments based on income growth. 01:00:03 *📊 Income Growth and Financial Goals* - Importance of income growth and planning for future expenses. 01:01:22 *📈 Review of Small Cap Funds and Investments* - Review strategy for small-cap funds and upcoming detailed analyses. 01:03:29 *🏅 Gold Investment Strategies* - Alternatives to Sovereign Gold Bonds; benefits of Gold ETFs and physical gold. 01:04:41 *🏦 Final Thoughts and Wrap-Up* - Summary of key points and recommendations; concluding remarks. Made with HARPA AI
Valuations are very high because of retail inflows. There is no asset class better than equity now. No other choice than to invest in equity and equity mutual funds.
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
Dear Team, can We expect Yadnya Investment Mutual Fund, in the forthcoming years, why because you have lot of Potential working people, especially Gem like Mr. Parimal Ade, Manisha Jain, Gaurav Jain...
Gaurav Sir, you told go to funds, where fund manger is not following any style (growth, value or momentum). But how to know which fund is following which style ? By looking p/e ratio ? Kindly try to explain in totality in your discussions. Please explain at least here and do reply.
Hi sir I have question regarding parag parekh flexi cap fund. The AUM has risen so much now in future will it be able to deliver good returns or how they will manage this much AUM as they can not buy any small cap company due to problem in deploying money. Your view please Thanks
Gaurav sir, you told value fund/stocks/streategy is less risky than Growth streategy, whereas I was told by my Financial Advisor that value stocks are those hidden gems which is not noticed by masses (by others) and that's why they are cheap, so if we invest in them they may be multibagger. But if they don't click reverse may also happen. That's why Value investing is more volatile than Growth investing. Kindly reply and elebotate these points.
Yadnya academy team : However long or big explanation you give, A lot of people feel that your fees are TOO HIGH for the "RETAIL" investors, for whom you are running your company. Your fees are for HNI and above. So own it, say it clearly for whom your services exist. _____ Also, you have purposefully stopped mentioning any stocks in your discussion. Don't think that people don't notice these things. You cannot speak from two faces at once. You are not in politics. So don't be politicians.
PARIMAL SIR AND GAURAV SIRS KINDLY TRY TO KEEP VOLUME LEVEL SETTINGS OF BOTH OF YOU AT SAME LEVEL. OTHERWISE WHEN GAURAV SIR IS TALKING I HAVE TO ADJUST FOR LOW VOLUME AND WHEN PARIMAL SIR TALKING INCREASE THE VOLUME LEVEL, CONTINUOUSLY. MY FAMILY MEMBERS IN OTHER ROOM COMPLAINS THAT VOLUME IS TOO HIGH IN NIGHT, BECAUSE OF VOICE VOLUME LEVEL DIFFERENCE OF BOTH OF YOUR MICS. PLEASE TAKE CARE, USUALLY GAURAV SIR MIC VOLUME IS TOO HIGH AND PARIMAL DIR'S MIC VOLUME IS LOW.
🎯 Key points for quick navigation:
00:00:20 *🎤 Introduction and Session Start*
- Greetings and technical setup; hosts prepare for market discussions.
00:01:25 *📈 Current Market Conditions*
- Discussion on market highs, U.S. interest rates, and their effects on liquidity.
00:03:08 *🔍 Inflation and Geopolitical Tensions*
- Analysis of inflation trends and geopolitical impacts on oil prices.
00:05:06 *📊 Market Reactions and Future Expectations*
- Market reactions to recent U.S. developments and predictions on performance.
00:06:22 *📉 Market Trends and Valuation Concerns*
- Market highs, small/mid-cap stock performance, and investment strategies.
08:00 *📉 Valuation and Investment Strategies*
- High valuations warrant cautious allocation; review short-term and long-term strategies.
10:05 *📚 Case Study Insights*
- Case study on investor returns and managing expectations.
12:51 *💡 Investment Realities vs. Expectations*
- Unrealistic return expectations vs. actual market performance.
13:55 *📈 Investor Expectations and Mutual Funds*
- Effectiveness and communication of mutual funds; focus on realistic returns.
15:43 *💬 Market Myths and Real Returns*
- Market myths vs. actual returns; understanding mutual fund vs. direct investments.
18:01 *🏛️ Regulatory Perspective on Mutual Funds*
- Mutual funds are well-regulated and suitable for retail investors.
20:04 *🛡️ Insurance vs. Investment Products*
- Separating insurance and investment products for better financial management.
21:25 *📉 Bank Deposits vs. Long-Term Investments*
- Trend of moving from bank deposits to long-term investments.
23:48 *📈 Zomato’s Acquisition and Market Performance*
- Zomato’s performance and market strategies post-acquisition.
25:40 *💰 Financial Planning for Short-Term Goals*
- Strategies for lump sum investments and monthly contributions.
26:09 *📈 Investment Strategy for Goals*
- Use equity investments for short-term goals; continue SIPs for long-term investments.
27:53 *📊 Mutual Funds vs. PMS*
- Comparison of mutual funds and PMS on returns and tax implications.
29:16 *🔍 Choosing Between Astral and Polycab*
- Evaluation of Polycab vs. Astral for infrastructure growth.
30:59 *📉 SIPs in a High Market*
- Benefits of SIPs in high market conditions.
31:41 *📈 Long-Term Investment Benefits*
- Long-term market trends and the need for a strategic plan.
32:49 *💡 Power of Compounding*
- Importance of starting investments early for wealth accumulation.
34:11 *🏦 Debt Allocation Strategy*
- Analysis of debt investments and gilt funds.
36:06 *🎯 Evaluating Investment Advice*
- Importance of understanding investment suitability and avoiding unrealistic promises.
37:27 *📊 Investment Horizon and Asset Allocation*
- Guidelines for investment based on time horizon and risk profile.
38:18 *🔍 Investment Styles and Risk Profiles*
- Overview of investment styles and matching them with risk profiles.
39:43 *📈 Fund Selection and Manager Performance*
- Importance of selecting funds with strong performance.
41:04 *🏷️ Tax Implications and Investment Vehicles*
- Tax implications of mutual funds vs. AIFs and PMS.
42:29 *📑 Investment Transparency and NPS Returns*
- Comparison of NPS returns with LIC and ULIPs.
43:00 *📈 NPS vs LIC and ULIps Returns*
- Evaluation of NPS against LIC policies and its disciplined investment approach.
44:35 *📉 NPS Returns and Future Expectations*
- Expected NPS return rates and comparison with traditional LIC policies.
46:42 *💰 Investment Goals and Returns*
- Setting realistic return expectations and maintaining an aggressive investment approach.
48:21 *💵 Managing Retirement Income*
- Strategies for managing retirement funds to ensure monthly income.
50:14 *📊 Investment Goals and Returns*
- Importance of realistic return expectations and financial planning adjustments.
51:35 *🏦 Bank Deposits and Tax Regimes*
- Impact of new tax regimes on bank deposits and investment options.
53:11 *📉 Mutual Fund Performance*
- Evaluation of mutual fund performance and challenges in beating benchmarks.
54:03 *📈 Investment Strategy for Cash Balance*
- Recommendations for investing cash balances and increasing SIP contributions.
55:47 *💡 Impact of SIP on Large Portfolios*
- Effectiveness of SIPs in large portfolios and portfolio growth management.
57:12 *🏠 Managing Loan Repayment and Savings*
- Balancing loan repayments with savings and investment goals.
58:27 *📊 Financial Management Principles*
- Application of the 50-30-20 rule and adjustments based on income growth.
01:00:03 *📊 Income Growth and Financial Goals*
- Importance of income growth and planning for future expenses.
01:01:22 *📈 Review of Small Cap Funds and Investments*
- Review strategy for small-cap funds and upcoming detailed analyses.
01:03:29 *🏅 Gold Investment Strategies*
- Alternatives to Sovereign Gold Bonds; benefits of Gold ETFs and physical gold.
01:04:41 *🏦 Final Thoughts and Wrap-Up*
- Summary of key points and recommendations; concluding remarks.
Made with HARPA AI
It always feels great to listen to both of you.
Valuations are very high because of retail inflows.
There is no asset class better than equity now. No other choice than to invest in equity and equity mutual funds.
Thank you for keeping us rational ❤
Waiting for Bangalore session
Same here😊
Thank you parimal Sir and gaurav sir
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
Thanks for educating us on long term investment
Thanks a lot to both
Dear Team, can We expect Yadnya Investment Mutual Fund, in the forthcoming years, why because you have lot of Potential working people, especially Gem like Mr. Parimal Ade, Manisha Jain, Gaurav Jain...
Pl spell out the mail ID clearly through which u can be contacted for portfolio related queries. Audio is not clear
contact@investyadnya.in
Gaurav Sir, you told go to funds, where fund manger is not following any style (growth, value or momentum).
But how to know which fund is following which style ?
By looking p/e ratio ?
Kindly try to explain in totality in your discussions.
Please explain at least here and do reply.
Hi sir
I have question regarding parag parekh flexi cap fund. The AUM has risen so much now in future will it be able to deliver good returns or how they will manage this much AUM as they can not buy any small cap company due to problem in deploying money. Your view please
Thanks
Uflex rallied 80% since past 6 months
Gaurav sir, you told value fund/stocks/streategy is less risky than Growth streategy, whereas I was told by my Financial Advisor that value stocks are those hidden gems which is not noticed by masses (by others) and that's why they are cheap, so if we invest in them they may be multibagger. But if they don't click reverse may also happen. That's why Value investing is more volatile than Growth investing.
Kindly reply and elebotate these points.
Yadnya academy team :
However long or big explanation you give,
A lot of people feel that your fees are TOO HIGH for the "RETAIL" investors, for whom you are running your company.
Your fees are for HNI and above.
So own it, say it clearly for whom your services exist.
_____
Also, you have purposefully stopped mentioning any stocks in your discussion.
Don't think that people don't notice these things.
You cannot speak from two faces at once.
You are not in politics.
So don't be politicians.
Parimal ka kabhi network kaharab kabhi gala kharab
Showed some respect bhai
Free mai de rha hai ❤
PARIMAL SIR AND GAURAV SIRS
KINDLY TRY TO KEEP VOLUME LEVEL SETTINGS OF BOTH OF YOU AT SAME LEVEL.
OTHERWISE WHEN GAURAV SIR IS TALKING I HAVE TO ADJUST FOR LOW VOLUME AND WHEN PARIMAL SIR TALKING INCREASE THE VOLUME LEVEL, CONTINUOUSLY.
MY FAMILY MEMBERS IN OTHER ROOM COMPLAINS THAT VOLUME IS TOO HIGH IN NIGHT, BECAUSE OF VOICE VOLUME LEVEL DIFFERENCE OF BOTH OF YOUR MICS.
PLEASE TAKE CARE, USUALLY GAURAV SIR MIC VOLUME IS TOO HIGH AND PARIMAL DIR'S MIC VOLUME IS LOW.
Get your hardware changed
Earphones pe sunn le bhai😂
The fcuking entitlement of us Indians is frankly shocking sometimes.
Your comment on raghu ram rajan suggests how biased you people are. Do you think that you know more than an economist.
Raghu ram rajan himself is a very biased person 😂
Raghuram Rajan is a biased politician.
A+A+A=M**I
@@aniketraje4430 n how about urjit patel, why did he resigned?