Terima kasih bawa isu ini. Kos insurans sering naik tanpa justifikasi jelas. Bila ditanya pada Ejen Insurans, jawapan mudah yang diberi hanyalah "kenaikan kos perubatan." Saya ada pengalaman menjadi Ejen Insurans selama hampir 5 tahun. Saya juga tidak suka perkara sebegini.
I agree with him wholeheartedly. Salary doesn’t even rise 10% per year, but medical premium insurance is rising to 40%. These are new scamming tactics!!
YB Sim, we kindly request you to continue pursuing this matter with the utmost urgency. Your advocacy is vital in ensuring that fair and reasonable solutions are found, so that everyone can have access to affordable healthcare without the burden of ever-increasing premiums.
It looks like a cartel between health service provider and insurance company, MyCC and BNM should investigate this together if there is any antitrust activity among them..
Totally agree very well said all these imposing High premium and High charges from private hospitals are extremely too much.. hospitals doctors are suppose to give Help to patients n can charge a reasonable fees..
setuju. Ini baru perjuangan utk rakyat. ejen insurans/takaful perubatan bukan main mewah. Apatah lagi doktor² hospital swasta. BNM siasatlah dan kawallah serta buat ketetapan baharu supaya kadar premium insurans/takaful kesihatan tidak melampau dan menekan rakyat. Rakyat B40 juga mahukan perkhidmatan insurans perubatan
BNM is the one that increased it. they set the pricing based on the mortality table, thats why all insurance companies the pricing dont defer much between them.
Memang betul syarikat insuran tekan pemegang polisi yang telah bayar lebih 10 tahun supaya mereka pemegang polisi terutama polisi medical card.Mereka tahu apabila sudah berumur tua risiko tinggi. Syarikat insuran naik primium terlalu tinggi hingga pemengang polisi tak mampu sambung bayar. Saya mula bayar rm 405 pada tahun 2005 tetapi pada tahun 2024 di naikan primium bulanan kepada rm 612. Terpaksa berhenti pada umur 66 tahun. Bank Negara tak bolih ambil apa apa tindakan pun. Syarikat ini di Seberang Jaya sahaja mempuyai libih dari dua cawangan. Mereka beri alasan kos kesihatan terlalu tinggi. Taktic kotor syarikat insuran.
JOSEPH you have to think why USA medical treatment more expensive??? try to see how a medicine can helps you get treatment from any critical. if today your friend get strike by cancer and the medicine for anti-cancer is around 400K Malaysia. do you willing to pay??? think before you scold
@@AHLEON8693 Don't compare with USA. I was in this insurance line for many yeaŕs. When we sell the polisi well explain to the custormer abouth the critical term. Once Anuar became MOF almost all insurance co. In Malaysia discontinue this kind of polisi and all customer have to keep on paying the primium. Reason is BNM rules. If the only new polisi then different story. They the insurance co, can have their own office but they used to rent just to support their cronys
Instead of blindly and indiscriminately allowing insurance companies raising policy premium BNM should n must investigate insurance companies operation and medical services submission/claims for services rendered...also not fair to those policy holders who never or rarely made medical claims maybe implement NCB as in motor insurance.
Siasat juga harga tak masuk akal daripada hospital swasta. Bukan semua rakyat faham nak baca bil hospital. Charge yg bukan2. Double charging. Prof dato doc masuk masuk wad 5minit RM500/visit. Padahal viral fever je. Bil hospital guna insurans dengan bil yg tak guna insurans harga berbeza. Tu tak masuk lagi unnecessary surgery janji boleh charge insurans. Bila surgery smpai pt nak mati pass ke gov hospital. Senang hidup.
Bank Negara Malaysia and other relevant authorities should do a study on market concentration and power in the life insurance industry and the private hospital sector. Look at the level of competition in these industries. Is it healthy?
Industri perubatan sudah jadi berleluasa sebab untung mengila. Kerajaan pon melalui GLC buka hospital swasta untuk kaut untung bersama. Ditambah dengan perkhidmatan buruk Di hospital kerajaan. Sekarang pihak insuran pula naikan primium ini akan menyebabkan tekanan atas Rakyat. Kerajaan harus bertindak sekarang sebelum parah.
Betul YB, Hospital swasta mahal gila… KDN PATUT PANTAU HARGA MEREKA…. Tak masuk akal, duit ubat dan duit doctor… sebab pakai insurance, mereka charge mahal… patutlah insurance premium naik 😅
Yes, Prudential life+health insurance increased 40% last 3 years.... Unreasonable, just deliver a note saying this is due to economy situation bullshit.
syukur..teruskan suara rakyat YB..jgn gentar dengan dengan syarikat insuran ni..premium naik tinggi, nak claim punya lembab..lepas tu treshold cepat je habis..hairan..kos insuran melampau!
Tak perlu naik premium. Even harga premium lama seperti tahun2 lepas pun pihak insurance & hospital pun dah untung ratusan juta hingga billion setahun. Kenapa susah nak siasat & tekan syarikat2 ni?? Sebab cuba lah tgk senarai shareholder syarikat2 insurance & hospital dalam Malaysia ni sapee. Sedia maklum bertahun lama dahhh
YB Plse ask BNM Banking Charges pun naik Gila2 olh Bank Tempatan.Most of the Banks are Charging thier Customer High Service n Credit Card Flexi Charges.Cash withdrawals pun Rm50 has being Charged.
Yes pls. When you see property developers/ Banks/ Foreign investors venture into hospital business. It means it is profitable or else why they are making acquisition. And hospital is supposed to serve ppl. Even private hospital profit should be moderate. If investors are looking for high profitable business pls see other industry. DO NOT RIDE PROFIT ON EDUCATION SUCJ AS INTERNATIONAL SCHOOLS AND MEDICAL BECAUSE IT IS FUNDAMENTAL OF HUMAN. WHAT A INHUMAN BUSINESSMAN!
🛑TIADA BADAN BEBAS mengawal caj perubatan pihak swasta. Pihak insurance sekadar mampu mengawal dan menilai kos tuntutan wajar hanya berdasarkan laporan rawatan dan perubatan hospital swasta.
why cant ppl learn about the industry before making assumption . BNM should be the one that increased it, so ppl here are asking BNM to investigate themself. 😂
@cstkl1 regulator failed? Or bribed? I am more favorable for medical savings. I do not think medical insurance works. All will fall sick during their life time, for sure insurance will have to pay/claimed. And insurance always have exclusion. family member got cancer, you might get excluded for it. basically wanted to protect you from what you will never need protection from. If family member got accident, they also might want to exclude you from that or raise premium if they can. Life insurance only protect you until certain age, in an unlikelihood the insured died unexpectedly, Past certain age, no more claims, cos that time you sure die. So in a way u r buying protection that you might not need, but you are unsure, right? so you insure it loh. Medical? sure will fall sick. everyone will die of at least 1 cause. cancer, diabetes, renal failure, heat stroke... a long list. but if they can that one reason you are most likely to die off from, is excluded. so you are only protected against cause of death you are not likely to die off. wth.. eg. you got cancer, excluded, but insured, then you die of stroke. unexpected. like that can claim loh. Die of cancer, cannot loh. New premium hike should only apply to those new sign up. the one signed up already committed, should not raise. If premium too high, then medical insurance is not a viable business. close shop and move those commitment at hand to another insurer or swallow the losses.
Totally agreed. Investigate further on the ridiculous and exorbitant charges by the private hospital. It seems that paying cash is cheaper compared to insurance payment?
First of all, the private hospitals should be investigated for overcharging the patients. I am speaking from personal experience and have seen how these leeches create extra changes which is tantamount to cheating. So, replace the bloody health minister, then investigate the private hospitals, and finally, renegotiate the insurance premium with the insurance companies.
When we were sold insurance... it is said that, its cheaper to buy young. BUT the thing is, 99.9% of people don't even know about the insurance charges part within the monthly payment, as it was not told by agents. Medical card is now packaged bundled into investment link product, so people won't pay attention to insurance part. The investment part suppose to give values that the return on investment can cover the cost of insurance, but unfortunately that may not be the case when your cash value in your policy depletes. You'll just receive notice from them, that you need to top up premium, with no end to it every year Insurance made the most money when people, start to not afford it after many working years and allow their policy to lapse, and then you are getting older. That's life!
All these insurance companies taking policy holders for granted assuming all will continue with their policies no matter how much % increase...if more than 50% holders stopped..most these insurance companies will close shop .. instead of punishing policy holders look into other ways to decrease cost, eg reduce agents commission, stringent check on medical services submissions.
Banyak kes kaut untung yang mudah dan tidak masuk akal yang dipraktiskan di Malaysia- contoh fee Booking/ beli kereta, printing surat pajak gadai/ jual beli / proses fee yang kadang-kadang mencecah ratusan ringgit. bagi saya ini juga seperti ah long berdaftar/ berlesen- sebab pengguna/ pembeli tidak ada / pilihan. klau di klinik swasta pula charge cunsaltasi yang beberapa minit sahaja mencecah puluhan ringgit juga.
this would add mountain of pressure on the rising cost of living, these few years the cost of living increased tremendously due to food and groceries prices keep increasing... most families nowadays buy medical insurance for kids also... i cannot imagine next year after foreign labors are forced to go KWSP, the food court owners would surely raise price on food again... my biggest worry now if the RON95 subsidy is cut next year, the food and groceries price would skyrocket, next year could be extra RM500-RM1000 expense per family... scary to think about it...
Bila berkaitan dengan dengan bank2 & insurans ni, mmg confirm tiada tindakan. Tak caya, korang tunggu. Tau2 jer senyap dan sapu bawah karpet jer isu ini. Perkara mcm ni berkaitan dengan polisi yang perlu dibentang, dibahas dan buat akta. Isu telur boleh ambil tindakan sebab dah mmg polisi/akta yg jelas dan dibentangkan dalam parlimen.
Hospital Swasta ada P&L masing². Pasti ada sebab caj dinaikkan. Kenapa? Adakah operating cost meningkat? Kalau 1 hospital sahaja yang naik, mungkin sebab pengurusan. Kalau banyak? Bila caj dinaikkan, premium insurans pun naik. It's a supply chain effect.
Insurans e-hailing paling teruk, dah sama dgn insurans kereta biasa tp x tau apa function. Bayangkan kalau insurans biasa kena ambil rm1k, add on e-hailing tambah lagi 1k, matilanak ini mcm
Nowdays ...its become norm to have insurance form emergency cases but the fee of premium is ridiculously high compared to the service provided both by insurance agency and also by private hospitals.....😢😢
Rakyat asing juga makin ramai yang datang untuk membuat rawatan di hospital swasta di malaysia, kerajaan perlu buat two tier pricing untuk memastikan rakyat malaysia tidak menerima kesan daripada excessive profit yang dibuat oleh hospital swasta dan operator insurance/takaful.
Tanya juga caj melampau hospital. Nak daftar kat kaunter pun kena caj pendaftaran. Tolak patient ke wad pun kena caj. Umpama makan kat kedai, takkan guna pinggan dan sudu pun kena caj ke? Agak2 sikit juga la operator hospital gergasi ni.
Sudah tiba masanya BNM membenarkan insurans dijual tanpa melalui ejen. Premium mahal tu sebab komisen ejen yg terlalu tinggi. Kalau tak percaya tengok geng insurans. Pakai kereta2 mahal utk recruit ejen baru. Kalau komisen sikit takkan mampu beli.
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Terima kasih bawa isu ini. Kos insurans sering naik tanpa justifikasi jelas. Bila ditanya pada Ejen Insurans, jawapan mudah yang diberi hanyalah "kenaikan kos perubatan." Saya ada pengalaman menjadi Ejen Insurans selama hampir 5 tahun. Saya juga tidak suka perkara sebegini.
Black rock punya kerja naikkan kos sara hidup.
@@lippalma4661 ape kena mengena
Kene tanya actuary, dia yg tntukn premium
MP yg baik...berjuang utk rakyat..
Bodoh
@@MrJukamadajangan maki diri sendiri. Tak baik
Sanggup ke😂😂😂
Betul MP. Teruskan memperjuangkan hak rakyat
terbaik MP!
Terbaik kepala butoh
I agree with him wholeheartedly. Salary doesn’t even rise 10% per year, but medical premium insurance is rising to 40%. These are new scamming tactics!!
Wow 40% that's very high ..
Insurance scheme = Insurance SCAM
Nothing will happen. Bodoh.
Betul. Kenaikan melampau dan dah kali ke 3 naik dalam masa setahun. Tak tahu mampu nak teruskan atau tidak sebab kenaikan lebih dari 100%
YB Sim, we kindly request you to continue pursuing this matter with the utmost urgency. Your advocacy is vital in ensuring that fair and reasonable solutions are found, so that everyone can have access to affordable healthcare without the burden of ever-increasing premiums.
Terima kasih, YB Sim Tze. Pejuangkan rakyat 👍
GOOOD !!! Kerajaan & BNM perlu menyiasat & keluar SAMAN atas syarikat Insurans tersebut.
BNM siasat BNM.. 😂😂😂😂😂
It looks like a cartel between health service provider and insurance company, MyCC and BNM should investigate this together if there is any antitrust activity among them..
Siasat juga charge bayaran hospital swasta dan klinik2 yg semakin tinggi, pantau secara menyeluruh
Tarak org paksa u pergi kan
Sbb doktor mau kaya mau pakai porsche
@@lbagwell9283 Ada Salah kah? Tarak kan. Nak kena miskin sama2 baru betuii kah?
@@tkc8506xde org paksa u beli insurans jugak
Spot ini tkc8506, confirm a corrupted insurance, hospital investor
Bravo MP.Thank for understanding people problem.
Cina DAP tipu
Ini baru betul menteri yg membawa isu rakyat. 👍.
Tapi dia dap, hadi kata takleh
Teruskan bangkit isu ini. Tq YB Sim. BNM please don't sweep this issue under the carpet.
Siapa percaya memang bodoh
Totally agree very well said all these imposing High premium and High charges from private hospitals are extremely too much.. hospitals doctors are suppose to give Help to patients n can charge a reasonable fees..
Private hospital semua corrupted, greedy doctor n corporate, mesti ada rasuah juga mesti siasat
Tolong SIASAT charge fees atas ubat & perkhidmatan berlebihan di hospital swasta !!
Hospital swasta yang charge terlalu tinggi.. alasannya kos perubatan semakin meningkat..
doctor charges are not that high. its the hospital. go n check your bill.
Two questions
1/ who causes you to be sick ? Hospital or yourself
2/ who forces you to step into the hospital?
Saw 2 corrupted animals Dr/ agent comments, ⚔️
Ini yg rakyat mahu dari seorang Mp, membela nasib rakyat.. Bukan cakap merapu Dan terjerit2 dlm parlimen mcm berok.
Steady YB bayan baru
Tapi Dap ni, hadi kata takleh
finally MP voiced about this issues, since after MCO end, should investigation all insurance 2 times increased in short periods.
Ini la issues yang patut diberi perhatian.
Ya Betul2💯💯💯!!! YB Yang Terbaik 👍👍👍 Sokong Sepenuh 💯💯💯🫰🫰🫰👍👍👍
setuju. Ini baru perjuangan utk rakyat. ejen insurans/takaful perubatan bukan main mewah. Apatah lagi doktor² hospital swasta. BNM siasatlah dan kawallah serta buat ketetapan baharu supaya kadar premium insurans/takaful kesihatan tidak melampau dan menekan rakyat. Rakyat B40 juga mahukan perkhidmatan insurans perubatan
BNM is the one that increased it. they set the pricing based on the mortality table, thats why all insurance companies the pricing dont defer much between them.
B40 pergi hospital kerajaan jelah. Nak demand je lebih, bila tak dapat merungut. Ukur baju dibadan sendiri
ya saya sokong yg ini
Memang betul syarikat insuran tekan pemegang polisi yang telah bayar lebih 10 tahun supaya mereka pemegang polisi terutama polisi medical card.Mereka tahu apabila sudah berumur tua risiko tinggi. Syarikat insuran naik primium terlalu tinggi hingga pemengang polisi tak mampu sambung bayar. Saya mula bayar rm 405 pada tahun 2005 tetapi pada tahun 2024 di naikan primium bulanan kepada rm 612. Terpaksa berhenti pada umur 66 tahun. Bank Negara tak bolih ambil apa apa tindakan pun. Syarikat ini di Seberang Jaya sahaja mempuyai libih dari dua cawangan. Mereka beri alasan kos kesihatan terlalu tinggi. Taktic kotor syarikat insuran.
JOSEPH you have to think why USA medical treatment more expensive??? try to see how a medicine can helps you get treatment from any critical. if today your friend get strike by cancer and the medicine for anti-cancer is around 400K Malaysia. do you willing to pay??? think before you scold
@@josephpatrick1433 agree with u, no need entertain AHLEON ni, definitely a greed n corrupted doctor or agent
@@AHLEON8693 Don't compare with USA. I was in this insurance line for many yeaŕs. When we sell the polisi well explain to the custormer abouth the critical term. Once Anuar became MOF almost all insurance co. In Malaysia discontinue this kind of polisi and all customer have to keep on paying the primium. Reason is BNM rules. If the only new polisi then different story. They the insurance co, can have their own office but they used to rent just to support their cronys
@@josephpatrick1433 which office are you from??
@@josephpatrick1433u in insurance industry but you dont understand how medical insurance works, then i dont know what to say
YB mcm nilh yg rakyat mahu blh bangkitkn isu yg brkait rapat dgn masaalh2 rakyat,bukan asyik main isu yg langsung tiada kaitan dgn kehidupan harian rakyat.
Apa yg berlaku dinegara maju sedang berlaku diMalaysia iaitu kenaikan kos sara hidup.. rakyat yg sengsara..
Btoi2
Boleh join pak hassan karim...👍👍👍
Lepas tu pak menteri suruh rakyat makan ubi. Benak ubi punya pak menteri
Instead of blindly and indiscriminately allowing insurance companies raising policy premium BNM should n must investigate insurance companies operation and medical services submission/claims for services rendered...also not fair to those policy holders who never or rarely made medical claims maybe implement NCB as in motor insurance.
BNM investigate BNM. seriously why cant ppl learn abit about the industry.,
🎯💯👍🏼
Syabas YB
Siasat juga harga tak masuk akal daripada hospital swasta. Bukan semua rakyat faham nak baca bil hospital. Charge yg bukan2. Double charging. Prof dato doc masuk masuk wad 5minit RM500/visit. Padahal viral fever je. Bil hospital guna insurans dengan bil yg tak guna insurans harga berbeza.
Tu tak masuk lagi unnecessary surgery janji boleh charge insurans. Bila surgery smpai pt nak mati pass ke gov hospital. Senang hidup.
Bank Negara Malaysia and other relevant authorities should do a study on market concentration and power in the life insurance industry and the private hospital sector. Look at the level of competition in these industries. Is it healthy?
You mean Malaysia Competitin Commission (MyCC)?
Industri perubatan sudah jadi berleluasa sebab untung mengila. Kerajaan pon melalui GLC buka hospital swasta untuk kaut untung bersama. Ditambah dengan perkhidmatan buruk Di hospital kerajaan. Sekarang pihak insuran pula naikan primium ini akan menyebabkan tekanan atas Rakyat. Kerajaan harus bertindak sekarang sebelum parah.
Terima kasih rocket. You stand together with rakyat.
Thank you YB This is a good example of politicians not fighting for themselves but fighting for us.
Thank you YB for bringing this long standing dilemma face by Rakyat out...
Ni aku sokong, tak kira apa parti atau bangsa dia.
Jangan jadi MP dalam parlimen dok cari salah orang, kerja tak buat
Betul YB, Hospital swasta mahal gila… KDN PATUT PANTAU HARGA MEREKA…. Tak masuk akal, duit ubat dan duit doctor… sebab pakai insurance, mereka charge mahal… patutlah insurance premium naik 😅
Thank you MB for speaking up for the rakyat…..👏👏👏
Insurans yg membuat rkyt miskin! Jahanam kena hukum puak2 ni!
setuju perlu siasat,..
Ni baru la dikatakan bawa isu yg betul2 menjejaskan kehidupan rakyat. Bukan mcm pembanggang yg siang mlm main sentimen 3R.
Yes, Prudential life+health insurance increased 40% last 3 years.... Unreasonable, just deliver a note saying this is due to economy situation bullshit.
AI* also. I think i kena up 2x or 3x d
Pencarum yg tak pernah buat tuntutan juga terima notis caruman yang meningkat…ini tidak adil
ini semua parti pembakang tak tahu.mereka hanya pakar isu perkauman saja
Tapi ramai lagi melayu sokong lagi, camne tu? Hadi pun dah mimpi nabi katanya
Terima kasih YB, perkara ini harus ditangani dengan sebaik-baiknya agar tidak membebankan rakyat.
betul. pastu agent dengan senang hatinya “biasa la, kos perubatan naik” puih. no transparency
Siasat juga semua pharmacy harga naik punya naik masih ikut exchange rate rm4.85=usd1
this they should investigate, pharmacy profit rate is insane like 100-300%
Ada orang paksa ko beli?
syukur..teruskan suara rakyat YB..jgn gentar dengan dengan syarikat insuran ni..premium naik tinggi, nak claim punya lembab..lepas tu treshold cepat je habis..hairan..kos insuran melampau!
Thanks to PMX. Naikkan cukai & memperkenalkan macam-macam cukai ! Asian Tiger Rawwrrr 😂😂
🐅🐅🐅😅😂🤣
Mmg patt naik cukai kalau opr naik 50% sbb banyak jenis yg mcm kamu lari cukai dan kaya..that how capitalis work bongok..
Tak perlu naik premium. Even harga premium lama seperti tahun2 lepas pun pihak insurance & hospital pun dah untung ratusan juta hingga billion setahun.
Kenapa susah nak siasat & tekan syarikat2 ni?? Sebab cuba lah tgk senarai shareholder syarikat2 insurance & hospital dalam Malaysia ni sapee. Sedia maklum bertahun lama dahhh
Terima kasih🎉🎉
YB Plse ask BNM Banking Charges pun naik Gila2 olh Bank Tempatan.Most of the Banks are Charging thier Customer High Service n Credit Card Flexi Charges.Cash withdrawals pun Rm50 has being Charged.
Yes pls. When you see property developers/ Banks/ Foreign investors venture into hospital business. It means it is profitable or else why they are making acquisition. And hospital is supposed to serve ppl. Even private hospital profit should be moderate. If investors are looking for high profitable business pls see other industry. DO NOT RIDE PROFIT ON EDUCATION SUCJ AS INTERNATIONAL SCHOOLS AND MEDICAL BECAUSE IT IS FUNDAMENTAL OF HUMAN. WHAT A INHUMAN BUSINESSMAN!
#Sprm patut siasat KPJ seluruh negara
Kpj ada paksa u pergi sana?
isu nie sy setuju dgn MP...tq for bring up this issue...
Melampau sangat kenaikan
Upgrade la level hospital kerajaan di malaysia ni..then chrge sikit kepada pengguna..
Satu mask jual di private hospital rm6-7, luar tak sampai rm 1 pun, ini apa?? Ini corruption n greed la, ini hospital mesti tutup, banyak di Malaysia
I may not know you in person.
But, we the rakyat look up to you as a righteous MP on this matters.
Fighting spirit 💪💪💪
Ya BENAR(AMAT-AMAT MALU ) dengan bangsa serta dengan penganut agama-agama lain. Jelas mereka sangat rakus tergila harta .sapu bersih
This insurance companies being too much lah sampai tekan kan rakyat, agree with YB statement, perlu disiasat perkara ni
🛑TIADA BADAN BEBAS mengawal caj perubatan pihak swasta. Pihak insurance sekadar mampu mengawal dan menilai kos tuntutan wajar hanya berdasarkan laporan rawatan dan perubatan hospital swasta.
Fakta...❤
Kawal harga perkhidmatan perubatan swasta dan kawal premium insurance. Perkenalkan tabungan perubatan seperti kwsp.
why cant ppl learn about the industry before making assumption . BNM should be the one that increased it, so ppl here are asking BNM to investigate themself. 😂
@cstkl1 regulator failed? Or bribed? I am more favorable for medical savings. I do not think medical insurance works. All will fall sick during their life time, for sure insurance will have to pay/claimed. And insurance always have exclusion. family member got cancer, you might get excluded for it. basically wanted to protect you from what you will never need protection from. If family member got accident, they also might want to exclude you from that or raise premium if they can.
Life insurance only protect you until certain age, in an unlikelihood the insured died unexpectedly, Past certain age, no more claims, cos that time you sure die. So in a way u r buying protection that you might not need, but you are unsure, right? so you insure it loh.
Medical? sure will fall sick. everyone will die of at least 1 cause. cancer, diabetes, renal failure, heat stroke... a long list. but if they can that one reason you are most likely to die off from, is excluded. so you are only protected against cause of death you are not likely to die off. wth..
eg. you got cancer, excluded, but insured, then you die of stroke. unexpected. like that can claim loh. Die of cancer, cannot loh.
New premium hike should only apply to those new sign up. the one signed up already committed, should not raise.
If premium too high, then medical insurance is not a viable business. close shop and move those commitment at hand to another insurer or swallow the losses.
@@cstkl1 "BNM orders insurers, takaful operators to review pricing strategies"
@@cstkl1 "Insurers pledge flexible premiums and gradual hikes following BNM's call"
@@cstkl1 "Insurers pledge flexible premiums and gradual hikes following BNM's call" - regulators got to work.
Tolong siasat caj-caj perubatan / fi-fi hospital swasta juga , Ini juga satu punca chain reaction
Yes, please investigate. The increase is too much.
Thank you YB for voicing out.
Totally agreed. Investigate further on the ridiculous and exorbitant charges by the private hospital. It seems that paying cash is cheaper compared to insurance payment?
Bab ni saya Setuju...
setujuuuu
First of all, the private hospitals should be investigated for overcharging the patients. I am speaking from personal experience and have seen how these leeches create extra changes which is tantamount to cheating. So, replace the bloody health minister, then investigate the private hospitals, and finally, renegotiate the insurance premium with the insurance companies.
When we were sold insurance... it is said that, its cheaper to buy young.
BUT the thing is, 99.9% of people don't even know about the insurance charges part within the monthly payment, as it was not told by agents.
Medical card is now packaged bundled into investment link product, so people won't pay attention to insurance part.
The investment part suppose to give values that the return on investment can cover the cost of insurance, but unfortunately that may not be the case when your cash value in your policy depletes.
You'll just receive notice from them, that you need to top up premium, with no end to it every year
Insurance made the most money when people, start to not afford it after many working years and allow their policy to lapse, and then you are getting older.
That's life!
korang focus derma darah. bila nak henti insurance ni. boleh dapat first class govem hospital kalau derma darah kali ke 30 keatas.
MP DAP juga yg bersuara pasal isu ni.
All these insurance companies taking policy holders for granted assuming all will continue with their policies no matter how much % increase...if more than 50% holders stopped..most these insurance companies will close shop .. instead of punishing policy holders look into other ways to decrease cost, eg reduce agents commission, stringent check on medical services submissions.
Banyak kes kaut untung yang mudah dan tidak masuk akal yang dipraktiskan di Malaysia- contoh fee Booking/ beli kereta, printing surat pajak gadai/ jual beli / proses fee yang kadang-kadang mencecah ratusan ringgit. bagi saya ini juga seperti ah long berdaftar/ berlesen- sebab pengguna/ pembeli tidak ada / pilihan. klau di klinik swasta pula charge cunsaltasi yang beberapa minit sahaja mencecah puluhan ringgit juga.
Betul setuju
Kementerian kesihatan xde telur 🫵‼️
Takde power.. kkm tak tengok business side 😂
Insurans kenderaan pun baik nak yb, mcm2 hidden charges
this would add mountain of pressure on the rising cost of living, these few years the cost of living increased tremendously due to food and groceries prices keep increasing... most families nowadays buy medical insurance for kids also... i cannot imagine next year after foreign labors are forced to go KWSP, the food court owners would surely raise price on food again... my biggest worry now if the RON95 subsidy is cut next year, the food and groceries price would skyrocket, next year could be extra RM500-RM1000 expense per family... scary to think about it...
Betul! Aku punya insuran naik mendadak! BSN TAKAFUL!
Dari RM344 ke RM432 sebulan bagi coverage yang sama, sangat keterlaluan.
t.kasih bwk isu ni...
Tapi dia dap, hadi kata takleh
@tkc8506 bile hadi kate mcm tu?
@@akmalirwan6435 masa dia mimpi nabi
@@tkc8506 nabi ckp mcm tu dlm mmpi hadi?
Open up lecense to 100%own foreign company operate insurance n medical centres everywhere avoid monopoly including foods
Pemegang kad pruBSN kat sini.
Start tahun 2012 dgn rm200 lebih, skrg rm365, tahun depan naik kepada rm444. Ikut harga emas agaknye.
Bila berkaitan dengan dengan bank2 & insurans ni, mmg confirm tiada tindakan. Tak caya, korang tunggu. Tau2 jer senyap dan sapu bawah karpet jer isu ini. Perkara mcm ni berkaitan dengan polisi yang perlu dibentang, dibahas dan buat akta. Isu telur boleh ambil tindakan sebab dah mmg polisi/akta yg jelas dan dibentangkan dalam parlimen.
Dare to speak out
Now dare to act on it
for All Malaysian 😊
Hospital Swasta ada P&L masing². Pasti ada sebab caj dinaikkan. Kenapa? Adakah operating cost meningkat? Kalau 1 hospital sahaja yang naik, mungkin sebab pengurusan. Kalau banyak?
Bila caj dinaikkan, premium insurans pun naik.
It's a supply chain effect.
yes excessive profiteering. such a heartache when reading hospital bill
Insurans e-hailing paling teruk, dah sama dgn insurans kereta biasa tp x tau apa function. Bayangkan kalau insurans biasa kena ambil rm1k, add on e-hailing tambah lagi 1k, matilanak ini mcm
Beginilah Yb yang di cari rakyat terbaik.
Rakyat yg pintar, tak pilih yb yg risis,rasuah, menipu rakyat, tak membanggun rakyat, seperti pembakang😢😢😂
Nowdays ...its become norm to have insurance form emergency cases but the fee of premium is ridiculously high compared to the service provided both by insurance agency and also by private hospitals.....😢😢
Rakyat asing juga makin ramai yang datang untuk membuat rawatan di hospital swasta di malaysia, kerajaan perlu buat two tier pricing untuk memastikan rakyat malaysia tidak menerima kesan daripada excessive profit yang dibuat oleh hospital swasta dan operator insurance/takaful.
Tanya juga caj melampau hospital. Nak daftar kat kaunter pun kena caj pendaftaran. Tolak patient ke wad pun kena caj. Umpama makan kat kedai, takkan guna pinggan dan sudu pun kena caj ke? Agak2 sikit juga la operator hospital gergasi ni.
Yes insurance cars pun tinggi
Sudah tiba masanya BNM membenarkan insurans dijual tanpa melalui ejen. Premium mahal tu sebab komisen ejen yg terlalu tinggi. Kalau tak percaya tengok geng insurans. Pakai kereta2 mahal utk recruit ejen baru. Kalau komisen sikit takkan mampu beli.
Dah ada pun insuran dijual terus dari syarikat insuran sendiri tanpa melalui ejen.
@mcmltr tau. Macam takaful malaysia. Cuma tak meluas lagi. Ramai orang tak tahu.
YB buat perkara yg betul dan cekap
Bukan naik sikit2, sekali naik 160-290
Good mp...
Bukankah orang tu rajin cari pelaburan asing? Takde pemain industri insurans asing yang mahu masuk Malaysia kah?
kita tunggu lepas pelaksanaan e-invoice fasa 3 pula. ada kesan tak pada kos harian
YB baca BM baik2 nanti pemuda umno bising😂