All About The Overflow Binder l Everything You need to Know

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  • Опубликовано: 31 дек 2024
  • Hi everyone, I'm Nay!
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Комментарии • 54

  • @Amanda-g8k3y
    @Amanda-g8k3y Месяц назад +6

    The aesthetic dollar does the same thing but she has hers in categories, you are the only other person I’ve come across that does this and I love your version because of its simplicity. I just started mine and I love it

    • @SuzGetsItTogether
      @SuzGetsItTogether Месяц назад

      Love Emily! And love that overflow binder. So glad to see someone else using it. I’m doing that for sure!

  • @joyfulbudgetingco
    @joyfulbudgetingco Месяц назад +8

    Girl, your way is my way. I don't have time for the bank every payday! I love my overflow binder. My long term savings only go in HYSA.

  • @SuzGetsItTogether
    @SuzGetsItTogether Месяц назад +1

    I’m a new sub. I literally laughed out loud when you talked about how you’re lazy AF. You won me over! I love it. So so so true 🗣️

  • @simplyreid9174
    @simplyreid9174 Месяц назад +2

    Thank you for sharing. You explained well. I will be starting this method in 2025!

  • @ZimmieReads
    @ZimmieReads Месяц назад +1

    One reason I love the overflow binder method is because It helps me feel organized. But agree, the hamburger ebbs and flows for sure. I also go through my overflow binder every 6 months or so to make sure what’s supposed to be in there is what’s in there. ❤

  • @Steph.Budgets
    @Steph.Budgets Месяц назад +1

    Love this method! Thank you for making this! I keep calling off my cash stuffing journey bc my bank is so far from my house 😩

  • @moneywithjustliving5258
    @moneywithjustliving5258 Месяц назад

    Good Morning, Happy Friday. Excited to be here watching.

  • @thebudgetevolution
    @thebudgetevolution 23 дня назад

    Hi Nay 👋 great explanation 😊🩵

  • @RobinLaneLowe
    @RobinLaneLowe Месяц назад

    Nay, you did a fabulous job explaining. I loved the way you broke it up into 2 parts. The 2nd part was great. What a great way to use that binder.
    I loved seeing your 🏡 home. Show us more of your life hehe

    • @noteworthyco
      @noteworthyco  Месяц назад +1

      Thanks Robin, I was so nervous making this video 😭

    • @RobinLaneLowe
      @RobinLaneLowe Месяц назад

      @@noteworthyco you really did do a good job

  • @xoxolorae
    @xoxolorae Месяц назад

    I'm not a very good cash stuffer but I instantly subscribed for your personality XD

  • @stephaniehernandez8181
    @stephaniehernandez8181 Месяц назад

    Love this, thank you for explaining in details. I will be starting this soon 😊

  • @kristenbudgets
    @kristenbudgets Месяц назад

    Great breakdown! I love this method and may need to try it in the new year

  • @tillydoesit6260
    @tillydoesit6260 Месяц назад

    I love it! It made perfect sense to me! Im definitely going to start an overflow binder!! I do have a Cap1360 savings accts for just my sinking funds for when they get too much as well cuz I agree with you on the HYSA it should only be for long term savings. LMAOO I love your bloopers!!!!!

  • @joannam.9276
    @joannam.9276 Месяц назад

    I have an overflow binder and it’s been a game changer for me bc I don’t like going to the bank

  • @Imnotbroke_
    @Imnotbroke_ Месяц назад

    I realized that I do this too, it just isn't as organized as the way you do it but keeping extra just to avoid going to withdraw everytime😅 I think I will implement this, I love it and thank you for sharing ❤

  • @GenX-Budgets
    @GenX-Budgets Месяц назад

    Great job! I’ve mentioned before that
    I do something similar.

  • @DavinnaChristian
    @DavinnaChristian Месяц назад

    You did an awesome job explaining the overflow binder. Thank You!!!

  • @RobinLaneLowe
    @RobinLaneLowe Месяц назад

    Great information on the HYSA.

  • @roxanne4534
    @roxanne4534 Месяц назад

    You did a great job explaining! I'm really enjoying using the overflow binder.

  • @BudgetingWithStacey
    @BudgetingWithStacey Месяц назад

    This is a great idea! I’m thinking about setting one up, but then also a fully funded so it doesn’t keep my binders too full.

  • @sigourneywilliamson2050
    @sigourneywilliamson2050 Месяц назад

    I actually like the way you do this. I’m going to start something similar, I get paid fortnightly so my plan would be to transfer my pay into my offset and use the money from this system to put money into my fortnightly budget

  • @RobinLaneLowe
    @RobinLaneLowe Месяц назад

    Hey, Nay...im hear watching g😊

  • @Karinabudgets
    @Karinabudgets Месяц назад

    I love this video, I repeat and repeat 🔂 it 😅❤

  • @lucindabutler1100
    @lucindabutler1100 Месяц назад

    Thank you so much I am now going to borrow your method and create an overflow binder, great idea!

  • @patriciabrown2270
    @patriciabrown2270 Месяц назад

    Thanks for sharing. I understand now I will start my binder.

  • @netrellawrence1244
    @netrellawrence1244 Месяц назад

    I will be starting this next year and thank you so much for explaining. I can see the benefits of your method!

  • @AndalloTribeBudgets
    @AndalloTribeBudgets 26 дней назад

    This is a great method and I want to start doing this as well in 2025. Cause no lie I be lazy too! Love the idea of only using the HYSA for future stuff.

  • @Gigis-PlannerRoom
    @Gigis-PlannerRoom Месяц назад

    Great informative video. Great job with it.

  • @BudgetChronicleswithJacksandKi
    @BudgetChronicleswithJacksandKi Месяц назад

    What a great channel

  • @heavyrainloverful
    @heavyrainloverful Месяц назад

    I love it now that I understand it even more buttt I’m an online spender for clothes and other personal wants. Hopefully I won’t get charged fees from charging my debit card.😬

  • @Janelyx
    @Janelyx Месяц назад

    Wow I did not know that about the HYSA. Now I’m going to set up an overflow binder first

  • @itz.mariavicz
    @itz.mariavicz Месяц назад

    Oh man I thought the A5 would've been smaller! 😂 Had I seen this before my order I would've purchased that instead of the A6, but that's my bad for not paying attention if the dimensions were on the site. Super cute still! ❤

  • @blessedbudgetsbyAbigail
    @blessedbudgetsbyAbigail Месяц назад

    Hi 😊
    Here listening and supporting on my way to work. I also have an overflow binder 😊

  • @TheFancyDollar
    @TheFancyDollar Месяц назад

    Everytime I cash condense, I never bring it back to the bank. I don’t use an overflow binder, I just keep all my overflow cash in my safe🤣

  • @itz.mariavicz
    @itz.mariavicz Месяц назад

    Question.. how did you initially ever fill your overflow binder? Like did you take out all your money from the bank and put it there to be able to use from home, or did you slowly add bills to it until it had a certain amount you liked?

    • @noteworthyco
      @noteworthyco  Месяц назад

      In the Video around 16:05 should answer your question.
      But short version, haha. The money comes from the money in your envelopes, in your binders!

    • @itz.mariavicz
      @itz.mariavicz Месяц назад

      Yes, I saw that but thought maybe you had a smaller amount to begin with, and then slowly filled it after your cash condensing :) thank you!

  • @4ends
    @4ends Месяц назад

    Hello, I ordered from you today. I realized I ordered the printable trackers (3 of them) I meant the physical ones. Can you help me with this? Thank you

    • @noteworthyco
      @noteworthyco  Месяц назад

      Hi! Yes!
      Can you please email me ?
      Email is in the description box! Or on my website !

    • @4ends
      @4ends Месяц назад

      @@noteworthyco yes, I emailed you. Thanks!

  • @jessicaleibret8772
    @jessicaleibret8772 Месяц назад

    U crack me up lazy as F.....ME TO THIS IS AWESOME I LOV THIS

  • @sofiakarim2978
    @sofiakarim2978 Месяц назад

    I have my Halloween decorations up until December, Xmas is in December 😅

  • @sofiakarim2978
    @sofiakarim2978 Месяц назад

  • @QuelBudgetz87
    @QuelBudgetz87 Месяц назад

    Why was I expecting you to say in the oven again 😅

    • @QuelBudgetz87
      @QuelBudgetz87 Месяц назад

      Never mind I didn’t give it enough time. I die laughing right now!!! Yas!! But no I will not put it in the oven lol

    • @noteworthyco
      @noteworthyco  28 дней назад

      HAHAHAHAHAHAHAHA

  • @itz.mariavicz
    @itz.mariavicz Месяц назад

    Unrelated are you latina or do you just know a lotta Spanish!? 🤩

  • @stephanieabron2961
    @stephanieabron2961 Месяц назад

    Do you cash stuff with real money?

  • @CristaBudgetsPlans
    @CristaBudgetsPlans Месяц назад

    🤣 "Bring it" ...girl, you crack me up. I'd say the same thing. And that "you might get rob" lmao.. seriously, people are so funny. Anyhow, I love you video, I hate going to the bank, and plus, there's the weather disaster and power outage emergency, so I would rather do this video. I can't stand the HYSA too many fees and penal, and I would rather have full control over my own money. You rock, love your sense of humor 😘🫶🏽 AS for haters, lol let them hate, it's your money. You do you. This makes me so motivated to start my yt videos.

  • @getitdoneplannerco
    @getitdoneplannerco Месяц назад

    I really enjoyed this video! I take my money to the bank and I have never thought about this method. Thanks for sharing 🫶🏼🖤