MONEY MINDSET: BAD MONEY HABITS THAT KEPT ME BROKE FOR A LONG TIME l LUCY BENSON

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  • Опубликовано: 2 янв 2023
  • MONEY MINDSET: BAD MONEY HABITS THAT KEPT ME BROKE FOR A LONG TIME l LUCY BENSON
    Hey My loves, Todays video is on Money Mindset, Bad Money habits that kept me broke for a long time, I hope you enjoy the video 💕
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Комментарии • 164

  • @gw2513
    @gw2513 Год назад +205

    1. Not talking or Learning about money. Educate yourself.
    2. Gift yourself. Don’t be too rigid.
    3. You make money when you spend money. Invest in your business, your talent, skill.
    4. Plan your purchases. No impulsive buying.
    5. Diversify income.
    6. Set short and long term financial goals.

  • @blessingokorafor939
    @blessingokorafor939 Год назад +4

    I have a serious issue with impulse buying.. I used to be afraid to spend money too but i have broken from the spell..but now..i over spend cuz of impulse buying...i will learn how to budget now...thanks lucy💓

  • @nazokoli8
    @nazokoli8 Год назад +20

    This video is a sign to discipline myself financially

  • @bcollins1323
    @bcollins1323 Год назад +48

    I believe money management is on everyone’s vision board this year. And it makes so much sense. Save save save money!! It’s better to save money and splurge when you hit a big goal financially like paying off debt

  • @Empresssx
    @Empresssx Год назад +8

    I love that you don’t tell people to stop spending or to be miserly with money. You’re showing us how to be mindful and still get the things we want! Love this 🎉

    • @chandhand6539
      @chandhand6539 Год назад

      stingy people will never get rich. To get rich you need investment, the people who are not afraid of investing are the ones that succeed in getting rich and lucy is absolutely right about this. I had a phase in my life where was stingy in spending and i was not growing at all.. but later i started being liberal with wise spending.. now I'm almost never broke...

  • @peaceodumeru
    @peaceodumeru Год назад +4

    I struggle with impulsive buying and eating out. My main focus is properly paying my bills and debt. It makes me sad that I can't splurge or save like other friends, but more responsibility comes with more opportunities. I shouldn't be putting myself in debt to chase a lifestyle. God willing I will reap my rewards

  • @KemiKnowsTravel
    @KemiKnowsTravel Год назад +73

    As a Nigerian, I know where the fear of money came from. Financial transparency is hush hush and we are a heavy cash based economy. My last year goal was to build my financial literacy goals, 1 year later I have a budget, investment fund and emergency fund. I’m still a bit scared of mortgage as good debt tho 😅.
    Thanks for this!

    • @Elocute360
      @Elocute360 Год назад +2

      Oh my! This is so awesome. Happy for you.
      I'm a Nigerian also and currently on a financial literacy journey. I will deeply appreciate any tip or practical pointers from your journey.

    • @KemiKnowsTravel
      @KemiKnowsTravel Год назад +1

      @@Elocute360 I'm based in Canada and I highly recommend @xoreni's page for financial literacy starters. Also be honest with yourself about budgeting and your spending habits. Monitor yourself for one month and review the next month.

    • @Elocute360
      @Elocute360 Год назад

      Thank you so much, Kemi. I will do just as you suggested.

    • @millicentnamalwa9933
      @millicentnamalwa9933 Год назад +2

      am a Kenyan, this year my goal is to be financially literate, do you mind telling on where to start from?

    • @martinakessity
      @martinakessity Год назад +1

      Please can you tell me what kind of investment?

  • @okaforgloria3357
    @okaforgloria3357 Год назад +34

    I started budgeting around my birth month last year. It was stressful at first cause I had to say no to certain things and events but I don't regret it now cause saving and investing the rest has done me sooo good.

  • @justjoyceor
    @justjoyceor Год назад +16

    In my early 20s ,right now I'd say this video was more than enough .My first time here and I love it.Thank you Lucy😊. This Financial discipline I'll never learn anywhere

  • @soniablaggan
    @soniablaggan Год назад +4

    this was sooo relatable!!... especially the i love perfumes part bc girl my collection is worth thousands and i didnt even realise

  • @jimohtosinliza5799
    @jimohtosinliza5799 Год назад +4

    It’s nice seeing you this new month new year thanks for the content it’s so helpful i love it so much ❤

  • @christysiaw
    @christysiaw Год назад +8

    I never taught I fell into that category that didn't discuss much money. Thank you, Lucy this was an eye-opener for me to plan more and get more knowledge when it comes to my money 😂😂❤️

  • @lexieeemonet
    @lexieeemonet Год назад +15

    I started budgeting last year before I got my new apartment and it has definitely been helpful! Thank you for the tips my girl, I wrote down a lot of the gems you shared.

  • @SindyAkpolo
    @SindyAkpolo Год назад +5

    Awesome 😊😊 I've been running away from money topics too, but we need it as well. Thanks for sharing this advice 😊😊 Hapy New Year Lucy ❤❤

  • @haveasitatmytablepodcast
    @haveasitatmytablepodcast Год назад

    Yesssssssss!! a money video, I need helpppppppp😭😭😭😭😭, can't wait to watch this after work.

  • @nengitimothy1916
    @nengitimothy1916 Год назад +18

    This video just popped up when I was thinking of my money habits and choices. Thank you Lucy 😭❤️

  • @kenonjohnson6630
    @kenonjohnson6630 Год назад +4

    I appreciate a very informative message about money and self improvement!

  • @BCBeautystores
    @BCBeautystores Год назад +2

    I always underestimate myself... But your Channel has helped me a lot... I'm grateful...much Love😍😍😍😍

  • @absatujalloh4931
    @absatujalloh4931 Год назад +3

    Thank you Lucy this is what I needed at the beginning of the year
    you always came through for us
    still waiting for the girls out in Budapest

  • @roselinededua
    @roselinededua Год назад +124

    Hiding from money in all sense like: not talking, shunning, underrating the idea is the number one limiting beliefs about having, growing and keeping money! Girl! You're speaking my language 😂🤍

  • @prettysahataratv2000
    @prettysahataratv2000 Год назад +32

    Your content is always so insightful and personally relatable ❤

  • @jennycuteamara9518
    @jennycuteamara9518 Год назад +1

    Lucy, first of all, you are glowing, and thank you for the video
    I needed this

  • @esikeogheneodudu7567
    @esikeogheneodudu7567 Год назад +2

    I need to hug you right now !!!! A lot of things you spoke about were what I struggled with and to be honest, I'm still struggling with taking money to gift myself cause the inflow of cash I have cannot replace it let's say in a month .. God help us all in this particular issue cause the MADNESS NEVER STOPS. We are so grateful that you could share your own experience with us. Hopefully, 2023 will be better.

  • @melodysafo5437
    @melodysafo5437 Год назад +1

    Thank you for making this video. I just started tracking how much money I’m saving and spending. I’m going to try and start setting long term and short term goals!

  • @mom2suns857
    @mom2suns857 Год назад

    Tfs! Love this video, it’s actually my first money video for 2023 🙌🏾🙌🏾

  • @Skynet.unscripted
    @Skynet.unscripted Год назад +1

    Gooosh! I love you so much, Lucy!! Happy new year!
    (old time subscriber and first time commenter 🤭)

  • @CHLOPATRAAA
    @CHLOPATRAAA Год назад

    I stopped hiding from money management a few weeks ago, I already am in route to get so many $$ problems solved. I was stuck in a mindset blind to future problems and goals. Just swipe happy eating out when I wanted since I was making all my payments and paying more than the minimum. I wasn’t saving but I didn’t see myself struggling, I had to pop the bubble and get a hold on myself because there is more to life than my current financial position if I set myself up for it

  • @Amiyahsells
    @Amiyahsells Год назад +1

    THIS is why I love your content. Always keeping us informed. 💕

  • @beatriceadimoha
    @beatriceadimoha Год назад +1

    Very informative💓loved it
    This is honestly the biggest struggle as an adult.

  • @alananorville3867
    @alananorville3867 Год назад

    Hey this is so useful, I doubled my salary but still ended up broke and I definitely have been doing these No-No’s . Thanks babe…

  • @jackelineamado245
    @jackelineamado245 Год назад +2

    Thank you for this video Lucy save money is in my top list this year🙏🏾💕

  • @lifewithnoma9931
    @lifewithnoma9931 Год назад +14

    I was just writing the list of the mistakes i made in 2022 as per your previous video and money!! Money was more on the list from everything else. So thank you lucy i really needed this video❤️❤️😊

  • @chidimmaeze9842
    @chidimmaeze9842 Год назад

    This is so relatable Lucy 😃. Thank you for this video.

  • @foyinlolasworld6072
    @foyinlolasworld6072 Год назад

    Thank you so much
    Omoohhh this money mindset thing,we must get it right o❤️❤️

  • @elizabethakinbode7559
    @elizabethakinbode7559 Год назад +1

    Needed this! Thanks for helping us beautiful

  • @enduranceighodaro
    @enduranceighodaro Год назад +2

    Im a new subbie and im already obsessed with your videos 😍

  • @ritarita7293
    @ritarita7293 Год назад

    This video came at the right time. Thank you so much.
    Happy New year Lucy😍

  • @jodiannecampbell5098
    @jodiannecampbell5098 Год назад +8

    Honestly lucy, I needed this everything you said is exactly what I feel and go through. I want to make more money but I really dont know what to do because everything else is taken

  • @alheri_ebenezer
    @alheri_ebenezer Год назад

    This are amazing points and great topic that need to be discussed often, lovely video I enjoyed watching ❤

  • @irenemdede5836
    @irenemdede5836 Год назад +1

    Thank you Lucy for this beautiful amazing video😍

  • @oghoreoghenemowoe6381
    @oghoreoghenemowoe6381 26 дней назад

    Lucy, You are more than a God-sent. See me digesting all yiur videos one after the other. This impulse buying is me o. I need huge discipline.

  • @joyceikedieze7809
    @joyceikedieze7809 Год назад +1

    Thank u so much... this was so helpful

  • @bonitasaid270
    @bonitasaid270 Год назад +2

    I'll invest my money into my business and aquire more knowledge on my business because this year it great grace ✌️✌️✌️
    Money will answer my calls

  • @anyangwenkiru9972
    @anyangwenkiru9972 Год назад +1

    Wow!!!!!!
    Great video
    Thanks for this topic 🤗🤗🤗🤗🤗

  • @KekeShaniel
    @KekeShaniel Год назад

    I love how you jumped right into the video

  • @kwakyenadesh3046
    @kwakyenadesh3046 Год назад

    This video was so helpful, thank you🙏

  • @originalmings1991
    @originalmings1991 Год назад +1

    Very helpful. Much appreciated

  • @elfredanarh4752
    @elfredanarh4752 Год назад +3

    Thanks a lot
    Lucy can you do a video on the make up products you use. I love your make up

  • @giftchinasa6359
    @giftchinasa6359 Год назад

    Thank you sis
    I Have the same problem with this video I will start up with your advice
    Pls keep posting about this because I will need that help 🙏

  • @mpmboutique
    @mpmboutique Год назад

    Thank you! This was helpful!! Adulting is hard.

  • @marinamt4421
    @marinamt4421 Год назад +8

    Thank you Lucy I also have the same problems as you described! I am starting a realistic budget for sure, thank you really for inspiring

  • @_iamjael_
    @_iamjael_ Год назад

    I appreciate this so much. Can you make video showing us how you budget your finances?

  • @itunualuko5028
    @itunualuko5028 Год назад

    You are my favorite RUclipsr !!! Love youuuu

  • @calcineatieno8079
    @calcineatieno8079 Год назад

    Right on time👌. Thanks Lucy

  • @Soniaeze_
    @Soniaeze_ Год назад

    very informative and helpful video Lucy... thank you gorgeous❤

  • @prettysahataratv2000
    @prettysahataratv2000 Год назад +4

    Thank you for these gorgeous vibes- all of your tips are quite literally game changers .

    • @TheCelaccytv
      @TheCelaccytv Год назад

      Hi you stopped posting on your other channel?

  • @lady_staphenie
    @lady_staphenie Год назад

    Thanks for this Lucy

  • @alheri_ebenezer
    @alheri_ebenezer Год назад +1

    Discipline and budgeting is very important ❤

  • @gistWithJola
    @gistWithJola Год назад

    😚😚😚😚💕was expecting something like this thanks Lucy 😍😍😍💙

  • @kimayaknight7180
    @kimayaknight7180 Год назад +47

    Happy new year Lucy thank you very much for sharing awesome tips! My word last year was determination and here we go this year with CONSISTENCY. Am so happy for myself to be financial free and currently growing a solid retirement plan. It takes a positive and consistency to learn new things, unlearn the old habits ms Important to get a mentor /coach to lead you all the way. It's great to start young too!

    • @andreblechynden4578
      @andreblechynden4578 Год назад

      Hello I’m 43 working on my retirement funds too , what do you think is the best target for retirement?

    • @louis-freddieceaser8811
      @louis-freddieceaser8811 Год назад

      A lot of people find having a coach /financial advisor a luxury

    • @kimayaknight7180
      @kimayaknight7180 Год назад

      @@andreblechynden4578 personally I think 1m is the goal to overcome inflation and having them in an inv estment p ortfolio is a perfect plan. I'm half way to my goal 😊

    • @kimayaknight7180
      @kimayaknight7180 Год назад

      @@louis-freddieceaser8811 yeah. Fees and commissions are factors to look at in search for financial advisers. There’s financial experts out there who do not look at their fees but the impact and intrinsic value they bring along to you no matter how little you want to start. I’m glad I had one guide me start my financial journey

    • @theresamish1746
      @theresamish1746 Год назад

      I'm trying to read books about finance, budgeting and saving. Looking at having a good financial advisor. Can you recommend?

  • @maameaddae9479
    @maameaddae9479 Год назад

    Truth 💯
    Thanks Lucy... looking amazing

  • @mamolatelovictoria6655
    @mamolatelovictoria6655 Год назад

    🥺🥺❤️❤️ Amazing ideas thank you for sharing

  • @Jennifer-ce5wh
    @Jennifer-ce5wh Год назад +7

    Hi Lucy, I’m a new subscriber 🎉thanks for this informative video. Can you please also do a video on how to invest and what to invest on right now. Thanks much ❤

  • @maureenmupedzi7407
    @maureenmupedzi7407 Год назад

    Thank you for the useful tips

  • @bibianakwaya3295
    @bibianakwaya3295 Год назад

    Thank you Lucy for another BOMB 😊

  • @fonblessingmah2671
    @fonblessingmah2671 Год назад

    Thanks for the tips and you look so pretty

  • @tolistical
    @tolistical Год назад

    Lucy, you're such an absolute beauty to behold😍❣️

  • @bongiwebathandwa4575
    @bongiwebathandwa4575 Год назад

    My favourite set realistic money goals 🤞

  • @Honey-yp8lp
    @Honey-yp8lp Год назад

    Your first point made me laugh since this video kept being recommended and I was like …yeah maybe later 😅 glad I clicked it x

  • @teriamurkins555
    @teriamurkins555 Год назад

    Needed this❤

  • @mma5696
    @mma5696 Год назад

    Oh my God Lucy ! I love your jewelry, can you please tag each one of them please ?

  • @CalledForSuchA7imeAs7his
    @CalledForSuchA7imeAs7his Год назад

    Your scalp colour looks better in this video doll 💛

  • @sylviavalente__
    @sylviavalente__ Год назад

    Nice tip! Thanks for sharing❤

  • @nklynworld1612
    @nklynworld1612 Год назад

    You are making sense in your topic.
    I like your hair, could you tell me where you source your hair so I can get good straight hair. Thanks💕

  • @ejilechi
    @ejilechi Год назад

    Loved every tip

  • @flavrutaihwa5950
    @flavrutaihwa5950 Год назад

    Thank you
    I needed this
    Love you from Tanzania

  • @JenniferAmaa
    @JenniferAmaa Год назад +1

    Lucy we need a make up tutorial cause the skin is giving skin ❤️
    We appreciate the video x

  • @TheCelaccytv
    @TheCelaccytv Год назад

    I love this Money Topic❤❤❤

  • @shotbynia1611
    @shotbynia1611 Год назад

    I like you Lucy. You remind me of the me I NEED to BE! ❤

  • @samcolonn5638
    @samcolonn5638 Год назад +4

    Lucy you are currently my favourite RUclipsr! This came at the right time because this is something I am actively choosing to master this month 🤍 Keep up the great content 🙌

  • @estherndidi9593
    @estherndidi9593 Год назад

    The subtle makeup is giving🤝

  • @mrsbee4230
    @mrsbee4230 Год назад +2

    Best video to start the year with. Thanks Lucy🥰

  • @rebeccaasantewaa6881
    @rebeccaasantewaa6881 Год назад

    Budgeting is so important ❤. Looking great. Lucy b you are busty which I don't mean in a bad way cos you carry them so well 💕. Kindly make a video on how you able to carry them in the strapless and sleeveless tops you mostly wear because I find it difficult wearing such.Thank you.

  • @esthermutua1287
    @esthermutua1287 Год назад +1

    Great 👍 love this ✅

  • @bybrittanybutler
    @bybrittanybutler Год назад

    Very good video!

  • @realpristine
    @realpristine Год назад

    I definitely need to incorporate a budget to splurge because I will do so well for a month and then treat myself almost every day the next month😭

  • @annystazie
    @annystazie Год назад

    Okay I have subscribed.. let's continue 📝

  • @jonigurl
    @jonigurl Год назад +1

    Your old self hiding from those saving money video sound a lot like me 😂

  • @shuemilia8566
    @shuemilia8566 Год назад

    Lord..❤😩😫 Lucy you're so beautiful..my RUclips downloads are full of you're videos..if the are 2000 beautiful girls out here you're 1999 0f them..may the good lord keep inspiring you and blessing you're source of income and happiness

  • @queenaesthetic8319
    @queenaesthetic8319 Год назад +1

    Love these money videos a lot... Wondering if you could do a video on how to make money as a uni student or different investments that can help support financially...

  • @chisomsam-obasi2673
    @chisomsam-obasi2673 Год назад

    Loved this video and you look great 😍please where’s your hair from

  • @beaortellado4617
    @beaortellado4617 Год назад

    JUST SUSCRIBED YOU ARE GORGEOUSSSSS

  • @nishalashay4402
    @nishalashay4402 Год назад +2

    You’re so pretty. It’s hard to focus. 🥰

  • @emilynjuguna1039
    @emilynjuguna1039 Год назад +4

    This is so helpful as we start the year 😊..Thank you so muck❤

  • @latelengn
    @latelengn Год назад

    Great video Lucy, what type of music for your videos?

  • @Riaz_kitchen
    @Riaz_kitchen Год назад

    Nice one ❤❤❤

  • @leonoraekuban9457
    @leonoraekuban9457 Год назад

    Can you please do a video about teenage money habbits

  • @francineafenyoh3696
    @francineafenyoh3696 Год назад +1

    That gap teeth 😍... That smile ughhhh🥺💙 it's so pretty 😍

  • @ade21012
    @ade21012 Год назад +1

    May you please do a makeup tutorial ?

  • @jemimadanbauchi
    @jemimadanbauchi Год назад

    Omg the checking account part😂 na me be that. God help me this year. i'd be better 🙂