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Jab ye rule nahin tha, tab bhi on demise of both account holder and nominee the legal heir was getting the claim. The main reason for unclaimed money is that, the account holder has not updated his KYC and mobile number and many customers have opened multiple accounts with multiple IDs. Govt should make it compulsory to update Aadhhar and PAN in every account. Most unclaimed accounts are not KYC compliant and are opened with farzi documents. So govt. should not worry about that. Further only one nomination will suffice the requirement. Now a days nomination has become a compulsion but for older accounts bank should follow up the customer for nomination.
SBI monoploy has to be ended. Government has to involve 2 more public undertaking banks and one private bank, by splitting government employee funds through these banks. This they can do step by step , first SBI should deviate the funds received to the other public undertaking banks like Indian Bank, Canara Bank or Bank of India, Bank of Baroda etc. that decision RBI & Finance Ministry should take together. If not, RBI knows how much money is transferred through SBI for all the States, Union Territories etc. they can split it into 4 parts(Sections) North states under North Section to one bank like Indian Bank or Bank of Baroda or Bank of India. East section including North East states to third Bank. West section to fourth bank. South section with SBI/IB/BoB/BOI etc.
Kindly cover the amazing decision of the best finance ministry - 35% GST on certain products. India will definitely become #1 thanks to these decisions.
It is so surprising adding more than 1 nominee has taken almost 20 years. Unthinkable! I wonder whether there is grey matter or gobar inside the heads of babus
SBI... MY BANK BUT INTEREST RATES ARE HIGH. BANK GIVE US 2% INTEREST ON OUR DEPOSITED MONEY BUT CHARGE 12% INTEREST ON OUR LOAN TAKEN. IN THE INTEREST OF THE PEOPLE, RBI SHOULD RECONSIDER THIS BIG GAP.
But.... Still there is a Big loop :- In case of Simultaneously if 1st Nominee also expired then 1st Nominee Share to whom it will be passed on ??? e.g. Person 1 Nominated A,B,C,D each share 25%, but Person "A" also Expired alongwith Person 1 ( Say in an Accident) to whom person "A" share will be passed on ????
We need some Rules and Regulations on the Increasing number in Cyber Crimes in banking industry and I Believe RBI should intervene as early as possible.
बाई ये कोई चेंज नहीं नॉमिनी का आप अगर अकाउंट ओपन करना चाहते हो वहा पहले से आप कितने चाहिये उसके नॉमिनी लगा सकते हो मे कुछ बँक मे काम करता हु कोटक में तो पहले से बहुत अब दो तीन चार पाच लगा सकते है उसने अमाऊंट लोगो मे डिव्हाईड हो जाती है तो पहले से लागू है
The GOI should also bring in more manpower to ease the burden of PSB employees. Adding nominees only will not work, in order to enhance customer service more manpower is required. You want a premium service from a banker who handles almost 60-70 customers on an average .
I lost parents in covid and had to go through excruciating process of succession certificate through court. I wish this law was passed earlier. I hope no one has to go through Court.
The Deposit Insurance and Credit Guarantee Corporation (DICGC) insures bank deposits up to ₹5 lakh per depositor per bank- this also needs to increase what you say?
Mutual fund ka increase hone ka kaaran logo ka intrest hona nahi hai uska kaaran hai bank manager bina kisi ko uski sahi jaankari ke fd karne ki jagah mutual me invest karna hai jo riski hai kyoki bina padha hua insaan us paymemt ka sahi use kaise kar paega or uske baad agar wo paisa doobta hi to uski gurantee bank ki nahi hoti hai kyuki wo logo ko bina batae unke signature karwa lete hai
@@desiavengersofficial580 likh k lele vo bhi last year se kam hoga. RBI ne to Q2 ki GDP growth bhi 7% estimate batai thi lekin 5.4% hi rhi. Fir bhi Shaktikanta Das ne resignation nhi diya jabki itna difference to kbhi nhi aata
One more misery added in the life of bankers. What if all or multiple nominees are alive and come to bank for decease claim settlement. More and more regulations and impractical decisions by govt and RBI.
Is it just me who thinks Ankit sir is confusing nominee with beneficiary. Nominees make deposits and beneficiaries are the one that get the money after the primary is deceased.
Bhot se logon ko pataa hi nahi nominee hai kya lekin bo log bank mey khataa kholte hain unke mot ke bad koi Clem kartaa hi nahin ese achaa Kom buraa jadaa hogaa.
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Tex kam karo ...public ko chuta mat banao
Exactly hua kya hai... 1:15
😂
😂😂
Thanks bro!
😂😂
अरे भैया अपने बैंक अकाउंट में सास, ससुर, साली और पत्नी को नामनी बना सकते हो 😂😂😂
Option D
B&C =inflation and money supply in the economy
No doubt banking in India is way strong than before
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Changes in banking sector is good but there is no concern in changing the life of bankers...
True
Trueee
True😢
Private banks are horrible they are looks like a insurance agent so much pressure of insurance and there is no fixed working hours.
Exactly
By Performing open market operation transactions, RBI regulates "Inflation" and "Money supply in the economy".
Answer: D both B and C
Macro eco ka hai ye
Open market operations == buying and selling of securities in the open market by a central bank [RBI]
Same reasoning
1:18 save time. Like me later.
SBI the backbone of indian economy ❤❤
❤
Not really 🙂
aao lunch kare 😅
Thank you
RBI is central bank 🏦 of India
Not SBI Bank😂
Nomination me bahot improvement ki jaroorat hai.. succession ke liye common portal hona chahiye... Har ek jagah nomination Dene ki kya jaroorat hai?
1:15 aaiye sabse pehle dekhtey hain ki exactly hua kya hai
Jab ye rule nahin tha, tab bhi on demise of both account holder and nominee the legal heir was getting the claim. The main reason for unclaimed money is that, the account holder has not updated his KYC and mobile number and many customers have opened multiple accounts with multiple IDs. Govt should make it compulsory to update Aadhhar and PAN in every account. Most unclaimed accounts are not KYC compliant and are opened with farzi documents. So govt. should not worry about that. Further only one nomination will suffice the requirement. Now a days nomination has become a compulsion but for older accounts bank should follow up the customer for nomination.
SBI monoploy has to be ended. Government has to involve 2 more public undertaking banks and one private bank, by splitting government employee funds through these banks. This they can do step by step , first SBI should deviate the funds received to the other public undertaking banks like Indian Bank, Canara Bank or Bank of India, Bank of Baroda etc. that decision RBI & Finance Ministry should take together. If not, RBI knows how much money is transferred through SBI for all the States, Union Territories etc. they can split it into 4 parts(Sections) North states under North Section to one bank like Indian Bank or Bank of Baroda or Bank of India. East section including North East states to third Bank. West section to fourth bank. South section with SBI/IB/BoB/BOI etc.
Option D
Due to open market operations RBI manages money in india so demand and supply effect so inflation also affect
No mini होगे चार, तो लठ बजेंगे हजार।😂😂😂
Up to 4 hai bhai..pahle se insurance vagerah me aise hi hota h
Nominee *
Nominee batenge toh katenge 😂
Bank me nahi tha. @@SG-rl3gx
@@RohitNk_444mullo ka hum 2 hum bara. Bara me kon hoga 😂
Option (B) inflation 13:10
Both B and C
13:13 option D ) both inflation and money supply in the economy
1:18 save time
Save kar k 1.18 h reel dekhne bale😂
13:54 final destination 😁😁
Kindly cover the amazing decision of the best finance ministry - 35% GST on certain products.
India will definitely become #1 thanks to these decisions.
What?
On certain products 😅
nhi hoga aisa mere khyal se. ...income tax kam karenge ya fir gst kam karenge
those will be luxurious items or tobacco, smoking items etc
Gaming pe lagao sirf rummy and dream11 type.
01:13 Come Here..
पूरी दुनिआ आपकी आभारी रहेगी 🙄🤦♂️
@@sohitk4592 😅
Banking sector backbone of Indian Economy
Agriculture is the backbone of economy in India
I've given so many competitive exams and Agriculture was always the right option by every board.
Finance minister 5 day banking kr nhi Rahi h or bank employees ki situation koi nhi samjh rha h bus work load increase kr rhe h
13:14 Option D
DICGC द्वारा जो 5 लाख की इंश्योरेंस है उसको भी बढ़ाना चाहिए। आज के समय में 5 लाख बहुत कम है। ग्राहक की संपूर्ण धनराशि कवर होनी चाहिए।
Minimum 50 lakh karna chaiye
Save your time 1:13 ❤
Please make video for all winter loksabha Bill passed or unpassed
waqf unpassed one nation one election unpassed ucc unpassed
Main main to abhi tak pass nahi hua hai bhai
Other than free lunch and rides, everything is hanging like scrotam
2000 के 4 नॉमिनी लगाने पड़ेंगे अब?😂
Govt is becoming rich but not investing on public fully
Ministers are getting rich* 😉
They are saving money for purchasing mp mla Or Pegasus
@@Truthislogical
Revdi bhi toh baatni hai. Aur revdi lene waale bhi bohot hai.
Abhi Kisaano ko bhi toh "Khilaana Pilaana" hai.
Apne yahaan par toh Sab Chalta Hai. 😂
😂😂@@KRISH57676
750 me gas cylinder v to dena hai
Aa to rahe hain punjab se premium b'hikari jinko sab free chahiye.
It is so surprising adding more than 1 nominee has taken almost 20 years. Unthinkable! I wonder whether there is grey matter or gobar inside the heads of babus
@@adas19581024 bhai yahan aisa hi hota hai
Right
Much needed amendment.
पहले मिनिमम बैलेंस ना रहने पर कोई चार्ज नही लगता था अब मोदी जी के आने से चार्ज लगने लगा -2000Rs में किस नॉमिनी को कितना जमा करना होगा ।।।
What about term insurance? And life insurance?
SBI... MY BANK BUT INTEREST RATES ARE HIGH. BANK GIVE US 2% INTEREST ON OUR DEPOSITED MONEY BUT CHARGE 12% INTEREST ON OUR LOAN TAKEN. IN THE INTEREST OF THE PEOPLE, RBI SHOULD RECONSIDER THIS BIG GAP.
D) both b and c
But....
Still there is a Big loop :-
In case of Simultaneously if 1st Nominee also expired then 1st Nominee Share to whom it will be passed on ???
e.g. Person 1 Nominated A,B,C,D each share 25%, but Person "A" also Expired alongwith Person 1 ( Say in an Accident) to whom person "A" share will be passed on ????
Legal heirs of A person will take benefit
Nominee wala badiya ker diya Meri family badi problem hu thi 1 nominee wala service sa
Save time 1:14
Penalty factor is most good point👍📍
We need some Rules and Regulations on the Increasing number in Cyber Crimes in banking industry and I Believe RBI should intervene as early as possible.
Mera ek or sawal hain ki agar bank mai FD'S hai toh yeh law FD'S, saving account or other saving bank hogi yeh un sab par apply hoga
बाई ये कोई चेंज नहीं नॉमिनी का आप अगर अकाउंट ओपन करना चाहते हो वहा पहले से आप कितने चाहिये उसके नॉमिनी लगा सकते हो मे कुछ बँक मे काम करता हु कोटक में तो पहले से बहुत अब दो तीन चार पाच लगा सकते है उसने अमाऊंट लोगो मे डिव्हाईड हो जाती है तो पहले से लागू है
Banking law ammendment ❌❌
Increasing tax ✅✅
How much direct tax have you paid in this year?
@@ShashankSingh-hb8uf not everyone is unemployed like you ,b rottt
2% abadi tax deti hai usmai bhi problem hai bhadw ko
@@ShashankSingh-hb8ufHe already paid enough threw indirect tax
@@ShashankSingh-hb8ufwhy direct ,talk about indierct tax too.
00:00 save year
Sir I have a doubt mera sawal ye hain ki ek account holder or 4 nominee ye sb sabhi account ya specific account par apply hoga
The GOI should also bring in more manpower to ease the burden of PSB employees. Adding nominees only will not work, in order to enhance customer service more manpower is required. You want a premium service from a banker who handles almost 60-70 customers on an average .
Ye 4 nominee ka rule kb se lagu hoga sir
I lost parents in covid and had to go through excruciating process of succession certificate through court. I wish this law was passed earlier. I hope no one has to go through Court.
Sir Akal Takht ka kya news chl rha ispe video bnao
All Changes Good ✅
Exactly hua kiya hai : 1:18
In nominee, can a husband can nominate his wife or vice-versa as nominee, pls confirm
The Deposit Insurance and Credit Guarantee Corporation (DICGC) insures bank deposits up to ₹5 lakh per depositor per bank- this also needs to increase what you say?
Ya offcrs.
Min 50lakhs
Good change 👌🏻
Achha hua ye ❤
Achha kadam
Good change ❤
Is this applicable on private banks too. !
Sir, what about nominee for gold loans
Ek nominee m hi to naam add krne nhi de rhe hai 4 ka kya karun.
Now I understand the meaning of development 😢😢😢make things more क्रिटिकल 😊😊
Change are good but people in bank they need to work properly...it takes too much time in bank.
D) Both B and C
Mutual fund ka increase hone ka kaaran logo ka intrest hona nahi hai uska kaaran hai bank manager bina kisi ko uski sahi jaankari ke fd karne ki jagah mutual me invest karna hai jo riski hai kyoki bina padha hua insaan us paymemt ka sahi use kaise kar paega or uske baad agar wo paisa doobta hi to uski gurantee bank ki nahi hoti hai kyuki wo logo ko bina batae unke signature karwa lete hai
When FM will take responsibility of low GDP growth and high inflation rate ??
Jab itna growth hua tab bhi usko pela ab tohda global factor se gira toh bhi unko pel rahe toh credit Kab doge
Q3 GDP results aa jae fir ye question puchna sahi rahega
@@karankubadia2071 inflation rate kb kam hua ye btana jara ?? Badhta hi ja rha h
@@desiavengersofficial580 likh k lele vo bhi last year se kam hoga. RBI ne to Q2 ki GDP growth bhi 7% estimate batai thi lekin 5.4% hi rhi. Fir bhi Shaktikanta Das ne resignation nhi diya jabki itna difference to kbhi nhi aata
@@KushSharma-z1q Election,Global recession,war,Stopped investment on infra projects,Chal raha tha.Q3 k liye wait kar fir bolna
One more misery added in the life of bankers. What if all or multiple nominees are alive and come to bank for decease claim settlement. More and more regulations and impractical decisions by govt and RBI.
Ye RBI bhi to kar sakta tha, to bill kyu laya ?
Ans. D
mitochondria is the powerhouse of the cell.
Both B and C.
Thank you sir 😊
SBI THE LUNCH TIME OF OUR NATION
Sir, Any news about 5 days Banking?
Legally- Nominees are only the caretaker of the bank account and its their liability to share the benefits among the legal heirs.
They must improve the forex services.... Non of bank official are aware of legalities
How can you be able to win if things always change.
Very good
Is it just me who thinks Ankit sir is confusing nominee with beneficiary. Nominees make deposits and beneficiaries are the one that get the money after the primary is deceased.
Top banks of India - SBI,PNB,BOB,HDFC,ICICI etc.
What about sahara amount
plz discuss all amendment
13:54 save your precious time
Kitne Tejasvi log hain 🙄🙄
😂
😅😅
Great 👍🏼
option c money supply
What about 5 days banking.....!!!
Bye bye..😂
Excellent decision Madam . Jai Shri Ram Jai Mahakal Jai Shivaji Jai Bhavani
Ye sahi hai
Thanq so much for 210 youtube family
What about five days banking
Bhot se logon ko pataa hi nahi nominee hai kya lekin bo log bank mey khataa kholte hain unke mot ke bad koi Clem kartaa hi nahin ese achaa Kom buraa jadaa hogaa.
Any Banking Aspirants watching this video??😊
You told 19 amendment but aapne sirf 3-4 hi bataye sir ji
What about 5 days banking
PHALE KOI STRICT RULE LAAYE YE BANK WALE SABKE INSRUENCE KHOL DETE HAI BINA BATYE AND KOI KHASS ACTIONS V NHI HOTA HAI
Both b and c
Yaha insan me honesty nahi rahi he kitna bhi karlo corrupt log rasta khoj hi lete he
13:54 save your time and data 🙃
Duffer😂
😂😂😂
Ye bill aya gourav gogoi ji slams k bad I think😂
No changes in banking Timming
5 day banking v lae aao... jaldi se jaldi
Parliament short summary be like
When opposition gives speech everyone stays silent
And when center gives their speech everyone starts to shout