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Jab ye rule nahin tha, tab bhi on demise of both account holder and nominee the legal heir was getting the claim. The main reason for unclaimed money is that, the account holder has not updated his KYC and mobile number and many customers have opened multiple accounts with multiple IDs. Govt should make it compulsory to update Aadhhar and PAN in every account. Most unclaimed accounts are not KYC compliant and are opened with farzi documents. So govt. should not worry about that. Further only one nomination will suffice the requirement. Now a days nomination has become a compulsion but for older accounts bank should follow up the customer for nomination.
Kindly cover the amazing decision of the best finance ministry - 35% GST on certain products. India will definitely become #1 thanks to these decisions.
SBI monoploy has to be ended. Government has to involve 2 more public undertaking banks and one private bank, by splitting government employee funds through these banks. This they can do step by step , first SBI should deviate the funds received to the other public undertaking banks like Indian Bank, Canara Bank or Bank of India, Bank of Baroda etc. that decision RBI & Finance Ministry should take together. If not, RBI knows how much money is transferred through SBI for all the States, Union Territories etc. they can split it into 4 parts(Sections) North states under North Section to one bank like Indian Bank or Bank of Baroda or Bank of India. East section including North East states to third Bank. West section to fourth bank. South section with SBI/IB/BoB/BOI etc.
SBI... MY BANK BUT INTEREST RATES ARE HIGH. BANK GIVE US 2% INTEREST ON OUR DEPOSITED MONEY BUT CHARGE 12% INTEREST ON OUR LOAN TAKEN. IN THE INTEREST OF THE PEOPLE, RBI SHOULD RECONSIDER THIS BIG GAP.
It is so surprising adding more than 1 nominee has taken almost 20 years. Unthinkable! I wonder whether there is grey matter or gobar inside the heads of babus
We need some Rules and Regulations on the Increasing number in Cyber Crimes in banking industry and I Believe RBI should intervene as early as possible.
बाई ये कोई चेंज नहीं नॉमिनी का आप अगर अकाउंट ओपन करना चाहते हो वहा पहले से आप कितने चाहिये उसके नॉमिनी लगा सकते हो मे कुछ बँक मे काम करता हु कोटक में तो पहले से बहुत अब दो तीन चार पाच लगा सकते है उसने अमाऊंट लोगो मे डिव्हाईड हो जाती है तो पहले से लागू है
The GOI should also bring in more manpower to ease the burden of PSB employees. Adding nominees only will not work, in order to enhance customer service more manpower is required. You want a premium service from a banker who handles almost 60-70 customers on an average .
But.... Still there is a Big loop :- In case of Simultaneously if 1st Nominee also expired then 1st Nominee Share to whom it will be passed on ??? e.g. Person 1 Nominated A,B,C,D each share 25%, but Person "A" also Expired alongwith Person 1 ( Say in an Accident) to whom person "A" share will be passed on ????
Mutual fund ka increase hone ka kaaran logo ka intrest hona nahi hai uska kaaran hai bank manager bina kisi ko uski sahi jaankari ke fd karne ki jagah mutual me invest karna hai jo riski hai kyoki bina padha hua insaan us paymemt ka sahi use kaise kar paega or uske baad agar wo paisa doobta hi to uski gurantee bank ki nahi hoti hai kyuki wo logo ko bina batae unke signature karwa lete hai
One more misery added in the life of bankers. What if all or multiple nominees are alive and come to bank for decease claim settlement. More and more regulations and impractical decisions by govt and RBI.
Nirmala khaata raman beech beech me aisa kuch karti rahti hai jis se logon ko lage ki wo kuch to kar rahi hai. Kisi ki life me ghanta kuch fark padta nahi..haan chaar paisa aur pocket se nikal jata hai 😂
*Bank wale loot ke hi to Profit me ja rahe* hai... 😂😂😂 Ye charges wo charges 🤦 Abhi kal hi kata hai koisa Charge 😅 Mere to *Account hi Lock kar diya, Paise nahi nikal rahe FD hi ban jati par Sale wo bhi nhi karne de* rahe... SBI yono App me KYC likh ke aata hai par Bank wale bolte hai Aapka kyc hai 🤷👋🤬
Kuch nhi huaa bank wale cross selling ko badhawa dey rahe h Aapne benafit k liye sbi life mutualfund Bank main ek baar bolo 2lac ki fd krwani h vo aapko sbi life k liye hi bolege
In simple words: Kuch bhi benaami nahin hoga... .. In other words : Once Government have acquired property / money will be nearly impossible to revert back...
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Tex kam karo ...public ko chuta mat banao
Exactly hua kya hai... 1:15
😂
😂😂
Thanks bro!
😂😂
अरे भैया अपने बैंक अकाउंट में सास, ससुर, साली और पत्नी को नामनी बना सकते हो 😂😂😂
No doubt banking in India is way strong than before
Option D
B&C =inflation and money supply in the economy
Changes in banking sector is good but there is no concern in changing the life of bankers...
True
Trueee
True😢
By Performing open market operation transactions, RBI regulates "Inflation" and "Money supply in the economy".
Answer: D both B and C
Macro eco ka hai ye
Open market operations == buying and selling of securities in the open market by a central bank [RBI]
Same reasoning
Biharis got offended after FM imposed 35% tax on tobacco 😂😂
Gutka is their primary meal I think🤣🤣🤣🤣
Nowadays most of people from every state are contributing in red yellow streets
Cigret sarab kiska meal hai
@@vikasverma_1bhimwadi converted budh ke
😂😂😂
they eat khaini not tobacco or they are same ? 😅
SBI the backbone of indian economy ❤❤
❤
RBI 🐅 HE
Not really 🙂
aao lunch kare 😅
Thank you
No mini होगे चार, तो लठ बजेंगे हजार।😂😂😂
Up to 4 hai bhai..pahle se insurance vagerah me aise hi hota h
Nominee *
Nominee batenge toh katenge 😂
Bank me nahi tha. @@SG-rl3gx
@@Un_Mention_Ablemullo ka hum 2 hum bara. Bara me kon hoga 😂
Nomination me bahot improvement ki jaroorat hai.. succession ke liye common portal hona chahiye... Har ek jagah nomination Dene ki kya jaroorat hai?
Option D
Due to open market operations RBI manages money in india so demand and supply effect so inflation also affect
Jab ye rule nahin tha, tab bhi on demise of both account holder and nominee the legal heir was getting the claim. The main reason for unclaimed money is that, the account holder has not updated his KYC and mobile number and many customers have opened multiple accounts with multiple IDs. Govt should make it compulsory to update Aadhhar and PAN in every account. Most unclaimed accounts are not KYC compliant and are opened with farzi documents. So govt. should not worry about that. Further only one nomination will suffice the requirement. Now a days nomination has become a compulsion but for older accounts bank should follow up the customer for nomination.
1:15 aaiye sabse pehle dekhtey hain ki exactly hua kya hai
Kindly cover the amazing decision of the best finance ministry - 35% GST on certain products.
India will definitely become #1 thanks to these decisions.
What?
On certain products 😅
nhi hoga aisa mere khyal se. ...income tax kam karenge ya fir gst kam karenge
those will be luxurious items or tobacco, smoking items etc
Gaming pe lagao sirf rummy and dream11 type.
13:54 final destination 😁😁
2000 के 4 नॉमिनी लगाने पड़ेंगे अब?😂
1:18 save time. Like me later.
Penalty factor is most good point👍📍
1:18 save time
Save kar k 1.18 h reel dekhne bale😂
Save your time 1:13 ❤
Banking sector backbone of Indian Economy
Agriculture is the backbone of economy in India
I've given so many competitive exams and Agriculture was always the right option by every board.
SBI monoploy has to be ended. Government has to involve 2 more public undertaking banks and one private bank, by splitting government employee funds through these banks. This they can do step by step , first SBI should deviate the funds received to the other public undertaking banks like Indian Bank, Canara Bank or Bank of India, Bank of Baroda etc. that decision RBI & Finance Ministry should take together. If not, RBI knows how much money is transferred through SBI for all the States, Union Territories etc. they can split it into 4 parts(Sections) North states under North Section to one bank like Indian Bank or Bank of Baroda or Bank of India. East section including North East states to third Bank. West section to fourth bank. South section with SBI/IB/BoB/BOI etc.
Banking law ammendment ❌❌
Increasing tax ✅✅
How much direct tax have you paid in this year?
@@ShashankSingh-hb8uf not everyone is unemployed like you ,b rottt
2% abadi tax deti hai usmai bhi problem hai bhadw ko
@@ShashankSingh-hb8ufHe already paid enough threw indirect tax
@@ShashankSingh-hb8ufwhy direct ,talk about indierct tax too.
Option (B) inflation 13:10
Both B and C
Please make video for all winter loksabha Bill passed or unpassed
waqf unpassed one nation one election unpassed ucc unpassed
Main main to abhi tak pass nahi hua hai bhai
Other than free lunch and rides, everything is hanging like scrotam
DICGC द्वारा जो 5 लाख की इंश्योरेंस है उसको भी बढ़ाना चाहिए। आज के समय में 5 लाख बहुत कम है। ग्राहक की संपूर्ण धनराशि कवर होनी चाहिए।
01:13 Come Here..
पूरी दुनिआ आपकी आभारी रहेगी 🙄🤦♂️
@@sohitk4592 😅
13:13 option D ) both inflation and money supply in the economy
Much needed amendment.
पहले मिनिमम बैलेंस ना रहने पर कोई चार्ज नही लगता था अब मोदी जी के आने से चार्ज लगने लगा -2000Rs में किस नॉमिनी को कितना जमा करना होगा ।।।
D) both b and c
All Changes Good ✅
Govt is becoming rich but not investing on public fully
Ministers are getting rich* 😉
They are saving money for purchasing mp mla Or Pegasus
@@truthislogical
Revdi bhi toh baatni hai. Aur revdi lene waale bhi bohot hai.
Abhi Kisaano ko bhi toh "Khilaana Pilaana" hai.
Apne yahaan par toh Sab Chalta Hai. 😂
Not investing on public but wasting on public by giving them free revdi
😂😂@@KRISH57676
750 me gas cylinder v to dena hai
13:14 Option D
SBI... MY BANK BUT INTEREST RATES ARE HIGH. BANK GIVE US 2% INTEREST ON OUR DEPOSITED MONEY BUT CHARGE 12% INTEREST ON OUR LOAN TAKEN. IN THE INTEREST OF THE PEOPLE, RBI SHOULD RECONSIDER THIS BIG GAP.
It is so surprising adding more than 1 nominee has taken almost 20 years. Unthinkable! I wonder whether there is grey matter or gobar inside the heads of babus
@@adas19581024 bhai yahan aisa hi hota hai
Right
Now I understand the meaning of development 😢😢😢make things more क्रिटिकल 😊😊
We need some Rules and Regulations on the Increasing number in Cyber Crimes in banking industry and I Believe RBI should intervene as early as possible.
Achha hua ye ❤
Achha kadam
Nominee wala badiya ker diya Meri family badi problem hu thi 1 nominee wala service sa
Good change 👌🏻
Both B and C.
Thank you sir 😊
What about term insurance? And life insurance?
बाई ये कोई चेंज नहीं नॉमिनी का आप अगर अकाउंट ओपन करना चाहते हो वहा पहले से आप कितने चाहिये उसके नॉमिनी लगा सकते हो मे कुछ बँक मे काम करता हु कोटक में तो पहले से बहुत अब दो तीन चार पाच लगा सकते है उसने अमाऊंट लोगो मे डिव्हाईड हो जाती है तो पहले से लागू है
Save time 1:14
Finance minister 5 day banking kr nhi Rahi h or bank employees ki situation koi nhi samjh rha h bus work load increase kr rhe h
The GOI should also bring in more manpower to ease the burden of PSB employees. Adding nominees only will not work, in order to enhance customer service more manpower is required. You want a premium service from a banker who handles almost 60-70 customers on an average .
Good change ❤
But....
Still there is a Big loop :-
In case of Simultaneously if 1st Nominee also expired then 1st Nominee Share to whom it will be passed on ???
e.g. Person 1 Nominated A,B,C,D each share 25%, but Person "A" also Expired alongwith Person 1 ( Say in an Accident) to whom person "A" share will be passed on ????
Legal heirs of A person will take benefit
Exactly hua kiya hai : 1:18
Ye 4 nominee ka rule kb se lagu hoga sir
Sir Akal Takht ka kya news chl rha ispe video bnao
Any Banking Aspirants watching this video??😊
Ye bill aya gourav gogoi ji slams k bad I think😂
1:47 mai apko hta du paisa sirf Legal Heirs ko milta hai unfortunate situations me....nominees ko toh bilkul bi nahi
00:00 save year
D) Both B and C
Ans. D
Top banks of India - SBI,PNB,BOB,HDFC,ICICI etc.
Is this applicable on private banks too. !
Finance minister Nirmala sitaram❌
Tax minister Nirmala sitaram✅
Mutual fund ka increase hone ka kaaran logo ka intrest hona nahi hai uska kaaran hai bank manager bina kisi ko uski sahi jaankari ke fd karne ki jagah mutual me invest karna hai jo riski hai kyoki bina padha hua insaan us paymemt ka sahi use kaise kar paega or uske baad agar wo paisa doobta hi to uski gurantee bank ki nahi hoti hai kyuki wo logo ko bina batae unke signature karwa lete hai
Mai PNB ka employee hoon . Mare liye to kaam badh gaya na😂😂😂
In nominee, can a husband can nominate his wife or vice-versa as nominee, pls confirm
Great 👍🏼
Ye sahi hai
SBI THE LUNCH TIME OF OUR NATION
No mony only Nomini 😂😂😂 kya kare.
They must improve the forex services.... Non of bank official are aware of legalities
Proud SBIN❤
mitochondria is the powerhouse of the cell.
Sir, what about nominee for gold loans
He bhagwan...ab Nominee lagane ke liye Muze Account bhi kholna padega 😂
13:54 save your time and data 🙃
Duffer😂
😂😂😂
Today's my birthday 🎊🎂
Nowadays I really get scared when ever i see Nirmala’s face on any thumbnail in youtube. 😂
13:54 save your precious time
Kitne Tejasvi log hain 🙄🙄
😂
😅😅
One more misery added in the life of bankers. What if all or multiple nominees are alive and come to bank for decease claim settlement. More and more regulations and impractical decisions by govt and RBI.
Sir, Any news about 5 days Banking?
Nirmala khaata raman beech beech me aisa kuch karti rahti hai jis se logon ko lage ki wo kuch to kar rahi hai. Kisi ki life me ghanta kuch fark padta nahi..haan chaar paisa aur pocket se nikal jata hai 😂
plz discuss all amendment
Khud pyaz nhi khati usko kya pata hoga ek common people inflation ko kaise manage karta hoga..She is not deserve of finance minister.
Thanq so much for 210 youtube family
What about 5 days banking.....!!!
Bye bye..😂
Nirmala aunty, Bank mein paisa rahega tabhi to nominee ki jarurat padegi. 😂😂
Nirmala Sitaraman ko dekh kr sirf mujhe hi gussa aata h ya sabko ??
Ek nominee m hi to naam add krne nhi de rhe hai 4 ka kya karun.
I short its like preparation of mass death situation 😢
Both b and c
How can you be able to win if things always change.
यानी अब अपने बैंक अकाउंट में पत्नी, ससुर, सास और साली को नामनी बना सकते है 😅😅😅
*Bank wale loot ke hi to Profit me ja rahe* hai... 😂😂😂
Ye charges wo charges 🤦
Abhi kal hi kata hai koisa Charge 😅
Mere to *Account hi Lock kar diya, Paise nahi nikal rahe FD hi ban jati par Sale wo bhi nhi karne de* rahe...
SBI yono App me KYC likh ke aata hai par Bank wale bolte hai Aapka kyc hai 🤷👋🤬
Ye RBI bhi to kar sakta tha, to bill kyu laya ?
Excellent decision Madam . Jai Shri Ram Jai Mahakal Jai Shivaji Jai Bhavani
Kuch nhi huaa bank wale cross selling ko badhawa dey rahe h
Aapne benafit k liye sbi life mutualfund
Bank main ek baar bolo 2lac ki fd krwani h vo aapko sbi life k liye hi bolege
In simple words:
Kuch bhi benaami nahin hoga...
..
In other words : Once Government have acquired property / money will be nearly impossible to revert back...
Nirmala sitaram pls implement 50% GST
5 day banking v lae aao... jaldi se jaldi
Hmm bank walo ke baare mei kon sochega 😢😢