Banking Laws Amendment Bill 2024: What’s Changing? | Full Explained

Поделиться
HTML-код
  • Опубликовано: 5 дек 2024

Комментарии • 398

  • @StudyIQEducationLtd
    @StudyIQEducationLtd  2 дня назад +31

    Clear UPSC with StudyIQ’s Courses : studyiq.u9ilnk.me/d/Npg4cicHxZ
    Call Us for UPSC Counselling- 76-4000-3000
    Use code ‘ANKITLIVE ‘' to get Highest Discount
    UPSC IAS Live SIP+ 2025 December Batch
    studyiq.u9ilnk.me/d/sgHHjJEyUD
    UPSC IAS Live GS Fast Track Foundation November Morning Batch : studyiq.u9ilnk.me/d/Npg4cicHxZ
    UPSC IAS Live GS Fast Track Foundation November Hindi Morning Batch : studyiq.u9ilnk.me/d/ogzkeFrQft
    UPSC IAS Live GS P2I Foundation December Batch : studyiq.u9ilnk.me/d/Lgsok33byQ
    UPSC IAS (Mains) LIVE Optional Batches : studyiq.u9ilnk.me/d/yDin8XnLj2
    UPSC IAS Live GS Fast Track Foundation November English Morning Batch : studyiq.u9ilnk.me/d/X3pZrpYKIH

  • @tusharpawar1
    @tusharpawar1 2 дня назад +347

    Exactly hua kya hai... 1:15

    • @lalitmehta6969
      @lalitmehta6969 2 дня назад +8

      😂

    • @Raj_singh_Rawal
      @Raj_singh_Rawal 2 дня назад +4

      😂😂

    • @Vishakha_B897
      @Vishakha_B897 2 дня назад +4

      Thanks bro!

    • @vedchandra1391
      @vedchandra1391 2 дня назад

      😂😂

    • @quadcreators
      @quadcreators 2 дня назад +12

      अरे भैया अपने बैंक अकाउंट में सास, ससुर, साली और पत्नी को नामनी बना सकते हो 😂😂😂

  • @jangujaat9318
    @jangujaat9318 2 дня назад +29

    Option D
    B&C =inflation and money supply in the economy

  • @MEK
    @MEK 2 дня назад +105

    No doubt banking in India is way strong than before

  • @gyaan_in_hindi
    @gyaan_in_hindi 2 дня назад +24

    Answer: D both B and C
    Macro eco ka hai ye
    Open market operations == buying and selling of securities in the open market by a central bank [RBI]

  • @klaxmi03
    @klaxmi03 2 дня назад +33

    Changes in banking sector is good but there is no concern in changing the life of bankers...

  • @yogaslover7371
    @yogaslover7371 2 дня назад +13

    By Performing open market operation transactions, RBI regulates "Inflation" and "Money supply in the economy".

  • @ParthNautiyal-q8v
    @ParthNautiyal-q8v 2 дня назад +79

    Biharis got offended after FM imposed 35% tax on tobacco 😂😂
    Gutka is their primary meal I think🤣🤣🤣🤣

    • @kartikeypandey1837
      @kartikeypandey1837 2 дня назад +15

      Nowadays most of people from every state are contributing in red yellow streets

    • @vikasverma_1
      @vikasverma_1 2 дня назад +5

      Cigret sarab kiska meal hai

    • @anuj66438
      @anuj66438 2 дня назад +5

      @@vikasverma_1bhimwadi converted budh ke

    • @pp-ee5fw
      @pp-ee5fw 2 дня назад

      😂😂😂

    • @Vazuss7781
      @Vazuss7781 2 дня назад +1

      they eat khaini not tobacco or they are same ? 😅

  • @Kattarhindu56
    @Kattarhindu56 2 дня назад +256

    SBI the backbone of indian economy ❤❤

  • @tuyoxhim1895
    @tuyoxhim1895 2 дня назад +63

    No mini होगे चार, तो लठ बजेंगे हजार।😂😂😂

    • @SG-rl3gx
      @SG-rl3gx 2 дня назад +2

      Up to 4 hai bhai..pahle se insurance vagerah me aise hi hota h

    • @satyajitrajbanshi3620
      @satyajitrajbanshi3620 2 дня назад +3

      Nominee *

    • @Un_Mention_Able
      @Un_Mention_Able 2 дня назад +5

      Nominee batenge toh katenge 😂

    • @scenecorner9940
      @scenecorner9940 2 дня назад

      Bank me nahi tha. ​@@SG-rl3gx

    • @scenecorner9940
      @scenecorner9940 2 дня назад +4

      ​@@Un_Mention_Ablemullo ka hum 2 hum bara. Bara me kon hoga 😂

  • @shreevidyashastri2287
    @shreevidyashastri2287 2 дня назад +81

    1:18 save time. Like me later.

  • @adityachakraborty9973
    @adityachakraborty9973 2 дня назад +90

    Kindly cover the amazing decision of the best finance ministry - 35% GST on certain products.
    India will definitely become #1 thanks to these decisions.

    • @mysterious5678
      @mysterious5678 2 дня назад +3

      What?

    • @sumitkumar.1203
      @sumitkumar.1203 2 дня назад +8

      On certain products 😅

    • @udit9257
      @udit9257 2 дня назад +4

      nhi hoga aisa mere khyal se. ...income tax kam karenge ya fir gst kam karenge

    • @humblenesss
      @humblenesss 2 дня назад +16

      those will be luxurious items or tobacco, smoking items etc

    • @AmitDJ_90
      @AmitDJ_90 2 дня назад +8

      Gaming pe lagao sirf rummy and dream11 type.

  • @Ravi_korade
    @Ravi_korade День назад +7

    Nomination me bahot improvement ki jaroorat hai.. succession ke liye common portal hona chahiye... Har ek jagah nomination Dene ki kya jaroorat hai?

  • @jitendrayadav5015
    @jitendrayadav5015 2 дня назад +4

    Option D
    Due to open market operations RBI manages money in india so demand and supply effect so inflation also affect

  • @RitikMaurya07
    @RitikMaurya07 2 дня назад +9

    1:15 aaiye sabse pehle dekhtey hain ki exactly hua kya hai

  • @SATYAMEV_JAYATE.Mere_Raam
    @SATYAMEV_JAYATE.Mere_Raam День назад +3

    Jab ye rule nahin tha, tab bhi on demise of both account holder and nominee the legal heir was getting the claim. The main reason for unclaimed money is that, the account holder has not updated his KYC and mobile number and many customers have opened multiple accounts with multiple IDs. Govt should make it compulsory to update Aadhhar and PAN in every account. Most unclaimed accounts are not KYC compliant and are opened with farzi documents. So govt. should not worry about that. Further only one nomination will suffice the requirement. Now a days nomination has become a compulsion but for older accounts bank should follow up the customer for nomination.

  • @pavankunthe6641
    @pavankunthe6641 2 дня назад +56

    Govt is becoming rich but not investing on public fully

    • @arkapravade7234
      @arkapravade7234 2 дня назад +14

      Ministers are getting rich* 😉

    • @truthislogical
      @truthislogical 2 дня назад +14

      They are saving money for purchasing mp mla Or Pegasus

    • @KRISH57676
      @KRISH57676 2 дня назад +17

      ​@@truthislogical
      Revdi bhi toh baatni hai. Aur revdi lene waale bhi bohot hai.
      Abhi Kisaano ko bhi toh "Khilaana Pilaana" hai.
      Apne yahaan par toh Sab Chalta Hai. 😂

    • @Alochak_Kumar
      @Alochak_Kumar 2 дня назад +9

      Not investing on public but wasting on public by giving them free revdi

    • @Vaibhab00896
      @Vaibhab00896 2 дня назад

      😂😂​@@KRISH57676
      750 me gas cylinder v to dena hai

  • @Swamiji-ye8xe
    @Swamiji-ye8xe 2 дня назад +3

    SBI monoploy has to be ended. Government has to involve 2 more public undertaking banks and one private bank, by splitting government employee funds through these banks. This they can do step by step , first SBI should deviate the funds received to the other public undertaking banks like Indian Bank, Canara Bank or Bank of India, Bank of Baroda etc. that decision RBI & Finance Ministry should take together. If not, RBI knows how much money is transferred through SBI for all the States, Union Territories etc. they can split it into 4 parts(Sections) North states under North Section to one bank like Indian Bank or Bank of Baroda or Bank of India. East section including North East states to third Bank. West section to fourth bank. South section with SBI/IB/BoB/BOI etc.

  • @ArtGalaxy-uh1vg
    @ArtGalaxy-uh1vg 2 дня назад +9

    Option (B) inflation 13:10

  • @Iblaim_yash
    @Iblaim_yash 9 часов назад

    13:13 option D ) both inflation and money supply in the economy

  • @shrikantlokhande2676
    @shrikantlokhande2676 2 дня назад +14

    Please make video for all winter loksabha Bill passed or unpassed

    • @Skyo.o
      @Skyo.o 2 дня назад +4

      waqf unpassed one nation one election unpassed ucc unpassed

    • @desiavengersofficial580
      @desiavengersofficial580 2 дня назад

      Main main to abhi tak pass nahi hua hai bhai

    • @YT-pv8fn
      @YT-pv8fn 2 дня назад

      Other than free lunch and rides, everything is hanging like scrotam

  • @daitbharat
    @daitbharat 2 дня назад +13

    2000 के 4 नॉमिनी लगाने पड़ेंगे अब?😂

  • @adas19581024
    @adas19581024 2 дня назад +16

    It is so surprising adding more than 1 nominee has taken almost 20 years. Unthinkable! I wonder whether there is grey matter or gobar inside the heads of babus

  • @chandrakeshprajapati4930
    @chandrakeshprajapati4930 День назад +1

    DICGC द्वारा जो 5 लाख की इंश्योरेंस है उसको भी बढ़ाना चाहिए। आज के समय में 5 लाख बहुत कम है। ग्राहक की संपूर्ण धनराशि कवर होनी चाहिए।

  • @onestopworld4051
    @onestopworld4051 2 дня назад +5

    Banking sector backbone of Indian Economy

    • @itachi6523
      @itachi6523 2 дня назад

      Agriculture is the backbone of economy in India
      I've given so many competitive exams and Agriculture was always the right option by every board.

  • @everythingyuv4779
    @everythingyuv4779 2 дня назад +19

    1:18 save time

    • @NKSinha1234
      @NKSinha1234 2 дня назад +1

      Save kar k 1.18 h reel dekhne bale😂

  • @Raj_singh_Rawal
    @Raj_singh_Rawal 2 дня назад +42

    Banking law ammendment ❌❌
    Increasing tax ✅✅

    • @ShashankSingh-hb8uf
      @ShashankSingh-hb8uf 2 дня назад +9

      How much direct tax have you paid in this year?

    • @moonchildwithlove
      @moonchildwithlove 2 дня назад

      @@ShashankSingh-hb8uf not everyone is unemployed like you ,b rottt

    • @river.
      @river. 2 дня назад +9

      2% abadi tax deti hai usmai bhi problem hai bhadw ko

    • @red6950
      @red6950 2 дня назад

      ​@@ShashankSingh-hb8ufHe already paid enough threw indirect tax

    • @krishnachakravarti4571
      @krishnachakravarti4571 2 дня назад +1

      ​@@ShashankSingh-hb8ufwhy direct ,talk about indierct tax too.

  • @tuyoxhim1895
    @tuyoxhim1895 2 дня назад +13

    13:54 final destination 😁😁

  • @Indian_Knight_07
    @Indian_Knight_07 2 дня назад +12

    Penalty factor is most good point👍📍

  • @tejiism
    @tejiism День назад +2

    SBI... MY BANK BUT INTEREST RATES ARE HIGH. BANK GIVE US 2% INTEREST ON OUR DEPOSITED MONEY BUT CHARGE 12% INTEREST ON OUR LOAN TAKEN. IN THE INTEREST OF THE PEOPLE, RBI SHOULD RECONSIDER THIS BIG GAP.

  • @meetthefacts_68
    @meetthefacts_68 2 дня назад +9

    01:13 Come Here..

    • @sohitk4592
      @sohitk4592 День назад

      पूरी दुनिआ आपकी आभारी रहेगी 🙄🤦‍♂️

    • @meetthefacts_68
      @meetthefacts_68 День назад

      @@sohitk4592 😅

  • @maheshkakad4601
    @maheshkakad4601 День назад +1

    बाई ये कोई चेंज नहीं नॉमिनी का आप अगर अकाउंट ओपन करना चाहते हो वहा पहले से आप कितने चाहिये उसके नॉमिनी लगा सकते हो मे कुछ बँक मे काम करता हु कोटक में तो पहले से बहुत अब दो तीन चार पाच लगा सकते है उसने अमाऊंट लोगो मे डिव्हाईड हो जाती है तो पहले से लागू है

  • @pawankumar890_
    @pawankumar890_ День назад +1

    Save your time 1:13

  • @StudyIQEducationLtd
    @StudyIQEducationLtd  2 дня назад

    UPSC CSE StudyIQ RUclips Channel is live Now !!
    Don’t Miss Out - Subscribe Now for Best Content
    www.youtube.com/@UPSCCSEStudyIQ

  • @sk84890
    @sk84890 День назад +2

    पहले मिनिमम बैलेंस ना रहने पर कोई चार्ज नही लगता था अब मोदी जी के आने से चार्ज लगने लगा -2000Rs में किस नॉमिनी को कितना जमा करना होगा ।।।

  • @JimitPatel139
    @JimitPatel139 День назад +1

    What about term insurance? And life insurance?

  • @kifrocks
    @kifrocks День назад

    The GOI should also bring in more manpower to ease the burden of PSB employees. Adding nominees only will not work, in order to enhance customer service more manpower is required. You want a premium service from a banker who handles almost 60-70 customers on an average .

  • @slmnansrii
    @slmnansrii 2 дня назад +3

    Sir Akal Takht ka kya news chl rha ispe video bnao

  • @YashGuptaa16
    @YashGuptaa16 2 дня назад

    1:47 mai apko hta du paisa sirf Legal Heirs ko milta hai unfortunate situations me....nominees ko toh bilkul bi nahi

  • @KushSharma-z1q
    @KushSharma-z1q 2 дня назад +4

    When FM will take responsibility of low GDP growth and high inflation rate ??

    • @karankubadia2071
      @karankubadia2071 2 дня назад +6

      Jab itna growth hua tab bhi usko pela ab tohda global factor se gira toh bhi unko pel rahe toh credit Kab doge

    • @desiavengersofficial580
      @desiavengersofficial580 2 дня назад +1

      Q3 GDP results aa jae fir ye question puchna sahi rahega

    • @KushSharma-z1q
      @KushSharma-z1q 2 дня назад

      @@karankubadia2071 inflation rate kb kam hua ye btana jara ?? Badhta hi ja rha h

    • @KushSharma-z1q
      @KushSharma-z1q 2 дня назад +1

      @@desiavengersofficial580 likh k lele vo bhi last year se kam hoga. RBI ne to Q2 ki GDP growth bhi 7% estimate batai thi lekin 5.4% hi rhi. Fir bhi Shaktikanta Das ne resignation nhi diya jabki itna difference to kbhi nhi aata

    • @desiavengersofficial580
      @desiavengersofficial580 2 дня назад +2

      @@KushSharma-z1q Election,Global recession,war,Stopped investment on infra projects,Chal raha tha.Q3 k liye wait kar fir bolna

  • @RanveerBhati-p9q
    @RanveerBhati-p9q 2 дня назад

    Mutual fund ka increase hone ka kaaran logo ka intrest hona nahi hai uska kaaran hai bank manager bina kisi ko uski sahi jaankari ke fd karne ki jagah mutual me invest karna hai jo riski hai kyoki bina padha hua insaan us paymemt ka sahi use kaise kar paega or uske baad agar wo paisa doobta hi to uski gurantee bank ki nahi hoti hai kyuki wo logo ko bina batae unke signature karwa lete hai

  • @manishsharmavats474
    @manishsharmavats474 2 дня назад +1

    Nominee wala badiya ker diya Meri family badi problem hu thi 1 nominee wala service sa

  • @7goddesssheetlabadimata562
    @7goddesssheetlabadimata562 12 часов назад

    Kuch nhi huaa bank wale cross selling ko badhawa dey rahe h
    Aapne benafit k liye sbi life mutualfund
    Bank main ek baar bolo 2lac ki fd krwani h vo aapko sbi life k liye hi bolege

  • @vaishaligolaria4041
    @vaishaligolaria4041 2 дня назад +3

    D) both b and c

  • @vibhutisrivastava2789
    @vibhutisrivastava2789 2 дня назад +5

    Much needed amendment.

  • @shivani_pahadan
    @shivani_pahadan 2 дня назад +3

    13:54 save your time and data 🙃

  • @mohan9369
    @mohan9369 6 часов назад

    Finance minister 5 day banking kr nhi Rahi h or bank employees ki situation koi nhi samjh rha h bus work load increase kr rhe h

  • @bsk-fz5ff
    @bsk-fz5ff День назад

    But....
    Still there is a Big loop :-
    In case of Simultaneously if 1st Nominee also expired then 1st Nominee Share to whom it will be passed on ???
    e.g. Person 1 Nominated A,B,C,D each share 25%, but Person "A" also Expired alongwith Person 1 ( Say in an Accident) to whom person "A" share will be passed on ????

  • @dr.gene_etio844
    @dr.gene_etio844 День назад

    Is this applicable on private banks too. !

  • @gloriousgarima107
    @gloriousgarima107 День назад +1

    13:14 Option D

  • @nishantkulkarni6008
    @nishantkulkarni6008 День назад +1

    One more misery added in the life of bankers. What if all or multiple nominees are alive and come to bank for decease claim settlement. More and more regulations and impractical decisions by govt and RBI.

  • @apnupamsen8259
    @apnupamsen8259 23 часа назад +1

    *Bank wale loot ke hi to Profit me ja rahe* hai... 😂😂😂
    Ye charges wo charges 🤦
    Abhi kal hi kata hai koisa Charge 😅
    Mere to *Account hi Lock kar diya, Paise nahi nikal rahe FD hi ban jati par Sale wo bhi nhi karne de* rahe...
    SBI yono App me KYC likh ke aata hai par Bank wale bolte hai Aapka kyc hai 🤷👋🤬

  • @Itskhabrilal
    @Itskhabrilal 11 часов назад

    Ek nominee m hi to naam add krne nhi de rhe hai 4 ka kya karun.

  • @AmanjeetKumar-xe6ik
    @AmanjeetKumar-xe6ik 2 дня назад +20

    13:54 save your precious time

  • @Sreedharduvvu
    @Sreedharduvvu 2 дня назад

    Sir, what about nominee for gold loans

  • @rajeshkumarsahoo6812
    @rajeshkumarsahoo6812 День назад

    Sir, Any news about 5 days Banking?

  • @Curious_Mind_007
    @Curious_Mind_007 2 дня назад +1

    Ye RBI bhi to kar sakta tha, to bill kyu laya ?

  • @manishsharmavats474
    @manishsharmavats474 2 дня назад +2

    All Changes Good ✅

  • @hash_xd
    @hash_xd День назад

    Save time 1:14

  • @Abhishek.Bharatmatakijai
    @Abhishek.Bharatmatakijai 2 дня назад +1

    Achha hua ye ❤
    Achha kadam

  • @pantumondal
    @pantumondal 2 дня назад

    How can you be able to win if things always change.

  • @tejaschavda7345
    @tejaschavda7345 День назад

    They must improve the forex services.... Non of bank official are aware of legalities

  • @anuj123yadav
    @anuj123yadav День назад

    Is it just me who thinks Ankit sir is confusing nominee with beneficiary. Nominees make deposits and beneficiaries are the one that get the money after the primary is deceased.

  • @Indian_Knight_07
    @Indian_Knight_07 2 дня назад +3

    00:00 save year

  • @patelindian8380
    @patelindian8380 День назад

    Ye 4 nominee ka rule kb se lagu hoga sir

  • @sm-gt1cr
    @sm-gt1cr 2 дня назад +1

    What about 5 days banking.....!!!

  • @THESHOWSTVZ
    @THESHOWSTVZ День назад

    PHALE KOI STRICT RULE LAAYE YE BANK WALE SABKE INSRUENCE KHOL DETE HAI BINA BATYE AND KOI KHASS ACTIONS V NHI HOTA HAI

  • @thecomparison8492
    @thecomparison8492 День назад

    Exactly hua kiya hai : 1:18

  • @rahulgayen7314
    @rahulgayen7314 День назад +1

    Good change 👌🏻

  • @ayushkumarpanda439
    @ayushkumarpanda439 2 дня назад

    Top banks of India - SBI,PNB,BOB,HDFC,ICICI etc.

  • @girijashankarsingh1035
    @girijashankarsingh1035 10 часов назад

    Khud pyaz nhi khati usko kya pata hoga ek common people inflation ko kaise manage karta hoga..She is not deserve of finance minister.

  • @Powertrader6
    @Powertrader6 День назад

    You told 19 amendment but aapne sirf 3-4 hi bataye sir ji

  • @ramrajmeena9029
    @ramrajmeena9029 День назад

    What about five days banking

  • @manishtiwari7695
    @manishtiwari7695 7 часов назад

    What about sahara amount

  • @indianart565
    @indianart565 День назад

    Finance minister Nirmala sitaram❌
    Tax minister Nirmala sitaram✅

  • @bidyutboruah9827
    @bidyutboruah9827 2 дня назад +5

    Wasooli minister ki batto par 10 psise ka bhi bharosa nhi hai.

    • @PREDAKING-111
      @PREDAKING-111 День назад +2

      Bhai theek cheezo ko theek kehna bhi seekh lo 🙏

  • @arifiqbal74
    @arifiqbal74 День назад

    plz discuss all amendment

  • @PJisCrAzY
    @PJisCrAzY День назад

    Parliament short summary be like
    When opposition gives speech everyone stays silent
    And when center gives their speech everyone starts to shout

  • @travelvedio179
    @travelvedio179 12 часов назад

    What about 5 days banking

  • @ashishkumarsharma4976
    @ashishkumarsharma4976 13 часов назад

    Nowadays I really get scared when ever i see Nirmala’s face on any thumbnail in youtube. 😂

  • @V.S.661
    @V.S.661 День назад +1

    No mony only Nomini 😂😂😂 kya kare.

  • @tiathegreat3326
    @tiathegreat3326 2 дня назад

    I short its like preparation of mass death situation 😢

  • @SajidSyed111
    @SajidSyed111 День назад

    Nirmala khaata raman beech beech me aisa kuch karti rahti hai jis se logon ko lage ki wo kuch to kar rahi hai. Kisi ki life me ghanta kuch fark padta nahi..haan chaar paisa aur pocket se nikal jata hai 😂

  • @HRITWIKBHOI
    @HRITWIKBHOI 2 дня назад

    D) Both B and C

  • @PriyankaSharma-bb7ef
    @PriyankaSharma-bb7ef 22 часа назад

    4 to family member hi hote aaj ki families mein then what would be the use of nomination....marne ke baad bhi moh maya nahi chodoge 😂😂

  • @vineetgupta4391
    @vineetgupta4391 День назад

    family travelling in car all died on spot in accident then ??

  • @piyushwings
    @piyushwings 2 дня назад +2

    Ye sahi hai

  • @patel85naresh
    @patel85naresh 2 дня назад +1

    Yaha insan me honesty nahi rahi he kitna bhi karlo corrupt log rasta khoj hi lete he

  • @mdshahnawazansari154
    @mdshahnawazansari154 2 дня назад

    Good change ❤

  • @BBC.SUPERONLY
    @BBC.SUPERONLY 13 часов назад +1

    Today's my birthday 🎊🎂

  • @salman.k587
    @salman.k587 2 дня назад

    The government should do something with banking scam in india every year its increasing.

  • @aanandkr0
    @aanandkr0 2 дня назад +7

    In simple words:
    Kuch bhi benaami nahin hoga...
    ..
    In other words : Once Government have acquired property / money will be nearly impossible to revert back...

  • @gohilarjunsinh1743
    @gohilarjunsinh1743 2 дня назад

    In case of natural disaster,car accident,bus accident wo sabme zyada nomination accha hoga

  • @AndyDufresne11
    @AndyDufresne11 20 часов назад

    Hmm bank walo ke baare mei kon sochega 😢😢

  • @ATULANURAG
    @ATULANURAG День назад

    option D

  • @abhibanker363
    @abhibanker363 День назад +1

    5 day banking v lae aao... jaldi se jaldi

  • @Bajiraopeshve
    @Bajiraopeshve 2 дня назад

    He bhagwan...ab Nominee lagane ke liye Muze Account bhi kholna padega 😂

  • @imskrgautam
    @imskrgautam День назад

    Both B and C.
    Thank you sir 😊

  • @sintupaul8143
    @sintupaul8143 День назад

    Any Banking Aspirants watching this video??😊

  • @nandkishorchaudhary-cr5mm
    @nandkishorchaudhary-cr5mm 11 часов назад

    Mai PNB ka employee hoon . Mare liye to kaam badh gaya na😂😂😂