Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 65 and my husband 68 we are both retired with over $3 million in net worth, with a maximized government contract and no debts. Currently living smart and frugal with our money. Saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income..
generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Regina Louise Collaro) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance.She is quite popular for her services so you might have heard of her. She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy... So I’ll advise you do get a good Investment advisor for yourself.
@@skoopqueenPersonally, I'm blessed and realizing I'm not the only one working with Regina Louise Collaro. I will consider myself lucky. I've been able to feed and make a living through her advice and great work. For such a person as Regina, I owe her gratitude, support and endless prayers as it is not easy to gain access to such a competent and reliable adviser. Who isn't just wise but has all it takes to handle an investment and is good at what she does.
It depends on how much you will have sitting in the offset account, what your mortgage rate is and if you have to pay any annual fee to have the offset account. However, assuming a $300 annual fee to have an offset and a home loan rate of 5% then $6000 in the offset account would save you $300 in mortgage interest each year. ($6000 X 0.05 = $300).
What about virgin money? Uses BOQ currently 3.3% deposit 2k monthly make 5 transactions a month also offer 3.6% if you lock the account for 32days. Up to $250k
Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 65 and my husband 68 we are both retired with over $3 million in net worth, with a maximized government contract and no debts. Currently living smart and frugal with our money. Saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income..
generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Regina Louise Collaro) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance.She is quite popular for her services so you might have heard of her.
She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy... So I’ll advise you do get a good Investment advisor for yourself.
Sure martin . you can check her online for more info. She can work with anyone
@@skoopqueenPersonally, I'm blessed and realizing I'm not the only one working with Regina Louise Collaro. I will consider myself lucky. I've been able to feed and make a living through her advice and great work. For such a person as Regina, I owe her gratitude, support and endless prayers as it is not easy to gain access to such a competent and reliable adviser. Who isn't just wise but has all it takes to handle an investment and is good at what she does.
Ing currently has 5.50%, and you don't actually need to put in 1000 a month
ANZ in New Zealsnd is offering 5.2% term deposit for 1 year. Is this an out standing deal or has this been seen before and pretty "run of the mill"?
interesting topic. Question,, if i plan to pay the mortgage for shorter term eg 1-3 years,, is having offset account still beneficial? Thank you.
It depends on how much you will have sitting in the offset account, what your mortgage rate is and if you have to pay any annual fee to have the offset account. However, assuming a $300 annual fee to have an offset and a home loan rate of 5% then $6000 in the offset account would save you $300 in mortgage interest each year. ($6000 X 0.05 = $300).
@@adamb007 thank you. Well explained.
St George is currently doing 4% term deposit 😊
What about virgin money? Uses BOQ currently 3.3% deposit 2k monthly make 5 transactions a month also offer 3.6% if you lock the account for 32days. Up to $250k
Boq has 3.5% for under 35s, up to 50k. Not worth a mention?
Edit: It got a mention near the end, 👍
AMP offers 3.55 for 12month term deposit for up to 25k. Goes a bit higher the more you’re able to put into it.