lic jeevan utsav vs sbi smart platina plus/sbi smart platina plus/SBI regular income/pention plan
HTML-код
- Опубликовано: 8 сен 2024
- SBI Life - Smart Platina Plus is an Individual and Life Insurance Savings Product, specifically designed for people looking for ample savings in the long run. Supplying consistent, guaranteed income during the payout period to help you realize your objectives, this insurance plan delivers financial freedom in your later years. It maintains life insurance coverage throughout the duration of the policy, safeguarding the family’s financial future.
This plan offers you money that can be returned once it reaches maturity in addition to life insurance. You can be sure that your hard-earned money is working for you and your family thanks to the extensive selection of functions available on the Smart Platina Plus.
Features:
Choice of two income plan options to suit your financial needs - Guaranteed Income & Life Income
Guaranteed Income Benefit: Enjoy fixed regular income during the payout period opted.
Maturity Benefit: Get return of 110% of total premiums paid at the end of policy term.
Choice of frequency of income benefit - Yearly, Half-yearly, Quarterly or Monthly
Limited premium payment options - 7, 8 and 10 years
Tax Benefits*: As per the prevailing norms under the Income Tax Act, 1961.
Advantages:
Security
Life insurance cover during policy term for financial protection of family
Flexibility
Choose the payout period to match your life goals. Option to change the income payout frequency before the payout period
Simplicity
Provides you with an easy application process for hassle-free issuance
Reliability
Regular guaranteed long term income
Maturity Benefit (For In-force policies):
For both the Income Plan options, on survival of the life assured till the end of the policy term, 110% of the Total Premiums paid would be refunded at the end of the policy term.
Survival Benefit (For In-force policies): , For both the Income Plan options, Guaranteed income will be paid during the payout period depending on the payout frequency chosen provided the Life assured is surviving
.
Death Benefit (For In-force policies):
The death benefit under the two income options are as follows:
1. Life Income: On death of the life assured at any time during the policy term, Sum assured on death is payable as lump sum to the nominee or legal heir of the life assured and the policy terminates.
2. Guaranteed Income: The death benefit payable before the commencement of the payout period and during the payout period are different.
On death of the life assured before the commencement of the payout period, Sum assured on death is payable as lump sum to the nominee or legal heir of the life assured and the policy terminates.
On death of the life assured after the commencement of the payout period, Sum assured on death is payable as lumpsum to the nominee or legal heir of the life assured and the nominee or legal heir shall continue to receive the future Guaranteed Income during the payout period. The nominee or legal heir shall have an option to receive the discounted value of the future Guaranteed Income, in the form of a lumpsum, anytime during the Payout Period, discounted at 8.25% per annum.
Where sum assured on death is higher of the following
Basic Sum Assured = 11 times of annualized premium^ or
105% of total premiums paid# upto the date of death
#Total Premiums paid /received means total of all the premiums received, excluding any extra premium and taxes.
Queries solved in this video:
lic jeevan utsav vs sbi smart platina plus
sbi smart platina plus
SBI regular income plan
sbi pention plan
Keywords:
sbi life smart platina plus,sbi smart platina plus,smart platina plus sbi,sbi life smart platina plus plan,sbi life smart platina plus review,benefits of sbi life smart platina plus,Sbi life smart platina plus guaranteed income plan,sbi smart platina plus plan,Sbi smart platina plus premium,Sbl smart platina plus maturity benefit,Sbi smart platina plus death benefit,Sbi smart platina plus life income plan,Free look period,Grace period,Surrender value,Suicide cover
Note:
Posting any content from this channel is all are about my personal views.These videos are intended only for informational purpose or educational purpose.This channel do not promote any products discussed herein.Viewers are subjected to use this information on their own risk.Please contact experts before taking any decisions.
Disclaimer :
Some contents are used for educational purpose under fair use.copyright disclaimer under section 107 of the the copyright act 1976, allowance is made for "fair use" for purposes such as criticism,comment,news reporting, teaching, scholarship and research.fair use is use permitted by copy right statute that might otherwise be infringing.nonprofit,educational or personal use tips the balance in favour of fair use.all credits for copyright material used in videos goes to respected owner
Waiting period is one year not 2 years
Baga chepparu eeshwar garu
Sbi life smart platinum plus Yono చూసుకోవచ్చ
2lakhs 2Year కట్టి తర్వాత surrender చెస్తే , మళ్లీ 2lakhs ఎపుడు ఇస్తారు
Wast money bokka nen 1 lac kattina withdrawn cheyru poyam mosam🎉
Video chivarlo conclusion chudandi..