Sounds crazy that 20 million people will suddenly pick up stakes and leaves but happens in Russia all of the time. Use to happen quite regularly in the USA as well so might have a literal toxic mold issue in Florida absolutely...and hence why Insurance rates are still sky high ("failure to fix the problem.") Houston is another City at grave risk of this but unlike Florida has a massive green space that runs extant through the Center of the entire City. "Florida" has Interstate 95 instead of that. In the 1920s the last time Florida had this big of a real estate bubble the State population effectively crashed to zero after that in point of fact. Good news for proctor and gamble but Florida homeowners...definitely not good news I agree. Florida does have a State Insurance regulator which is way better than Texas! Has to be one that actually does its job tho. Florida is really good at roof construction but the house itself needs to "breathe" as well which is not easy to build that actually. For Supertalls this is normative "pressurize" the entire building although I don't think this has ever been required per regulation to do that. Legionairres Disease is another problem actually. "Florida Bungalower" is a good resource for all of this actually as most people "overbuild" in reaction to this type of crisis. This makes a collapse again hardly unique to Florida btw all the worse as upkeep expense soars when what is needed is quality *NEW* construction from the ground up. In theory there is good news with solar panel pricing and Tesla Powerwall but that is a very expensive solution if not done correctly.
On top of this you have a group of wealthy migrants also coming into the USA's open border policy and buying up all the things including houses and land, now 2% of American land is owned by foreigners. "Wealth migration had been accelerating steadily in the lead-up to 2020 - approximately 108,000 HNWIs migrated in 2018 compared to 95,000 in 2017, 82,000 in 2016, and 64,000 in 2015. However, the outbreak of the coronavirus pandemic and the associated protracted lockdown and travel restrictions that characterized 2020 have impacted on global mobility in ways that remain challenging to define, as the virus has proven extremely difficult to contain. What is clear is that the mobility of individuals from all walks of life across the globe has been severely curtailed, and affluent individuals are no exception." - Henley & Partners ... "People Smugglers Target Wealthy Migrants in France" - WSJ ... "Nearly 50,000 orders for deportation have been issued during the first six months that President Donald Trump has been in office. That’s a 27.8 percent increase from the year before, according to the Department of Justice. Those sent back have left behind not just jobs and families but also their homes - which some of them owned. More than 3.4 million undocumented immigrants are homeowners, according to the Migration Policy Institute analysis of the 2014 U.S. census data. That’s about 31 percent of the undocumented population. While some undocumented immigrants pay for their homes in cash, others have been able to obtain little-known ITIN mortgages. ITIN stands for individual tax identification number. ITINs were created to enable tax payment by foreign nationals who are not eligible for a social security number but own businesses or assets in the U.S. But since its creation, the program has also been used by undocumented immigrants living in the U.S. Undocumented immigrants can use ITINs to open bank accounts and pay taxes on their U.S. income. Alterra Home Loans is one of the lenders that provides ITIN mortgages. They have issued about 300 such mortgages. “Out of all of the ITIN loans that we’ve done, we have had three loans pay off completely and we’ve had zero loans default or go delinquent,” said Jason Madiedo, president and CEO of Alterra. To take out an ITIN mortgage, borrowers have to save enough money for a 20 percent down payment. The mortgage is a 30-year-fixed rate mortgages. “So, it doesn’t adjust and there’s no prepayment penalty,” explained Madiedo." - Marketplaceorg ... "These Are The Foreigners Buying Up American Real Estate Ever wonder why New York real estate prices are so high? Well, sure there is an issue of space, and the fact that New York is a world city with people from Russia and China gobbling up apartments like Pacman enroute to a power pellet. But one of the biggest supporters of real estate pricing these days is the Chinese buyer. Foreign purchases jumped to 35% last year, and Chinese customers led the way with $22 billion out of the $92.2 billion total spent by foreign buyers in the U.S. real estate market, according to a report published July 8 by the National Association of Realtors (NAR). From April 2012-March 2013, Chinese buyers spent approximately $12.8 billion in the U.S. housing market, according to the NAR, and the previous year foreign buyers spent $68.2 billion on U.S. real estate. "The US real estate market is a relatively safe investment," said Selma Hepp, senior economist at the California Association of Realtors, one of the favorite states for rich Chinese buying investment property." - Forbes, Kenneth Rapoza, July 10, 2014
I am a real estate appraiser with over 20 years of experience appraising in Miami, Broward, Palm Beach, Martin, St. Lucie Counties. I recently moved to SC because all of these issues in Florida that you have mentioned. FINALLY, someone is talking the truth about how Florida changed. Thanks Michael! I am 55 and I cant afford to loose almost 20k/year that I was loosing paying for property tax and insurance ONLY. Now I am living in a country club community on 1.4 acres in a 2200sf house with a pool on the golf course with 300 feet of gold course view. My property tax and insurance is COMBINED TOTAL $2,700. I can use the 17k/year savings to invest and actually make money with it rather than give it away to the government or insurance companies. I love DeSantis and the beach BUT as you said it is just not worth it to stay there anymore.
I grew up out west. Graduated from high school in Tampa back in 1968. Left Florida after graduation and went back to the western US. I now live in Florida again since 2015. I hear what your saying and I can tell you many places in the US have significantly changed from what they used to be. Not for the better either! I have seriously considered living outside the US because of the changes. Hopefully things will start turning around but if not I’m going to seriously weigh my options.
Agreed wholely. 55, moved to Deerfield in mid 70's, currently in Brevard (only due to selling in jersey in april) and NOT being able to buy BUT stuck with that inflated rentals market 6mo ago (as your well sware of) but as i look to real estate invest as sole career (working capital) I'm squirreling away/ only trades experience, not landing work, (Brevard is "capped" re; employment) and i see nothin else to do but hunker down my last 6mo of lease and SCRAM to same region (e. Tenn, bristol VA area) its crazy im over it down here. Well put and happy /prosperous new yr . Soldier. 👍🏽
Hi Peter. I am on a mission to get the hell out of S.FL. Traffic and heat and costs are all outta control. I only make about 60k a year. What area of SC would be decent and affordable? I cannot spend more than 150's. Thank you.
@@Gypsygirl9 with 150k you could get a very decent home in Aiken with a small mortgage. I moved here because of the possibility of appreciation of property. I am an appraiser so while my home is my home it is also an investment. This area is still increasing in values and plenty of new construction communities with reasonable prices. (When compared to FL) Lots of incentives... Plenty of jobs. Super laid back. People are wonderful. I have same day appointments for primary care with a nurse practitioner...If you could get a remote job that pays 60k... You could really make it here.
Living has gone up 30 percent no matter where you live! Car insurance also Crazy expensive in Texas. There’s nowhere to hide from it, it’s not just Florida
I live in Galena IL. My cost of living is super cheap. My hoa at my private golf community is $240 a month and my taxes are $4500 per year. My car insurance on my 2023 Sonata is $850 a year.
@@dmimcg That sounds comparable to where I live now (Houston) except I pay $8000/yr in property taxes on a 3600 sf home. I also pay $0 in state income taxes.
@@MAGAfreedomis1 You think MAGA's are patriots??? They are the ones who tried to overthrow the government because their Orange god told them to. If you think patriots act that way towards their country, you truly have NO idea what the word means.
We loved Florida when we moved there 30 years ago. But it's gotten so crowded! Plus, we end up being trapped in the house all summer. The older we get, the harder the heat and humidity is on us.
You make a strong case for Hawaii. For old people, the vast majority would rather have it too warm. When it's hot and humid down here in FL, when you take care of things, you can be way more comfortable than when it's freezing up north. At least down here it's bright, sunny, and cheerful (300 days a year), and there is an hour a day where it's (semi) comfortable to go out for a walk in the evening. Old people always crank up the heat to super hot temperatures up north, down here all they have to do is set their central air at 80 or 82 in the summer, and they're fine. Now this whole suddenly it's too expensive in Florida thing (exacerbated by bidenomics) is definitely a reality. I bought a house just before biden got in for around $150k. Today it would be (and is) $250k. The insurance was cheaper, food was cheaper, electricity was cheaper, everything. It is common knowledge down there that 3 years ago a teacher on a teacher's salary could (and did) buy a home on a mortgage down here. Now it's out of the question.
I was mesmerized by this video. Not only because you look so different (more professional) but because you and the comments were so honest. I think you saved a lot of people some heartache. Thank you.
As an insurance agent, I can tell you insurance is going to get much, much worse, and thats if you can even find it. More and more carriers are pulling completely out of the state.
Big insurance companies left Florida because there was absolutely no profitability in that state. And we all know that it's all about money. Warren Buffett didn't buy into GEICO insurance company for nothing. He only buys in if the profits are 18 percent or better
@timschultes6467 to be honest I can see state insurance in Florida's future. We've had the majority of our partners pull out of the state and they have no plans on going back.
The companies that stay will require a premium that will be out of this world. Of course, a bad weather event and your premiums will be unaffordable, and THEN the carrier may leave the state.
🎯You explained it the right way. This is the honest view of Florida. I am an engineer and architect, had my own business (Realtor, Stucco and Akustik construction, lived 50 years in Germany and moved to Texas. The weather is good, the gas is cheap, insurance cheap, property tax low, HOA low. You can move to a lake side for much less than in Florida and you see nature not condos and boring water all day long. Go to the coast in 1,5 hours. The lakes a filled with different views. I had a cruiser with A/C on Lake Travis, is about 42 miles long. Got out 100 yards from the shore. Set the anchor. No mosquitos, bright night sky with moon and stars in reflection on the water, grill attached over the reeling, enjoying the whole night on deck. Nobody around me, sleep under the night sky on the deck. Florida... I don't think so. Now I am a photographer and travel all over the places, filled with nature. I do what I love. Florida is only a place for photography for me.
Everything Michael says is spot on. I grew up in Florida, live in the Orlando area and love the weather, but the traffic is a nightmare. We just spent a week in N. Carolina after Christmas so my kids could see snow for the first time and I was floored by the lack of traffic. It was such a nice change of pace. Funny thing is, every other car we saw while there was from Florida.
Orlando is my home town and I now live in SE Florida where it’s primarily snowbirds. After they leave the traffic is wonderful. It’s no where near how ridiculous Orlando is on a daily basis with it without snowbirds. It’s the one thing I don’t miss. Now it seems Orlando crime is out of control as well. Glad I left.
Lots of people with money coming to where I live on the space coast. Rich and entitled and rude. They’re moving to our rural areas and then calling the law on you for having loud roosters. It’s insane.
Californians have done this to Idaho, not to mention house prices literally quadrupling in only 5-6 years. I'm being priced out of even renting here in just 3 months because it'll cost $700-800 more per month to renew my lease, which has already more than doubled since 2018. Californians outnumber the locals now. I'm leaving for somewhere i can afford to live. I REFUSE to spend $1200 per month on the cheapest rent, which is sharing a 2 bedroom trailer with another tenent.
Thanks for your channel, I really enjoy your honesty. We lived in NE FL for 17 years and raised our children there. After the pandemic and migration patterns, our once small-town community was ruined. When we moved there (coastal town) it was a community first (friendly full-time residents, teachers, business owners, etc. - you knew everyone) and a resort second. This reversed with the pandemic and STR speculation. I kept writing my Pros and Cons list of leaving for 2 years and finally, the Cons were too great and too unpredictable. We sold out in August of 2023 with no regrets. I will mention that Florida is SO pro-tourist that it undermines the rights of local governments to self-govern using a Comprehensive Plan- I worked as an activist on a group to slow bad development and corrupt land grabs - it's like batting away mosquitoes. Members of our group were newly retired and very depressed about the non-stop development and state attitude toward our natural resources. Florida's TDC (bed tax goes to more marketing and not cleaning up or sustaining Florida - just bringing more people). Anyhow, I gave up trying to protect Florida - I spent a lot of time trying too. For me, the final straw was the looming property insurance mess: a. a fiscal nightmare with poorly funded state self-insurance, b. overpriced coastal property c. litigious and entitled property owners d. more volatile weather patterns. My girlfriend sold out of St. Augustine for rural Italy. Many friends have left or are leaving. I thought it was just me and I was being too sensitive, not so.
Agreed! I left Florida because of the economy 2008/09, and did not wish to pay the additional property taxes and insurance. I could also foresee that things were going to get worse over the next decade. I miss Florida, but happy to have moved.
In 2014, I bought my 1963 Southwest Florida 900 square foot home for $48,000. Now it would sell for over twice that even though it still needs renovations. My property taxes doubled since 2014. I sincerely hope in a few years the housing market becomes affordable again.
Property taxes (Ad Valorem) and Assessments (non-Ad Valorem) are combined to give you your total tax. Do you have Homestead exemption? Not having Homestead exemption is the only way I can figure that your taxes doubled.
Increases in auto insurance is a National problem. I spend summers in WI, and my auto insurance increased by about $400 for the year. I have a clean driving record and haven't had any claims in over 15 years when a deer ran out and committed suicide with my car.
@@timschultes6467 Especially since I only put about 2,500 miles on the car, and it is garaged all winter when I am in Florida. Of course, I take insurance off when I am in Fl.
Just moved to SC from Cali. My insurance and taxes combined is $1900 a year. Homestead and no taxes on SS and 15 k of retirement withdrawal per year. The climate is better than Florida and you struggle to find a homeless person in Lexington. Absolutely love it.
Ive lived in So. Fl since 1974 except for 4 yrs in SC. Im originally from NY, and I miss having seasons. Its so hot here in the summer that you cant really enjoy the outdoors. Everthing you are saying is so true. From the traffic, to the insurance and taxes and wealthy entitled people driving up the prices, not to mention the rudeness.
Having lived all over the country for most of my life I have seen a lot of places I have lived in that I really liked get ruined because of basically two reasons. 1)Too many people moving in too fast and 2) The people fleeing from somewhere else did not learn from the mistakes their last state made and vote and behave the same way that ruined the place they left. So my advice is if you find a place you really like , don't talk about it , keep it a secret LOL
I lived in Florida (Tampa) and now living in Houston. I have been looking at condos in Fort Lauderdale to spit time between Texas and Florida and unfortunately if you are near water insurance companies are gauging people all over. Here in Houston I live about 35 mins from the Gulf of Mexico and my insurance went from $1200 to $4000+ from 2022-2023. I should be getting my updated numbers in January. Also here the property taxes are crazy I went from about $9K to almost $20K. I say this to say states like Florida and Texas are getting screwed and I am not one for big government but I think it is time for government officials to step in and put some regulations around these insurance companies because with BlackRock and other companies buying up properties it is making me think that some collusion is going on.
How are the Houston women compared to Tampa women? I found that Texas women were 10 times friendlier than Florida women (home of the sassy 60 year olds).
I don’t know!!!! This last year my costs have gone up 65% due to all the insurances - and there has been no changes. Property taxes have doubled. It’s almost unaffordable for us who are on fixed income. 🤦🏻♀️
The main complaint I keep hearing is weather related issues. Come to Texas. We have well over 100 degrees for 6 months of the year. Right now it is getting down to high 30 at night and soon the roads will ice over making traffic unbearable. Every winter we have multi car pile-ups because people can't drive in the rain or the slide out because of the ice. Population is an issue everywhere. I grew up in San Diego. At that time the population was just under 2 million. Now it is over 3.5 million. This is what caused the apartment I was living in to go from $1,800 to $3,500 in 12 years. Things are bad everywhere.
That's exactly how I feel living in the Bay area. knowing that all these Tech workers came from a country where they literally s*** in a tin can but look Down on you.
As a born and raised Floridian…I hate it here! I live in Pasco county and work in Pinellas county. My work is the SOLE reason I’m still here. Family too, but they feel the same as I do. I’m glad you touched on the humidity aspect. Which is a HUGE issue. I used to travel a lot and when I landed at Tampa international airport, I would think HTF do I live here?! I can barely breathe. Yes, you get used to it but it’s excruciating. Your hair looks like crap, if you wear make-up, DONT. You will constantly look like an oily unkempt mess with frizzy hair. Granted, this is surface stuff but it’s a reality. Walking to the car into a business….you will sweat your rear end off! It’s cold tonight but humid as hell. Just gross. AND expensive!
Why are you driving so far ?? Wages ??? I lived in Zephyrhills Pasco county 20 years ago. I left that shit hole and went back to Michigan. I worked in plant City
@@gregorylyon1004 isn't Michigan a blue state? As I recall that Gretchen lady Governor was quite tge tyrant natzi and outta control. Are taxes high in MI? Houses? Thanks
I often end up rating almost any place based on its weather. However, Tijuana, Mexico has San-Diego-type climate (it's just south of SD), but I wouldn't want to live there either. The political climate of an city or state also counts. Michael says he likes the weather in NoCal, but Calif's politics are lousy. However, voters in CA over 30 years ago at least enacted property-tax reform---CA's Proposition 13 of the late 1970s. But that's swamped by blue-state politics of today.
Most states have weather problems part of the year . The Northeast and Midwest is too cold in the winter , the Southeast is too hot and humid in the summer (Plus storms and hurricanes) the Southwest is unbearably hot in the summer (and cold and windy in the winter. Most regions have six months of nice weather a year if that , some less. The only place that has perfect weather all year round is Southern California , but everything else sucks!
I moved to Cape Coral three months ago and I’m already ready to leave. South Florida is not the same as 10 years ago I feel like I’m in a different country
I've had a paid off house in Florida since 1997, money in my pocket, and no debt. I'm moving to north GA or SC in the very near future. Too many people are here now. Traffic, all insurance, and the weather sucks!
@@georgedreher2322insurance companies were losing money in Florida every single time a hurricane made landfall. You have to understand that Warren Buffett owns GEICO insurance. He needs a 18 percent return on insurance company profits to please all of his stock holders. Florida and California were non profitable regions for them. So why wouldn't they pull out????
@@gregorylyon1004they pulled out also because there is more people building new homes in places that didn’t have hurricanes before. Unpopulated places like Ft. Meyers and the Pan handle. That is why the insurance carriers wanted to go bye 👋🏻 bye.
I left Florida at the beginning of 2019 after 2 years living & working there, because the pay being offered for my skills by local employers was 30% lower than what I could make (often through the same or similar employers) in any state north of FL. Yet the living costs at the time were only 20% higher up north. That was before rents and housing costs spiked after I left. Have FL pay scales increased 30-40% during the past 5 years to keep up? I doubt it. And for the haters, 5 years on, I'm now earning 55% more than I did before I left Florida. Live with it.
@@jet4415 Boebert is very popular in the county she is running in. A lot of people like her here. It is places like Denver and Boulder that have ruined the state.
If you are used to hills and rolling landscapes, you may become tired of flatland for miles and miles everywhere. I don't hear that mentioned much in videos but I have heard people say it.
When I lived in Jacksonville, I saw a lot of out-of-state license plates from the mid west and New York. I even saw an influx from New Mexico. Crazy! I was born and raised in Panama City BTW.
My whole family loves PCB…been going there for over 35 years. Had hoped to retire there 2 years ago but even there like all of FL insurance & taxes too much.
Haha, Michael is a nicelooking guy, very relaxed and laid back vibe, easygoing manner, I enjoy his talks and walks, he's definitely a good talker with a calm soothing speaking voice, he's a young silver fox!! haha :-) New Orleans
Spot on ! We pay more property tax but no improvement in quality . I see more thrashes on the road side from homeless people . My car insurance is going to go up by 25% without any claim in the last 5 yrs ! My HOA was 550$ last year but going up to 710$ in Jan 2024. This is in Tampa , Florida.
My understanding is that property taxes largely go to underfunded govt. pensions, cost of living increases for those as well as raises for existing govt. employees. Any time someone tells me how much they like the heat I always ask them if they don't use ac in their home or car.😆
LOL false. The rich are moving to CA, while the failures to moving out to Florida and Texas where it is "cheaper". Go ahead, take all our bums lol. We do not mind at all. CA is crowded as-is. The more bums and failures leave, the better. Look at the statistics. The wealthy Asian, law abiding and educated population are not leaving CA.
I lived in California for 30 years. I have also lived in florida for the last 7. I will take the hurricanes over the earthquakes every day. Live through both and at least ya know when a hurricain is coming. California turned into a cespool a decade ago and has only gotten worse in this decade. The fact that the beaches in California have the same water quality as a septic tank when it rains is something nobody seems to want to talk about. The air quality here in florida is great. Not so much in california.
I’ve lived here in SE Broward beach for 17 years and have seen the changes in traffic and tight RE. Since COVID, the winter visitors have returned. I know also SoCal and this is the traffic we left there. The host is right: monied people are moving here.
Haha 😂 that’s so true. But he caters to the people that sat on the fence or are super cheap or broke. That think Florida’s housing prices are going to crash 50 % or more… 🤣 Not when 1,150 people are moving here year over year daily. There is lots of sunshine and palm trees 🌴 and in addition that the Fed lowered interest rates from 8% to 6.6 % … things are just going to get more expensive to buy a home given the lower quantity of homes on the market as it is.
What's happening is people that are from here or been here for decades are running away from the tens of millions of mouthbreathers that are literally flooding in just after telling us how evil, bad, racist dumb we are...they are horrible, which is what made their area so horrible, and now they are here to "help" us...
I came to Florida for training on a new Job in October. OMG. The population is out of this world. I actually lived in Florida for 3 years. I left in 2003. Things have definitely changed down there.
That is what made us leave. I was transferred to Miami as part of my job. After three years, we were so sick of the traffic and congestion that I put in for a transfer to the Mississippi gulf coast (where my wife grew up). You couldn’t dynamite us out of here. Unfortunately, too many have put our town on the ten best coastal towns to live in, and, we are getting a lot of transplants, too, and it will probably be ruined in twenty years, too.
My husband and I are native Floridians and have both spent plenty of time living out of state before we moved back to Tampa in 2021 - in spite of my love of boating and being close to family, we only stayed for a year then moved to Chicago and haven’t looked back. The increasing risk to life and livelihood due to climate change coupled with the insane rise in cost of living and anti-LGBTQ sentiment made it impossible to think of a long-term future in the worst ecological Ponzi scheme. Side note: I speak from now personal experience that the cold weather and crime in Chicago are definitely demonized and overstated by the Sunbelt.
Savannah's downtown has history - vintage buildings and town squares. (Jacksonville lost out on the vintage building fad because of the 1901 fire.) Savannah was preserved largely because the city didn't have much money for development in the post-war years, though real estate is quite pricey now. Probably no higher than South Florida now.
Savannah’s “downtown” is also EXTREMELY dangerous and has a very high level of violent crime. Savannah also has a huge homeless population and homeless camps. Avoid Savannah. It’s gross.
Glad your touched on the big question of what our property taxes are actually getting us, cause it has to go somewhere and sounds like it’s going directly into someone’s pocket rather than to the public. An audit Must occur to find out where these tax money is actually going and make it rain hell if it is being mismanaged. Corruption and exploitation needs to be held accountable and be out in the public if it is public money
No. It’s all accounted for every years. In most counties in Florida 100’s of millions go to build new schools for the 10,000 of thousands of kids the move to the state every month. Statutorily each dollar is gathered and listed by county tax collector.
Don't you know that Florida is on a big push on the Internet trying to attract cops from others states come to Florida. And by the way. Florida owes 36 billion dollars in unfunded pension fund debt. They are 36 billion in the hole right now. All there cops firefighters and teachers get a 30 and out defined benefit pension from the state. Work 30 years and pay them for life. Florida residents are getting the bill for all of this
@@CraigC-h6bWhat pot holes???? In Florida???? I was just down to Florida in October and I didn't see any pot holes. So if you think your roads are bad, come up to Michigan. If you visit Michigan, you will never complain again
My best friend was forced to move to Florida from California due to work. He said he is paying more here for living and car insurance than California. Been in Florida for 30 years and never thought I would see the day where it is more expensive to live in Florida. At least California has beautiful mountains and beaches. Not to mention weather is much nicer in California.
There was a time when I had a 1000 sq ft apartment on Miami Beach in a huge complex that was on the Intercoastal on the Bay side. Huge balcony, wrap around windows and the best sunsets ever. The apartment had Burberry carpet, garden tub, walk in closet, valet parking, 15K sq ft gym, 2 infinity pools and I was on the 14th floor and only paying $1300/mo.👀I knew the building manager and they gave me a really sweet deal. When my lease was up, they gave me a sweet deal on a 2 bedroom, 2 bath, with a sunken living room. After the discounts, I was paying around $1800/mo. I miss those types of deals.
I love your point on property tax. It is an issue across the country. Cities had a budget they operated off of 5 years ago but now property taxes have doubled & tripled as of lately. Our incomes have not. Our mortgages or car payments have gone through the “roof” and now we are giving OUR public servants so much more ??? For what ? I’m not getting more house than I had 4 years ago. I just have older home more maintenance. Taxes across the board need to be really-assessed to reasonable for at least representation back or better benefits of some sort. This shows the government/ city bodies are not in touch with the body of the people’s reality.
With home owners insurance getting so expensive I can see people dropping it altogether and next hurricane season there will be a lot of uninsured destroyed homes that investors will take advantage of.
Thanks for keeping it real. We lived in Estero on the gulf side for 15 years before moving West, where quite honestly, everything for us anyway, is better and the cost of living very good. No increase in auto rates with our renewal this month. The house costs $1,000 a year to insure. They just reduced our property taxes by $600 a year. And our natural gas supplier just "requested" a 20% decrease. I guess you have to request a decrease these days. Like it wouldn't be approved. Anyway, while we thoroughly enjoyed our time in SW Florida, everything you say is accurate. We just never cared for the East coast. It seemed too touristy and crowded and that's where all the snobs from the NE seem to gather. Although Naples was an exception, we didn't have quite the snooty factor 20 minutes up the road in Estero during our time there. My wife says you forgot to mention the no-see-ums. They are a f'ing nuisance!
St. Augustine area is awesome 8 months out of the year. The other 4 months are hot and humid but if you get to the beaches early it is very doable. Less wind so the small surf maintains its shape. You need to have a set up for shade. There are lots of springs nearby to chill during the heat of the day. Could be worse.
Savannah is great, but the only beach I've been near there was Tybee Island and that is a trash beach. Literally. No comparison whatsoever to Florida beaches.
Yes, you are the problem. A ton of people like that smiling saying "this isn't bad" whilst making everything 10 times worse than it has ever been, only to tell the locals that "iF yOu tHiNk tHiS iS bAd yOu sHoUlD sEe NeW yOrK"...yeah, no thanks, that's why I don't live there but super thanks for millions of you jamming in here...
OMG! I have so many stories about Florida after living in Palm Beach County for 10 years. First, I got hit with 5 hurricanes. All hurricanes flood the place. One of them knocked down telephone poles in Palm Beach County. The power was out for a week. One of them flooded my block up to our waists. My house was built on a mound because it was built in 2000. My neighbor across the street had an older house. His house was flooded half way up the windows - uninhabitable. I never saw him or his family again after that - they just walked away. My house and grounds were trashed up a few times by the wind. I found out that I was living in a 'cancer cluster'! A professor from a local university came to our town and explained that there was radium in the ground water that was making people sick. Most notably children were getting brain cancer and losing their hair. I visited my old house this year - there are people living there that I am positive were never told about the cancer risk of radium and ground water. Something not mentioned here is yard maintenance. Because south Florida is 'tropical' the plants are AGGRESSIVE. They thrive and grow aggressively. The labor to keep them in check is enormous (I was doing it myself). Michael is right about the heat. My neighbors never came out of their homes except in the deep winter when it hit the 70's! And yes. South Florida IS snob central - land of hubris. And entitled people don't like to see riff raff on the streets. The high cost of living solves that problem, right? I could go on.
This Winter in NH has been rainy too. We would have feet of snow if it was colder. Central Florida on the rolling hills is our winter home. Happy New Year 🎆
I lived in Broward County/ Fort Lauderdale all my life and had to leave the state because of everything Michael mentioned and primarily the cost of living compared to the earning wages. It made no sense to stay and risk going belly up. Once I saw six figure earners starting to struggle I realized Floridas cost of living was a very dangerous game to play.
My family moved to Florida when I was thirteen, that was 45 years ago. It never ceases to amuse me the reasons people give for moving here. One of the biggest ones "I was tired of shoveling snow" I've heard a lot over the years. Liar liar pants on fire! Most people who move here find out only after they've set down that Florida is not all beaches, sun, sandals, and pina coladas! Culture shock usually sends them packing back to......yeah you guessed it, shoveling snow!😂
Bologni. Most return only because of family issues, not Florida. I was one of them and i regret coming up north to taxes, cimes, Liberal Liars and inflation.
The same thing that happened to Florida happened here in my state of Montana. The median home price here is $460k. Property taxes are crazy now too. Sadly the influx of people that have moved here has also changed our way of life here and not in a good way. I really want to retire to a 55+ community in central Florida in a couple of years. Still not off of the table, but I may look into other states as well.
This is something i literally spoke about yesterday on behalf of colorado springs. From manager to employee not one person has lived in colorado for more than 2 years in the entire business.
They say timing is everything. I was just thinking about relocating to Florida and I am very glad I saw this video. Thank you for being open and honest about the pricing of everything. I thought New York was bad- but sounds like Florida is worse. And now being retired it is out of my budget. But like you say maybe in 4 to 5 years things could change. Anyways enjoy watching your video's and love the beach pictures. Now that we don't have in New York. Happy New Year.
Yes, love it HOT. In Tampa, today I woke up 45F, hate it! this winter is cold and rainy, I miss hot sunny days even more! My auto ins by State Farm just raised $20/m too
I used to live in Miami Beach and now live in the Crystal River area. It actually gets much hotter here in the summer than Miami. :( We don't get as many afternoon showers to cool things down so it absolutely BAKES. Also, would not recommend moving here, builders are so far behind they are telling people it will take over 2 years to complete a home. You are spot on about the homeowners insurance and property taxes. I was talking with an elderly woman in the store the other day, she literally started crying because her homeowners went from $2k a year to $6k and her property taxes have doubled. She is going to have to sell and leave the state after being here for 27 years. Very sad.
Airbnb, covid transplants, covid wfhs, retirees, South American immigrants, insurance fraud (housing, car, medical), property values go up rents go up, taxes go up. Being a young person sucks in Florida. Cant afford to live near the beach so you live in Florida to rarely go to beach. (Lol)
It’s paradise with Florida’s beaches 🏝️ excellent weather year round, zero income taxes. High home ownership appreciation year over year considering 1,150 people move to florida every day. Did you think it was going to get cheaper with this administration doubling the cost of everything with high inflation. 😂
Picture this, Australia has 25 million people , 7.6 million sq kilometers. Florida 170,000 sq kilometers with 21 million people, Florida's like a sardine can.
Yes! brother you hit this SPOT ON. THE ATITUDES here now are on another level. The sense of entitlement is surreal! I lived here 6 years going on 7. And This is no longer what it use to be here in Tampa. The QUALITY overall isn't good especially in schools. We rented out our home and are planning to roll out of the state *they can have it all* ;)
I’m loving that I can grow food year round here in FL. There are still affordable places, if you don’t mind living about 30mins-1hr away from the ocean. It took about 3-6months for my body to get used to the humidity. The key is you have to be out in the humidity for your body to acclimate, being inside in air conditioned home will just prolong the process…🥰
@daphne7897 -- You have a good point about growing food (or plants & flowers) year round. I was just thinking about that as I drove out of our local mall here in west central Florida and saw these beautiful yellow Hibiscus flowers growing in the medians on the mall property. I even saw a little bit of Lantana poking up out of an everyday bush on another part of the property. No, that Lantana wasn't intentionally planted, but it was still nice to see it and the Hibiscus in December. If I could ever own a home, I would be growing all kinds of vegetables, plants, and flowers, depending on their light requirements, all around my property. Still, it's nice being a renter and being able to have plants on the balcony in December.
It was cold in South Florida the week before Christmas. I wore jeans the whole week and a fleecce. It was in rhe 60s. Where I live in Ohio the temperature was the same that week. It was weird.
The rain this winter in Florida, has been pronosticated earlier in the fall, due to the La Nina weather pattern. The whole southeast part of the US, will see a wetter than normal winter.
And everyone is moving to Tennessee!! At least it feels like it. When we moved here 15 years ago our exit was the end of the line for over 30 min of driving. But they’ve built up so much, connected everything, built idk how many schools now, it’s just wild.
Military, we left in 2013 and just sold the house in 2022, miss it, but insurance was a mess even back then, best home home, friends and neighbors we ever had.
I lived in Orlando for about two years. I wouldn't describe it as hot, but as warm, warm, really warm, stuffy stuffy warm, and every day was like wearing a tight-fitting suit of sweat starting one minute after getting out of the shower and lasting forever.
@@MichaelBordenaro been enjoying it in Houston too. Persistently mild to chilly with periods of beneficial rain, killing the recent drought. El Niño usually dampens the hurricane season too. But El Niño didn't do his job on the hurricane front last year.
![[DRAGON BALL LEGENDS REVEALS ＆ STUFF] LEGENDS FESTIVAL 2024 Special Edition Part 1](http://i.ytimg.com/vi/mV5bGIswTtQ/mqdefault.jpg)
NOBODY Will BUY THIS HOUSE! Why Not? ruclips.net/video/SW806dWFGPk/видео.html
Sounds crazy that 20 million people will suddenly pick up stakes and leaves but happens in Russia all of the time. Use to happen quite regularly in the USA as well so might have a literal toxic mold issue in Florida absolutely...and hence why Insurance rates are still sky high ("failure to fix the problem.") Houston is another City at grave risk of this but unlike Florida has a massive green space that runs extant through the Center of the entire City. "Florida" has Interstate 95 instead of that. In the 1920s the last time Florida had this big of a real estate bubble the State population effectively crashed to zero after that in point of fact. Good news for proctor and gamble but Florida homeowners...definitely not good news I agree. Florida does have a State Insurance regulator which is way better than Texas! Has to be one that actually does its job tho. Florida is really good at roof construction but the house itself needs to "breathe" as well which is not easy to build that actually. For Supertalls this is normative "pressurize" the entire building although I don't think this has ever been required per regulation to do that. Legionairres Disease is another problem actually. "Florida Bungalower" is a good resource for all of this actually as most people "overbuild" in reaction to this type of crisis. This makes a collapse again hardly unique to Florida btw all the worse as upkeep expense soars when what is needed is quality *NEW* construction from the ground up. In theory there is good news with solar panel pricing and Tesla Powerwall but that is a very expensive solution if not done correctly.
Are you wearing women’s eye mascara? 😂
GREAT and VERY FUNNY video, Michael! 😁👍
@@fgjf1079 Well, if he is wearing mascara, then is it still "women's?"
On top of this you have a group of wealthy migrants also coming into the USA's open border policy and buying up all the things including houses and land, now 2% of American land is owned by foreigners.
"Wealth migration had been accelerating steadily in the lead-up to 2020 - approximately 108,000 HNWIs migrated in 2018 compared to 95,000 in 2017, 82,000 in 2016, and 64,000 in 2015. However, the outbreak of the coronavirus pandemic and the associated protracted lockdown and travel restrictions that characterized 2020 have impacted on global mobility in ways that remain challenging to define, as the virus has proven extremely difficult to contain. What is clear is that the mobility of individuals from all walks of life across the globe has been severely curtailed, and affluent individuals are no exception."
- Henley & Partners
...
"People Smugglers Target Wealthy Migrants in France" - WSJ
...
"Nearly 50,000 orders for deportation have been issued during the first six months that President Donald Trump has been in office. That’s a 27.8 percent increase from the year before, according to the Department of Justice. Those sent back have left behind not just jobs and families but also their homes - which some of them owned.
More than 3.4 million undocumented immigrants are homeowners, according to the Migration Policy Institute analysis of the 2014 U.S. census data. That’s about 31 percent of the undocumented population.
While some undocumented immigrants pay for their homes in cash, others have been able to obtain little-known ITIN mortgages. ITIN stands for individual tax identification number. ITINs were created to enable tax payment by foreign nationals who are not eligible for a social security number but own businesses or assets in the U.S. But since its creation, the program has also been used by undocumented immigrants living in the U.S. Undocumented immigrants can use ITINs to open bank accounts and pay taxes on their U.S. income.
Alterra Home Loans is one of the lenders that provides ITIN mortgages. They have issued about 300 such mortgages.
“Out of all of the ITIN loans that we’ve done, we have had three loans pay off completely and we’ve had zero loans default or go delinquent,” said Jason Madiedo, president and CEO of Alterra. To take out an ITIN mortgage, borrowers have to save enough money for a 20 percent down payment. The mortgage is a 30-year-fixed rate mortgages. “So, it doesn’t adjust and there’s no prepayment penalty,” explained Madiedo." - Marketplaceorg
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"These Are The Foreigners Buying Up American Real Estate
Ever wonder why New York real estate prices are so high? Well, sure there is an issue of space, and the fact that New York is a world city with people from Russia and China gobbling up apartments like Pacman enroute to a power pellet. But one of the biggest supporters of real estate pricing these days is the Chinese buyer.
Foreign purchases jumped to 35% last year, and Chinese customers led the way with $22 billion out of the $92.2 billion total spent by foreign buyers in the U.S. real estate market, according to a report published July 8 by the National Association of Realtors (NAR).
From April 2012-March 2013, Chinese buyers spent approximately $12.8 billion in the U.S. housing market, according to the NAR, and the previous year foreign buyers spent $68.2 billion on U.S. real estate.
"The US real estate market is a relatively safe investment," said Selma Hepp, senior economist at the California Association of Realtors, one of the favorite states for rich Chinese buying investment property." - Forbes, Kenneth Rapoza, July 10, 2014
I am a real estate appraiser with over 20 years of experience appraising in Miami, Broward, Palm Beach, Martin, St. Lucie Counties. I recently moved to SC because all of these issues in Florida that you have mentioned. FINALLY, someone is talking the truth about how Florida changed. Thanks Michael! I am 55 and I cant afford to loose almost 20k/year that I was loosing paying for property tax and insurance ONLY. Now I am living in a country club community on 1.4 acres in a 2200sf house with a pool on the golf course with 300 feet of gold course view. My property tax and insurance is COMBINED TOTAL $2,700. I can use the 17k/year savings to invest and actually make money with it rather than give it away to the government or insurance companies. I love DeSantis and the beach BUT as you said it is just not worth it to stay there anymore.
I grew up out west. Graduated from high school in Tampa back in 1968. Left Florida after graduation and went back to the western US. I now live in Florida again since 2015. I hear what your saying and I can tell you many places in the US have significantly changed from what they used to be. Not for the better either! I have seriously considered living outside the US because of the changes. Hopefully things will start turning around but if not I’m going to seriously weigh my options.
Agreed wholely.
55, moved to Deerfield in mid 70's, currently in Brevard (only due to selling in jersey in april) and NOT being able to buy BUT stuck with that inflated rentals market 6mo ago (as your well sware of) but as i look to real estate invest as sole career (working capital) I'm squirreling away/ only trades experience, not landing work, (Brevard is "capped" re; employment) and i see nothin else to do but hunker down my last 6mo of lease and SCRAM to same region (e. Tenn, bristol VA area) its crazy im over it down here. Well put and happy /prosperous new yr . Soldier. 👍🏽
Hi Peter. I am on a mission to get the hell out of S.FL. Traffic and heat and costs are all outta control. I only make about 60k a year. What area of SC would be decent and affordable? I cannot spend more than 150's. Thank you.
I just left South Carolina sucks
@@Gypsygirl9 with 150k you could get a very decent home in Aiken with a small mortgage. I moved here because of the possibility of appreciation of property. I am an appraiser so while my home is my home it is also an investment. This area is still increasing in values and plenty of new construction communities with reasonable prices. (When compared to FL) Lots of incentives... Plenty of jobs. Super laid back. People are wonderful. I have same day appointments for primary care with a nurse practitioner...If you could get a remote job that pays 60k... You could really make it here.
Living has gone up 30 percent no matter where you live! Car insurance also Crazy expensive in Texas. There’s nowhere to hide from it, it’s not just Florida
Texas and Florida…..the armpits of the Gulf of Mexico!
@@PETER394100 You forgot...Mexico. (and West Florida)
I live in Galena IL. My cost of living is super cheap. My hoa at my private golf community is $240 a month and my taxes are $4500 per year. My car insurance on my 2023 Sonata is $850 a year.
@@dmimcg That sounds comparable to where I live now (Houston) except I pay $8000/yr in property taxes on a 3600 sf home. I also pay $0 in state income taxes.
Houston, where Jessica Savitch got her start.@@z51racer
I have been watching you grow since under 10k and I must say. I’ve never been more proud of someone I have never met. Keep up the great work brother!
He's a Patriot
Thank God
@@MAGAfreedomis1 You think MAGA's are patriots??? They are the ones who tried to overthrow the government because their Orange god told them to.
If you think patriots act that way towards their country, you truly have NO idea what the word means.
We loved Florida when we moved there 30 years ago. But it's gotten so crowded! Plus, we end up being trapped in the house all summer. The older we get, the harder the heat and humidity is on us.
I hear you. Being trapped in the house in the summer is just as bad as being trapped in the house in the winter for me.
You make a strong case for Hawaii. For old people, the vast majority would rather have it too warm. When it's hot and humid down here in FL, when you take care of things, you can be way more comfortable than when it's freezing up north. At least down here it's bright, sunny, and cheerful (300 days a year), and there is an hour a day where it's (semi) comfortable to go out for a walk in the evening. Old people always crank up the heat to super hot temperatures up north, down here all they have to do is set their central air at 80 or 82 in the summer, and they're fine. Now this whole suddenly it's too expensive in Florida thing (exacerbated by bidenomics) is definitely a reality. I bought a house just before biden got in for around $150k. Today it would be (and is) $250k. The insurance was cheaper, food was cheaper, electricity was cheaper, everything. It is common knowledge down there that 3 years ago a teacher on a teacher's salary could (and did) buy a home on a mortgage down here. Now it's out of the question.
@@new2000car Florida's weather sucks. Add in the snakes, mosquitoes, alligators and spiders and it's intolerable. I wouldn't live there for free.
@@JamesG1126 You can live in Atlanta for free in South Fulton (Fani town). See 1200 squatters.
Thankful I'm from California. The whole country east of the rocky mts is nothing but a hot steaming pile of shit.
We love you Michael for keeping it real!
I don’t know how to do it any other way thank you for always watching🤙
I was mesmerized by this video. Not only because you look so different (more professional) but because you and the comments were so honest. I think you saved a lot of people some heartache. Thank you.
As an insurance agent, I can tell you insurance is going to get much, much worse, and thats if you can even find it. More and more carriers are pulling completely out of the state.
But there has to be companies who stay because we have to have insurance. We all can’t just go without it
Big insurance companies left Florida because there was absolutely no profitability in that state. And we all know that it's all about money. Warren Buffett didn't buy into GEICO insurance company for nothing. He only buys in if the profits are 18 percent or better
@timschultes6467 to be honest I can see state insurance in Florida's future. We've had the majority of our partners pull out of the state and they have no plans on going back.
The companies that stay will require a premium that will be out of this world. Of course, a bad weather event and your premiums will be unaffordable, and THEN the carrier may leave the state.
@@kathleenepugh9495 then we are screwed lol
Thank You and Happy New Year Michael and Lisi! Wishing everyone a blessed 2024!
Happy new year, Juliet!
🎯You explained it the right way. This is the honest view of Florida. I am an engineer and architect, had my own business (Realtor, Stucco and Akustik construction, lived 50 years in Germany and moved to Texas. The weather is good, the gas is cheap, insurance cheap, property tax low, HOA low. You can move to a lake side for much less than in Florida and you see nature not condos and boring water all day long. Go to the coast in 1,5 hours. The lakes a filled with different views. I had a cruiser with A/C on Lake Travis, is about 42 miles long. Got out 100 yards from the shore. Set the anchor. No mosquitos, bright night sky with moon and stars in reflection on the water, grill attached over the reeling, enjoying the whole night on deck. Nobody around me, sleep under the night sky on the deck. Florida... I don't think so. Now I am a photographer and travel all over the places, filled with nature. I do what I love. Florida is only a place for photography for me.
Everything Michael says is spot on. I grew up in Florida, live in the Orlando area and love the weather, but the traffic is a nightmare. We just spent a week in N. Carolina after Christmas so my kids could see snow for the first time and I was floored by the lack of traffic. It was such a nice change of pace. Funny thing is, every other car we saw while there was from Florida.
Agree, the traffic in Florida is horrible and the drivers are not following traffic rules.
Orlando is my home town and I now live in SE Florida where it’s primarily snowbirds. After they leave the traffic is wonderful. It’s no where near how ridiculous Orlando is on a daily basis with it without snowbirds. It’s the one thing I don’t miss. Now it seems Orlando crime is out of control as well. Glad I left.
Would love to return to Florida after 20 years of military service but Orlando/ WinterSprings area doesn’t look the same from 2006 lol😅
Lots of people with money coming to where I live on the space coast. Rich and entitled and rude. They’re moving to our rural areas and then calling the law on you for having loud roosters. It’s insane.
Californians have done this to Idaho, not to mention house prices literally quadrupling in only 5-6 years. I'm being priced out of even renting here in just 3 months because it'll cost $700-800 more per month to renew my lease, which has already more than doubled since 2018.
Californians outnumber the locals now. I'm leaving for somewhere i can afford to live. I REFUSE to spend $1200 per month on the cheapest rent, which is sharing a 2 bedroom trailer with another tenent.
new york and canadians are brining the RATS with them
Sorry to hear that @CaffeinatedinFL
Get more roosters
Get some turkeys too so they can harmonize 😅😅😅😅
Thanks for your channel, I really enjoy your honesty. We lived in NE FL for 17 years and raised our children there. After the pandemic and migration patterns, our once small-town community was ruined. When we moved there (coastal town) it was a community first (friendly full-time residents, teachers, business owners, etc. - you knew everyone) and a resort second. This reversed with the pandemic and STR speculation. I kept writing my Pros and Cons list of leaving for 2 years and finally, the Cons were too great and too unpredictable. We sold out in August of 2023 with no regrets.
I will mention that Florida is SO pro-tourist that it undermines the rights of local governments to self-govern using a Comprehensive Plan- I worked as an activist on a group to slow bad development and corrupt land grabs - it's like batting away mosquitoes. Members of our group were newly retired and very depressed about the non-stop development and state attitude toward our natural resources. Florida's TDC (bed tax goes to more marketing and not cleaning up or sustaining Florida - just bringing more people). Anyhow, I gave up trying to protect Florida - I spent a lot of time trying too.
For me, the final straw was the looming property insurance mess: a. a fiscal nightmare with poorly funded state self-insurance, b. overpriced coastal property c. litigious and entitled property owners d. more volatile weather patterns.
My girlfriend sold out of St. Augustine for rural Italy. Many friends have left or are leaving. I thought it was just me and I was being too sensitive, not so.
Excellent balance of personal opinion and objective truth. Love this kind of video.!!
Agreed! I left Florida because of the economy 2008/09, and did not wish to pay the additional property taxes and insurance. I could also foresee that things were going to get worse over the next decade. I miss Florida, but happy to have moved.
In 2014, I bought my 1963 Southwest Florida 900 square foot home for $48,000. Now it would sell for over twice that even though it still needs renovations. My property taxes doubled since 2014. I sincerely hope in a few years the housing market becomes affordable again.
Property taxes (Ad Valorem) and Assessments (non-Ad Valorem) are combined to give you your total tax. Do you have Homestead exemption? Not having Homestead exemption is the only way I can figure that your taxes doubled.
My auto insurance doubled and nothing changed from prior policy. I was told it was based on the underwriter etc. absolutely insane.
Pretty soon we’ll all have to ride bikes everywhere because we won’t be able to insure our vehicles.
Increases in auto insurance is a National problem. I spend summers in WI, and my auto insurance increased by about $400 for the year. I have a clean driving record and haven't had any claims in over 15 years when a deer ran out and committed suicide with my car.
@@Norm475 a 400$ increase it’s absolutely ridiculous
@@timschultes6467 Especially since I only put about 2,500 miles on the car, and it is garaged all winter when I am in Florida. Of course, I take insurance off when I am in Fl.
@@Norm475 Cancelling your insurance is reason why your premiums increased.
Just moved to SC from Cali. My insurance and taxes combined is $1900 a year. Homestead and no taxes on SS and 15 k of retirement withdrawal per year. The climate is better than Florida and you struggle to find a homeless person in Lexington. Absolutely love it.
This summer, the Farmers Insurance left states of Florida and California- both Florida and California ended up with like 30% insurance jump.
Good thing California has more than one insurance company left like Florida.
Ive lived in So. Fl since 1974 except for 4 yrs in SC. Im originally from NY, and I miss having seasons. Its so hot here in the summer that you cant really enjoy the outdoors. Everthing you are saying is so true. From the traffic, to the insurance and taxes and wealthy entitled people driving up the prices, not to mention the rudeness.
It’s not even just the summer anymore. This year was oppressively hot for 8 months even for a native
Having lived all over the country for most of my life I have seen a lot of places I have lived in that I really liked get ruined because of basically two reasons. 1)Too many people moving in too fast and 2) The people fleeing from somewhere else did not learn from the mistakes their last state made and vote and behave the same way that ruined the place they left. So my advice is if you find a place you really like , don't talk about it , keep it a secret LOL
Truth!
I am glad to see you indoors. Love your inside look.
I lived in Florida (Tampa) and now living in Houston. I have been looking at condos in Fort Lauderdale to spit time between Texas and Florida and unfortunately if you are near water insurance companies are gauging people all over. Here in Houston I live about 35 mins from the Gulf of Mexico and my insurance went from $1200 to $4000+ from 2022-2023. I should be getting my updated numbers in January. Also here the property taxes are crazy I went from about $9K to almost $20K.
I say this to say states like Florida and Texas are getting screwed and I am not one for big government but I think it is time for government officials to step in and put some regulations around these insurance companies because with BlackRock and other companies buying up properties it is making me think that some collusion is going on.
🥴
How are the Houston women compared to Tampa women? I found that Texas women were 10 times friendlier than Florida women (home of the sassy 60 year olds).
You sound like a socialist. Deal with the capitalist free market system that makes this country great
There's nothing free about the market and it certainly does not make it great. You dound like an ignoramus. @Whowhatwherewhyhowwhen
I don’t know!!!! This last year my costs have gone up 65% due to all the insurances - and there has been no changes. Property taxes have doubled.
It’s almost unaffordable for us who are on fixed income. 🤦🏻♀️
The main complaint I keep hearing is weather related issues. Come to Texas. We have well over 100 degrees for 6 months of the year. Right now it is getting down to high 30 at night and soon the roads will ice over making traffic unbearable. Every winter we have multi car pile-ups because people can't drive in the rain or the slide out because of the ice. Population is an issue everywhere. I grew up in San Diego. At that time the population was just under 2 million. Now it is over 3.5 million. This is what caused the apartment I was living in to go from $1,800 to $3,500 in 12 years. Things are bad everywhere.
That's exactly how I feel living in the Bay area. knowing that all these Tech workers came from a country where they literally s*** in a tin can but look Down on you.
😂
As a born and raised Floridian…I hate it here! I live in Pasco county and work in Pinellas county. My work is the SOLE reason I’m still here. Family too, but they feel the same as I do. I’m glad you touched on the humidity aspect. Which is a HUGE issue. I used to travel a lot and when I landed at Tampa international airport, I would think HTF do I live here?! I can barely breathe. Yes, you get used to it but it’s excruciating. Your hair looks like crap, if you wear make-up, DONT. You will constantly look like an oily unkempt mess with frizzy hair. Granted, this is surface stuff but it’s a reality. Walking to the car into a business….you will sweat your rear end off! It’s cold tonight but humid as hell. Just gross. AND expensive!
Why are you driving so far ?? Wages ??? I lived in Zephyrhills Pasco county 20 years ago. I left that shit hole and went back to Michigan. I worked in plant City
Yes, my sister moved back to Michigan from 16 years in Florida, she’s so glad to be back she said , doesn’t miss a thing about it.@@gregorylyon1004
@@gregorylyon1004 isn't Michigan a blue state? As I recall that Gretchen lady Governor was quite tge tyrant natzi and outta control. Are taxes high in MI? Houses? Thanks
I often end up rating almost any place based on its weather. However, Tijuana, Mexico has San-Diego-type climate (it's just south of SD), but I wouldn't want to live there either. The political climate of an city or state also counts. Michael says he likes the weather in NoCal, but Calif's politics are lousy. However, voters in CA over 30 years ago at least enacted property-tax reform---CA's Proposition 13 of the late 1970s. But that's swamped by blue-state politics of today.
Most states have weather problems part of the year . The Northeast and Midwest is too cold in the winter , the Southeast is too hot and humid in the summer (Plus storms and hurricanes) the Southwest is unbearably hot in the summer (and cold and windy in the winter. Most regions have six months of nice weather a year if that , some less. The only place that has perfect weather all year round is Southern California , but everything else sucks!
I moved to Cape Coral three months ago and I’m already ready to leave. South Florida is not the same as 10 years ago I feel like I’m in a different country
I feel like that’s the same everywhere. I live in Scottsdale and it’s becoming LA,,, and not in a good way.
You are.
Cape is one giant suburb of nowhere. It's weird.
Once biden is done collapsing the southern border, there will be no where to go
What has changed there in the last decade?
Same here. Born and raised in Zephyrhills, they are building houses like crazy. We have lost are small town feel. We are moving to north Florida.
I left Zephyrhills 20 years ago. Too many trailer parks. Lol
You ain’t lying
People with money moving to FL, people without money moving out of FL, simple as that.
I've had a paid off house in Florida since 1997, money in my pocket, and no debt. I'm moving to north GA or SC in the very near future. Too many people are here now. Traffic, all insurance, and the weather sucks!
@@georgedreher2322insurance companies were losing money in Florida every single time a hurricane made landfall. You have to understand that Warren Buffett owns GEICO insurance. He needs a 18 percent return on insurance company profits to please all of his stock holders. Florida and California were non profitable regions for them. So why wouldn't they pull out????
@@gregorylyon1004they pulled out also because there is more people building new homes in places that didn’t have hurricanes before. Unpopulated places like Ft. Meyers and the Pan handle. That is why the insurance carriers wanted to go bye 👋🏻 bye.
I left Florida at the beginning of 2019 after 2 years living & working there, because the pay being offered for my skills by local employers was 30% lower than what I could make (often through the same or similar employers) in any state north of FL. Yet the living costs at the time were only 20% higher up north. That was before rents and housing costs spiked after I left. Have FL pay scales increased 30-40% during the past 5 years to keep up? I doubt it. And for the haters, 5 years on, I'm now earning 55% more than I did before I left Florida. Live with it.
Great videos for 2023. Happy New Year Michael and thanks for your professional insight on Florida.
Hope they don't ruin your state like they did here in Colorado.
When you have House members like Boebert, it is hard to believe CA people ruined CO.
@@jet4415they did
Your house be worth less if you lived in Kansas. Colorado is where people want to move to .
@@jet4415 Boebert is very popular in the county she is running in. A lot of people like her here. It is places like Denver and Boulder that have ruined the state.
@@dennistyler9852Better quality of life and lower housing prices by getting rid of the CAs? Sounds like a promo
If you are used to hills and rolling landscapes, you may become tired of flatland for miles and miles everywhere. I don't hear that mentioned much in videos but I have heard people say it.
I remember when your channel had 5K subscribers. Good job Michael
When I lived in Jacksonville, I saw a lot of out-of-state license plates from the mid west and New York. I even saw an influx from New Mexico. Crazy! I was born and raised in Panama City BTW.
Have you ever thought about all the people that move to New York ?
My whole family loves PCB…been going there for over 35 years. Had hoped to retire there 2 years ago but even there like all of FL insurance & taxes too much.
@@WORKSbabyThe Venezuelans are really enriching the culture.
@@WORKSbabyno but they have my condolences
@@pmscalisi I mean New York is way better tho lol
Haha, Michael is a nicelooking guy, very relaxed and laid back vibe, easygoing manner, I enjoy his talks and walks, he's definitely a good talker with a calm soothing speaking voice, he's a young silver fox!! haha :-) New Orleans
Getting hotter, stronger storms, 15% real inflation, traffic, crime, and pollution-south Florida is going to be a living hell.
I changed my mind after 6 MONTHS IN MIAMI. This place is a 17 cultures-clash of SHEER INSANITY. Headed to Hawaii!!!! ALOHA!!!
Almost didn't recognize you. Looking spiffy!! Luv your videos. You're very calming to listen to
Spot on ! We pay more property tax but no improvement in quality . I see more thrashes on the road side from homeless people . My car insurance is going to go up by 25% without any claim in the last 5 yrs ! My HOA was 550$ last year but going up to 710$ in Jan 2024. This is in Tampa , Florida.
My understanding is that property taxes largely go to underfunded govt. pensions, cost of living increases for those as well as raises for existing govt. employees.
Any time someone tells me how much they like the heat I always ask them if they don't use ac in their home or car.😆
It's a competition. People are leaving CA too. Sick of all the BS here..homeless, crime, taxes, illegals., prices, etc Gavin ..😂😂😂
LOL false. The rich are moving to CA, while the failures to moving out to Florida and Texas where it is "cheaper". Go ahead, take all our bums lol. We do not mind at all. CA is crowded as-is. The more bums and failures leave, the better.
Look at the statistics. The wealthy Asian, law abiding and educated population are not leaving CA.
I lived in California for 30 years. I have also lived in florida for the last 7. I will take the hurricanes over the earthquakes every day. Live through both and at least ya know when a hurricain is coming. California turned into a cespool a decade ago and has only gotten worse in this decade. The fact that the beaches in California have the same water quality as a septic tank when it rains is something nobody seems to want to talk about. The air quality here in florida is great. Not so much in california.
I love this type of info, whether from FL or CA or elsewhere!
Good to know I can make these videos anywhere👌
I’ve lived here in SE Broward beach for 17 years and have seen the changes in traffic and tight RE. Since COVID, the winter visitors have returned.
I know also SoCal and this is the traffic we left there. The host is right: monied people are moving here.
Michael is even more handsome without sunglasses! My husband just walked in and said, “Oh, you’re watching Mr. Doom and Gloom again”, 😂😂😂
NO. Mr.Jerimiah Babe is doom and gloom. Lol
Haha 😂 that’s so true. But he caters to the people that sat on the fence or are super cheap or broke. That think Florida’s housing prices are going to crash 50 % or more… 🤣
Not when 1,150 people are moving here year over year daily. There is lots of sunshine and palm trees 🌴 and in addition that the Fed lowered interest rates from 8% to 6.6 % … things are just going to get more expensive to buy a home given the lower quantity of homes on the market as it is.
I inspect homes all along the Treasure coast every day. People are moving OUT now not IN anymore.@@jasonknight5863
He’s gorgeous!
Yes, very handsome Italian.
What's happening is people that are from here or been here for decades are running away from the tens of millions of mouthbreathers that are literally flooding in just after telling us how evil, bad, racist dumb we are...they are horrible, which is what made their area so horrible, and now they are here to "help" us...
Yep it’s ridiculous
Making them feel unwelcome would be good start .
@@billwiernicki3364it’s difficult to make miserable people more miserable. 🤷🏻♂️
It’s a cancer for sure.
It might be a good thing that people are leaving because there's just too damn many people there
I came to Florida for training on a new Job in October. OMG. The population is out of this world. I actually lived in Florida for 3 years. I left in 2003. Things have definitely changed down there.
yes but its the wrong people that are leaving.....Real Floridians sadly.
Ha ha I’ve heard that one before too
That is what made us leave. I was transferred to Miami as part of my job. After three years, we were so sick of the traffic and congestion that I put in for a transfer to the Mississippi gulf coast (where my wife grew up). You couldn’t dynamite us out of here. Unfortunately, too many have put our town on the ten best coastal towns to live in, and, we are getting a lot of transplants, too, and it will probably be ruined in twenty years, too.
And I thought California was bad.
My husband and I are native Floridians and have both spent plenty of time living out of state before we moved back to Tampa in 2021 - in spite of my love of boating and being close to family, we only stayed for a year then moved to Chicago and haven’t looked back. The increasing risk to life and livelihood due to climate change coupled with the insane rise in cost of living and anti-LGBTQ sentiment made it impossible to think of a long-term future in the worst ecological Ponzi scheme.
Side note: I speak from now personal experience that the cold weather and crime in Chicago are definitely demonized and overstated by the Sunbelt.
Covid ruined this world in so many ways. It's heartbreaking.
Traffic has become a nightmare and insurance is ridiculous.
After a long day at work, all I need is a video from Michael and some rest on the couch!
PS: The shirt fits you very good Michael 😉
Those shirts are gonna sell like crazy now.
Damn he’s nice today! 😅❤
Thanks man!!
Thanks Michael for all your real state info..I really mean it Michael. No BS ..keep it on men..!!!
Savannah's downtown has history - vintage buildings and town squares. (Jacksonville lost out on the vintage building fad because of the 1901 fire.) Savannah was preserved largely because the city didn't have much money for development in the post-war years, though real estate is quite pricey now. Probably no higher than South Florida now.
I did not know that, thank you for the history lesson"
Savannah’s “downtown” is also EXTREMELY dangerous and has a very high level of violent crime. Savannah also has a huge homeless population and homeless camps. Avoid Savannah. It’s gross.
There will never be a perfume named after Savannah.
Glad your touched on the big question of what our property taxes are actually getting us, cause it has to go somewhere and sounds like it’s going directly into someone’s pocket rather than to the public. An audit Must occur to find out where these tax money is actually going and make it rain hell if it is being mismanaged. Corruption and exploitation needs to be held accountable and be out in the public if it is public money
Every time I hit a pot hole I get mad thinking 🤔 about what the heck is my tax dollars going.
No. It’s all accounted for every years. In most counties in Florida 100’s of millions go to build new schools for the 10,000 of thousands of kids the move to the state every month.
Statutorily each dollar is gathered and listed by county tax collector.
Don't you know that Florida is on a big push on the Internet trying to attract cops from others states come to Florida. And by the way. Florida owes 36 billion dollars in unfunded pension fund debt. They are 36 billion in the hole right now. All there cops firefighters and teachers get a 30 and out defined benefit pension from the state. Work 30 years and pay them for life. Florida residents are getting the bill for all of this
@@CraigC-h6bWhat pot holes???? In Florida???? I was just down to Florida in October and I didn't see any pot holes. So if you think your roads are bad, come up to Michigan. If you visit Michigan, you will never complain again
Whens the last time you went to your city council meeting?
If I ever need a realtor I’m calling you!
Happy New Year and thanks for your enlightening info and entertainment thru this year!!💛🌴
My best friend was forced to move to Florida from California due to work. He said he is paying more here for living and car insurance than California. Been in Florida for 30 years and never thought I would see the day where it is more expensive to live in Florida. At least California has beautiful mountains and beaches. Not to mention weather is much nicer in California.
I'm from California and 100% true you say about California weather and mountains. There is so much to do in California big state
You both lie well.
@@Dusk1962exactly....
@@Dusk1962don't be jealous when it's true. Also emjoy your hurricane every year lol...
Thank you for helping to keep the locusts from moving here!
The place was already infested with locusts.
@@PSCA1988 Indeed but we don't need more.
Indoor videos are just as good it mix it up a bit its nice
Thanks for letting me know!
Yes, indoor videos when it is extremely hot.
There was a time when I had a 1000 sq ft apartment on Miami Beach in a huge complex that was on the Intercoastal on the Bay side. Huge balcony, wrap around windows and the best sunsets ever. The apartment had Burberry carpet, garden tub, walk in closet, valet parking, 15K sq ft gym, 2 infinity pools and I was on the 14th floor and only paying $1300/mo.👀I knew the building manager and they gave me a really sweet deal. When my lease was up, they gave me a sweet deal on a 2 bedroom, 2 bath, with a sunken living room. After the discounts, I was paying around $1800/mo. I miss those types of deals.
I love your point on property tax. It is an issue across the country. Cities had a budget they operated off of 5 years ago but now property taxes have doubled & tripled as of lately. Our incomes have not. Our mortgages or car payments have gone through the “roof” and now we are giving OUR public servants so much more ??? For what ? I’m not getting more house than I had 4 years ago. I just have older home more maintenance. Taxes across the board need to be really-assessed to reasonable for at least representation back or better benefits of some sort. This shows the government/ city bodies are not in touch with the body of the people’s reality.
With home owners insurance getting so expensive I can see people dropping it altogether and next hurricane season there will be a lot of uninsured destroyed homes that investors will take advantage of.
Thanks for keeping it real. We lived in Estero on the gulf side for 15 years before moving West, where quite honestly, everything for us anyway, is better and the cost of living very good. No increase in auto rates with our renewal this month. The house costs $1,000 a year to insure. They just reduced our property taxes by $600 a year. And our natural gas supplier just "requested" a 20% decrease. I guess you have to request a decrease these days. Like it wouldn't be approved. Anyway, while we thoroughly enjoyed our time in SW Florida, everything you say is accurate. We just never cared for the East coast. It seemed too touristy and crowded and that's where all the snobs from the NE seem to gather. Although Naples was an exception, we didn't have quite the snooty factor 20 minutes up the road in Estero during our time there. My wife says you forgot to mention the no-see-ums. They are a f'ing nuisance!
Brownie points for pointing out the snobs from the NE 😂🤣
As a 3rd generation native Floridian I LOVE these types of videos. Keep it up. Great work!
Love this new content. Hopefully this content keeps North East and West Coast people away. 😂😂
St. Augustine area is awesome 8 months out of the year. The other 4 months are hot and humid but if you get to the beaches early it is very doable. Less wind so the small surf maintains its shape. You need to have a set up for shade. There are lots of springs nearby to chill during the heat of the day. Could be worse.
Really took for granted what I had growing up in swfl 2010-2016
Savannah, Georgia is great but it is expensive! Beach areas there are limited, and can be super crowded too.
River street. St pattys day parade. What’s not to love
Savannah is great, but the only beach I've been near there was Tybee Island and that is a trash beach. Literally. No comparison whatsoever to Florida beaches.
The crime in Savannah is real you got to be careful...
Love a good inside video! I wouldn't mind them mixed in more every now and then
Thanks for letting me know Sarah! Good to know I can mix it up and people will still enjoy it
When you grow up in New York City Fort Myers does not seem crowded at all even now
Yes, you are the problem. A ton of people like that smiling saying "this isn't bad" whilst making everything 10 times worse than it has ever been, only to tell the locals that "iF yOu tHiNk tHiS iS bAd yOu sHoUlD sEe NeW yOrK"...yeah, no thanks, that's why I don't live there but super thanks for millions of you jamming in here...
You should be a little bit more compassionate to us refugees from the north
I'm afraid to visit NYC. I'm afraid that it will take me a year by subway just to get back to civilization. Call a cab ?? Lol
Agreed I hate it here and I have vowed never to ride the Subways again I will be making the move within 2 years permanently
I’m sure nowhere does compared to NYC. I won’t even go there because I hate crowds.
OMG! I have so many stories about Florida after living in Palm Beach County for 10 years. First, I got hit with 5 hurricanes. All hurricanes flood the place. One of them knocked down telephone poles in Palm Beach County. The power was out for a week. One of them flooded my block up to our waists. My house was built on a mound because it was built in 2000. My neighbor across the street had an older house. His house was flooded half way up the windows - uninhabitable. I never saw him or his family again after that - they just walked away. My house and grounds were trashed up a few times by the wind. I found out that I was living in a 'cancer cluster'! A professor from a local university came to our town and explained that there was radium in the ground water that was making people sick. Most notably children were getting brain cancer and losing their hair. I visited my old house this year - there are people living there that I am positive were never told about the cancer risk of radium and ground water. Something not mentioned here is yard maintenance. Because south Florida is 'tropical' the plants are AGGRESSIVE. They thrive and grow aggressively. The labor to keep them in check is enormous (I was doing it myself). Michael is right about the heat. My neighbors never came out of their homes except in the deep winter when it hit the 70's! And yes. South Florida IS snob central - land of hubris. And entitled people don't like to see riff raff on the streets. The high cost of living solves that problem, right? I could go on.
Weather can be wild. My wife is from Puerto Rico. Great place but too hot and windy when hurricanes hit.
The radium in water is so scary. How would I know which FL areas are affected by it? Thanks a lot 😊
This Winter in NH has been rainy too. We would have feet of snow if it was colder. Central Florida on the rolling hills is our winter home. Happy New Year 🎆
I lived in Broward County/ Fort Lauderdale all my life and had to leave the state because of everything Michael mentioned and primarily the cost of living compared to the earning wages. It made no sense to stay and risk going belly up. Once I saw six figure earners starting to struggle I realized Floridas cost of living was a very dangerous game to play.
Like the shirt AND the hair. Looking sharp😊
My family moved to Florida when I was thirteen, that was 45 years ago. It never ceases to amuse me the reasons people give for moving here. One of the biggest ones "I was tired of shoveling snow" I've heard a lot over the years. Liar liar pants on fire! Most people who move here find out only after they've set down that Florida is not all beaches, sun, sandals, and pina coladas! Culture shock usually sends them packing back to......yeah you guessed it, shoveling snow!😂
Bologni. Most return only because of family issues, not Florida. I was one of them and i regret coming up north to taxes, cimes, Liberal Liars and inflation.
Very interesting video. Thanks for posting.
The same thing that happened to Florida happened here in my state of Montana. The median home price here is $460k. Property taxes are crazy now too. Sadly the influx of people that have moved here has also changed our way of life here and not in a good way.
I really want to retire to a 55+ community in central Florida in a couple of years. Still not off of the table, but I may look into other states as well.
The 55plus community is nice! You can get a 2BR 2BA patio villa for around $300k in 2023.
In Bozangeles the price of a single family home is $837,000 according to Big Sky Country MLS.
Idaho isn’t that bad…
@@davoizchanger Yep, Whitefish is pretty close to that.
@@davoizchanger In my comment, that number is the state wide average. Misleading because Flathead Valley, Bozeman and Missoula are well above that.
This is something i literally spoke about yesterday on behalf of colorado springs. From manager to employee not one person has lived in colorado for more than 2 years in the entire business.
They say timing is everything. I was just thinking about relocating to Florida and I am very glad I saw this video. Thank you for being open and honest about the pricing of everything. I thought New York was bad- but sounds like Florida is worse. And now being retired it is out of my budget. But like you say maybe in 4 to 5 years things could change. Anyways enjoy watching your video's and love the beach pictures. Now that we don't have in New York. Happy New Year.
“In 4 or 5 years things could change”?? Yes, insurance for property and auto will be through the stratosphere!
Yes, love it HOT. In Tampa, today I woke up 45F, hate it! this winter is cold and rainy, I miss hot sunny days even more! My auto ins by State Farm just raised $20/m too
Looking good Michael!!! You have nice eyes and we don't get to see them much with the sun glasses!!
Yes you hit the nail on the head. Finally someone tells the truth about floriduh!
I used to live in Miami Beach and now live in the Crystal River area. It actually gets much hotter here in the summer than Miami. :( We don't get as many afternoon showers to cool things down so it absolutely BAKES. Also, would not recommend moving here, builders are so far behind they are telling people it will take over 2 years to complete a home. You are spot on about the homeowners insurance and property taxes. I was talking with an elderly woman in the store the other day, she literally started crying because her homeowners went from $2k a year to $6k and her property taxes have doubled. She is going to have to sell and leave the state after being here for 27 years. Very sad.
El Niño this year reports we will have a cold and wet winter. Rain here to stay :(
The rent is too damn high-and so is insurance of all type and property taxes!
Airbnb, covid transplants, covid wfhs, retirees, South American immigrants, insurance fraud (housing, car, medical), property values go up rents go up, taxes go up. Being a young person sucks in Florida. Cant afford to live near the beach so you live in Florida to rarely go to beach. (Lol)
It’s paradise with Florida’s beaches 🏝️ excellent weather year round, zero income taxes. High home ownership appreciation year over year considering 1,150 people move to florida every day. Did you think it was going to get cheaper with this administration doubling the cost of everything with high inflation. 😂
I am moving to Florida ASAP and very excited! Thank you for the heads up.
Picture this, Australia has 25 million people , 7.6 million sq kilometers. Florida 170,000 sq kilometers with 21 million people, Florida's like a sardine can.
Only Miami area...
Yeah, picture that!!
A lot of areas in Australia where people cannot live.
It is like you say: No people on the Moon.
Yes! brother you hit this SPOT ON. THE ATITUDES here now are on another level. The sense of entitlement is surreal! I lived here 6 years going on 7. And This is no longer what it use to be here in Tampa. The QUALITY overall isn't good especially in schools. We rented out our home and are planning to roll out of the state *they can have it all* ;)
I’m loving that I can grow food year round here in FL. There are still affordable places, if you don’t mind living about 30mins-1hr away from the ocean. It took about 3-6months for my body to get used to the humidity. The key is you have to be out in the humidity for your body to acclimate, being inside in air conditioned home will just prolong the process…🥰
@daphne7897 -- You have a good point about growing food (or plants & flowers) year round. I was just thinking about that as I drove out of our local mall here in west central Florida and saw these beautiful yellow Hibiscus flowers growing in the medians on the mall property. I even saw a little bit of Lantana poking up out of an everyday bush on another part of the property. No, that Lantana wasn't intentionally planted, but it was still nice to see it and the Hibiscus in December. If I could ever own a home, I would be growing all kinds of vegetables, plants, and flowers, depending on their light requirements, all around my property. Still, it's nice being a renter and being able to have plants on the balcony in December.
It was cold in South Florida the week before Christmas. I wore jeans the whole week and a fleecce. It was in rhe 60s. Where I live in Ohio the temperature was the same that week. It was weird.
they actually forecasted a wet winter. Tampa bay area and many other Florida areas are in a drought
You are right, but it doesn’t stop them from building all these houses.
Left Fl 3 years ago. Best decision i made. Let’s start by saying i pay $25 for my power and traffic isn’t a problem. Don’t miss I4 at all.
The rain this winter in Florida, has been pronosticated earlier in the fall, due to the La Nina weather pattern. The whole southeast part of the US, will see a wetter than normal winter.
El Nino my friend. Look it up.
One thing I love about is is bringing nice cooler air with it
Wow! No sunglasses? We can see your whole face now! 😉😊 Way to go Micheal!!
And everyone is moving to Tennessee!! At least it feels like it. When we moved here 15 years ago our exit was the end of the line for over 30 min of driving. But they’ve built up so much, connected everything, built idk how many schools now, it’s just wild.
You are part of the problem
Military, we left in 2013 and just sold the house in 2022, miss it, but insurance was a mess even back then, best home home, friends and neighbors we ever had.
If you don't like sweating from every oriface -especially while working in 90 degree ambient heat -you won't like living in Florida year round.
I lived in Orlando for about two years. I wouldn't describe it as hot, but as warm, warm, really warm, stuffy stuffy warm, and every day was like wearing a tight-fitting suit of sweat starting one minute after getting out of the shower and lasting forever.
Just bought a house in PSL coming from Staten Island NY. Sold my house 3floor house building new and saving big .
Every state has its pros and cons and everybody has its own opinions
How much money does the government collect on all property taxes for all 50 states in America? Where does it all go?
From your meteorologist follower, Florida can get quite stormy during El Niño winters
It has been unpleasant this fall/winter in FL.
Yes you’re right. One thing I like though it’s bringing a nice cooler winter here which we haven’t had in a long time it seems.
@@MichaelBordenaro been enjoying it in Houston too. Persistently mild to chilly with periods of beneficial rain, killing the recent drought. El Niño usually dampens the hurricane season too. But El Niño didn't do his job on the hurricane front last year.