What is NPS and PPF | Which One is the Better Retirement Plan? | Retirement Plan Ideas..!!

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  • Опубликовано: 7 янв 2025

Комментарии • 480

  • @ffreedomapptamil
    @ffreedomapptamil  8 месяцев назад +4

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    • @22aswinkumar
      @22aswinkumar 8 месяцев назад +1

      Akka NPS vs KVP sechme patri full details sollunga akka pls.... 🛑🛑🛑
      Train friend oruthar Monthly 2000 rs avanga appa May 2005 la erunthu invest seithu erukangalam avarku 2025 la erunthu monthly 4000 kedikum athai Ppf la 2000 invest 2000 NPS la invest seithal super returns varumam ethu unmaiya madam.... 🛑🛑🛑🛑
      Can i invest like this it will give more returns ha mam.... Please please reply mam.... 🛑🛑🛑🛑
      Along explain with Tax benift also like EEE

    • @parthasarathin1456
      @parthasarathin1456 8 месяцев назад

      Hi mam incase I am stopped my investment, how to recovery my deposit amount. Need your support????

  • @incedol-id4nb
    @incedol-id4nb Год назад +6

    1.NPS there is no standard return as mentioned ! It's market driven
    2. In NPS not unlimited investment - max upto 2L in tier 1 & tier 2 unlimited

  • @BreezyKarunya
    @BreezyKarunya Год назад +7

    I want to know more about NPS. What is the income tax benefit of the yearly investment in NPS?

  • @shirleyjames8391
    @shirleyjames8391 Год назад +14

    NPS Pathi full details sollunga mam.. ur videos are very informative and very much helpful for us .. thank you for your effort .. ❤

  • @revathikumari8472
    @revathikumari8472 Год назад +8

    PPF account is tax exemption pa. So it will be useful for future basis
    So who want the detail about PPF.. Tag here guys and girls.. 🙋

  • @JegadishNPC
    @JegadishNPC Год назад +9

    PPF comes under 80c section for tax exemption, but NPS has separate section for tax exemption. So NPS is better for those who already utilized 80c section, as it gives additional tax benefit.

    • @CAASPIRANT2124
      @CAASPIRANT2124 Год назад +1

      Besides, there's also a TDS implication on premature withdrawal from NPS in excess of 50,000 at the rate of 5℅ other than for presciber reasons.
      And yes. Agreed with your point.

  • @vidhyasrini2370
    @vidhyasrini2370 10 месяцев назад +4

    NPS details venum mam
    So informative
    Thank you

  • @prasannavenkatesan4328
    @prasannavenkatesan4328 Год назад +7

    Super Madam... Need more details about PPF

  • @jeevarajimmanuel8377
    @jeevarajimmanuel8377 Год назад +4

    Need NPS detailed video. Need to know how 40% pension amount will be given till rest of life or does it has age limit ( eg. Till 80years)
    If we have 1cr in pension after 60years and if we die in 62years will they return the remaining 1cr?
    Please provide full detailed video on NPS.

  • @mohamedazarudeen.s1460
    @mohamedazarudeen.s1460 Год назад +7

    under the new tax regime, the maturity proceeds from PPF are taxable. This change was introduced in the Union Budget 2023-24. So PPF also EE~E for choosing new regime

  • @murugavel7740
    @murugavel7740 Год назад +2

    Please, give more details about NPS and how and where we can startup and I really appreciate your videos it's really informative and useful

  • @dtube123
    @dtube123 Год назад +8

    Information is good and Death occurance missing on both ppf and nps

  • @learning2305
    @learning2305 11 месяцев назад +3

    Ipo iruka culture and food la nama 50 age mela thandarathe kastom apo ena nadakum NPS la ithe paathi soluga akka

  • @dhilipkumar1925
    @dhilipkumar1925 Год назад +1

    நானும் பி பி எப்லதான் போட்டு இருக்கிறோன் அக்கா அருமையான பதிவு நன்றி

  • @fastprakash1
    @fastprakash1 Год назад +1

    NPS - there is no standard interest rate for NPS, it is based on the market. Can't say 8 to 10 %. Also you can define how much amount should go to particular section

    • @kawin3558
      @kawin3558 10 месяцев назад

      Compound interest ah ?

  • @jaikrishnansathish2156
    @jaikrishnansathish2156 Год назад +4

    Appreciating your clear explanation sister

  • @Kajamoythin
    @Kajamoythin День назад

    Good information medam need more full details about NPS

  • @rameshts37
    @rameshts37 9 месяцев назад

    Chancey illa... Super explanation... Great work

  • @lifeofkiruthika7172
    @lifeofkiruthika7172 9 месяцев назад +1

    Nps clear explanation needed

  • @kmbala555
    @kmbala555 9 месяцев назад

    7:08 NPS is investing in equity, how it can be low risk?

  • @Suriyavishnug
    @Suriyavishnug Год назад +4

    Explain the difference between opening PPF in bank and post office?

  • @balajivgl
    @balajivgl Год назад +6

    NPS, a person received pension for 5 years after retirement, if the person is dead after 5 years of retirement, 40% amount will be given to nomini? Or will not be given ?
    Please answer this question? I tried to understand this detail for a long time..

    • @shivan3318
      @shivan3318 Год назад

      There is option while buying annuity(you can choose return of corpus or without return ) your option only

  • @abiglobalexportschennaiind6318
    @abiglobalexportschennaiind6318 Год назад +2

    Perfect. Crystal clear explanation

  • @mohanrajsundarababu9132
    @mohanrajsundarababu9132 Год назад +1

    Nomination and how they settlung nominees in NPS.

  • @TuwaanRamzansaheed
    @TuwaanRamzansaheed Год назад +2

    Super nalla thelivu ondrai petrom sis❤❤❤

  • @karthicknithyanandhan
    @karthicknithyanandhan Год назад +7

    This video is very informative. Could you please explain about Tier 1 and Tier 2 account. Which one is best when opening NPS account ?

    • @CAASPIRANT2124
      @CAASPIRANT2124 Год назад +1

      As a tax student, I can give my opinion on tax perspective. I'l l be glad too if they make a video on this. Tier 1 is fairly much better than Tier 2. the reason being, there's an exemption ceiling limit upto rs. 150,000 on tier 2 as it is covered under 80C. henceforth, you'll have to pay tax on the whole of the amount of your contribution if the same exceeds unlike tier 1. please note that, tier 1 contribution is covered under 80CCD which doesn't have overall limit unless it is contributed under employer employee relationship.

    • @kimyangKo
      @kimyangKo 11 месяцев назад

      Tier 2 no tax saving option n can withdraw

  • @shenthilsomasundram2863
    @shenthilsomasundram2863 Месяц назад +2

    NPS இல் நான் முதலீட் சைக்கிரன் என் லைப் முடிந்து பின் செட்டில்மென்ட் nomene இக்கு appadi கெடைக்கும். பென்ஷன்நக்கவா, முழு செல்மென்ட் அக்கவா? பதில்?

  • @dharanidharanchokkalingam6056
    @dharanidharanchokkalingam6056 11 месяцев назад +1

    Pls explain about how will get the balance 40% amount in NPS.

  • @sparkles2747
    @sparkles2747 13 дней назад

    Small correction.. when comparing nps and ppf.. u should have entered 150000/12 as monthly amount

  • @pkumaraswamy1012
    @pkumaraswamy1012 4 месяца назад

    Super madam, Good explanation, very useful for safe saving planner

  • @ANANDKUMAR-sl4rj
    @ANANDKUMAR-sl4rj 10 месяцев назад

    It's good. But monthly how much we can get and what about for nominee after our life???.

  • @Mechersiva
    @Mechersiva 10 месяцев назад

    Any individual who is Subscriber of NPS can claim tax benefit under Sec 80 CCD (1) with in the overall ceiling of Rs. 1.5 lac under Sec 80 CCE. An additional deduction for investment up to Rs. 50,000 in NPS (Tier I account) is available exclusively to NPS subscribers under subsection 80CCD (1B).

  • @R_Srividhya.25
    @R_Srividhya.25 Год назад +1

    Post office la Stock investment panna Mudiyuma Antha Service Avangha tharuvaangha la...
    With Offline............

  • @pandimeenal4846
    @pandimeenal4846 22 дня назад

    Thank you yuvarani

  • @ebinprakash4516
    @ebinprakash4516 Год назад +2

    12:49 PPF

  • @doublesixdoublesix6666
    @doublesixdoublesix6666 9 месяцев назад

    NPS deposit 50k only excempted but we can deposit any amount.if you deposit total in annuity excempted but if you want to withdraw only 60% excempted

  • @SelvamK-sw3uz
    @SelvamK-sw3uz Год назад +2

    Kindly explain full details video for NPS.

  • @vinothkumarkaruppaiah4462
    @vinothkumarkaruppaiah4462 Год назад

    Salaried person have provident fund PF la.. adha pathi oru video podunga sis

  • @umag5212
    @umag5212 11 месяцев назад +2

    Very useful Madam 🎉

  • @MuralikathikN
    @MuralikathikN Год назад

    Superb explanation mam thanks, one more doubt, In NPS we will deposit a fixed amount every month? For example I strat acount with 5000, but in future I will change my investment like 1000 or 1lac?. Please reply for my question.

  • @KUMAR-qi1sz
    @KUMAR-qi1sz 11 месяцев назад +1

    Hi..Yuva, Very Good explanation 👏👏👍

  • @devivanitha9318
    @devivanitha9318 2 месяца назад +1

    Maturity amount automatically namma account ku varuma or claim pannanuma NPS and PPF rendukkum sollunka

  • @kumarsCorner.
    @kumarsCorner. 10 месяцев назад

    Hi , nice video ..
    In the nps what happens if the main investors dies in the age 62.. will the pension be stopped or the remaining amount will be paid to the nominee??

  • @gokulam07
    @gokulam07 11 месяцев назад +1

    Pension amount nama death ku அப்புறம் என்ன ஆகும்?

  • @sathishkumar-mh7pp
    @sathishkumar-mh7pp Год назад +1

    clear explanation.. I am already a subscriber

    • @LE20234
      @LE20234 5 месяцев назад

      Support me also

  • @vineshravi4816
    @vineshravi4816 Год назад +1

    NPS and how long pension will come / After death of investors??

  • @AdyAtman
    @AdyAtman Год назад +1

    Mam please tell the difference between NPS AND EPFO pension scheme

  • @yuvivlog4694
    @yuvivlog4694 Год назад

    Hi mam Sip la podanum nu iruken.. athu entha Sip la podurathu.. and entha bank sip vangurathunu theliva oru video podunga mam

    • @arunkumar-ty7rk
      @arunkumar-ty7rk 9 месяцев назад

      U can choose UTI nifty 50 index fund, anci Nifty 50index fund or ICICI prudential nifty 50 index funds

  • @Shrèé_Nêvásán
    @Shrèé_Nêvásán Год назад +1

    I need both about NPS & PPF

  • @sathyaraman7119
    @sathyaraman7119 Месяц назад +1

    60 வயதுக்குப் புரம் இறந்து போன 40% pension epdi kidaikum

  • @mohammedshikkandar2674
    @mohammedshikkandar2674 Год назад

    Thank you. Very useful video

  • @subathragunasekaranmasi4056
    @subathragunasekaranmasi4056 Год назад

    Please explain about ppf and ways to take loan using that

  • @lakshminarasimhan2699
    @lakshminarasimhan2699 10 месяцев назад

    The annuity rate that you selected as 6%, what is it? How does it impacts my pension?

  • @sriramr1341
    @sriramr1341 Год назад +1

    Nice info.. Useful thanks

  • @sivaganga9678
    @sivaganga9678 Год назад

    Very nice explanation ma,if I am not alive after 60 years,the remaining ,25% will be Return by NPS ma

  • @besanjas8834
    @besanjas8834 Год назад +1

    Hi i have a doubt...from 60yrs till the death pension will be given each month...after his or her death, will the amount goes to nominee

  • @muthuprem9682
    @muthuprem9682 11 месяцев назад

    How many month will i get pension or
    there is any option for a pension period

  • @pershiba
    @pershiba Год назад

    Private sector salaryla irunthu eduthu invest panra Epf related videos podunga

  • @chairmanathan5061
    @chairmanathan5061 Год назад

    Tq very usefull vedios ppf&nps full explain vedio pls

  • @Buvanviews
    @Buvanviews Год назад

    எந்த வயதிலிருந்து இந்த திட்டம் எடுக்கலாம்?
    இரண்டு நிறுவனங்களில் இந்த திட்டத்தை எடுத்தால் ஏன் அவர்கள் பாதி பணதை மட்டும் தருவார்கள்?
    பிரீமியம் பண்ம் lock period appuram kidaikkum plan ena

  • @MOTIVATIONMATRIXXXXX
    @MOTIVATIONMATRIXXXXX 9 месяцев назад

    The best so far🔥

  • @Yoga_Anjanai
    @Yoga_Anjanai 11 месяцев назад

    Nps without cancelled cheque epd pandrathu solunga....

  • @sundarnutre5901
    @sundarnutre5901 10 месяцев назад

    Super clear explanation.

  • @srinivasanrangarajan230
    @srinivasanrangarajan230 Год назад

    Is Auto debit is compulsory for paying insurance ? Whether I can cancel the policy having paid two instalments?please advise Madam

  • @vkdevan2011
    @vkdevan2011 Год назад +1

    NPS SAVINGS, NPS TAX PAYMENTS & NPS TAX BENEFITS.

  • @dr.d.jayalakshmi7192
    @dr.d.jayalakshmi7192 7 месяцев назад

    Mam, kindly explain about NPS

  • @charlessanthanam8886
    @charlessanthanam8886 Год назад

    Vanakkam 🙏 medam
    NRI Seving Dital vilakkam
    Sollavum Nanry 🙏

  • @anandmax2459
    @anandmax2459 Год назад +1

    Very informative...... super

  • @jebasinghk
    @jebasinghk 5 месяцев назад

    NPS Tenure period is 60 yrs. In that case we cant have max age limit as 65 yrs. Correct? If so, what is the max age limit?

  • @hometv2521
    @hometv2521 9 месяцев назад

    NPS maximum yearly investment limit is 50000 per Year and not unlimited.

  • @kalimuthug6957
    @kalimuthug6957 Год назад +1

    NPS complete explanation with expense ratio calculation

  • @subhabharathi4162
    @subhabharathi4162 Год назад

    Superb. Great explanation thank you 👍

  • @saravanankirubanandan6196
    @saravanankirubanandan6196 10 месяцев назад +1

    இது தவறான ஒப்பீடு , NPS Vs APY இது தான்‌ சரியாக இருக்கும்.

  • @balajidesigner7812
    @balajidesigner7812 11 месяцев назад +1

    Madam 50k per month yaru invert panna pora.

  • @ponselvi5235
    @ponselvi5235 6 месяцев назад

    Hai sis nanga UAE la erukom et money app valiya nps open pannunan...athula amount debit aaitu but account setup process pannum pothu stuck aairuthu...ethuku enna solution sis

  • @ganeshshiva2874
    @ganeshshiva2874 11 месяцев назад

    80ccd2 pathi one video podunga pls

  • @balaraji8619
    @balaraji8619 Год назад

    Nps full detail வீடியோ போடுங்க...😊

  • @justsmile8390
    @justsmile8390 Год назад +2

    Need a NPS vs Mutual fund comparison

  • @aimithul
    @aimithul 7 месяцев назад

    Sister as I know only up to 1.5 lakhs is excempted from tax

  • @CROWNPCOfficial
    @CROWNPCOfficial Год назад +1

    Mam, how to get lower interest loan.

  • @Senthamil7raja
    @Senthamil7raja 2 месяца назад +1

    If in case I die after 62 yes the remaining pension will it go to my nominee

  • @karthickajjan1976
    @karthickajjan1976 10 месяцев назад

    If any risk happened before maturity. How much my family can get?

  • @moorthytim26
    @moorthytim26 Год назад +1

    NPS detailed information required plz

  • @karthikchinnaraj
    @karthikchinnaraj Год назад

    Sister kindly tell about NRI and RI account details

  • @sivasakthi23
    @sivasakthi23 Год назад

    I want more details about nps

  • @vpreethi9400
    @vpreethi9400 6 дней назад +1

    PPF full details Please Sister

  • @megavenkat2925
    @megavenkat2925 Год назад

    Share it will goes to loss then how to. get like NPS

  • @kanchanamanoharan4868
    @kanchanamanoharan4868 Год назад +1

    Am 36 pls giv detailed video of both

  • @hariharan.s7444
    @hariharan.s7444 5 месяцев назад

    One doubt sister. Ipo namma 25age la start panni up to 50age varaikum podhumnu soli potuka mudiyuma

  • @logeshwarans3078
    @logeshwarans3078 11 месяцев назад

    Kindly post video abt NPS

  • @pattabiramanmuthu9235
    @pattabiramanmuthu9235 8 месяцев назад

    Excellent video ❤

  • @maheshkumarkrishnaswamy1247
    @maheshkumarkrishnaswamy1247 9 месяцев назад

    Mam you told there is full tax exeption for NPS but I heard only 50k per year

  • @Sivamari96
    @Sivamari96 11 месяцев назад +1

    Super mam🎉

  • @sureshkumarc9075
    @sureshkumarc9075 11 месяцев назад

    Tell me about post office PLI

  • @thenormelman9408
    @thenormelman9408 Год назад

    NPF and PPF detaila sollunga mam .

  • @dineshkumara8774
    @dineshkumara8774 Год назад

    Atal pension Yojana pathi podunga please

  • @ranjithraja
    @ranjithraja Год назад

    Sister NPS 40% annuity is fixed for rest of the pension period or market linked.?

  • @narasimmar4400
    @narasimmar4400 10 месяцев назад

    NPS tax epti calculate pannuvanga so for ex early income 300000 but NPS MONTHIY 10000 PAY panna total value -7, 30,48,323 how many rupees tax collect in my account

  • @abdulrahumanrahuman1372
    @abdulrahumanrahuman1372 Год назад

    Hi I am age 45 iam investing idea NPS monthly investment 15 thousand after 60age how much return & how much pension pls detail send me thankyou

  • @dharmakumarv7136
    @dharmakumarv7136 Год назад

    Please Explain more about ppf