What is NPS and PPF | Which One is the Better Retirement Plan? | Retirement Plan Ideas..!!

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  • Опубликовано: 1 ноя 2023
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    What Is NPS and PPF | Which One Is the Better Retirement Plan? | Retirement Plan in Tamil
    The best retirement plan for you will depend on your individual needs and risk appetite. If you are looking for the potential for higher returns and are comfortable with risk, NPS is a good option. If you are looking for a guaranteed return and lower risk, PPF is a better option.
    #NPSvPPF #retirementplanning #taxsaving #wealthcreation #financialplanning #investments #personalfinance #moneymanagement #financialsecurity #financialindependence #retirementgoals #financialfreedom #financialplanningforretirement #NPSforretirement #PPFforretirement
    DISCLAIMER
    We are not SEBI Registered and this video is for educational purposes only and should not be considered as financial advice or an endorsement of specific investments. It is essential to conduct thorough research before making any investment decisions.

Комментарии • 463

  • @ffreedomapptamil
    @ffreedomapptamil  3 месяца назад +1

    For more Finance Concepts & Strategies, Download ffreedom app now - ffdm.app/u8fL

    • @22aswinkumar
      @22aswinkumar 3 месяца назад +1

      Akka NPS vs KVP sechme patri full details sollunga akka pls.... 🛑🛑🛑
      Train friend oruthar Monthly 2000 rs avanga appa May 2005 la erunthu invest seithu erukangalam avarku 2025 la erunthu monthly 4000 kedikum athai Ppf la 2000 invest 2000 NPS la invest seithal super returns varumam ethu unmaiya madam.... 🛑🛑🛑🛑
      Can i invest like this it will give more returns ha mam.... Please please reply mam.... 🛑🛑🛑🛑
      Along explain with Tax benift also like EEE

    • @parthasarathin1456
      @parthasarathin1456 2 месяца назад

      Hi mam incase I am stopped my investment, how to recovery my deposit amount. Need your support????

  • @shirleyjames8391
    @shirleyjames8391 9 месяцев назад +12

    NPS Pathi full details sollunga mam.. ur videos are very informative and very much helpful for us .. thank you for your effort .. ❤

  • @murugavel7740
    @murugavel7740 9 месяцев назад

    Please, give more details about NPS and how and where we can startup and I really appreciate your videos it's really informative and useful

  • @TuwaanRamzansaheed
    @TuwaanRamzansaheed 9 месяцев назад +1

    Super nalla thelivu ondrai petrom sis❤❤❤

  • @abiglobalexportschennaiind6318
    @abiglobalexportschennaiind6318 7 месяцев назад +1

    Perfect. Crystal clear explanation

  • @Vignesh_Rocky
    @Vignesh_Rocky 5 месяцев назад

    Superb. Clearly explained everything. Thank you

  • @BreezyKarunya
    @BreezyKarunya 9 месяцев назад +7

    I want to know more about NPS. What is the income tax benefit of the yearly investment in NPS?

  • @prasannavenkatesan4328
    @prasannavenkatesan4328 9 месяцев назад +7

    Super Madam... Need more details about PPF

  • @subhabharathi4162
    @subhabharathi4162 9 месяцев назад

    Superb. Great explanation thank you 👍

  • @jaikrishnansathish2156
    @jaikrishnansathish2156 8 месяцев назад +2

    Appreciating your clear explanation sister

  • @arivume
    @arivume 4 месяца назад

    Hi Ffredom Team,
    Keep rocking. All videos are so nice & easy to understand.
    Such a nice video difference between NPS Vs PPF.
    I already downloaded freedom apps.
    Eager to waiting for NPS video.
    Pls share NPS video.
    Thanks.

  • @anandmax2459
    @anandmax2459 9 месяцев назад +1

    Very informative...... super

  • @KUMAR-qi1sz
    @KUMAR-qi1sz 6 месяцев назад +1

    Hi..Yuva, Very Good explanation 👏👏👍

  • @mohammedshikkandar2674
    @mohammedshikkandar2674 8 месяцев назад

    Thank you. Very useful video

  • @sriramr1341
    @sriramr1341 9 месяцев назад +1

    Nice info.. Useful thanks

  • @JegadishNPC
    @JegadishNPC 9 месяцев назад +7

    PPF comes under 80c section for tax exemption, but NPS has separate section for tax exemption. So NPS is better for those who already utilized 80c section, as it gives additional tax benefit.

    • @CAASPIRANT2124
      @CAASPIRANT2124 8 месяцев назад +1

      Besides, there's also a TDS implication on premature withdrawal from NPS in excess of 50,000 at the rate of 5℅ other than for presciber reasons.
      And yes. Agreed with your point.

  • @rameshts37
    @rameshts37 4 месяца назад

    Chancey illa... Super explanation... Great work

  • @vidhyasrini2370
    @vidhyasrini2370 5 месяцев назад +3

    NPS details venum mam
    So informative
    Thank you

  • @mohamedazarudeen.s1460
    @mohamedazarudeen.s1460 8 месяцев назад +7

    under the new tax regime, the maturity proceeds from PPF are taxable. This change was introduced in the Union Budget 2023-24. So PPF also EE~E for choosing new regime

  • @sundarnutre5901
    @sundarnutre5901 5 месяцев назад

    Super clear explanation.

  • @Habibulla.M
    @Habibulla.M 9 месяцев назад

    Nicely Explained 🎉

  • @chairmanathan5061
    @chairmanathan5061 9 месяцев назад

    Tq very usefull vedios ppf&nps full explain vedio pls

  • @umag5212
    @umag5212 6 месяцев назад +2

    Very useful Madam 🎉

  • @SelvamK-sw3uz
    @SelvamK-sw3uz 9 месяцев назад +2

    Kindly explain full details video for NPS.

  • @dr.abarnavenkat8414
    @dr.abarnavenkat8414 3 месяца назад

    The best so far🔥

  • @incedol-id4nb
    @incedol-id4nb 7 месяцев назад +4

    1.NPS there is no standard return as mentioned ! It's market driven
    2. In NPS not unlimited investment - max upto 2L in tier 1 & tier 2 unlimited

  • @fastprakash1
    @fastprakash1 8 месяцев назад +1

    NPS - there is no standard interest rate for NPS, it is based on the market. Can't say 8 to 10 %. Also you can define how much amount should go to particular section

    • @kawin3558
      @kawin3558 5 месяцев назад

      Compound interest ah ?

  • @muralikarthiknatarajan3035
    @muralikarthiknatarajan3035 9 месяцев назад

    Superb explanation mam thanks, one more doubt, In NPS we will deposit a fixed amount every month? For example I strat acount with 5000, but in future I will change my investment like 1000 or 1lac?. Please reply for my question.

  • @sathishkumar-mh7pp
    @sathishkumar-mh7pp 9 месяцев назад +1

    clear explanation.. I am already a subscriber

    • @LE20234
      @LE20234 7 дней назад

      Support me also

  • @karthicknithyanandhan
    @karthicknithyanandhan 9 месяцев назад +6

    This video is very informative. Could you please explain about Tier 1 and Tier 2 account. Which one is best when opening NPS account ?

    • @CAASPIRANT2124
      @CAASPIRANT2124 8 месяцев назад +1

      As a tax student, I can give my opinion on tax perspective. I'l l be glad too if they make a video on this. Tier 1 is fairly much better than Tier 2. the reason being, there's an exemption ceiling limit upto rs. 150,000 on tier 2 as it is covered under 80C. henceforth, you'll have to pay tax on the whole of the amount of your contribution if the same exceeds unlike tier 1. please note that, tier 1 contribution is covered under 80CCD which doesn't have overall limit unless it is contributed under employer employee relationship.

    • @kimyangKo
      @kimyangKo 6 месяцев назад

      Tier 2 no tax saving option n can withdraw

  • @balaraji8619
    @balaraji8619 9 месяцев назад

    Nps full detail வீடியோ போடுங்க...😊

  • @JKCentralGalatta-mv9um
    @JKCentralGalatta-mv9um 5 месяцев назад

    Super da chellam!❤

  • @justsmile8390
    @justsmile8390 8 месяцев назад +1

    Need a NPS vs Mutual fund comparison

  • @pattabiramanmuthu9235
    @pattabiramanmuthu9235 3 месяца назад

    Excellent video ❤

  • @revathikumari8472
    @revathikumari8472 9 месяцев назад +4

    PPF account is tax exemption pa. So it will be useful for future basis
    So who want the detail about PPF.. Tag here guys and girls.. 🙋

  • @lifeofkiruthika7172
    @lifeofkiruthika7172 4 месяца назад

    Nps clear explanation needed

  • @alone1a
    @alone1a 9 месяцев назад +1

    Mam please tell the difference between NPS AND EPFO pension scheme

  • @user-fj1ov8wu3q
    @user-fj1ov8wu3q 3 месяца назад

    Very very thanks madem.

  • @skeerthana8347
    @skeerthana8347 8 месяцев назад +1

    Useful mam.

  • @dtube123
    @dtube123 9 месяцев назад +6

    Information is good and Death occurance missing on both ppf and nps

  • @kalimuthug6957
    @kalimuthug6957 9 месяцев назад +1

    NPS complete explanation with expense ratio calculation

  • @subathragunasekaranmasi4056
    @subathragunasekaranmasi4056 9 месяцев назад

    Please explain about ppf and ways to take loan using that

  • @vinothkumarkaruppaiah4462
    @vinothkumarkaruppaiah4462 6 месяцев назад

    Salaried person have provident fund PF la.. adha pathi oru video podunga sis

  • @learning2305
    @learning2305 6 месяцев назад +2

    Ipo iruka culture and food la nama 50 age mela thandarathe kastom apo ena nadakum NPS la ithe paathi soluga akka

  • @jeevarajimmanuel8377
    @jeevarajimmanuel8377 7 месяцев назад +2

    Need NPS detailed video. Need to know how 40% pension amount will be given till rest of life or does it has age limit ( eg. Till 80years)
    If we have 1cr in pension after 60years and if we die in 62years will they return the remaining 1cr?
    Please provide full detailed video on NPS.

  • @ManimarangmailcomMani
    @ManimarangmailcomMani 5 месяцев назад

    Best explain.

  • @sundareshprabhu9112
    @sundareshprabhu9112 9 месяцев назад

    Can you please make a video about NPS vs. APY

  • @contactmeshaan
    @contactmeshaan 6 месяцев назад

    Good info, tx

  • @Suriyavishnug
    @Suriyavishnug 9 месяцев назад +4

    Explain the difference between opening PPF in bank and post office?

    • @kawashinisindiya7244
      @kawashinisindiya7244 9 месяцев назад

      No difference.Only organization is different.Scheme is same

  • @srinivasanrangarajan230
    @srinivasanrangarajan230 7 месяцев назад

    Is Auto debit is compulsory for paying insurance ? Whether I can cancel the policy having paid two instalments?please advise Madam

  • @preetisonal2070
    @preetisonal2070 8 месяцев назад

    NPS detailed video podunga mam

  • @shreenevasana.m2754
    @shreenevasana.m2754 9 месяцев назад +1

    I need both about NPS & PPF

  • @pershibavelusamy2097
    @pershibavelusamy2097 9 месяцев назад

    Private sector salaryla irunthu eduthu invest panra Epf related videos podunga

  • @ganesannaga7783
    @ganesannaga7783 6 месяцев назад

    Thank you sister

  • @ramaganesh87
    @ramaganesh87 9 месяцев назад

    Need NPS full Explanation.

  • @Sivamari96
    @Sivamari96 5 месяцев назад +1

    Super mam🎉

  • @vinodhguru33
    @vinodhguru33 4 месяца назад

    Thank you 🙏

  • @ANANDKUMAR-sl4rj
    @ANANDKUMAR-sl4rj 5 месяцев назад

    It's good. But monthly how much we can get and what about for nominee after our life???.

  • @muthuprem9682
    @muthuprem9682 6 месяцев назад

    How many month will i get pension or
    there is any option for a pension period

  • @kumarsCorner.
    @kumarsCorner. 5 месяцев назад

    Hi , nice video ..
    In the nps what happens if the main investors dies in the age 62.. will the pension be stopped or the remaining amount will be paid to the nominee??

  • @balajivgl
    @balajivgl 9 месяцев назад +5

    NPS, a person received pension for 5 years after retirement, if the person is dead after 5 years of retirement, 40% amount will be given to nomini? Or will not be given ?
    Please answer this question? I tried to understand this detail for a long time..

    • @shivan3318
      @shivan3318 7 месяцев назад

      There is option while buying annuity(you can choose return of corpus or without return ) your option only

  • @dharmakumarv7136
    @dharmakumarv7136 7 месяцев назад

    Please Explain more about ppf

  • @thamotharan.vthamotharan.v1197
    @thamotharan.vthamotharan.v1197 3 месяца назад

    நன்றி தோழி

  • @user-np3qx1lj4s
    @user-np3qx1lj4s 9 месяцев назад +1

    NPS detailed video pls

  • @lakshminambirajan8498
    @lakshminambirajan8498 7 месяцев назад

    Can you make a video for NRI investors?

  • @mageshd8384
    @mageshd8384 7 месяцев назад

    NPS full video needed

  • @dr.d.jayalakshmi7192
    @dr.d.jayalakshmi7192 2 месяца назад

    Mam, kindly explain about NPS

  • @s.ranjithkumarranjithkumar8705
    @s.ranjithkumarranjithkumar8705 6 месяцев назад +1

    Good 👌

  • @moorthytim26
    @moorthytim26 9 месяцев назад +1

    NPS detailed information required plz

  • @charlessanthanam8886
    @charlessanthanam8886 9 месяцев назад

    Vanakkam 🙏 medam
    NRI Seving Dital vilakkam
    Sollavum Nanry 🙏

  • @R_Sangeetha.24
    @R_Sangeetha.24 8 месяцев назад +1

    Post office la Stock investment panna Mudiyuma Antha Service Avangha tharuvaangha la...
    With Offline............

  • @CROWNPCOfficial
    @CROWNPCOfficial 9 месяцев назад +1

    Mam, how to get lower interest loan.

  • @satheshkumar2484
    @satheshkumar2484 9 месяцев назад

    Good👍

  • @ranganathansaravanabhavan8085
    @ranganathansaravanabhavan8085 9 месяцев назад

    I need more NPS to explain

  • @karthikchinnaraj
    @karthikchinnaraj 9 месяцев назад

    Sister kindly tell about NRI and RI account details

  • @jayankarur
    @jayankarur 9 месяцев назад

    I need separate Detail video in NPS & PPF

  • @Mechersiva
    @Mechersiva 5 месяцев назад

    Any individual who is Subscriber of NPS can claim tax benefit under Sec 80 CCD (1) with in the overall ceiling of Rs. 1.5 lac under Sec 80 CCE. An additional deduction for investment up to Rs. 50,000 in NPS (Tier I account) is available exclusively to NPS subscribers under subsection 80CCD (1B).

  • @ganeshshiva2874
    @ganeshshiva2874 6 месяцев назад

    80ccd2 pathi one video podunga pls

  • @logeshwarans3078
    @logeshwarans3078 6 месяцев назад

    Kindly post video abt NPS

  • @lakshminarasimhan2699
    @lakshminarasimhan2699 5 месяцев назад

    The annuity rate that you selected as 6%, what is it? How does it impacts my pension?

  • @MS_Arafath
    @MS_Arafath 9 месяцев назад

    Provide more details about NPS

  • @ranjithraja
    @ranjithraja 9 месяцев назад

    Sister NPS 40% annuity is fixed for rest of the pension period or market linked.?

  • @thenormelman9408
    @thenormelman9408 6 месяцев назад

    NPF and PPF detaila sollunga mam .

  • @mohanrajsundarababu9132
    @mohanrajsundarababu9132 6 месяцев назад

    Nomination and how they settlung nominees in NPS.

  • @dharanidharanchokkalingam6056
    @dharanidharanchokkalingam6056 6 месяцев назад

    Pls explain about how will get the balance 40% amount in NPS.

  • @besanjas8834
    @besanjas8834 9 месяцев назад

    Hi i have a doubt...from 60yrs till the death pension will be given each month...after his or her death, will the amount goes to nominee

  • @sivaganga9678
    @sivaganga9678 6 месяцев назад

    Very nice explanation ma,if I am not alive after 60 years,the remaining ,25% will be Return by NPS ma

  • @manomanohar9991
    @manomanohar9991 4 месяца назад

    Good One

  • @rajkamal607
    @rajkamal607 9 месяцев назад

    Kindly make NPS video

  • @yuvivlog4694
    @yuvivlog4694 8 месяцев назад

    Hi mam Sip la podanum nu iruken.. athu entha Sip la podurathu.. and entha bank sip vangurathunu theliva oru video podunga mam

    • @arunkumar-ty7rk
      @arunkumar-ty7rk 4 месяца назад

      U can choose UTI nifty 50 index fund, anci Nifty 50index fund or ICICI prudential nifty 50 index funds

  • @natarajans3179
    @natarajans3179 5 месяцев назад

    Please give video on NPS

  • @prakasha1563
    @prakasha1563 9 месяцев назад

    Need more details about NPS

  • @parthasarathyv3746
    @parthasarathyv3746 7 месяцев назад

    Nps full video podunga akka

  • @rammurthy380
    @rammurthy380 9 месяцев назад +2

    Very useful to all

  • @dineshkumara8774
    @dineshkumara8774 6 месяцев назад

    Atal pension Yojana pathi podunga madam

  • @dhilipkumar1925
    @dhilipkumar1925 9 месяцев назад

    நானும் பி பி எப்லதான் போட்டு இருக்கிறோன் அக்கா அருமையான பதிவு நன்றி

  • @vkdevan2011
    @vkdevan2011 9 месяцев назад +1

    NPS SAVINGS, NPS TAX PAYMENTS & NPS TAX BENEFITS.

  • @lgthamaraiselvan
    @lgthamaraiselvan 8 месяцев назад

    NPS Details video potunga

  • @ramyabaskaran3479
    @ramyabaskaran3479 5 месяцев назад

    Nps without cancelled cheque epd pandrathu solunga....

  • @sanbarasu
    @sanbarasu 9 месяцев назад

    Difference bw New Pension Scheme and NPS ?