What is NPS and PPF | Which One is the Better Retirement Plan? | Retirement Plan Ideas..!!

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  • Опубликовано: 3 дек 2024

Комментарии • 469

  • @ffreedomapptamil
    @ffreedomapptamil  7 месяцев назад +4

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    • @22aswinkumar
      @22aswinkumar 7 месяцев назад +1

      Akka NPS vs KVP sechme patri full details sollunga akka pls.... 🛑🛑🛑
      Train friend oruthar Monthly 2000 rs avanga appa May 2005 la erunthu invest seithu erukangalam avarku 2025 la erunthu monthly 4000 kedikum athai Ppf la 2000 invest 2000 NPS la invest seithal super returns varumam ethu unmaiya madam.... 🛑🛑🛑🛑
      Can i invest like this it will give more returns ha mam.... Please please reply mam.... 🛑🛑🛑🛑
      Along explain with Tax benift also like EEE

    • @parthasarathin1456
      @parthasarathin1456 6 месяцев назад

      Hi mam incase I am stopped my investment, how to recovery my deposit amount. Need your support????

  • @shirleyjames8391
    @shirleyjames8391 Год назад +13

    NPS Pathi full details sollunga mam.. ur videos are very informative and very much helpful for us .. thank you for your effort .. ❤

  • @prasannavenkatesan4328
    @prasannavenkatesan4328 Год назад +7

    Super Madam... Need more details about PPF

  • @vidhyasrini2370
    @vidhyasrini2370 9 месяцев назад +4

    NPS details venum mam
    So informative
    Thank you

  • @incedol-id4nb
    @incedol-id4nb 11 месяцев назад +6

    1.NPS there is no standard return as mentioned ! It's market driven
    2. In NPS not unlimited investment - max upto 2L in tier 1 & tier 2 unlimited

  • @BreezyKarunya
    @BreezyKarunya Год назад +7

    I want to know more about NPS. What is the income tax benefit of the yearly investment in NPS?

  • @jeevarajimmanuel8377
    @jeevarajimmanuel8377 11 месяцев назад +4

    Need NPS detailed video. Need to know how 40% pension amount will be given till rest of life or does it has age limit ( eg. Till 80years)
    If we have 1cr in pension after 60years and if we die in 62years will they return the remaining 1cr?
    Please provide full detailed video on NPS.

  • @revathikumari8472
    @revathikumari8472 Год назад +7

    PPF account is tax exemption pa. So it will be useful for future basis
    So who want the detail about PPF.. Tag here guys and girls.. 🙋

  • @jaikrishnansathish2156
    @jaikrishnansathish2156 Год назад +4

    Appreciating your clear explanation sister

  • @JegadishNPC
    @JegadishNPC Год назад +8

    PPF comes under 80c section for tax exemption, but NPS has separate section for tax exemption. So NPS is better for those who already utilized 80c section, as it gives additional tax benefit.

    • @CAASPIRANT2124
      @CAASPIRANT2124 Год назад +1

      Besides, there's also a TDS implication on premature withdrawal from NPS in excess of 50,000 at the rate of 5℅ other than for presciber reasons.
      And yes. Agreed with your point.

  • @murugavel7740
    @murugavel7740 Год назад +1

    Please, give more details about NPS and how and where we can startup and I really appreciate your videos it's really informative and useful

  • @mohamedazarudeen.s1460
    @mohamedazarudeen.s1460 Год назад +7

    under the new tax regime, the maturity proceeds from PPF are taxable. This change was introduced in the Union Budget 2023-24. So PPF also EE~E for choosing new regime

  • @rameshts37
    @rameshts37 8 месяцев назад

    Chancey illa... Super explanation... Great work

  • @TuwaanRamzansaheed
    @TuwaanRamzansaheed Год назад +1

    Super nalla thelivu ondrai petrom sis❤❤❤

  • @abiglobalexportschennaiind6318
    @abiglobalexportschennaiind6318 11 месяцев назад +2

    Perfect. Crystal clear explanation

  • @ebinprakash4516
    @ebinprakash4516 Год назад +2

    12:49 PPF

  • @dtube123
    @dtube123 Год назад +6

    Information is good and Death occurance missing on both ppf and nps

  • @SelvamK-sw3uz
    @SelvamK-sw3uz Год назад +2

    Kindly explain full details video for NPS.

  • @KUMAR-qi1sz
    @KUMAR-qi1sz 10 месяцев назад +1

    Hi..Yuva, Very Good explanation 👏👏👍

  • @umag5212
    @umag5212 10 месяцев назад +2

    Very useful Madam 🎉

  • @Suriyavishnug
    @Suriyavishnug Год назад +4

    Explain the difference between opening PPF in bank and post office?

  • @balajivgl
    @balajivgl Год назад +5

    NPS, a person received pension for 5 years after retirement, if the person is dead after 5 years of retirement, 40% amount will be given to nomini? Or will not be given ?
    Please answer this question? I tried to understand this detail for a long time..

    • @shivan3318
      @shivan3318 11 месяцев назад

      There is option while buying annuity(you can choose return of corpus or without return ) your option only

  • @karthicknithyanandhan
    @karthicknithyanandhan Год назад +6

    This video is very informative. Could you please explain about Tier 1 and Tier 2 account. Which one is best when opening NPS account ?

    • @CAASPIRANT2124
      @CAASPIRANT2124 Год назад +1

      As a tax student, I can give my opinion on tax perspective. I'l l be glad too if they make a video on this. Tier 1 is fairly much better than Tier 2. the reason being, there's an exemption ceiling limit upto rs. 150,000 on tier 2 as it is covered under 80C. henceforth, you'll have to pay tax on the whole of the amount of your contribution if the same exceeds unlike tier 1. please note that, tier 1 contribution is covered under 80CCD which doesn't have overall limit unless it is contributed under employer employee relationship.

    • @kimyangKo
      @kimyangKo 10 месяцев назад

      Tier 2 no tax saving option n can withdraw

  • @learning2305
    @learning2305 10 месяцев назад +3

    Ipo iruka culture and food la nama 50 age mela thandarathe kastom apo ena nadakum NPS la ithe paathi soluga akka

  • @shenthilsomasundram2863
    @shenthilsomasundram2863 11 дней назад +1

    NPS இல் நான் முதலீட் சைக்கிரன் என் லைப் முடிந்து பின் செட்டில்மென்ட் nomene இக்கு appadi கெடைக்கும். பென்ஷன்நக்கவா, முழு செல்மென்ட் அக்கவா? பதில்?

  • @pkumaraswamy1012
    @pkumaraswamy1012 3 месяца назад

    Super madam, Good explanation, very useful for safe saving planner

  • @kmbala555
    @kmbala555 7 месяцев назад

    7:08 NPS is investing in equity, how it can be low risk?

  • @fastprakash1
    @fastprakash1 Год назад +1

    NPS - there is no standard interest rate for NPS, it is based on the market. Can't say 8 to 10 %. Also you can define how much amount should go to particular section

    • @kawin3558
      @kawin3558 9 месяцев назад

      Compound interest ah ?

  • @lifeofkiruthika7172
    @lifeofkiruthika7172 8 месяцев назад

    Nps clear explanation needed

  • @sriramr1341
    @sriramr1341 Год назад +1

    Nice info.. Useful thanks

  • @Shrèé_Nêvásán
    @Shrèé_Nêvásán Год назад +1

    I need both about NPS & PPF

  • @anandmax2459
    @anandmax2459 Год назад +1

    Very informative...... super

  • @sathishkumar-mh7pp
    @sathishkumar-mh7pp Год назад +1

    clear explanation.. I am already a subscriber

    • @LE20234
      @LE20234 4 месяца назад

      Support me also

  • @charlessanthanam8886
    @charlessanthanam8886 Год назад

    Vanakkam 🙏 medam
    NRI Seving Dital vilakkam
    Sollavum Nanry 🙏

  • @balaraji8619
    @balaraji8619 Год назад

    Nps full detail வீடியோ போடுங்க...😊

  • @dr.d.jayalakshmi7192
    @dr.d.jayalakshmi7192 6 месяцев назад

    Mam, kindly explain about NPS

  • @ANANDKUMAR-sl4rj
    @ANANDKUMAR-sl4rj 9 месяцев назад

    It's good. But monthly how much we can get and what about for nominee after our life???.

  • @vinothkumarkaruppaiah4462
    @vinothkumarkaruppaiah4462 10 месяцев назад

    Salaried person have provident fund PF la.. adha pathi oru video podunga sis

  • @R_Sangeetha.24
    @R_Sangeetha.24 Год назад +1

    Post office la Stock investment panna Mudiyuma Antha Service Avangha tharuvaangha la...
    With Offline............

  • @BalajiT-x1p
    @BalajiT-x1p Год назад +1

    NPS detailed video pls

  • @mohammedshikkandar2674
    @mohammedshikkandar2674 Год назад

    Thank you. Very useful video

  • @moorthytim26
    @moorthytim26 Год назад +1

    NPS detailed information required plz

  • @MOTIVATIONMATRIXXXXX
    @MOTIVATIONMATRIXXXXX 7 месяцев назад

    The best so far🔥

  • @saravanankirubanandan6196
    @saravanankirubanandan6196 9 месяцев назад +1

    இது தவறான ஒப்பீடு , NPS Vs APY இது தான்‌ சரியாக இருக்கும்.

  • @sundarnutre5901
    @sundarnutre5901 9 месяцев назад

    Super clear explanation.

  • @justsmile8390
    @justsmile8390 Год назад +1

    Need a NPS vs Mutual fund comparison

  • @kumarsCorner.
    @kumarsCorner. 9 месяцев назад

    Hi , nice video ..
    In the nps what happens if the main investors dies in the age 62.. will the pension be stopped or the remaining amount will be paid to the nominee??

  • @sivasakthi23
    @sivasakthi23 Год назад

    I want more details about nps

  • @subhabharathi4162
    @subhabharathi4162 Год назад

    Superb. Great explanation thank you 👍

  • @pattabiramanmuthu9235
    @pattabiramanmuthu9235 7 месяцев назад

    Excellent video ❤

  • @logeshwarans3078
    @logeshwarans3078 10 месяцев назад

    Kindly post video abt NPS

  • @vineshravi4816
    @vineshravi4816 Год назад +1

    NPS and how long pension will come / After death of investors??

  • @dharmakumarv7136
    @dharmakumarv7136 Год назад

    Please Explain more about ppf

  • @ganeshshiva2874
    @ganeshshiva2874 10 месяцев назад

    80ccd2 pathi one video podunga pls

  • @Spiritualhealer-Tamil
    @Spiritualhealer-Tamil Год назад

    NPS detailed video podunga mam

  • @skeerthana8347
    @skeerthana8347 Год назад +1

    Useful mam.

  • @sivaganga9678
    @sivaganga9678 10 месяцев назад

    Very nice explanation ma,if I am not alive after 60 years,the remaining ,25% will be Return by NPS ma

  • @thenormelman9408
    @thenormelman9408 11 месяцев назад

    NPF and PPF detaila sollunga mam .

  • @doublesixdoublesix6666
    @doublesixdoublesix6666 8 месяцев назад

    NPS deposit 50k only excempted but we can deposit any amount.if you deposit total in annuity excempted but if you want to withdraw only 60% excempted

  • @ramaganesh87
    @ramaganesh87 Год назад

    Need NPS full Explanation.

  • @Buvanviews
    @Buvanviews Год назад

    எந்த வயதிலிருந்து இந்த திட்டம் எடுக்கலாம்?
    இரண்டு நிறுவனங்களில் இந்த திட்டத்தை எடுத்தால் ஏன் அவர்கள் பாதி பணதை மட்டும் தருவார்கள்?
    பிரீமியம் பண்ம் lock period appuram kidaikkum plan ena

  • @thamotharan.vthamotharan.v1197
    @thamotharan.vthamotharan.v1197 7 месяцев назад

    நன்றி தோழி

  • @muthuprem9682
    @muthuprem9682 10 месяцев назад

    How many month will i get pension or
    there is any option for a pension period

  • @parthasarathyv3746
    @parthasarathyv3746 11 месяцев назад

    Nps full video podunga akka

  • @s.ranjithkumarranjithkumar8705
    @s.ranjithkumarranjithkumar8705 11 месяцев назад +1

    Good 👌

  • @Sivamari96
    @Sivamari96 10 месяцев назад +1

    Super mam🎉

  • @lakshminarasimhan2699
    @lakshminarasimhan2699 9 месяцев назад

    The annuity rate that you selected as 6%, what is it? How does it impacts my pension?

  • @mohanrajsundarababu9132
    @mohanrajsundarababu9132 10 месяцев назад

    Nomination and how they settlung nominees in NPS.

  • @Mechersiva
    @Mechersiva 9 месяцев назад

    Any individual who is Subscriber of NPS can claim tax benefit under Sec 80 CCD (1) with in the overall ceiling of Rs. 1.5 lac under Sec 80 CCE. An additional deduction for investment up to Rs. 50,000 in NPS (Tier I account) is available exclusively to NPS subscribers under subsection 80CCD (1B).

  • @MuralikarthikN
    @MuralikarthikN Год назад

    Superb explanation mam thanks, one more doubt, In NPS we will deposit a fixed amount every month? For example I strat acount with 5000, but in future I will change my investment like 1000 or 1lac?. Please reply for my question.

  • @kalimuthug6957
    @kalimuthug6957 Год назад +1

    NPS complete explanation with expense ratio calculation

  • @chairmanathan5061
    @chairmanathan5061 Год назад

    Tq very usefull vedios ppf&nps full explain vedio pls

  • @chatrapathyk4168
    @chatrapathyk4168 Год назад +1

    Pf vs nps which is best

  • @stephenstephen9223
    @stephenstephen9223 9 месяцев назад

    Both video required sis

  • @subathragunasekaranmasi4056
    @subathragunasekaranmasi4056 Год назад

    Please explain about ppf and ways to take loan using that

  • @pershiba
    @pershiba Год назад

    Private sector salaryla irunthu eduthu invest panra Epf related videos podunga

  • @mageshd8384
    @mageshd8384 11 месяцев назад

    NPS full video needed

  • @ranganathansaravanabhavan8085
    @ranganathansaravanabhavan8085 Год назад

    I need more NPS to explain

  • @CROWNPCOfficial
    @CROWNPCOfficial Год назад +1

    Mam, how to get lower interest loan.

  • @jebasinghk
    @jebasinghk 4 месяца назад

    NPS Tenure period is 60 yrs. In that case we cant have max age limit as 65 yrs. Correct? If so, what is the max age limit?

  • @natarajans3179
    @natarajans3179 9 месяцев назад

    Please give video on NPS

  • @srinivasanrangarajan230
    @srinivasanrangarajan230 11 месяцев назад

    Is Auto debit is compulsory for paying insurance ? Whether I can cancel the policy having paid two instalments?please advise Madam

  • @Yoga_Anjanai
    @Yoga_Anjanai 9 месяцев назад

    Nps without cancelled cheque epd pandrathu solunga....

  • @alone1a
    @alone1a Год назад +1

    Mam please tell the difference between NPS AND EPFO pension scheme

  • @Manimekali-i8s
    @Manimekali-i8s 10 месяцев назад

    Minimum monthly Rs 2000 will pay to everymonth NPS scheme how much of return back 🤔 pls tell us me

  • @dhilipkumar1925
    @dhilipkumar1925 Год назад

    நானும் பி பி எப்லதான் போட்டு இருக்கிறோன் அக்கா அருமையான பதிவு நன்றி

  • @lakshminambirajan8498
    @lakshminambirajan8498 11 месяцев назад

    Can you make a video for NRI investors?

  • @rajkamal607
    @rajkamal607 Год назад

    Kindly make NPS video

  • @sathyaraman7119
    @sathyaraman7119 23 дня назад

    60 வயதுக்குப் புரம் இறந்து போன 40% pension epdi kidaikum

  • @Priya-xu4vk
    @Priya-xu4vk Год назад

    Please tell about NPS

  • @prakasha1563
    @prakasha1563 Год назад

    Need more details about NPS

  • @vkdevan2011
    @vkdevan2011 Год назад +1

    NPS SAVINGS, NPS TAX PAYMENTS & NPS TAX BENEFITS.

  • @dineshkumara8774
    @dineshkumara8774 10 месяцев назад

    Atal pension Yojana pathi podunga please

  • @sureshkumarc9075
    @sureshkumarc9075 10 месяцев назад

    Tell me about post office PLI

  • @narasimmar4400
    @narasimmar4400 9 месяцев назад

    NPS tax epti calculate pannuvanga so for ex early income 300000 but NPS MONTHIY 10000 PAY panna total value -7, 30,48,323 how many rupees tax collect in my account

  • @Habibulla.M
    @Habibulla.M Год назад

    Nicely Explained 🎉

  • @dharanidharanchokkalingam6056
    @dharanidharanchokkalingam6056 10 месяцев назад

    Pls explain about how will get the balance 40% amount in NPS.

  • @karthickajjan1976
    @karthickajjan1976 9 месяцев назад

    If any risk happened before maturity. How much my family can get?

  • @Mechersiva
    @Mechersiva 9 месяцев назад

    Sister, In NPS there is no tax for investment? Or else there is limit?

  • @sankarisundhar5537
    @sankarisundhar5537 8 месяцев назад

    Plz post NPS full details