Mera Pakistan Mera Ghar National Bank | NBP Prime Minister House loan Scheme 2024

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  • Опубликовано: 24 мар 2024
  • Mera Pakistan Mera Ghar National Bank | NBP Prime Minister House loan Scheme 2024
    www.nbp.com.pk/Mera-Pakistan-...
    Can financing under the facility be utilized for the purchase of plot? A plot of land can only be purchased under the facility if a house is to be constructed on the plot and financing is meant both for purchase of land and construction thereon provided all other terms and conditions of the facility including maximum price of house and maximum loan under the relevant tier are complied with.
    2
    How can the first time homeownership be established? In order to establish first time homeownership, financing bank will obtain an undertaking to the same effect from its borrower/customer with necessary provisions for termination of subsidy and other penalties, in case it is established at a later stage, that the borrower/ customer owned a house at the time of application for availing subsidy facility.
    3
    Is the financing also available for purchase of flat? Yes, financing will be available for purchase of flat which meets covered area requirements specified for ‘apartment’ under the Facility.
    4
    Is the financing for expansion/extension in the existing housing unit allowed? Yes, financing will be available for expansion/extension of existing housing unit provided the housing unit after expansion/extension falls within the criteria specified under the facility.
    5
    Can financing under the scheme be utilized for renovation of the existing residential unit? No, financing for renovation of existing housing unit will not be allowed under the facility.
    6
    Is bank staff eligible to avail financing under this facility? No, bank staff is not eligible under the facility.
    6a
    Whether banks’ third party staff is eligible under the scheme? Yes
    6b
    Are contractual employees of banks eligible for financing under the Scheme? Contractual employees of banks who are below officer grade and are not eligible to avail staff housing finance are eligible for financing under the Scheme.
    6c
    Whether staff of Microfinance banks is eligible? Yes
    6d
    In case if a bank staff is NOT eligible under their respective HR house loan policy/ facility (for whatever reason), whether such employees of the bank can avail this scheme? No. Permanent employees of the bank are not eligible under the scheme.
    7
    What does new house mean? New house/ apartment/ flat means a unit not more than 1 year old from the date of application, as established by Completion Certificate.
    7a
    Where "Completion Certificate" is NOT available, how we can gauge age of property? In such areas where completion certificate is not available, valuation certificate issued by external valuers may be considered.
    8
    What does first purchase mean? First purchase means first transfer of the house/ apartment/ flat.
    8a
    If the property is being sold out in 1 year to 2nd owner, can the 2nd owner apply for the financing under this facility? Financing is available under the scheme to the borrower at the time of first transfer of title document.
    9
    How much income of co-borrower can be clubbed and how many co-borrowers/applicants are allowed? In case of co-applicants, 100% income of co-applicants may be clubbed for credit assessment. Up to four co-applicants are allowed for a single housing unit.
    10
    While availing the markup subsidy, is it allowed to sell or rent out the residential unit? Home owner will not be allowed to sell the housing unit before expiry of 5 years from the date of acquisition. Further, during this period, he/she will not be allowed to rent out financed housing unit.
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Комментарии • 78

  • @AhsanKhan-92
    @AhsanKhan-92 4 месяца назад +12

    Ye schemes sirf apne logo ko nawazne k lye nkalte h aam awam ko ghanta kch ni milta or national bank to private employees ko loan deta hi nai h ksi b kam k lye

  • @drivinggamingchannel6917
    @drivinggamingchannel6917 3 месяца назад +6

    20 sall k mnth bnty hn 240 or 3000 per month k hisab se 720000 banta hai to ye 1 caror de k 720000 wapis len gy phodo zror hn hm Pakistani lekin itna b na smjho

    • @Sahotra.G
      @Sahotra.G 2 месяца назад

      Kya bat brooo mza Aya 😂

  • @Kurulas_Osman_bay
    @Kurulas_Osman_bay 3 месяца назад +1

    I apply when prime minister Shabaz Shareef become after PM Imran Khan.I never received any loan.It is very necessary for us but unfortunately it was given to those people who are very closely to PML-N.It is not free-biass.

  • @muhammadfawwadismail4299
    @muhammadfawwadismail4299 Месяц назад +1

    Nbp ki website py TEMPORARY SUSPENDED likha howa araha hai bhai

  • @iamdon2707
    @iamdon2707 3 месяца назад

    dear. bany banae ghr par loan milta hai agar milta hai to kaha sai?

  • @awmmacaw4734
    @awmmacaw4734 3 месяца назад +1

    Debt to equity ratio nhe bataya
    Jo 60/40 hai
    Means agar apko 50 lac ka ghar chahye to 20 lac ap pehle bnak me jama ktwaenge phir apko 30 lac mile ge loan

  • @pathfinder9363
    @pathfinder9363 3 месяца назад

    BHAI pansy gaon main apni zameen per Ghar k leay loan dain gay bank?

  • @Shabbir51214
    @Shabbir51214 3 месяца назад

    Bank islami par house loan par video upload karay JazakAllah
    Muskan

  • @huawei-nc8wf
    @huawei-nc8wf 4 месяца назад

    zabardast mark up more than 22%

  • @shshahida2474
    @shshahida2474 3 месяца назад

    2005, me Govt mulzmin k Ghar kidher gye,pay sy ktoty abh tuk ho Rahi hai, first Gharr phir plot per aa gye,2005, me iss hakoomat ki policy check kry uss per video upload kry,Govt mulzmin ko Gherr dy, koyei wada to poora kry reply please

  • @aquibmubeen1840
    @aquibmubeen1840 4 месяца назад +5

    Awam k pasy kha jayengy Ghar Kisi ko nahen milyga aur Sood bohat badh jayega

  • @princemoiz9454
    @princemoiz9454 4 месяца назад

    Yeh offer kis city may hain?

  • @zubairahmed2329
    @zubairahmed2329 3 месяца назад +5

    Sir National Bank waly to keh rhy hain k ye schem off ho gai hai

  • @syedadnan6475
    @syedadnan6475 3 месяца назад

    Sir, kindly informed me plot in Bahria town rawalpindi I applied for this loan

  • @KellPatri
    @KellPatri 4 месяца назад

    kia overseas pakistani b apply kr skty hn loan

  • @usmanalilqp3558
    @usmanalilqp3558 4 месяца назад +1

    اچھا اپ ایسا کریں اس کا لنک ہمیں سینڈ کریں تاکہ ہم تسلی کریں اور چیک کریں اس کو

  • @awmmacaw4734
    @awmmacaw4734 3 месяца назад

    Yahan to hamare city k NBP head office wale kehte hn aisa koi Loan he nhe...

  • @PakDramaFactory
    @PakDramaFactory 3 месяца назад

    Sir Ya offer Kis City may Hain ?...

  • @MuhammadIrfan-wd2es
    @MuhammadIrfan-wd2es 3 месяца назад +1

    Glat ha bank nahe day Raha ha band ho Gai ha

  • @fayazawan5991
    @fayazawan5991 4 месяца назад +1

    ملتا نہیں ہے لون بس شور بہت ہوتا ہے سوشل میڈیا پر

  • @supervelog1337
    @supervelog1337 3 месяца назад

    Agar mil bhi gía intrust bht ziada ho ga jan nikal jaigi

  • @humnahfatima3424
    @humnahfatima3424 3 месяца назад

    Jo b loan introduce krwaty hn us me mark up dal kr pesy haram kr dyty hn...2ndly 50000 hazar aj kl safed posh logo ki income he jin ki is se km income he vo bechra to bay ghr e reh gya

  • @SalmanKhan-dp5vy
    @SalmanKhan-dp5vy 4 месяца назад

    Bhai jo LDA apartment hamara nikla tha naya Pakistan housing scheme wala uska kia bana ,hum ne 3 lakh jama b krway howe hai

  • @aquibmubeen1840
    @aquibmubeen1840 4 месяца назад

    Awam k pasy kha jayengy Ghar Kisi ko nahen milyga aur Sood bohat badh jayeg

  • @wasim7678
    @wasim7678 4 месяца назад

    Karachi walo k nhi?

  • @YouFlex1
    @YouFlex1 Месяц назад

    اور جو لوگ باہر رہتے ہیں انکے لئے کیا آپشن ہے ؟

  • @parwazali7980
    @parwazali7980 3 месяца назад +1

    Yar mjy gar chhye

  • @MANDAGammingYT
    @MANDAGammingYT Месяц назад

    offer is not available anymore

  • @advocatedaniyal8382
    @advocatedaniyal8382 Месяц назад

    Bank walon ko kaho to kehte Hain abhi form nhi aaye😊

  • @AnamShahzadi-oo9wk
    @AnamShahzadi-oo9wk 3 месяца назад

    Y sceme ab to availablr nai h

  • @RizwanAsgharGill
    @RizwanAsgharGill 3 месяца назад

    Bank gaya tha woh kahte k Scheme band ho gai hai

  • @user-lu2yl4mo2w
    @user-lu2yl4mo2w 4 месяца назад

    Ye banks n band kr di hy last govt k bad

  • @maqboolahmed350
    @maqboolahmed350 4 месяца назад +1

    Ladies b apply kr sakte hai

  • @611amir
    @611amir 3 месяца назад +1

    Private banks loan nahi dety . Wo Pagal nahi k 35% 40% Wala karza 5% me de den. End me reject kr dety hen . Sirf un logon ko milta hai Jin k 5 10 cror rupy bank me deposit hon . Gareeb bandy ko lora milta hai

  • @mdaassociateskarachi1138
    @mdaassociateskarachi1138 4 месяца назад

    2021 main khatam hochuki hai

  • @noorahmed-jf2um
    @noorahmed-jf2um 4 месяца назад

    ye loan nhe de rahe bank wale

  • @paksuperlifegujranwala9612
    @paksuperlifegujranwala9612 3 месяца назад +1

    Bkwas band to chuki hy

  • @user-bc6xs1ys5e
    @user-bc6xs1ys5e 3 месяца назад

    Yh sb bkwas h ghribo ko koi ni milta ghr😢

  • @informative-video786
    @informative-video786 4 месяца назад

    Ye unko loan milta jinki job sarkari ho ok humny 2 sal pehly applly kia tha but unki ye shart thi k nokri sarkari ho kia faida zaleel hony ka jiski safarish hai bhai loan 1 minute mai pass hoga likh k lay lo

    • @DanialKhan-ry8qs
      @DanialKhan-ry8qs 4 месяца назад

      Mil hi ni raha...maine abi pta kia ha NBP call krke

  • @MansabAli-tn9bv
    @MansabAli-tn9bv 3 месяца назад

    Bhai Jan pls

  • @Tabeeb_321
    @Tabeeb_321 3 месяца назад +2

    یہ جھوٹ بول رہا ہے ۔ ورنہ نوٹیفکیشن دکھائے

  • @AnamShahzadi-oo9wk
    @AnamShahzadi-oo9wk 3 месяца назад

    Sir

  • @user-yq9mp5bj1d
    @user-yq9mp5bj1d 2 месяца назад

    0:51

  • @yami-up4vr
    @yami-up4vr 3 месяца назад

    Nai milta bhai.

  • @babarshahzad108
    @babarshahzad108 3 месяца назад

    koi nhi mal kis ko bad ma

  • @haseebhussain8541
    @haseebhussain8541 2 месяца назад

    😊😢😢😮😢

  • @mnpirogaming2132
    @mnpirogaming2132 3 месяца назад

    Jhoot hy nh hy abhi ye scheme

  • @khalidamin369
    @khalidamin369 4 месяца назад

    Ye scheme khatm ho chuki ha jhoot ha ye

  • @BrightiansADW
    @BrightiansADW 3 месяца назад

    Kia Apne Kisi mufti se poucha ha ye jaiz ha ya nai?

  • @user-dx5md8du9z
    @user-dx5md8du9z 2 месяца назад

    bank sale baat hi nhi sunte

  • @bdn3021
    @bdn3021 3 месяца назад +5

    کوئی نہیں ملتا

  • @MuhammadAshfaq-yw8rb
    @MuhammadAshfaq-yw8rb Месяц назад

    Sub baqwas hai kuch nai milta

  • @Zaib165
    @Zaib165 7 дней назад

    Views k liye kitna jhoot bol rahy ho ye scheme bund hochuki hai sharm kero ... Khuda se daro

  • @user-kt3uc8ej5j
    @user-kt3uc8ej5j 3 месяца назад

    Sb jooth

  • @malikaurangzeb3106
    @malikaurangzeb3106 2 месяца назад

    بھائی روٹی کے لالے پڑے ہیں۔حالات ٹھیک نہیں ہو ں گے۔اللہ پاکستان کے حالات ٹھیک کرے۔لون لے کر اپنے آپ کو تباہ کرنا ہے۔

  • @yaaliasmadad6860
    @yaaliasmadad6860 4 месяца назад +2

    Ap apna number dy dyn man tafseel pochna chahti hon

    • @businesswithali
      @businesswithali  4 месяца назад +1

      Whatsapp group Link in description whn mojood ha

    • @muhammadmuaz4503
      @muhammadmuaz4503 4 месяца назад +1

      Bahi helpline py tho ni bata raha wo tho or koi loan bata raha ha khayaban loam scheme

    • @nomanmalik2012
      @nomanmalik2012 4 месяца назад

      Bhai Jan I need loan with less interest rate

    • @DanialKhan-ry8qs
      @DanialKhan-ry8qs 4 месяца назад

      ​@@businesswithaliaap logo ne bss apni video k views bnane k chakr me ghlat info derhe hen sbko..sharam kren yar

    • @AhsanKhan-92
      @AhsanKhan-92 4 месяца назад

      Ye schemes sirf apne logo ko nawazne k lye nkalte h aam awam ko ghanta kch ni milta or national bank to private employees ko loan deta hi nai h ksi b kam k lye

  • @nomanmalik2012
    @nomanmalik2012 4 месяца назад

    Bhai comment me whatsapp link share kr den pl