🎄🎄I love how you're not afraid to set seemingly impossible goals! My goals for 2024: 1) Fully Fund Roth IRA for the year 8,000 2) Save at least 6,000 toward my next car 3) Save at least 2,500 toward a home remodel 4) Keep all my sinking funds fully funded 5) Save up for Ira's advent calendars. I'm fortunate to have been able to get both the 24day and the 12day ones this year and am loving it so far. 🎄🎄
My goals are small but important to me. 1. Scotland 2024 holiday in Autumn ( have been saving a year already ) 2. Emergency Cat fund ( idea pinched from Ira 😁 ) I have pet insurance but this wouldn't cover dental treatment. 3. An envelope challenge ( not quite ready for £200 challenge ) to go towards a treat for myself ( new products from Ira 😆) 4. Continue with savings/sinking funds already established. 🌲🌲🌲🌲
Idea for Vlogmas, bestie! Have you thought about doing an old school budget design like you did at the very beginning. Show some folks how you started?! I love to see that again.
Great goals. I finished the 52 week challenge this month. Next year doing the 26 week challenge twice. I have also set a goal to make more extra mortgage payments. I made 6 extra this year. Aiming for 8 next year
Great main goal for the New Year and a good amount of side goal and back burner goals. I have just finished my 50 envelope challenge and have started early on my 100 envelope challenge that I hope to finish by 2024. Good luck with your goal and hope it goes well. ❤✨🎄🌈
I'm going to use my 200 envelope challenge for a new flexible ISA in April, as the maximum in a year to put in is £20,000. I currently have £508 saved, mostly by doing the smaller amounts, and it helps me to continue saving towards this goal. From next year, what is left over from my categories each week will be moved to this challenge - currently I need the excess for Christmas this year
I've done 6 envelopes on the 200 envelope challenge, only 1,2,3,4,5 & 12 but its a start :) 2024 I'm going to attempt the 200 envelope challenge I think it will take 2 years. The wild card & save 500 for Xmas using spending money & Groceries x
Multi coloured top - love ittttt. I made the Instagram posts at the end ❤️🔥 My main goal next year is to pay off my £850 debt since I can’t pay off my IVA cos it’s a contract. So I’ll be putting an overpayment of £150 a month alongside the £50 I already pay to get it gone by May. Then I want to focus on things like an emergency fund, and having money aside already for birthdays and Christmas. I want to narrow it down and cut off my useless spending habits completely - I’m determined to give myself £20 a week spending money until May when my debt is gone and then cut it to hopefully £10 and put the spare £10 away. I want to snowball my savings binders starting with my high priority one. I want to use the money that was to debt to go to a £1K Iris Budgets binder to save as a buffer emergency fund. I want to complete a penny savings challenge to go towards some things I want to do for my birthday in November. I’ve got a lot of goals I want to work on, mainly my debt to be gone and to cut on useless spending. I’m going to be using challenges to help towards my goals and try to keep things fun for me. Another amazing video, Ira. Can’t wait to see you accomplish your goals next year. 🎄🫶🫶
Hey Bestie, I love how amazing you've done Ira and loving 2024 goals ❤Just uploaded my 2024 financial goals. Would love you to have a wee look, thank you xx
Love your goals. My plan for this year is to pay down debt as much as I can and don’t put anymore on credit cards. I’m also going to start the 200 envelope challenge, starting with stuffing 52.00 the first week of January and using the 200 challenge as a 52 week challenge instead of a 200 challenge and building it up that way. Hopefully that works for me.
Im confused why would you not finish the 6k and 4k and then add them to the 20k challenge or do you have plans for those challenges? New to this way of saving so trying to get it right . 🎄
I think (?) because Ira has set different goals for 2024 to concentrate on, he has put the other two challenges in the other category to complete when he can. I agree with him that bigger challenges should start in January 2024 ,or even April (start of financial year ). The joy of budgeting is that you do it to suit your own circumstances & can tweak/readjust as needed.
Very lofty goals bestie, however, you have made huge goals happen so I’m sure you’ll achieve it. Goals build up my RUclips page I just started as it’ll keep me on my budgeting track, pay down debt and just continue to fund sinking funds and my emergency fund.🎄
Great video and great goals for 2024. What do they say, shoot for the moon...I think you can do it! In 2024 I plan to save at least 6000 over a few savings challenges. My expenses are going to go way up so this is a good goal for me. I might try some of the 200 Envelope Challenge--we will see.🎄🎄
0:52 the hoody’s tickled my brain 😂
Let’s do Ira. I am with you. I recently bought your 200 envelopes tracker. Let’s do it.
Great goals and loved your rainbow editing at the beginning!
🎄🎄I love how you're not afraid to set seemingly impossible goals!
My goals for 2024:
1) Fully Fund Roth IRA for the year 8,000
2) Save at least 6,000 toward my next car
3) Save at least 2,500 toward a home remodel
4) Keep all my sinking funds fully funded
5) Save up for Ira's advent calendars. I'm fortunate to have been able to get both the 24day and the 12day ones this year and am loving it so far. 🎄🎄
New intro is great 😍 looking forward to seeing your goals pan out next year! It's made my goals clearer too 😊
Wow your financial goals are high but I know you can do it. My main goal is to pay off my credit credit and save 5k. I’m starting off small. 🎄🎄🎄
My goals are small but important to me.
1. Scotland 2024 holiday in Autumn ( have been saving a year already )
2. Emergency Cat fund ( idea pinched from Ira 😁 ) I have pet insurance but this wouldn't cover dental treatment.
3. An envelope challenge ( not quite ready for £200 challenge ) to go towards a treat for myself ( new products from Ira 😆)
4. Continue with savings/sinking funds already established.
🌲🌲🌲🌲
I finally have 1 month ahead. I’m working on 5k in savings this year.🎄🍏
omg yesssss!! PLEASE come and visit us in Aus😍😍🥰💖💖💖
Idea for Vlogmas, bestie! Have you thought about doing an old school budget design like you did at the very beginning. Show some folks how you started?! I love to see that again.
Great goals. I finished the 52 week challenge this month. Next year doing the 26 week challenge twice. I have also set a goal to make more extra mortgage payments. I made 6 extra this year. Aiming for 8 next year
I have three of those I had gotten in the beginning of my budgeting process, but Kelsey is right, they will be GREAT for savings challenges.
🎄 my goal is to finish the emergency fund and save for driving lessons.
Great main goal for the New Year and a good amount of side goal and back burner goals. I have just finished my 50 envelope challenge and have started early on my 100 envelope challenge that I hope to finish by 2024. Good luck with your goal and hope it goes well. ❤✨🎄🌈
I'm going to use my 200 envelope challenge for a new flexible ISA in April, as the maximum in a year to put in is £20,000. I currently have £508 saved, mostly by doing the smaller amounts, and it helps me to continue saving towards this goal. From next year, what is left over from my categories each week will be moved to this challenge - currently I need the excess for Christmas this year
Loving the video. I like how you are prioritising the 20k but hope you can finish your other challenges too both the 6K and 4.5k
🎄
❤ wow big dreams
I've done 6 envelopes on the 200 envelope challenge, only 1,2,3,4,5 & 12 but its a start :)
2024 I'm going to attempt the 200 envelope challenge I think it will take 2 years.
The wild card & save 500 for Xmas using spending money & Groceries x
🎄 great goals ❤
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🎄🎄🎄🎄🎄🎄🎄🎄🎄🎄
Multi coloured top - love ittttt. I made the Instagram posts at the end ❤️🔥
My main goal next year is to pay off my £850 debt since I can’t pay off my IVA cos it’s a contract. So I’ll be putting an overpayment of £150 a month alongside the £50 I already pay to get it gone by May.
Then I want to focus on things like an emergency fund, and having money aside already for birthdays and Christmas.
I want to narrow it down and cut off my useless spending habits completely - I’m determined to give myself £20 a week spending money until May when my debt is gone and then cut it to hopefully £10 and put the spare £10 away.
I want to snowball my savings binders starting with my high priority one. I want to use the money that was to debt to go to a £1K Iris Budgets binder to save as a buffer emergency fund. I want to complete a penny savings challenge to go towards some things I want to do for my birthday in November.
I’ve got a lot of goals I want to work on, mainly my debt to be gone and to cut on useless spending.
I’m going to be using challenges to help towards my goals and try to keep things fun for me.
Another amazing video, Ira. Can’t wait to see you accomplish your goals next year. 🎄🫶🫶
Hey Bestie, I love how amazing you've done Ira and loving 2024 goals ❤Just uploaded my 2024 financial goals. Would love you to have a wee look, thank you xx
Love your goals. My plan for this year is to pay down debt as much as I can and don’t put anymore on credit cards. I’m also going to start the 200 envelope challenge, starting with stuffing 52.00 the first week of January and using the 200 challenge as a 52 week challenge instead of a 200 challenge and building it up that way. Hopefully that works for me.
Sharon, that's a good idea. Maybe I will try that!
@@stephanieparker624 I’m going to treat it like a 52 week challenge as a 200 challenge is too big for me but I still want to try and do it.
Im confused why would you not finish the 6k and 4k and then add them to the 20k challenge or do you have plans for those challenges? New to this way of saving so trying to get it right . 🎄
I think (?) because Ira has set different goals for 2024 to concentrate on, he has put the other two challenges in the other category to complete when he can. I agree with him that bigger challenges should start in January 2024 ,or even April (start of financial year ). The joy of budgeting is that you do it to suit your own circumstances & can tweak/readjust as needed.
Buh buh bye ❤❤😂
Very lofty goals bestie, however, you have made huge goals happen so I’m sure you’ll achieve it. Goals build up my RUclips page I just started as it’ll keep me on my budgeting track, pay down debt and just continue to fund sinking funds and my emergency fund.🎄
Great video and great goals for 2024. What do they say, shoot for the moon...I think you can do it! In 2024 I plan to save at least 6000 over a few savings challenges. My expenses are going to go way up so this is a good goal for me. I might try some of the 200 Envelope Challenge--we will see.🎄🎄
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