Hi! I just finished watching your video. It is so much helpful for a foreigner like me who has zero experience about mobile payment in China. You did a great job. fei chang gan xie 🙏🙏
One important thing to note: you may need to unrestrict/allow international transactions on your bank's app for the card before you can add it to Alipay. At least for me I couldn't get my card to be added until I did that.
Hi Silas, thanks for the clear explanation, (at first I was confused the top up balance using China Bank card, watched from other channels). Now I understood that top up yuan only can perform by China users. We foreigners can't top up, payment will deduct from our link bank card. I'm going to Hubei in ten days time. 😊 Thanks again!
Hi, my flight is after two months and I have no idea how to pay yet it's concerning if I chose pay , I haven't land in china yet but just in case , I opened the application and when I chose pay . sorry, overseas payment is available to verified users from china mainland only , what's the case here
What needs to be mentioned is that any money still in your Alipay Wallet is useless when you leave China. When you return back to your own country as a foreigner your money will be stuck in your account until you visit China again. I have this problem in Thailand where i have money in my Alipay Wallet but cannot transfer it to my Thai bank account or spend in 7-11. This is because it is not a Chinese bank account that is linked.
Curious, the bank cards you add, aren't they just a credit card? So your card just gets charged and Alipay is only a digital service platform. I'm new to Alipay so just genuinely curious how this could be a problem?
@roundingcorners The reason it is a problem is if anyone has a balance in their account. In Thailand I have been paid by students into my Alipay account which once it is there needs to be spent in China only. It cannot be spent in your home country or deposited back into your bank.
@@cmteacher8571 I see, makes sense if you are receiving funds but for most foreign visitors, we just want a method of payment. I would assume if a good/service is refunded, it goes directly to the card used in the account?
@@cmteacher8571that’s because it was transferred to your alipay. without chinese bank account, u can’t withdraw or topup your alipay account but this video is about using alipay in china as a tourist, and u don’t have to topup your account for that. all u need to do is link your card and it would only deduct what u used, directly from your bank. if u don’t want money in your alipay account, just don’t topup at all and ask people to not transfer money to use in alipay.
I have a friend who is 65 years old who just returned from China for holiday with his 62 years old wife. They have intended to visit for 2 weeks but after 4 days they give up and returned home. The reason is they said China is very inconvenient for them as cash is not acceptable almost everywhere. And they're too old with very knowledge of how to use the phone for payment. They keep telling people don't go to China. It's not a country for old people with no knowledge of IT or cellphone knowledge. Just too bad when they like to see China so much.
@@SilasYan , I was talking to 2 elderly retired men in the 60s in Thailand. There are actually Thai Chinese and wish to visit China on their own free and easy and not with travel agency. But they are very worried because of payment system in China. They told me they are not good in IT or phone and with very little knowledge of how to use the digital phone. They were saying why can't China make it easy for old people like them by using top up card system. A system that a visitor visiting China can buy a top up card from the airport or any entry point into China and they can use cash to top up the card and use the card like using phone with bar code. Buy, eat, scan and pay just like phone and if the cash run low in the card, they can go to the ATM and top up. Because many elderly people just don't have the knowledge of using Alipay or Wechat no matter how much you explain to them. I know of many people wanted to go to China and see China. But this cashless system have worried many people ended up they are saying travelling in China is very inconvenient as most merchandizes don't accept cash payment and even take taxi is difficult. I know one guy who travel for the first time to China last year and came back telling people no to go to China as China is not easy to travel. He took a taxi from airport to the hotel he has booked. Where he arrived at the hotel and he paid the taxi driver in cash. But the taxi driver doesn't have cash to return him the change which was about 60 yuan. He also said that finding restaurant to eat is difficult because he has to ask the restaurant first if they accept cash payment before he order his foods. He came back telling people don't go to China.
Apparently. You're telling the truth. But we can do nothing more. There were many pos machines that supports credit cards before, but people prefer to use mobile payment. And mobile payment win the game. As you described, I always recommend foreigners to get small cash like, 1/2/5/10 yuan, rather than just 50/100 yuan. Small cash will fix any payment problem. We just don't have small cash, but we all need to accept cash. If any merchant refuse to accept cash. That's illegal, Just call the police. Our government aware that the payment is a big problem for foreigners right now. So they launched some new policy about that. I believe it'll be more convenient for foreigners very soon.
Thanks Silas! I am providing my Australian mobile when registering this app, when I get to Shanghai I will get a China sim card, will the app work then?
If you just want to use online payment, you can just use your country bank card and mobile phone number. But if you can get China SIM card, it will be better for register Chinese social media platforms and data using.
@@SilasYanHi Silas, so if I want to make a purchase at a restaurant or grocery store, I cannot make payments with AliPay if I only have a forgein credit card linked?
Hi Silas, Thank you for your excellent explanation and introduction to the various apps available for foreigners in China! I have a question I hope you can help me with. If I hail a DiDi cab in China and have already registered my information and bank card on Alipay, will the transaction automatically be charged to my bank card?
Hello Silas. Firstly, thank for such detailed walk through along with an explanation why these apps are necessary when traveling to China. Secondly, I'd like to know if gift cards with the Mastercard or Visa labels are accepted by Alipay so long as said gift cards are topped up.
Yes, you can use Tourcard just in case Alipay with credit or debit card not working sometimes. Unfortunately, I live in mainland China can not access to Tourcard, so I'm not able to make a video about that in details.
I think tour card has change to Credit card direct like this. Before, we can top up our alipay wallet woth our credit card but now it seems they change to credit card binding.
Great video. Will be traveling to China early next year. I have quite a lot Yuan in paper form leftover from my last visit from 10 years ago. Since all transactions are now done using phone apps like AliPay, what can I do with them? Or where can I go to exchange my paper Yuan?
hi Silas - thanks for such detailed walk thru. I have a question - in my Alipay app, I have two options: Recharge Balance and Bank Cards. Which one do you recommend to use?
Hi Silas. I tried using Alipay in the Philippines and it doesn't work, even though I have added cards issued in the Philippines. I noticed the Wallet is zero, 0.00 no money. Is this the reason why it doesn't work? If yes, then does it mean I have to put in money into the Wallet from my bank card? How do you do that? Also, can you add debit card?
@@SilasYan hi silas, can you please elaborate more about how to use alipay for foreigners? you said that we don't need to top up, then how to pay with alipay in china? is it possible if we use international bank card(not china bank card). thanks before
We can’t top up the balance using international cards, even though we can add bank cards but is for taobao buying, can’t use for direct payment using Alipay.
Question: If I added a binding of credit card to Alipay, then, purchases with Alipay in China is just like using my credit card back in the US, am I right? Will the purchases with my Alipay in China show up on the same credit statement we see in the US, in US$ and not in RMB? According to your experience, do banks/credit cards deliberately used exchange rates favorable to themselves?
Hi! Very good informational video, but I wonder if foreigner apply for this can they use monthly installment paying when ordering, for example from Alibaba?
In some countries, like Russia, I buy a local phone and SIM card at the airport. Would that be better than using my U.S.A Android? Can I load Alipay from Bitcoin?
I uploaded my passport and completed the real-name authentication. Why when I clicked Add Bank Card, it showed that I can only add a bank card from mainland China? But I don't have one.
I'm planning to get a Chinese SIM card once in China. Which phone number do you recommend to fill in Alipay? the usual number or the temporary Chinese one?
Hi Silas, thanks for this great video! I don’t know why my friend in USA told me they downloaded the Alipay but not working in China. If I use iPhone downloaded the Alipay will it works and accept in China? For new iPhone now don’t have SIM card, how is eSim works? How to get internet data for using Alipay and internet access?
From what I know no matter WeChat or Alipay is not working for all people sometimes. Even from the same country. So I can't answer your question. If bank card can't be verified, try to use another one bank card. SIM card is only for sim code verification. I think it's doesn't matter you use sim card or eSim. If in China there are many free WiFi to can get for emergency use. Like hotel, restaurant, different types shops on the street. But I recommend you buy roaming data.
Thank you for your video. added my Visa, but it says “Your application has been submitted, but due to the requirements of the settlement bank, the card binding was not successful. We recommend using a different bank card or using an alternative payment method” what could be the problem?
Your video is very informative thanks only one thing I want to know when my international Debit card is linked with Alipay AAP then I can use it for payment in mainland China obviously my debit card account must have sufficient balance
sorry for late response. Yes, your debit card must have sufficient balance. if don't you need to use credit card. as for Alipay balance, foreigners are not able to top up to it. but it doesn't affect using payment on Alipay via credit card or debit card.
Hi, i have set up alipay qith my thai debit card. I have completed all account set up. Will it work to pay vendors and pay didi drivers wheb i go to shanghia tomorrow? Thanks
Hi mate. You get a China SIM card easily after you arrived at their airport. But, please get the SIM you required after the you get into the arrival hall, it is much cheaper. The other option is to get an eSIM from your country and no VPN required, but the downside is no local number for you to make calls.
I'll visit Shanghai at the end of the month, so this was really helpful! Do you happen to know which one (Alipay or WeChat) collects more personal information when downloading? And can I pay with Bitcoin in China (Like is is allowed?)? Thank you in advance :)
@@SilasYan Thank you for the quick response! I've seen other videos that recommend activating the "Tour Card" in Alipay to use Alipay where the combination with Visa or MasterCard is not accepted. Is this still the case?
It's like you shopping at supermarket or stores, you know how much you buy, or seller will tell you how much in total. You can always ask them how much in total before showing your code. And you can also check if it's the correct amount after QR code.
Hello Silas Yan, I do have a question for you, If my family in china can transfer some RMB to my Alipay, do I still need to scan my credit card or not?thank you in advance.
Hi friend thanks for this is really helpful how can i get in touch with you for more explanation how do i use my Nigeria MasterCard to topup my alipay account to avoid been scammed of getting rmb 😢
sounds easy, I have a UK phone and UK master and visa cards, German ID, but when I will use Alipay I need wifi otherwise I need to use a lot of mobile data, I will go as a tourist for 3 weeks, do not want a Chinese SIM
You can use free WiFi at restaurants, hotels or any physical stores when you need to pay(just ask them, they ALL provide free WiFi). However, if you want to pay for street vendors. There's no free WiFi for you to use.
But it would work anyway with the offline payment code if I read this: ??? For mobile payment platforms like WeChat and Alipay, which actually equip every user with a dedicated identifier. The name is Seed Data. It is as unique as our real life ID card. If you open the payment code to pay when there is no network, it can generate an offline code, which can help us to complete the payment process, so it can also be called offline payment. How is an offline code generated? When there is no network on the phone, the recognition system of WeChat and Alipay will generate a QR code based on the set algorithm, seed data and time, and other factors. This QR code is used for offline payments and it is the offline code. When the merchant scans the payment code, the scanning device such as a code gun will verify the offline code through the relevant algorithm. If it is verified that the offline code comes from the consumer's mobile phone, then the payment process can be confirmed and completed immediately. The offline code will be identified according to the user's identity, and is one-time, every 60 seconds will be updated, so the offline code also has a great security. Nowadays, many smartwatches rely on a similar principle, enabling users to present the payment code through the watch without a mobile phone.
Just added Visa in Mexico. But transactions from here are not allowed? Card is blocked now for alipay despite is not blocked in my bank. Can it be because I use the digital card and dynamic security number??
OMG same and I’m from Malaysia. So frustrating! Called their customer service but they cannot do anything as it involves sensitive information! Why are you guys making this hard for foreigners!!!
Hi Silas! Thanks the tutorial video and I find it helpful. I am from Malaysia and I discovered that ALIPAY will charged a additional 3% for any transaction of the amount more than RMB200 if I bind my Credit Card to Alipay. How can I avoid that?
Hello, i am Singaporean who writes and post stories in Chinese website. The editor told me they can only pay me via alipay, may i ask if it is possible for them to pay me via alipay as i do not hv bank acc in China? Thk u very much.
In order to improve better payment environment for foreigners. China government demand WeChat and Alipay to do that. Just few days ago. So it'll be so much easier and convenient very soon.
Hi, I have no credit card, because I use only debit card. Could it work? And it needs Internet to get confirmation by app for payment before pay. Which free vpn will work?
Thank you, Silas. I am visiting China soon and I have a question. I have a payoneer card which is in dollars but I am Serbian. Can I connect it to Alipay? the data (mobile number, etc) are serbian but the card is US dollar card. Could this be a problem?
@@SilasYan I succesfully connected my payoneer card to Alipay. Does this mean It will work, or it may not accept the payment while in China? Thank you for answering.
Great video thank you! a Question...it's possible try if alypay app work in italy? because this agoust i will visit china and if i try to pay something with alypay from italy...does't work
Hi, I have linked with my international bank account and verified Alipay with my passport ID. However, when I proceed to payment, the app still ask me to link with Chinese bank account. What should I do?
Hi friend, thank you for the video, I did all the ID verification steps and when i try to add my Mastercard, it says " payment environment is not secure" .. Im confused.
I just set up Alipay with a Visa. Do you know any merchants in US that will accept Alipay? so I can go to test whether I have set up correctly and it is ready to use in China?
🎁 Good Fortune & Lucky Blessings Shop 🎁
shop.chinahelp4u.com/
Thanks for the explanation. But how do one recharge Alipay without Chinese bank account?
Union pay debit card china work in Alipay?
Please i need buyer for account sell😢
Will credit card charge transaction fee ?
Hi! I just finished watching your video. It is so much helpful for a foreigner like me who has zero experience about mobile payment in China. You did a great job. fei chang gan xie 🙏🙏
bu ke qi 😄
One important thing to note: you may need to unrestrict/allow international transactions on your bank's app for the card before you can add it to Alipay. At least for me I couldn't get my card to be added until I did that.
Mine requires to confirm registration by another person using Alipay already. Can you help me complete it by scanning it please?
@@Perfect-handle Hi mate. I guess Silas is not online all the time. He can be reached by his WeChat account and he will respond from there. Cheers!
@@Perfect-handle have u fing the solution yet ? My flight is after two month and I don't know how to use it
Hi Silas, thanks for the clear explanation, (at first I was confused the top up balance using China Bank card, watched from other channels). Now I understood that top up yuan only can perform by China users. We foreigners can't top up, payment will deduct from our link bank card. I'm going to Hubei in ten days time. 😊
Thanks again!
Hi, my flight is after two months and I have no idea how to pay yet it's concerning if I chose pay , I haven't land in china yet but just in case , I opened the application and when I chose pay . sorry, overseas payment is available to verified users from china mainland only , what's the case here
thank you so much. i just tested it in australia and it actually works (waste $1.20aud) but it works
What needs to be mentioned is that any money still in your Alipay Wallet is useless when you leave China. When you return back to your own country as a foreigner your money will be stuck in your account until you visit China again. I have this problem in Thailand where i have money in my Alipay Wallet but cannot transfer it to my Thai bank account or spend in 7-11. This is because it is not a Chinese bank account that is linked.
Curious, the bank cards you add, aren't they just a credit card? So your card just gets charged and Alipay is only a digital service platform. I'm new to Alipay so just genuinely curious how this could be a problem?
@roundingcorners The reason it is a problem is if anyone has a balance in their account. In Thailand I have been paid by students into my Alipay account which once it is there needs to be spent in China only. It cannot be spent in your home country or deposited back into your bank.
@@cmteacher8571 I see, makes sense if you are receiving funds but for most foreign visitors, we just want a method of payment. I would assume if a good/service is refunded, it goes directly to the card used in the account?
@@cmteacher8571that’s because it was transferred to your alipay. without chinese bank account, u can’t withdraw or topup your alipay account but this video is about using alipay in china as a tourist, and u don’t have to topup your account for that. all u need to do is link your card and it would only deduct what u used, directly from your bank. if u don’t want money in your alipay account, just don’t topup at all and ask people to not transfer money to use in alipay.
I buy Alipay funds. But I only pay in usdt or visa card
Hiya . Magic !!! I feel much better about using Alipay after seeing this. Thankyou for your time for helping others. John
Thank you sir! I made my first alipay and enjoy shopping w it! Your tutorial is a life saver. God bless you sir🤜🤛
Great ！！！
I have a friend who is 65 years old who just returned from China for holiday with his 62 years old wife. They have intended to visit for 2 weeks but after 4 days they give up and returned home.
The reason is they said China is very inconvenient for them as cash is not acceptable almost everywhere. And they're too old with very knowledge of how to use the phone for payment.
They keep telling people don't go to China. It's not a country for old people with no knowledge of IT or cellphone knowledge.
Just too bad when they like to see China so much.
Very helpful information. You look very sincere in explanation the information. Thank you.
Thank you ❤️
@@SilasYan , I was talking to 2 elderly retired men in the 60s in Thailand. There are actually Thai Chinese and wish to visit China on their own free and easy and not with travel agency. But they are very worried because of payment system in China. They told me they are not good in IT or phone and with very little knowledge of how to use the digital phone. They were saying why can't China make it easy for old people like them by using top up card system. A system that a visitor visiting China can buy a top up card from the airport or any entry point into China and they can use cash to top up the card and use the card like using phone with bar code. Buy, eat, scan and pay just like phone and if the cash run low in the card, they can go to the ATM and top up. Because many elderly people just don't have the knowledge of using Alipay or Wechat no matter how much you explain to them. I know of many people wanted to go to China and see China. But this cashless system have worried many people ended up they are saying travelling in China is very inconvenient as most merchandizes don't accept cash payment and even take taxi is difficult. I know one guy who travel for the first time to China last year and came back telling people no to go to China as China is not easy to travel. He took a taxi from airport to the hotel he has booked. Where he arrived at the hotel and he paid the taxi driver in cash. But the taxi driver doesn't have cash to return him the change which was about 60 yuan. He also said that finding restaurant to eat is difficult because he has to ask the restaurant first if they accept cash payment before he order his foods. He came back telling people don't go to China.
Apparently. You're telling the truth. But we can do nothing more. There were many pos machines that supports credit cards before, but people prefer to use mobile payment. And mobile payment win the game.
As you described, I always recommend foreigners to get small cash like, 1/2/5/10 yuan, rather than just 50/100 yuan. Small cash will fix any payment problem. We just don't have small cash, but we all need to accept cash. If any merchant refuse to accept cash. That's illegal, Just call the police.
Our government aware that the payment is a big problem for foreigners right now. So they launched some new policy about that. I believe it'll be more convenient for foreigners very soon.
Any buyer of Ali pay am from Uganda
Just the information I needed, to the point and very informational. Thanks Silas for the video.
Thank you 😊
very helpful, thanks!
You're welcome! ♥♥
Hi, great video. Which VPN do you recommend for a visitor to China?
Hi mate. I use our local mobile network and set as international roaming, no VPN required. Second option is to a get an eSIM and no VPN required too.
Thanks Silas! I am providing my Australian mobile when registering this app, when I get to Shanghai I will get a China sim card, will the app work then?
If you just want to use online payment, you can just use your country bank card and mobile phone number. But if you can get China SIM card, it will be better for register Chinese social media platforms and data using.
@@SilasYanHi Silas, so if I want to make a purchase at a restaurant or grocery store, I cannot make payments with AliPay if I only have a forgein credit card linked?
Hi Silas
Thanks a lot for the info, it is helpful. One question,does alipay accept American express?
Seems like it works before but not now.
Hello Silas, I goinng to china in a week! and let me tell you, your videos al helping me a lot. thank you
Thanks for letting me know that 😄
Hi Silas, Your channel is perfect! I have a ask, can I use alipay HK and Macao ? or I need to download a new app ?
Hi Silas,
Thank you for your excellent explanation and introduction to the various apps available for foreigners in China! I have a question I hope you can help me with. If I hail a DiDi cab in China and have already registered my information and bank card on Alipay, will the transaction automatically be charged to my bank card?
Hi mate, I believe it will charge automatically to your bank card.
Hello Silas. Firstly, thank for such detailed walk through along with an explanation why these apps are necessary when traveling to China. Secondly, I'd like to know if gift cards with the Mastercard or Visa labels are accepted by Alipay so long as said gift cards are topped up.
Sorry, I don't familiar with gift card(never heard that). All I know is Tour Card.
Very very helpful. My son will be participating in an exchange program this summer.
Glad it was helpful!
I have a feeling I am going to meet your sun this summer 😆
Whats the difference between alipay and alipay plus? He is going to Kunming. Which one is better? @SilasYan
Thank you, that was very helpful. Would you also recommend to use the Alipay Tourcard or is this not necessary now?
Yes, you can use Tourcard just in case Alipay with credit or debit card not working sometimes. Unfortunately, I live in mainland China can not access to Tourcard, so I'm not able to make a video about that in details.
@@SilasYan Seems like tourcard isn't working anymore. Me and quite a few others seem to be having issues as of a few months ago.
I think tour card has change to Credit card direct like this. Before, we can top up our alipay wallet woth our credit card but now it seems they change to credit card binding.
Great video. Will be traveling to China early next year. I have quite a lot Yuan in paper form leftover from my last visit from 10 years ago. Since all transactions are now done using phone apps like AliPay, what can I do with them? Or where can I go to exchange my paper Yuan?
You can use them to pay for service or products in China.
Thank you very much, Silas. Very helpful video and clear instructions.
Glad it was helpful!
hi Silas - thanks for such detailed walk thru. I have a question - in my Alipay app, I have two options: Recharge Balance and Bank Cards. Which one do you recommend to use?
In general, Foreigners are not able to topup to balance directly
If you can topup to balance, it'll be so much convenient as well
@@SilasYan thanks! I guess I have to link my Visa card then.
Hello please help me 🙏 I can’t top up balance they accept only Chinese mainland cards
I have the same problem.
@@bald2boldsmp I found out that it’s impossible to use overseas card. But you can top up balance with third parties like cargo companies
I have the same problem.
Please bind your local bank card to Alipay. The bill will be charged to your card.
Hi Silas. I tried using Alipay in the Philippines and it doesn't work, even though I have added cards issued in the Philippines. I noticed the Wallet is zero, 0.00 no money. Is this the reason why it doesn't work? If yes, then does it mean I have to put in money into the Wallet from my bank card? How do you do that?
Also, can you add debit card?
no need to top-up, you pay thorough credit card directly by Alipay
@@SilasYan hi silas, can you please elaborate more about how to use alipay for foreigners? you said that we don't need to top up, then how to pay with alipay in china? is it possible if we use international bank card(not china bank card). thanks before
Is there any way to transfer your cash to ali pay?
did you find how?
Very helpful, What VPN do you recommend please
We can’t top up the balance using international cards, even though we can add bank cards but is for taobao buying, can’t use for direct payment using Alipay.
I have the same problem
So we can scan a vendor and send money to them unless we are in China?
u can’t topup but u don’t have to topup if you’re visiting china. u just have to link the card and u can start paying.
@@moxizishi No
Question: If I added a binding of credit card to Alipay, then, purchases with Alipay in China is just like using my credit card back in the US, am I right?
Will the purchases with my Alipay in China show up on the same credit statement we see in the US, in US$ and not in RMB? According to your experience, do banks/credit cards deliberately used exchange rates favorable to themselves?
Hi! Very good informational video, but I wonder if foreigner apply for this can they use monthly installment paying when ordering, for example from Alibaba?
Alibaba has much more payment options. 1688 is available for Alipay only. Foreigners can't pay on 1688 directly
Thanks for the video Silas! It is very helpful!
My pleasure!
In some countries, like Russia, I buy a local phone and SIM card at the airport. Would that be better than using my U.S.A Android? Can I load Alipay from Bitcoin?
Thank you so much. Your videos are always helpful ❤.
❤️❤️❤️
I uploaded my passport and completed the real-name authentication. Why when I clicked Add Bank Card, it showed that I can only add a bank card from mainland China? But I don't have one.
@SilasYan an answer please.
Hi mate. Please delete the APPS and reinstall again. May be you missed a step or so. Or, you can check other RUclips tutorial on this matter.
VPN in China ? Plz tell me ? 🤗
I'm planning to get a Chinese SIM card once in China. Which phone number do you recommend to fill in Alipay? the usual number or the temporary Chinese one?
You probably can only get a temporary phone number in general. Due to strict mobile phone ID verification in China.
@@SilasYan So which one should I use for Alipay?
Just use the phone number you're using now. If failed, you can try to get a Chinese SIM card when you are physically in China
Hi Silas, thanks for this great video! I don’t know why my friend in USA told me they downloaded the Alipay but not working in China. If I use iPhone downloaded the Alipay will it works and accept in China? For new iPhone now don’t have SIM card, how is eSim works? How to get internet data for using Alipay and internet access?
From what I know no matter WeChat or Alipay is not working for all people sometimes. Even from the same country. So I can't answer your question. If bank card can't be verified, try to use another one bank card. SIM card is only for sim code verification. I think it's doesn't matter you use sim card or eSim.
If in China there are many free WiFi to can get for emergency use. Like hotel, restaurant, different types shops on the street. But I recommend you buy roaming data.
Hi ! 🤗 It is very difficult to rent a room in China . What sites are there in English ?
I am from Estonia 😊
Thank you for your video. added my Visa, but it says “Your application has been submitted, but due to the requirements of the settlement bank, the card binding was not successful. We recommend using a different bank card or using an alternative payment method” what could be the problem?
Your Bank cards issuer not allowed
Your video is very informative thanks only one thing I want to know when my international Debit card is linked with Alipay AAP then I can use it for payment in mainland China obviously my debit card account must have sufficient balance
sorry for late response. Yes, your debit card must have sufficient balance. if don't you need to use credit card. as for Alipay balance, foreigners are not able to top up to it. but it doesn't affect using payment on Alipay via credit card or debit card.
Hi, i have set up alipay qith my thai debit card. I have completed all account set up. Will it work to pay vendors and pay didi drivers wheb i go to shanghia tomorrow? Thanks
It should work, if not you can try link credit card
Hi, do l need internet to use Alipay in China? If yes, how can buy Chinies simcard for internet witout using Alipay?
Hi mate. You get a China SIM card easily after you arrived at their airport. But, please get the SIM you required after the you get into the arrival hall, it is much cheaper. The other option is to get an eSIM from your country and no VPN required, but the downside is no local number for you to make calls.
@turbojim555 thanks a lot
I'll visit Shanghai at the end of the month, so this was really helpful! Do you happen to know which one (Alipay or WeChat) collects more personal information when downloading? And can I pay with Bitcoin in China (Like is is allowed?)? Thank you in advance :)
Bitcoin is not allowed in China. If you can't read Chinese character. I recommend you use Alipay
@@SilasYan Thank you for the quick response! I've seen other videos that recommend activating the "Tour Card" in Alipay to use Alipay where the combination with Visa or MasterCard is not accepted. Is this still the case?
hi , thanks from france , at what time I can know the amout I have to pay , after the QR code ,or before?thanks
It's like you shopping at supermarket or stores, you know how much you buy, or seller will tell you how much in total. You can always ask them how much in total before showing your code. And you can also check if it's the correct amount after QR code.
Hello friend, I’m in Africa, Mozambique, I want to use alipay to make payment to suppliers but alipay is not accepting
What's the amount of money you want to transfer?
@@SilasYandear I also have same problem from Saudi Arabia
mine also,from malaysia
@@SilasYan 698rmb
@@azerasari1543alipay international version only works in china
Are there any service fees for each transaction except foreign exchange fee charged by credit card ?
Hello Silas Yan, I do have a question for you, If my family in china can transfer some RMB to my Alipay, do I still need to scan my credit card or not?thank you in advance.
You just need to verify your identity on Alipay. General speaking, You can use balance that your family transfer to you.
@@SilasYan can you tell me how to verify my identity on Alipay? thank you
I've shown that in this video. You need to upload your passport to verify that. If you are Chinese resident, you need to upload 身份证 🆔
@@SilasYan thank you very much
Thank you for the video. Does this work for when paying on 1688?
If you need to buy in bulk or wholesale . Contact me 👌
@@SilasYanI need to buy wholesale from 1688
I can help you with that. I'm good at sourcing products and find factories in China. Do you have WeChat? Add me on WeChat
@@SilasYan please send me your wechat id
Awesome walk-through sir!
Glad you enjoyed it
Thanks for the information, it helps! 🙏
How much does alipay charge for exchanging currency?? Thanks for the video!!
3% fee over 200 RMB. 0 fee under 200 RMB
@@SilasYan thank you so much!!
how do you know if Alipay accepted you or not
does Alipay work at Disneyland?
Hi there which Alipay App I should download for use am from Sydney Australia . Thanks
if you need services or purchasing from mainland China, then you need mainland China version.
As a foreigner, Can i ask if i am able to receive and send money in alipay?
Hi friend thanks for this is really helpful how can i get in touch with you for more explanation how do i use my Nigeria MasterCard to topup my alipay account to avoid been scammed of getting rmb 😢
Can I use this also in Russia ?
That’s a union pay payment
Can you make a video about the best ways to transfer money from other countries to China
Tnx Brother..New subscriber ❤❤❤
Thank you so much. Really helpful 👍
Glad it was helpful!
Hi, can I convert my cny in alipay to Philippine peso?
sounds easy, I have a UK phone and UK master and visa cards, German ID, but when I will use Alipay I need wifi otherwise I need to use a lot of mobile data, I will go as a tourist for 3 weeks, do not want a Chinese SIM
You can use free WiFi at restaurants, hotels or any physical stores when you need to pay(just ask them, they ALL provide free WiFi). However, if you want to pay for street vendors. There's no free WiFi for you to use.
But it would work anyway with the offline payment code if I read this: ???
For mobile payment platforms like WeChat and Alipay, which actually equip every user with a dedicated identifier. The name is Seed Data. It is as unique as our real life ID card.
If you open the payment code to pay when there is no network, it can generate an offline code, which can help us to complete the payment process, so it can also be called offline payment.
How is an offline code generated?
When there is no network on the phone, the recognition system of WeChat and Alipay will generate a QR code based on the set algorithm, seed data and time, and other factors.
This QR code is used for offline payments and it is the offline code.
When the merchant scans the payment code, the scanning device such as a code gun will verify the offline code through the relevant algorithm.
If it is verified that the offline code comes from the consumer's mobile phone, then the payment process can be confirmed and completed immediately.
The offline code will be identified according to the user's identity, and is one-time, every 60 seconds will be updated, so the offline code also has a great security.
Nowadays, many smartwatches rely on a similar principle, enabling users to present the payment code through the watch without a mobile phone.
It's valid for alipay card Revolut?
Thank you for your video! Wery helpful 😊
Glad it was helpful!
Can i use my Nigeria bank Card to pay in aliphatic
Very helpful, thank you !!
you're welcome!!!
Just added Visa in Mexico. But transactions from here are not allowed? Card is blocked now for alipay despite is not blocked in my bank. Can it be because I use the digital card and dynamic security number??
I have Alipay here in China,Can I used Alipay for Amazon online selling internationally ..pls tell me guys I m struck with banking systems herw😢
Thanks bro. But tourcard cannot be opened due to verification code not coming to mobile. I am from Bangladesh.
OMG same and I’m from Malaysia. So frustrating! Called their customer service but they cannot do anything as it involves sensitive information! Why are you guys making this hard for foreigners!!!
Hi Silas! Thanks the tutorial video and I find it helpful. I am from Malaysia and I discovered that ALIPAY will charged a additional 3% for any transaction of the amount more than RMB200 if I bind my Credit Card to Alipay. How can I avoid that?
its your bank charge your fee
How much can I use daily within China through a card when activated on the Alipay application? 0:10
no passport verified = 15,000 RMB all-time
passport verified = 50,000 RMB monthly, 3,000 max RMB transaction on Alipay
@@insurenchallengerI want to sell Alipay account
Hello, i am Singaporean who writes and post stories in Chinese website. The editor told me they can only pay me via alipay, may i ask if it is possible for them to pay me via alipay as i do not hv bank acc in China? Thk u very much.
foreigners are not able to get transaction directly on Alipay or WeChat Pay.
Can I use this to buy in app purchases for mobile Chinese game-clash of Kings? From USA
I don't familiar with game. NOTE: if the game was launched in China market only. then it requires Chinese ID verification (child protection)
I used to live in China, had a Chinese bank card, but now it won’t let me use it to pay for things.
Can you help me?
Studying Visa or working Visa used for applying Chinese bank card?
thanks I hope this works when Im in china next vacations...
In order to improve better payment environment for foreigners. China government demand WeChat and Alipay to do that. Just few days ago. So it'll be so much easier and convenient very soon.
Why is the telephone verification number not working for tour pass?
Beautiful explanation, thank you. I have a problem with Alipay. Can you help?
Thanks, what can I do for you?
I have problem paying for my 1688 through Alipay, it keep requesting for bank card, instead of using balance
1688 forbidden foreigners to use. So you can not pay directly.
What unprocessed money can still be returned
can i send money with slovenian card to friend in filipins? paypal needs me to livve in slovenia where is my card from
Hi, I have no credit card, because I use only debit card. Could it work?
And it needs Internet to get confirmation by app for payment before pay. Which free vpn will work?
Can I sell my account by completing the KYC??
Sir, one question.
With Alipay app linked up to our foreign credit card, do we still need to subscribe to Alipay Tour Card?
Thank you
you can do both just incase one is not working
@Silas Yan, can you make payments using Alipay without passport verification ?
you can't. you must verify passport if you're don't have Chinese ID
Hi, is there additional fee from Alipay if I use my VISA or Mastercard tie to AliPay?
If pay through credit card under 200 yuan, then no fee. If over 200 yuan 3% fee rate.
@@SilasYan Many thanks for your prompt reply.
How to subscribe indonesia drama movie using alipay here in hk? thanks
This is very helpful ... thank you :)
Glad it was helpful!
Thank you, Silas.
I am visiting China soon and I have a question.
I have a payoneer card which is in dollars but I am Serbian. Can I connect it to Alipay? the data (mobile number, etc) are serbian but the card is US dollar card.
Could this be a problem?
I think it's not working, it should be Bank cards not third party payment gateway.
@@SilasYan I succesfully connected my payoneer card to Alipay.
Does this mean It will work, or it may not accept the payment while in China?
Thank you for answering.
Thank you so much thia vidwo is so helpfull
Thank you, extremely helpful
You're welcome!
Great video thank you! a Question...it's possible try if alypay app work in italy? because this agoust i will visit china and if i try to pay something with alypay from italy...does't work
If you visit China, it should work as long you verified Alipay account and add bank card successfully.
@@SilasYan thank you so mutch!
@@SilasYan thank you so mutch! i think it's all correct 'cause i don't see any problems in my account page into the app.
Hi must we activate our Alipay by purchasing something in our own country before we fly to China?
You can do it anytime. Some people can't even add bank card to Alipay then they need to figure out other ways. Just be prepared for visiting China.
Hi, I have linked with my international bank account and verified Alipay with my passport ID. However, when I proceed to payment, the app still ask me to link with Chinese bank account. What should I do?
Hi friend, thank you for the video, I did all the ID verification steps and when i try to add my Mastercard, it says " payment environment is not secure" .. Im confused.
Or should I wait until im in china to do so ?
You can also try Visa card, other Bank cards. Yes, in general it'll work when you are physically in China.
Union pay debit card china work in alipay?
Does alipay charges annual fees?
@@userisnomore2850 no annual fee
Can i use it outside china or no for visitors
Currently only for paying in China. Can't use it outside of China or money transfer
hi. i make everything and when i want to upload passport picture in tour card cannot . can you help me?
I finished watching this video 10/10 session
Appreciate that !!!
Hi. How about receiving payments?
No. Alipay for foreigners is only for purchase payment, no cash transfer unless you open a China bank account and bind your card to Alipay.
I just set up Alipay with a Visa. Do you know any merchants in US that will accept Alipay? so I can go to test whether I have set up correctly and it is ready to use in China?
Foreigners not allowed to use Alipay or WeChat Pay outside of China. You can only test Chinese merchant not US. local merchant. It's not working