I'm $60,000 In Credit Card Debt, Is This The Best Way To Get Out?

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  • Опубликовано: 27 ноя 2024

Комментарии • 357

  • @onceuponasavage
    @onceuponasavage 2 года назад +177

    100k before taxes and 100k after taxes is a big difference 🤷🏾‍♂️

    • @grantv2313
      @grantv2313 10 месяцев назад +17

      I say that every time I watch this show . They pretend like that’s all take home. Income is about 65% of my gross for me and I’ve got bare minimum taxes coming out.

    • @Rosinronin
      @Rosinronin 9 месяцев назад

      @@grantv2313that's tough I keep 80% of my paycheck after taxes in Nevada on 80k but there's also no state or local income taxes

    • @mad2msu
      @mad2msu 9 месяцев назад +5

      I always wonder if that’s their gross or net income when they answer that question.

    • @myytchannel6632
      @myytchannel6632 9 месяцев назад +7

      ​@@mad2msu They often say their GROSS income. Which is truly different from take home. Her take home may be $70,000 or less.

    • @USMC6976
      @USMC6976 9 месяцев назад +4

      Unless the person says GROSS, they are asked by the call screener to give their net.

  • @timothyp9252
    @timothyp9252 2 года назад +86

    he knows when a caller can handle some tough love and when they cannot. he was very encouraging even though he doesn't truly believe that she will follow his plan.

    • @Victic005
      @Victic005 2 года назад +6

      She's going to reach $100k debt.

    • @dacianbonta2840
      @dacianbonta2840 9 месяцев назад

      nah, massa Ram"say just doling out the current gendered double standard
      (parcel of the WASP attack on family and society)
      if females hip to the tough life in these streets, wouldn't have dievorce filed by females.80%
      like this bozo here

  • @Black_Jesus3005
    @Black_Jesus3005 2 года назад +148

    Fighting that person in the mirror is probably the hardest part. I’m going through that now lol. You’ve got this Courtney!

    • @muradshawar
      @muradshawar 2 года назад +2

      I dont feel bad for someone making 100k when the average American makes 30-40 and has the same debt cry me a river

    • @l.sanders5921
      @l.sanders5921 Год назад +1

      @@muradshawar Its not about the money; I know what place Courtney was in emotionally. One thing I realize; the employer does not give you the yearly salary upfront. Those big numbers does a psychology flip in your mind.

  • @mistiinseattle
    @mistiinseattle 2 года назад +236

    She makes $100k a year and with a low house payment there is no reason she can't live very well on this and pay off her debt.

    • @BlackBruceLeeTheGreatDekuTree
      @BlackBruceLeeTheGreatDekuTree 2 года назад +25

      I think she has other debt that probably wasn't mentioned like I can almost guarantee she has a car loan over 35k

    • @iamme7664
      @iamme7664 2 года назад +17

      @@BlackBruceLeeTheGreatDekuTree or an expensive shopping habit..

    • @BlackBruceLeeTheGreatDekuTree
      @BlackBruceLeeTheGreatDekuTree 2 года назад +3

      @@iamme7664 That's without a doubt!

    • @doomslayerforever2858
      @doomslayerforever2858 2 года назад +3

      @@BlackBruceLeeTheGreatDekuTree 80k i can tell shes that kinda woman

    • @miamielite7773
      @miamielite7773 2 года назад +12

      @@doomslayerforever2858 Yep, she got an Mercedes-Benz with a 800 car payment for sure.

  • @david100483
    @david100483 Год назад +77

    Yikes 60k is a lot in cc debt. Totally doable tho! I did it in two years, over $45k in debt and half the income 10 years ago. It felt great tackling the debt and taking full control of my finances, learned a valuable lesson in my 20s…never again will credit card debt own me! ✌️

    • @tamiz8895
      @tamiz8895 10 месяцев назад +2

      That’s a lot of money. And then the interest adds to it especially if she’s only paying the minimum. It would take her decades to pay on cards that she’s not using. If she continues to use them the situation is even more dire. She obviously needs to change her outlook financially to secure a future for herself and her family.

    • @marimarsilva4629
      @marimarsilva4629 9 месяцев назад +6

      You gave me hope ❤ I only
      Have 14k in debt and sometimes I feel like I’m doomed I make 60k roughly but in CA it ain’t much

    • @david100483
      @david100483 9 месяцев назад

      @@marimarsilva4629 hang in there! Hardest thing is adjusting to a very rigid spending habit, it feels much better once you start seeing a little bit of a cushion build and debt coming down!

    • @carlosortega5592
      @carlosortega5592 9 месяцев назад +4

      I’m in this journey right now bro and I recognize it’s all my fault just trying to get out this hole I’ve dug

    • @bribri7344
      @bribri7344 7 месяцев назад +2

      We are in debt $50,000, and the interest is so high. We are trying to decide if we should try to pay it off or file bankruptcy

  • @laurab4570
    @laurab4570 2 года назад +26

    He was so nice to her, he asked if he could be mean… he wasn’t at all. That’s really nice and I hope it helps her. Sometimes people need tough love, but they also deserve compassion.
    Courtney- if you are reading this, please also look into The Budget Mom as well.

    • @RaymondDawson-v2w
      @RaymondDawson-v2w 8 дней назад

      No,he was being the brown-noser SIMP he's always been. She makes $100,000 owes $60,000 in credit card debt. Does she need advice to pay back what SHE owes? And FYI, WTF does a divorce have to do with her being an irresponsible screwups?

  • @shrimuyopa8117
    @shrimuyopa8117 2 года назад +246

    She doesn't realize it yet but she has a GREAT thing going for her. Clean up this debt and life is going to look great for her with the income and home that she owns! I am excited for her.

    • @jimroscovius
      @jimroscovius 2 года назад +13

      IF she follows the plan.

    • @clarifyingquestions
      @clarifyingquestions 2 года назад +5

      Love this comment!!

    • @daebak7370
      @daebak7370 2 года назад +5

      Life isn't going to be great for nobody. We are on door step of tribulation period.

    • @mmp495
      @mmp495 Год назад

      💯💯💯

    • @chrisconsorte7893
      @chrisconsorte7893 Год назад

      Absolutely, once she clears out her debt, she’ll be fine!

  • @dwd1968
    @dwd1968 2 года назад +68

    I worked a 2nd job for over a year and used all of that money 💰 to get out of debt

    • @Artbynbru
      @Artbynbru 11 месяцев назад

      What did you do as your second job?

    • @MsVarie
      @MsVarie 9 месяцев назад +1

      I hear about second jobs a lot from the USA, do you guys not get taxed highly for a second job?
      I worked a second job and by the time the pay came it wasn’t worth it. It was £11 per hour but after tax because it was a second job I had like £5 😢

    • @richardoa623
      @richardoa623 8 месяцев назад

      ​@MsVarie No you pretty much get taxed the same...

    • @jetski1562
      @jetski1562 7 месяцев назад

      Gotta do what u gotta do sometimes man but its well worth it

  • @SneakyGenius
    @SneakyGenius 2 года назад +284

    I love this show. Its helping me get out of my mess.

    • @musicpro7278
      @musicpro7278 2 года назад +1

      You shouldn't have got in that mess to begin with

    • @SneakyGenius
      @SneakyGenius 2 года назад +39

      @@musicpro7278 I'm a human being we all make mistakes, I'm sure you have regrets too.

    • @joshuaswanson4789
      @joshuaswanson4789 2 года назад +20

      @@musicpro7278 thanks captain obvious. You’ve never made less than ideal choices?

    • @musicpro7278
      @musicpro7278 2 года назад +1

      @@joshuaswanson4789 yes but not once I can't control like when it comes to money

    • @markmark123412341
      @markmark123412341 2 года назад +5

      @@musicpro7278 Well TEACH US how to get out of debt then since you so good at it, since you know HOW to stay out of debt buck! Lol

  • @diamonddre4626
    @diamonddre4626 2 года назад +46

    Adversity introduced me to the brown rice and black beans diet. Not only did this diet help me get through financial difficulty, I also came out of the situation with big muscle 😃😃

    • @KC-dr3cg
      @KC-dr3cg 2 года назад +3

      And cut your electric expense, reduce your food budget, dont drive your car except in absolutely needed..

  • @ce_mac207
    @ce_mac207 4 месяца назад +1

    Dave’s right- paying back debt fast and making a sacrifice is a great teacher

  • @canadianjatti
    @canadianjatti 2 года назад +23

    I can't relate to people with incomes like like and debt this relatively low not being able to see the way out....it is actually not that bad of a situation....

  • @chiday4947
    @chiday4947 2 года назад +34

    Live the free agent lifestyle fellas.

  • @mr.boostang2064
    @mr.boostang2064 2 года назад +330

    $60k sheesh I was panicking on a $600 card 😅

    • @laneesha1000
      @laneesha1000 2 года назад +15

      😂😂😂this video calmed me down😂

    • @matthewlangley3524
      @matthewlangley3524 2 года назад +34

      Stay motivated. Just because someone else has more debt, doesn't make it easy on you.

    • @EarlyBirdCraft
      @EarlyBirdCraft 2 года назад +10

      600$ cc debt is still pretty high

    • @mr.boostang2064
      @mr.boostang2064 2 года назад +18

      @@EarlyBirdCraft it is, paid it off yesterday in full 🙌

    • @Gheuns3251
      @Gheuns3251 2 года назад +20

      $600 can easily run up 6,000 in a few months if you let it get out of hand .

  • @fragile00
    @fragile00 2 года назад +114

    I may not agree with Dave on everything but this message is exactly why I absolutely respect him. Great advice and great mentality to get back on your feet.

    • @pattyajones
      @pattyajones 2 года назад +3

      Same.

    • @louannhuber2651
      @louannhuber2651 2 года назад

      Not sure I respect him yet, but this was great advice. He was honest, encouraging and comforting at the same time.

    • @MomoHitsujiOwO
      @MomoHitsujiOwO 2 года назад +1

      Same, I don’t agree all the time but it’s always good to see this side of him and an alternative perspective on finances

  • @dagobello
    @dagobello Год назад +16

    Dave needs to start asking for after tax and deduction income and not just plugging the 100K into the formula

    • @Josh-179
      @Josh-179 Год назад +1

      I've always noticed he does this. He talks as if the gross is all available to tackle the debr being discussed. $100K = maybe $70K once the government gets their hands on it.

    • @thelmaleader7743
      @thelmaleader7743 11 месяцев назад +1

      I always think the same runny, I made $64,000 but actualized income with deductions is $47,000, that makes a difference

  • @danielvasquez3758
    @danielvasquez3758 2 года назад +30

    No faking your death is never the answer!! You got to tackle it the old fashion way!! Knock it out while facing it!!

  • @CarolinagirlSSS
    @CarolinagirlSSS 2 года назад +17

    Thanks for sharing this . Right on time for me! Good for you Courtney! We can do it !

  • @joepic85
    @joepic85 9 месяцев назад +6

    60,000 credit cards I can see why he divorced her

  • @Cheezclown
    @Cheezclown 2 года назад +15

    There are many, many well educated people out there who make far less than her. She needs to get help for her shopping addiction and get back to work.

    • @kbanghart
      @kbanghart 2 года назад +1

      and with a kid involved, and the ex, lots of times parents get into a war after they split as to who can be the "fun parent" which can really kill a budget, especially if the x is out there showering money on the kid and looking good while you're looking like you're scraping by. That really should have been mentioned in this video, but it's understandable that Dave can't cover all the aspects. My wife and I went through that for a while.

    • @christiantuininga7298
      @christiantuininga7298 2 года назад +2

      Yes when I hear 100k it makes me think she’s not going to be the best at beans and rice. I make 40k...45 including my 2ndpart time job. Canadian. In expensive Canada. So I actually know why it’s like to budget and eat beans and rice. Cuz I’ve had to. But no debt. Because I’ve always lived frugally. Didn’t even get a cell phone til I was 40 because even tho I wanted one I didn’t need it. And it was an expense. Didn’t buy cable. Didn’t shop or go out much. It’s all possible...if u choose to just spend what u have to spend and not spend more. (This is typically...there are exceptions like tragedies and disasters that are out of our control and make sticking to the budget impossible...but those are rare). And of course I grew up with privilege like a decent brain and skills. And parents that loved me. Not money. But support. So I learned how to budget and sacrifice. I haven’t walked in others shoes. So I’m not trying to shame anyone...just suggesting that living simply with very little can be freeing and fun and fine.

  • @mmccown1
    @mmccown1 2 года назад +58

    How do these people who can't manage their finances get such high paying jobs? Baffles me.

    • @JoannaSelvan
      @JoannaSelvan 2 года назад +34

      Stress, poor mental health, bad coping mechanisms like shopping addiction, lifestyle inflation, feeling the need to fit in.

    • @davijerr
      @davijerr 2 года назад +3

      😆😆😆 exactly.

    • @bt2598
      @bt2598 2 года назад +26

      Lifestyle creep. We are in a society that tells you get the good paying job and buy the house and the car and the nice clothes and go out to eat and show everyone youre doing it so they can do it too. Without realizing a lot of people don’t save or manage their money. They live on what they earn, paycheck to paycheck

    • @mohammadwasilliterate8037
      @mohammadwasilliterate8037 2 года назад

      Stupidity, 🤣😂🤣

    • @stevenporter863
      @stevenporter863 2 года назад +12

      Someone else said ' lifestyle creep ' and also being good at a job doesn't mean being good at managing your life. Example Dave always gives is doctors.

  • @shamblesman
    @shamblesman 2 года назад +5

    Brilliant advice......beans and rice.....excellent.

  • @manuelusg
    @manuelusg 2 года назад +10

    Rice & Beans, Beans & Rice

  • @Jay-pf2cn
    @Jay-pf2cn 2 года назад +37

    I’ll bet all of that 60k in CC debt is a bunch of silly stuff.

    • @fragile00
      @fragile00 2 года назад +3

      A silly debt made out of silly spending. Who would have thought.

    • @melifter8897
      @melifter8897 2 года назад +2

      Definitely. Clothing out the max, cruise ship vacations, restaurants, etc.

    • @cjhoward409
      @cjhoward409 Год назад +4

      Expensive makeup, nails, spa, fancy $10 coffees. 😂

    • @jd4064
      @jd4064 4 месяца назад

      99% of time its all silly

  • @zachingram7522
    @zachingram7522 10 месяцев назад +1

    I don’t understand how people call into this show and not have a real good idea what the answer will be.

  • @HEC892
    @HEC892 2 года назад +8

    I don’t think they are considering the child and how much she pays a month for child care….

  • @alqoshgirl
    @alqoshgirl 2 года назад +6

    I’m confused why she won’t be able to pay off her debt. She makes a lot of money, and has a low house debt and even her 60k is not a lot. Where is she spending all her money on?

  • @catlady2795
    @catlady2795 2 года назад +21

    I am really confused by this call, wish there were more information. Her house is affordable, her income is good, not sure why she can't get out of the hole or how she got into it in the first place.

    • @misa5941
      @misa5941 2 года назад +13

      She spends too much. Fairly simple really.

    • @kbanghart
      @kbanghart 2 года назад +1

      @@misa5941 and with a kid involved, and the ex, lots of times parents get into a war after they split as to who can be the "fun parent" which can really kill a budget, especially if the x is out there showering money on the kid and looking good while you're looking like you're scraping by. That really should have been mentioned in this video, but it's understandable that Dave can't cover all the aspects. My wife and I went through that for a while.

  • @matthewwilliams9200
    @matthewwilliams9200 2 года назад +6

    Lol shes insane taking 60k unsecured debt and attaching that to your home is insanity

  • @XxsoonerbornxX
    @XxsoonerbornxX Год назад +4

    Every person that calls in says they make $100k. Bullshit. The median income is like $40k. It’s ridiculous. Just be truthful.

  • @lashandafriedrich1414
    @lashandafriedrich1414 2 года назад +6

    What a great call and great supportive energy!

  • @MaxMonsterGaming
    @MaxMonsterGaming 2 года назад +9

    Pretty obvious the guy wanted to divorce.

  • @hopiegriffiths5301
    @hopiegriffiths5301 7 месяцев назад +1

    I will tell me money all the correct thing to do .. i will get out of debts. and be financially responsible and free and successful!!❤

  • @xmalcom650
    @xmalcom650 2 года назад +34

    100k a year and 60 in debt. How does this happen ?

    • @lionheart93
      @lionheart93 2 года назад

      Stupid that’s y

    • @barbieblue3336
      @barbieblue3336 2 года назад +14

      Easy. But not responsible

    • @richthepup
      @richthepup 2 года назад

      No I’m asking the same question. Did you buy a car on cc? How logistically do you get to that level ?

    • @thunderspence8183
      @thunderspence8183 2 года назад +5

      Pretending they can afford the monthly payments.

    • @canadianjatti
      @canadianjatti 2 года назад +6

      @@richthepup a lot of it is now interest because shes only paying the minimum each month. Purchases add up if you are living above your means. A couch is $5000 here . Maybe clothes for her and the kids. Electronics. Car Repairs. Eating out. the list goes on....

  • @yoshit9819
    @yoshit9819 Год назад +6

    I don't know who she was married but from the sounds of it the guy is better off

  • @ruthlessreid9172
    @ruthlessreid9172 9 месяцев назад +3

    Another government employee...shocker.

  • @dynamics9000
    @dynamics9000 2 года назад +5

    thanks for sharing. one of the best videos I have watched today.

  • @jimroscovius
    @jimroscovius Год назад +1

    Some people just have no common sense!!

  • @Albert12893
    @Albert12893 2 года назад +6

    Wouldn’t be able to sleep

  • @FloridaMark1611
    @FloridaMark1611 2 месяца назад +1

    It's been 2 years, hopefully she won the battle.

  • @kbanghart
    @kbanghart 2 года назад +17

    Dave doesn't mention the family dynamic here. With a kid involved, and the ex, lots of times parents get into a war after they split as to who can be the "fun parent" which can really kill a budget, especially if the ex is out there showering money on the kid and looking good while you're looking like you're scraping by. That really should have been mentioned in this video, but it's understandable that Dave can't cover all the aspects. My wife and I went through that for a while. Single folks wouldn't really understand. Since the kid is only three now, this lady has years of this to deal with.

    • @marnarenteria4203
      @marnarenteria4203 2 года назад +2

      I think after all these years of giving advice, he knows that possibility, but she has to overcome that. It doesn't take thousands of dollars a month to be a fun parent to a 3-year-old. Experiences and time spent count, too.

    • @kbanghart
      @kbanghart 2 года назад +2

      @@marnarenteria4203 that's true, but that takes a long time for some people to understand when there is jealousy or anger involved, etc.

    • @Carmen88888
      @Carmen88888 9 месяцев назад

      So true!
      I have a friend who was raising her son with very little support from her ex because he worked under the table as much as possible.
      He became the fun dad with UTVs and big televisions, and the kid went to live with him.
      Once the dad got xoustody you bet your behind he went for all the support he could- and got it since legally it looked like he was low income.
      He became “Disneyland Dad”.
      And does he help with the grandkids?
      Not a bit, while she has throttled back her business to help babysit them

  • @MrDmoney1984
    @MrDmoney1984 Год назад +1

    I started to listen to these shows for a few weeks now, man how do these callers have 6 figure jobs and in debt…I don’t need fancy clothes, 6 bedroom house on the hills, or a brand new car every 2 years.. I can’t bring a car into the movies or into a restaurant to have dinner with

  • @rickysekhon5706
    @rickysekhon5706 8 дней назад

    Living dept free is your living in your own home even if that is rental.🍁

  • @mannyjeanpierre4062
    @mannyjeanpierre4062 2 года назад +14

    Ex husband dodged a bullet!!!!

  • @isaacl6402
    @isaacl6402 4 месяца назад

    It’s always funny when this question comes up. What do you do? You pay your debt. You pay back the money you spent. And then stop spending money that isn’t yours. How hard is that

  • @eugenegutierrez5106
    @eugenegutierrez5106 Год назад +2

    I’d be worried if I don’t have a stable career job with this credit card debt.

  • @ChinoEEE
    @ChinoEEE 2 года назад +6

    with that income she can do it 👍

  • @PInk77W1
    @PInk77W1 3 месяца назад

    Write down a calendar
    Every month have as a goal
    $1000 less in CC debt

  • @vijayvarghese1652
    @vijayvarghese1652 9 месяцев назад +2

    Beans and rice. Rice and beans

  • @chevysaregr8
    @chevysaregr8 11 месяцев назад +7

    she ran up the credit cards during the divorce and hoped her ex husband would have been on the hook for it. i've seen it many times, truly evil woman

  • @eurotrash55
    @eurotrash55 8 месяцев назад +1

    "I bought my house..."
    "WE bought the house."
    "No, I bought it before I was married"
    "Oh."
    Lmfao. Stop trying to finish people's thoughts.

  • @tracyd2598
    @tracyd2598 2 года назад +11

    What do you do when you're on disability, and can't work to pay debt down? I hate being in debt. Some of it is from buying decent food, and supplements to restore my health. Insurance doesn't cover supplements, and I'm allergic to a lot of meds.

    • @hastycontemplation
      @hastycontemplation 2 года назад +1

      Fasting can help with health issues and it is free, no spending on supplements or food.

    • @bjkarana
      @bjkarana 2 года назад

      Bankruptcy?

    • @tracyd2598
      @tracyd2598 2 года назад

      @@hastycontemplation I can't function without them...
      I already do. No eating out either...

    • @last_samurai6690
      @last_samurai6690 2 года назад +1

      Tough is you have a disability. But if it is a physical disability say one got a leg injury but can still do a desk job, maybe doing something desky would help.

  • @everydaydadfixinit4803
    @everydaydadfixinit4803 Год назад

    She ain't ready

  • @tom41639
    @tom41639 Год назад +3

    There was a zero percent chance she would do this before Dave’s advice, and probably only 20% after it.

  • @baconator1550
    @baconator1550 2 года назад +1

    Home is where you make it, people.

  • @Boosted-truck
    @Boosted-truck Год назад

    I’m just happen that someone mention using chapters and BAM Dave has chapters!

  • @c.d.willis4278
    @c.d.willis4278 3 месяца назад

    The kid is 3; child support will provide you with a 15 year annuity. 500 to 750 per month should take care of it .

  • @blackmantravel6954
    @blackmantravel6954 10 месяцев назад +1

    She’s not going to do it. She loves going out

  • @fernando3061
    @fernando3061 4 месяца назад +1

    I can tell by her tone, she's not a listener.

  • @Rashaadthegr8
    @Rashaadthegr8 2 года назад +19

    Never get into debt and if u do don't date until you debt free.

  • @CurlyStruggles
    @CurlyStruggles 2 года назад +36

    I feel uncomfortable when I’m not in debt. I’ve gotten out so many times and jump right back in because life feels off when I’m out of it.
    I need therapy

    • @margie909
      @margie909 2 года назад +12

      Maybe it feels unnatural to be a success? I know someone who was constantly told while they grew up that they were going to not amount to much in life. So, for a long while they lived up to that expectation, didn't try very hard in life. When they DID start to turn things around, set goals and reach them, it felt unnatural, undeserved. They would then self sabotage to feel "normal" again. Sad.

    • @superblump87
      @superblump87 2 года назад +11

      You need a hobby.

    • @regularity2556
      @regularity2556 2 года назад

      Watch some videos on self sabotage. That's what you are doing, it's because deep down you dont feel worthy of a good life so you subconsciously do things to destroy your own success.

    • @lynnebucher6537
      @lynnebucher6537 2 года назад +18

      I agree that you are sabotaging yourself, likely because you deep down feel you don't deserve to be free of debt and stress. Fix that.

    • @xiomaragomez6649
      @xiomaragomez6649 2 года назад +3

      Sounds like you need fully founded emergency fund.

  • @young5ive426
    @young5ive426 2 года назад +1

    I hope she takes the advice … that cash out refinance is not the answer

  • @VernonEmerson-w8f
    @VernonEmerson-w8f Год назад

    I have about 74,000 in credit card debt since there are past due now and the interest charges each month. It’s just pushing them higher and higher. I’m not doing anything about it so I’m just gonna have to just keep pounding me. I just ignore him and I blocked her calls. Lol I am on a monthly fixed income. Social Security and I found out they cannot touch that anyway it’s protected. So just let him go. I don’t care what they do anymore. I just ignore it. Lol.

  • @jh1328
    @jh1328 2 года назад +2

    …and every declarative statement I make sounds like a questioooooooon?

  • @countrylivin8634
    @countrylivin8634 2 года назад +14

    She's definitely not going to do it Dave. That lady was completely clueless.

  • @mikedoyle5901
    @mikedoyle5901 2 года назад +20

    Wonder if this spending had something to do with this divorce. ?

    • @JustinCase780
      @JustinCase780 2 года назад +5

      Nothing to do with the call and who cares.

    • @barbieblue3336
      @barbieblue3336 2 года назад +1

      I think she had that before the marriage & child

  • @SSS-wo2hn
    @SSS-wo2hn 2 года назад +9

    Sbe’s financially immature and financially undisciplined. More debt is in her future🤦🏽‍♂️

  • @liberalmadness7248
    @liberalmadness7248 2 года назад +1

    She’s not going to do it.

  • @Acts-1322
    @Acts-1322 6 месяцев назад

    She was so casual and wont make these simple changes lol. You can hear it in her replies.
    Too many women "just want to vent"

  • @Castellanocreep
    @Castellanocreep 2 года назад +5

    I think it’s just hard for her to control spending. She even said she uses the Cc and they won’t give her more. So they should be asking her what was she spending money on and why is she needing to use the cc or neeed more cc???? Simple . After that then you move forward with the conversation

  • @dwfinds3030
    @dwfinds3030 4 месяца назад

    Now what is the solution when the person isn't always well off. Its always 80-100k person not 40k person.

  • @jan854
    @jan854 2 года назад +7

    People just don't want to do the work! She can pay that off with hard work and sacrifice why put your home on then line?? She needs some behavioral adjustments fast!

  • @tthomaselli2
    @tthomaselli2 Год назад +1

    $60,000?!...
    Yikes!...

  • @fetch.aigeneral163
    @fetch.aigeneral163 2 года назад +3

    Ha that’s funny because had man been divorced but he brought a house before married pshh that house woulda been gone 😭😭😭😭

  • @timwalters1885
    @timwalters1885 6 месяцев назад

    Trying to learn from this show how to get out of debt, but he never says how he just says he’s gonna send them the financial peace program.

  • @aDm219
    @aDm219 Год назад +1

    Divorces as a child 2 years old. Nice picking a right guy like usual😂

  • @johnjohnstone5206
    @johnjohnstone5206 10 месяцев назад +2

    Paying minimums on $101k?

  • @vl6741
    @vl6741 2 года назад +4

    Attack the debt to heal... I like that.

  • @2010dalailama
    @2010dalailama 9 месяцев назад +6

    I'm panicking with 20k in credit cards , I'm making around 100k a year in theory, but after taxes, child support and insurances, I make around 25k net profits, im really struggling to paid minimum on my credit cards , hard to be single parent, and also paying for everything my self

  • @jaredstrandBazooka
    @jaredstrandBazooka 2 года назад +1

    Purchased it for 150k, now worth 430k????????????????

  • @ericjohnson2475
    @ericjohnson2475 2 года назад +3

    I can see why she's divorced... Just saying..

  • @thaarealdeal4349
    @thaarealdeal4349 9 месяцев назад

    No lie everything is about the mindset and sacrifice

  • @DarronSanderson
    @DarronSanderson 9 месяцев назад

    No one has confidence in their voice when they are in debt.

  • @yarrdayarrdayarrda
    @yarrdayarrdayarrda 2 года назад +7

    Husband left because of the uncontrolled spending she did?

  • @MikeyB_1972
    @MikeyB_1972 Год назад

    Just start living beyond your means.

  • @nickbourne6091
    @nickbourne6091 2 года назад

    i love you dave

  • @raphaelszok8561
    @raphaelszok8561 2 года назад +1

    After paying debt off put that amount you were paying into savings.

  • @melbahickox5625
    @melbahickox5625 Год назад +1

    Stop ✋ credit card

  • @kentondragon9263
    @kentondragon9263 2 года назад +3

    Debt is like a clogged sewer line or basin, except you gotta do fix the problem yourself, while the plumber is on speaker phone. Btw, why didn't Dave ask what she spent it on, or what can she sell? 🤔🤷‍♀️🤦

  • @hlf_coder6272
    @hlf_coder6272 Месяц назад

    She's not going to do it. You can hear it in her voice.

  • @renwhite1809
    @renwhite1809 9 месяцев назад

    How the hell do you even get approved for 60k😂 when making 100k is nuts

    • @wellnesscanceradvocate8564
      @wellnesscanceradvocate8564 3 месяца назад

      I was making way less and 2 of my cards have 20,000 limits but i don't charge them up

  • @hiteshadhikari
    @hiteshadhikari 2 года назад +2

    Bet by now she has 65k in cc debt

  • @Plutoboy85
    @Plutoboy85 2 месяца назад

    How did she walk away with the house? 50/50 split. Curious.

  • @Victic005
    @Victic005 2 года назад +6

    Dave would say you can't have a divorce if you're not married. Divorce is a good thing. Hahaha. At least family court is not going after you. Good luck with the bean and rice plan.

  • @leedalton508
    @leedalton508 11 месяцев назад

    What the hell😮no conscience, I wouldn't be able to sleep

  • @anthonyquinn5927
    @anthonyquinn5927 2 года назад +1

    Would love to see what these people look like…

  • @amishadowbanned6264
    @amishadowbanned6264 2 года назад +3

    The way this lady talks is really annoying. Just the tonality and the way the words are exaggerated... I don't know if it's a regional thing or culture thing or what.

  • @imhim9194
    @imhim9194 2 года назад +6

    I see why he DIVORCED HER ‼️‼️

    • @BoyGrenade
      @BoyGrenade 2 месяца назад

      You mean he’s broke and couldn’t provide for his family n had to move into her house. Haha such a weak man mindset 😂

  • @ASLunar
    @ASLunar 2 года назад +8

    How much of that "100k" is child support?

  • @sarahmc8309
    @sarahmc8309 2 года назад +3

    Pay 200 dollars a week off the debt ?!
    10k a year a 6 years it’s gone ..live a simple life