Dollar Bank Low Rate cardholders enjoy a 0% APR 6-month introductory rate on purchases and balance transfers. After the introductory period ends, enjoy a low regular rate of Prime + 5.99% or 10.99% APR, currently 14.49% or 19.49% APR, based on your creditworthiness. Plus, no annual fee! I don't like the 6 months transfer...
This is from IRFCU Ingersoll Rand Federal Credit Union. Loan rates - effective Monday, Sept 16,2024 Visa Classic Application - 12.9% Visa Platinum Application - 9.5% Still waiting to hear back from them.
So for the chase unlimited card, if you do a balance transfer and then use it to get the bonus rewards, will interest kick in because you put a new purchase on it? Thank you!
Been looking at the citi diamond. is this a good card for approximately 3200$ transfer? Been struggling to make payments (haven’t missed any but some months have been super tight) due to high car payment and car insurance.
I have rough credit and got approved for 5k on a Citi Diamond Prefered. However, I have had the Citi Double Cash card for a few years so idk if that influenced the decision.
My credit is fair due to my high balance %. Which one would be best to apply for? Thanks!
Dollar Bank Low Rate cardholders enjoy a 0% APR 6-month introductory rate on purchases and balance transfers. After the introductory period ends, enjoy a low regular rate of Prime + 5.99% or 10.99% APR, currently 14.49% or 19.49% APR, based on your creditworthiness. Plus, no annual fee!
I don't like the 6 months transfer...
Any card offer balance transfer without the fee?
Probably not but if you divide the fee % by the number of months, that will be your monthly interest...pretty low compared to the normal rate!
hi, is it possible to transfer the balance from a Chase Biz card to an AMEX personal or Citi card to take advantage of 0% bal transfer promo? thanks
This is from IRFCU Ingersoll Rand Federal Credit Union.
Loan rates - effective Monday, Sept 16,2024
Visa Classic Application - 12.9%
Visa Platinum Application - 9.5%
Still waiting to hear back from them.
Thanks for a great video! I have a couple questions…Does making a balance transfer affect credit score? Do I have to transfer the full balance?
I’m pretty sure it has a small effect on it
Well done! Not too many videos done on this topic. Would be great to a follow up every 6 months or so.
Thank you! More to come!
Thanks for the information 🎉FJB 🎉
Can you transfer a balance from like a capital one card to a different company like a citi card to take advantage of the 0 APR for balance transfers?
Yes, i think the limitation is within the same bank, so you cant transfer amex to amex, but you can do amex to citi.
Hi, do you have a video for the same topic with business cards?😊
Nice
So for the chase unlimited card, if you do a balance transfer and then use it to get the bonus rewards, will interest kick in because you put a new purchase on it? Thank you!
Yes, it will. They just did it to me and I got screwed.
Filipino ka, pare?
Been looking at the citi diamond. is this a good card for approximately 3200$ transfer? Been struggling to make payments (haven’t missed any but some months have been super tight) due to high car payment and car insurance.
Same, also curious 😅
Citi custom card is better
I have rough credit and got approved for 5k on a Citi Diamond Prefered. However, I have had the Citi Double Cash card for a few years so idk if that influenced the decision.
I was looking into that one too
bro hurry up
Disliking because you have no small bank credit card. Tells me not much work was done it greed made the decision.
What small bank do you know with rates as good as that though?