💵 How I Manage my Money in my 20s | Personal Finance System 2022 (Notion, Wallet, Google Sheets)

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  • Опубликовано: 26 ноя 2024

Комментарии • 361

  • @NicoleAlbaYT
    @NicoleAlbaYT  2 года назад +59

    💡 Sign-up to Data Camp and start learning new data skills at bit.ly/NicoleAlbaDCJan22
    Heyo guys I'm back! It's been a while. I wanted to share my updated finance system in this video. Hopefully this helps you better understand how to manage your own finances! Let me know if you want me to dive deeper into each component in future videos. Thank you for watching. I'm slowly getting back to the yt grind, so expect more regular uploads soon!!! 😄💙🍞

    • @shanesiaramos9065
      @shanesiaramos9065 2 года назад

      Welcome back Nicole❤🍞

    • @lilislife9151
      @lilislife9151 2 года назад

      Paano po mag start sa pag trade Ms. nicole ?

    • @ma.kristinavargas4177
      @ma.kristinavargas4177 2 года назад +1

      Hello po!.. late po ako kakatapos ko lang po kumain.

    • @TheKentanthony
      @TheKentanthony 2 года назад

      it's like that 60%/20%/20% saving tactic my dad told me XD

    • @skylinepjon
      @skylinepjon 2 года назад +1

      Thank you for sharing.. you summed up the entire budgeting books clearly in this vid. Have you done something about REITs (real state investment trust)? Hope you can share.. thanks again..

  • @TrafalgaRoux
    @TrafalgaRoux 2 года назад +115

    My most reputable youtuber when it comes to financial literacy, andamin mong influence sakin ngayon. Please keep uploading. 💯

    • @NicoleAlbaYT
      @NicoleAlbaYT  2 года назад +13

      di naman most reputable! haha i'm just sharing what I know. Happy na my videos have been helpful for you!! Thank you for your support I appreciate it!! 😄💙🍞

  • @maze5747
    @maze5747 Год назад +8

    This is amazing! I'm actually curious of your notion personal finance audit or even better how you organize your notion. It's so organized and I would love to watch a more detailed video about it.

  • @AdamAlejo
    @AdamAlejo 2 года назад +10

    I have a new year resolution. Kailangan ko mapanood lahat ng iuupload mo this year! Learned a lot Thankyou Nicole 🚀

    • @NicoleAlbaYT
      @NicoleAlbaYT  2 года назад

      Haha thank yooou Adam!! Keep up sa mga life-changing vlogs mo din 🚀💯

  • @johnkevingeneroso1788
    @johnkevingeneroso1788 2 года назад +2

    Ang hybrid ng style mabilis ko nagegets kaysa sa mga books. Thank you coach.

  • @LixMaristela
    @LixMaristela 2 года назад +10

    Thanks always Ms. Nicole🥰
    I'm 32 and learning from you🥰
    Repeatedly watching your videos and take actions❤
    MP2 = ✔️
    Re-organize my spreadsheets = ✔️

  • @maribelpascual1879
    @maribelpascual1879 2 года назад

    Isa po kau sa iilang youtuber n pinanonood ko with out skipping/fast forward 😅.. ng eenjoy ako every second sa panonood 👏👏👏👏👏👏👏

  • @katrinajoycainghug4360
    @katrinajoycainghug4360 2 года назад +1

    I admire the new generation ngayon like you 🥰 Walang excuses.

  • @wysiwyg8971
    @wysiwyg8971 2 года назад +16

    You don't know how i love wallet by budget bakers 😭😍 really can't wait with this video. I actually just finished binge watching your videos yesterday and i love your money system so much

    • @NicoleAlbaYT
      @NicoleAlbaYT  2 года назад +1

      THANK U FOR BINGE-ING MY VIDEOS!! Hopefully this video was helpful din 😄✨

  • @TheCoachIce
    @TheCoachIce 2 года назад +92

    I'm 40 years old and taking advices from a 22 year old lol please keep the videos coming, more power to your channel!

  • @itsFinnRz
    @itsFinnRz 2 года назад

    random video lang na dumaan sa timeline ko to, pero i subscribed agad!!! mukhang mdmi akong matututunan

  • @CryptoWorld7507-f2h
    @CryptoWorld7507-f2h 2 года назад

    Napakapalad ng magiging partner mo, at your young age you already have a financial system attach to your system...you can manage your partner / future family finances

  • @AiMeiMei
    @AiMeiMei 2 года назад

    I haven't watched your videos in a while, and when I did, lalo akong nainggit, as to how you are able to manage your finances at such an age, Its also my dream to retire early, but I don't think I'll be able to achieve that at my age and how I handle my expenses. (I'm 28 and about to be married)
    I just hope one day I'll be able to do these things and not worrying so much about it, thank you for inspiring us always, keep up the good work. :)
    Edit: I like 🍒 hehe

  • @elainenevermind5276
    @elainenevermind5276 2 года назад +1

    This kind of influencer 🙏 we need more like this

  • @kp-zb6uv
    @kp-zb6uv 2 года назад

    I’ve been waiting for this for WEEKS! Finally 😎

  • @princessg1091
    @princessg1091 2 года назад +1

    Ate please make a video about REITS and where to buy or invest REITS.

  • @tziimperial4684
    @tziimperial4684 2 года назад

    Always a pleasure watching you! 😍

  • @yennajainga8006
    @yennajainga8006 2 года назад

    I've been watching a few videos like this, but yours is easier to understand 🙌

  • @saitama8804
    @saitama8804 2 года назад

    Please make detailed video on Wallet app. With your budgeting plan.

  • @howstheweather6367
    @howstheweather6367 2 года назад

    The simplest way it can be discussed. So inspired to build my own money system 💜✨
    Gustong gusto ko ung sinsabi mo na "the best investment is yourself" nakakakilig. Weird pero legit HAHAHA

  • @babewithvoodoo980
    @babewithvoodoo980 2 года назад

    can you make a notion template its so helpful omg. i love this. Im crying watching this because I'm about to go 100000% independent.

  • @symoncollado3394
    @symoncollado3394 2 года назад

    Love you nicole keep it up .. nawala ka man nang matagal pero bumalik kapa rn your so great ang bata bata mo pa pero ang galing galing muna about financial management i cant wait to your future

  • @louelafernandez6185
    @louelafernandez6185 2 года назад

    One of my favorite youtuber when it comes to finances❤️

  • @cryptowithjoe8371
    @cryptowithjoe8371 2 года назад +4

    Great content, great tips! Kudos to you Nicole! 🤩

  • @kuyanicktv5857
    @kuyanicktv5857 2 года назад

    Yon oh I will share this video to my Daughter that almost same your age madam Nicole,
    Watching u from Saudi Arabia 🇸🇦 🇸🇦 🇸🇦 🇸🇦 🇸🇦

  • @aci.9133
    @aci.9133 2 года назад

    i like cherries 🍒
    i am super envious of your Notion layout! 😍

  • @narmar8449
    @narmar8449 2 года назад

    Ito nanaman si crush. Salamat nakapag upload ulit

  • @wrehiyahelisha9722
    @wrehiyahelisha9722 2 года назад +1

    Grabe! you're so amazing Nicole! I am so inspired watching all your
    videos. Stay safe!

  • @valchristianabuda7405
    @valchristianabuda7405 2 года назад +3

    i love how financial literate you are. im just 25 and a business owner, but nah you nailed it nicole! keep it up. you already explained what's the difference of assets over liabilities. how to monitor your cashflow and your net worth. love it, that was the true mentality in regards on financial literacy. hope to make more videos and inspire our generation. godbless you.

  • @silenteyes6761
    @silenteyes6761 2 года назад

    miss you, nicole!!!!😭

  • @anngel11
    @anngel11 2 года назад

    Your channel is very comforting!!! Nakakastress na usapin ang finances for me pero when I watch your videos, naiinspire ako haha

  • @jamesroger1233
    @jamesroger1233 2 года назад

    That was such a smooth transition for the sponsor!

  • @lucillefoja450
    @lucillefoja450 2 года назад

    Thank you Nicole!

  • @joannecruz5289
    @joannecruz5289 2 года назад +14

    I really love your content especially this one 🥰 I love your money system but I'm always curious on how tax works when you're earning money. Hope it will be discuss on your videos soon. Thanks, BreadMom! ☺️ More energy and power to you!

  • @crackerskie9890
    @crackerskie9890 2 года назад

    Yow you are my Loding Tunay! Thanks for making these videos about finances and self development you inspired me to do the things i should do in my early years of my life! Huhu BIG SALAMUCH talaga!

  • @genevierefreedman6624
    @genevierefreedman6624 2 года назад

    Ngayon lang ako nakapanood ng content mo pero I got hooked.

  • @shennaghaytacan4640
    @shennaghaytacan4640 2 года назад

    Hi Nicole! Pa-share naman and dig deeper for the notion (pa share din ng notion template mo please if ok lng sayo). Thank you for this video!

  • @josephberber9401
    @josephberber9401 Год назад

    been a long time viewer, di ko alam di pala ako naka subscribe, haha finally subscribed na boss! Learned sooo much, arigato Nicole Alba!

  • @smcu9480
    @smcu9480 2 года назад

    I like cherries 🍒
    Your videos are so knowledgeable! Thank you so much for sharing them ✨

  • @serennayii6437
    @serennayii6437 2 года назад

    Yeeess you'ree backkk! I've been waiting for your videos!!! I've been also hoping na sana magkaroon ako ng friend na kagaya mo na tuturoan ako more abt financial literacy

  • @saviourmukuka89
    @saviourmukuka89 2 года назад

    Much love from Morocco Africa...I watched your video yesterday on worksheet making...and now I'm loving everything. ❤ 🔥🇲🇦

  • @harshmallow41
    @harshmallow41 2 года назад

    so SPEND, SAVE, & INVEST. how about yung pera na pinahiram mo, malalagay ba yun under sa spend na category?

  • @jedvicente5390
    @jedvicente5390 2 года назад

    Nice one lods buti nkpag upload kna ulet! Namiz nmin ung ganito! Stay safe always

  • @animelyrics2767
    @animelyrics2767 2 года назад

    ang galing💗

  • @faustramos9313
    @faustramos9313 2 года назад

    wow may 2022 editionnn, watching rn!

  • @cupokat5998
    @cupokat5998 2 года назад

    I've been thinking of revisiting my financial plan coz' I think it's really not working for me, and good thing this video came up! Now I want to create an Architecture page on my notion too (but maybe a lot simpler, ginagamay ko padin ang Notion) haha Thanks for this Nicole really helpful :D

  • @appledatahan7844
    @appledatahan7844 2 года назад +1

    You have a point. However, you cant label people wrong too if they use their income first on spend. You know some earn lesser than 10k a month. So spending money for the bills is a top priority. That's why saving and investment for them is an opportunity not a priority.

    • @NicoleAlbaYT
      @NicoleAlbaYT  2 года назад +6

      Yes, I wholeheartedly agree with your point! What I shared in the video was just me sharing my own perspective when it comes to my own finances.
      To your point, I also don’t think financial literacy alone is enough and it’s unfair to blame people for not having savings and investments when their income is barely able to cover their day-to-day expenses. Sobrang baba ng sahod in the Philippines, which is a deeper, systemic problem. Ang mahal pa naman ng cost of living 😕

    • @roastedpeanuts1994
      @roastedpeanuts1994 2 года назад

      Hence, the need to maximize your earnings. Find more ways to earn money. Not an easy task for everyone, but you got to try.

  • @marjtmps
    @marjtmps 2 года назад

    Can you discuss about insurance/s on your next videosss? I'm curious about your thoughts about this and what you currrentlyy have 🙆‍♀️

  • @jonathanacuna
    @jonathanacuna 2 года назад

    This was so insightful! Thank you for sharing

  • @kenw8
    @kenw8 2 года назад

    I've used wallet before, and for BDO and BPI, need niya mag re-sign-in every now and then kaya mejo hassle specially if naka OTP ung login mo for certain banks.

  • @_anjfromthetropics
    @_anjfromthetropics 2 года назад

    Hi Nicole! Do you have a figure in mind how much to target for your 30-yr old retirement plan?

  • @ma.michaelalatoja8041
    @ma.michaelalatoja8041 2 года назад

    I like cherries 🍒
    Thank you for the follow back 😀 also Thank you so much for your videos. Im learning how to manage my finances now. I hope it will continue 🤭

  • @rapawapa
    @rapawapa 2 года назад

    You just earned yourself a new sub!

  • @Breakingthesilence0522
    @Breakingthesilence0522 2 года назад

    Crush ko na tong vloggee n to 😍😍😍

  • @PENGUiN-en5zg
    @PENGUiN-en5zg 2 года назад

    can you make a video about how you should do your research or just how you do your research

  • @jkc-kp
    @jkc-kp 2 года назад

    please do a video on how you automate transfers and investments pleaaaaasseeeee thank youu

  • @jhaypeemitiam7306
    @jhaypeemitiam7306 2 года назад

    I really like your framework and the analogy you used to explain each components! kay husay! ;-)

  • @jeffreybeltran2213
    @jeffreybeltran2213 2 года назад

    Thank you for the enlightenment :))) starting to learn now.

  • @kaiserchristiankennethocce5770
    @kaiserchristiankennethocce5770 2 года назад

    Yay!! Nicole is back!!

  • @warrenuy3707
    @warrenuy3707 2 года назад

    Can I just say I like how you present. 😀

  • @enatriestovlog
    @enatriestovlog 2 года назад +2

    Watching you Nicole, grabe dami kong di inisip sa past ko wish I was like you when i was young. Pero not too late pa naman. Keep it up Nicole!

  • @angelicafeliciano2063
    @angelicafeliciano2063 2 года назад

    can we get a template of your notion of if you have time to create a video on how to do the template :)

  • @ojibuilds
    @ojibuilds 2 года назад +2

    Hi Nicole! I'm also using Wallet and was able to connect my BDO, though I'm still scared will all the fraud and hacking happening lately. Is this app safe to sync my bank and credit cards?

  • @mademogiselle
    @mademogiselle 2 года назад +1

    I like cherries!

  • @NoelAldiano
    @NoelAldiano 2 года назад

    I really Love how your write your notion. Please create How To's Video

    • @NoelAldiano
      @NoelAldiano 2 года назад

      @♜Pinnedby• Niçølé Albä 🥰🥰🥰

  • @tagasilangcavitekami
    @tagasilangcavitekami Год назад

    Great storyteller and finance advisor , Salamat sa information.

  • @vonkandryll356
    @vonkandryll356 2 года назад +4

    Ka-excite!! so proud of you ate Nicole. Thank you so much po sa efforts sobrang layo na ng narating niyo po

    • @NicoleAlbaYT
      @NicoleAlbaYT  2 года назад +1

      Ur so sweet and supportive!! Here’s a digital tinapay to show my big thank you 😁💙🍞

  • @mikaelaguinevere6093
    @mikaelaguinevere6093 2 года назад

    GO DEEPER PA PO! I really enjoy watching these kinds of videos lalo na't ang daming natututunan! Maraming salamat po! Enjoy the end of your semester!

  • @kimsadventure5333
    @kimsadventure5333 2 года назад +2

    I have learn a lot from you Miss Nicole , looking forward for your new videos especially your new system, I really love your works sana sooner kana mag post :) Looking forward on your notion, wallet and apps tutorial/guide :)

  • @abbieclement
    @abbieclement 2 года назад +1

    Great video! Would you mind sharing your notion template? It seems super useful

  • @youngfriends98
    @youngfriends98 2 года назад

    I like cherries🍒 Thank you for this vid! ❣

  • @AkiTing
    @AkiTing 2 года назад +3

    Please do a more in-depth video about how you use Notion for your finances and productivity :)

  • @raynon72
    @raynon72 2 года назад

    Video of great value.... thanks...

  • @jmd1887
    @jmd1887 2 года назад

    Second Version of sir Marvin Germo🥰🥰🥰gonna share all your videos sa mga pamangkins ko.

  • @eiansymobile7988
    @eiansymobile7988 2 года назад

    Thanks for this! Can you do a video on Wallet? ☺️

  • @kramnevla6594
    @kramnevla6594 2 года назад

    Nice! I like your system.

  • @thejunochannel5022
    @thejunochannel5022 2 года назад

    Hello Nicole. Can you give some examples of investment platforms that are affordable and not too risky. Thank you in advance.

  • @chinkynaval7793
    @chinkynaval7793 2 года назад

    Oh please teach us how you do the Architecture (Notion)

  • @paulencastillo5576
    @paulencastillo5576 2 года назад

    omg this really help!!

  • @ajgutierrez298
    @ajgutierrez298 2 года назад

    yes please, in depth youtube vids

  • @camilaserra6671
    @camilaserra6671 2 года назад

    I'm kinda confused with it but I'm learning thank youuuu💓

  • @camideleon5880
    @camideleon5880 2 года назад

    Aha! You're so creative to make your money into "money people". It's so cute! I like how you designed it. Thank you for this fun and informative video! I like cherries(?) Hahaha

  • @rytjr695
    @rytjr695 2 года назад

    Hello Nics i love the way you do it, can you share dipper on your "cherry" side money system on your investment / net worth system, more ideas... hope mapansin.. Thanks

  • @Tinay0403
    @Tinay0403 2 года назад

    Hi Ate nicoleee thanks for sharing po. Labyu na😘

  • @MariaMaria-nz6dn
    @MariaMaria-nz6dn 2 года назад

    I need to learn move from you Nicole 😅

  • @halfeldianhere
    @halfeldianhere 2 года назад

    thanks for the tips goat

  • @jeraldmarcellones
    @jeraldmarcellones 2 года назад

    Hi ms nicole alba, baka po mag ka vlog kayo about sa pag ttrade po ng crypto and nfts. Thank you po. Godbless po sa channel nyo.

  • @melodramatic_fool6007
    @melodramatic_fool6007 2 года назад

    Do you have a spotify podcast that we can listen to? Thanks!

  • @arleooooo
    @arleooooo 2 года назад +4

    I like cherries 🍒 i like the way you explain things in most understandable ways. very informative and effective sharing of things we really needed to keep our finances on focus and on track. thank you so much Ms. Nicole for sharing your knowledge on this kind of topic. I learned a lot from you since January 2021, oh it’s been a year since I subscribed in your channel 🥺 Love lots po and hope to see more of you informative videos 🥰💛

    • @NicoleAlbaYT
      @NicoleAlbaYT  2 года назад +1

      Happy BreadFam anniversary to you!! Haha thank you. It means a lot to me na you find my videos helpful. Definitely more uploads to come pa!! 😄✨🍞

  • @christlejayagbayani7491
    @christlejayagbayani7491 2 года назад

    Just turned 20 last November and I wanted to be financially free asap, im glad that i saw this video

  • @animelyrics2767
    @animelyrics2767 2 года назад

    you earn yourself another subscriber, I'm newbie in investing and I want to learn more . nice vids
    ps. ganda mo

  • @Sasafajardo0831
    @Sasafajardo0831 2 года назад

    Hi! Can u provide a sample of your spreadsheet for reference

  • @r.osemary
    @r.osemary 2 года назад

    Please share the Notion and spreadsheet templates if you can and make more in depth videos on the system!! :) thank you!

  • @christiansia3971
    @christiansia3971 2 года назад

    Google at Fb account lang ako madami,,, by the way reasons for watching your videos,, 30% to learn 70% cause your beautiful 😗

  • @dmerchantprince2506
    @dmerchantprince2506 2 года назад

    Great Video 💪

  • @awesomerhen
    @awesomerhen 2 года назад

    I'll definitely do this, imamanage na lang kulang 😅

  • @nulla3657
    @nulla3657 2 года назад

    I also use the wallet app! very helpful indeed ^^

  • @potatogun5311
    @potatogun5311 2 года назад +1

    Breadfam, the financial goal I want to accomplish in 2022 is to have an investment despite my age and i look forward to help my remaining parent to achieve her dream of having house.🥺

  • @diannedelrosario744
    @diannedelrosario744 2 года назад

    How about insurances? The VUL ones.. how would you categorize it? investment? Spend?

    • @NicoleAlbaYT
      @NicoleAlbaYT  2 года назад

      I don’t like VULs, but for me, insurance is categorized as spend.

  • @adn8695
    @adn8695 2 года назад

    Sweet. Happy cny