You are a very wise man. So glad someone is finally talking about it. When you come abroad is not the time to SHOW OFF. It is the time to SHOW UP for your future self. Periodt.
We are going home wealthier! Being wealthy is a mindset and once we have the right knowledge and info, things will fall in places. Thank you Shadrach for always sharing vital info
New subscriber! So glad I came across your channel. I gained a lot from what you shared. I wish I had this guidance when I arrived in the UK that many years ago. I am now too old to think of a five year strategy. Luckily I bought my property and I am more interested in returning to Africa. I would be interested for you to do a video on those planning on returning to Africa. What opportunities could we explore and generate some income no matter how small.
Thank you Dr Dare. Please am interested in the spread sheet. Can you you please do a detail video on how to open lifetime ISA account with moneybox. I got stuck trying to do it somewhere
Prof you are a gem, God sent, yor delivery is excellent your is easy to follow it does not sound like a sales pitch, so well done sir you are saving family from insolvency due tolack of financial literacy.
Deep life changing content. I'm sharing as wide as i can. Please am interested in the spreadsheet. Best wishes and keep the financial nuggets coming Dr.
Thank you so much for giving out freely, breaking it down and making it simple to understand. Your channel should be subscribed to by every immigrant. God bless you.
A new subscriber here and thank you 🙏🏿 for sharing your heart bro I’m content creator myself from South Africa 🇿🇦 on the same platform and one appreciates when authenticity is revealed from a fellow RUclipsr ✊🏾👌🏿🙏🏿 Continue provoking and impacting us as a black race . I can tell it’s coming from a right place
Thank you for sharing your knowledge. I have implemented some of your advice and I now have savings and investments accounts separately. I will like to see your budget spreadsheet please.
Great video. Could you please add the benefits of workplace pension, as most of our people opt out, not knowing the company pays some percentage into your pot. Thank you.
Thank you soo much for the passion you put in making the life's of the blacks meaningful. What if I'm 39yrs and will be 40yrs by December can I still open a life time ISA ACCOUNT?
You're my own "Pastor Benedict". Thank you Dr Shadrach, I always look forward to your video. There are alot of financial mistakes I've avoided just by following this channel.
You will lose 25% of the money if you withdraw for any other purpose than buying a house or when you retire. I age a while video on Lifetime ISA here: ruclips.net/video/zfoxkXJrS08/видео.htmlsi=DN3FkfRquFl79Ezv
You shared practicably tips here, can i get a one on one session with you? I will need a fuide onnhow to invest, taking into consideration my unique circumstances. Thank you
Great advice. However, there is one fundamental assumption that needs to be tested. House prices may not rise always especially within 5 years depending on whether you bought near the peak of the market. People need to research well and avoid overpaying for houses, lest the opposite scenario will happen i.e. 'negative equity' which will trap people in homes they cannot sell.
Hello sir, please do you have an online class for Financial Literacy at an affordable price rate. Some of these lessons are so expensive that kills and discourages someone like me.
Hi mr Shaddrach , im sorry i hope i got that right?! Thank you for all you share. pls ive heard you talk about that isap bank account to open but does not work for people 40 and over. is there any similar scheme that you know about, for those in their 40s to take advantage of? even this video mentions it. 😅Pls consider making a video on how ppl in their 40s can grow their wealth in the absence of the isap .
when creating the LIFETIME ISA account in terms of which fund option I should choose. And my other question I will like to know is if t we have to pay £25 each month on the fund investment? Last question is concerning the next tax year. Like I am opening an account now and when the next tax year comes do I need to still create another account? Or how do I go about it. Thanks very much and I will kindly be waiting for your reply
@@DiasporaCareersandInvestments but I have no clue and I was about creating one and I got stocked when I has to choose. I know it might sound silly but I'm interested in the £1000 on the annual tax at the end of a tax year and not even on investing on funds. So I just wanted you to give me your option you went for. Thanks and I will be waiting in the comments section. Stay blessed
I need to speak to you one on one Shadrach. Been in the UK for 3 years now, been saving like crazy but i think I’m doing something wrong. Maybe you can help me figure it out. How do i reach you???
Scanned through the 5year-plan and one can hardly see anyone getting rich within 5 years using this plan...exceot we've got radically different perspective of the word "rich". Earning salary, saving part of your earning, building credit profile, buying your first house etc aren't strategies to becoming rich (in my opinion). Becoming a business owner or acquiring high paying skills that are in demand will get you there faster (with good financial intelligence ofcourse). My 2 cents.
Thanks for adding your perspective to this conversation, but many migrants on visas (except Global Talent visas) are not allowed to own a business. So this is useful for the several on T2V or SWV
Hi Dr. Dare, I opened my lifetime ISA in January 2024, if I am able to save up to £4000 by April, will I be eligible for the £1000 interest bonus from the government?
I like the fact that my name starts the video ❤❤❤❤❤
Literally actually!
You both are the only Ghanaians who are mindful of integrity
Oseeeeeeeey Nanelle 🎉❤🎉❤🎉
I washed one of your videos with him and immediately rush to subscribe to his RUclips channel. You guys are awesome ❤
Let's give his videos thumps up to encourage him to keep researching and dropping
You are the best!
You are a very wise man. So glad someone is finally talking about it. When you come abroad is not the time to SHOW OFF. It is the time to SHOW UP for your future self. Periodt.
Couldn’t have been said any better: Show up not Show off!
I love this comment.
That is my professor, these golden nuggets are a life saver. Thank you for the free financial education 🎉
Happy to help bruv! You’re doing amazing on your channel too
One of the best videos for financial liberation. Sharing now 🎉
Yay! Thank you!
We are going home wealthier! Being wealthy is a mindset and once we have the right knowledge and info, things will fall in places. Thank you Shadrach for always sharing vital info
Glad this helped
I am here and subscribed, having watched you on Nanelle's... I better be rich ooooo... huhhhhh...😂
Haha! Will share what i know
New subscriber! So glad I came across your channel. I gained a lot from what you shared. I wish I had this guidance when I arrived in the UK that many years ago. I am now too old to think of a five year strategy. Luckily I bought my property and I am more interested in returning to Africa. I would be interested for you to do a video on those planning on returning to Africa. What opportunities could we explore and generate some income no matter how small.
Fab! Will do!
Thank you Dr Dare. Please am interested in the spread sheet. Can you you please do a detail video on how to open lifetime ISA account with moneybox. I got stuck trying to do it somewhere
Oh really, will do
@DiasporaCareersandInvestments ,please what is life time ISA?
Do we have it in the US? Or something similar.
I really like what you do, keep it up
Shadrach you are a genius, thank you for these videos.
Glad you like them!
Prof you are a gem, God sent, yor delivery is excellent your is easy to follow it does not sound like a sales pitch, so well done sir you are saving family from insolvency due tolack of financial literacy.
Wow, thank you!
Deep life changing content. I'm sharing as wide as i can. Please am interested in the spreadsheet. Best wishes and keep the financial nuggets coming Dr.
Thank you very much- please send me your email via Facebook
My 2 favourite people.....This video is a must share.
Please do! Thank you
Can i talk to you one on one. Thanks@@DiasporaCareersandInvestments
Thank you so much for giving out freely, breaking it down and making it simple to understand. Your channel should be subscribed to by every immigrant. God bless you.
Thank you so much for your kind words. Help me spread the word in your network
Thank you king much grateful ❤
You are so welcome
0:33 ... where 1+1 is 2 regardless of where you go to...bars🔥
You are the best! I wondered why no one had picked that up.
Thanks for the insight. I will surely book a one on one with you.
Get in touch via FB: facebook.com/dareshadrach
U are indeed that friend and that guardian
Thank you for the confidence
A new subscriber here and thank you 🙏🏿 for sharing your heart bro
I’m content creator myself from South Africa 🇿🇦 on the same platform and one appreciates when authenticity is revealed from a fellow RUclipsr ✊🏾👌🏿🙏🏿
Continue provoking and impacting us as a black race . I can tell it’s coming from a right place
Thank you mate. Things deeply appreciated
Nice one Shedrach, keep it up , will be interested in the spreadsheet thanks
Send me your email on my Facebook
Thank you for sharing your knowledge. I have implemented some of your advice and I now have savings and investments accounts separately. I will like to see your budget spreadsheet please.
Glad to hear this helped. Send me your email on Facebook.
Just came across your channel. Great video! So much useful information!
Glad you find it useful. I’d appreciate it if you subscribed and share in your network
Learning a lot from this channel thank you sir for sharing
My pleasure
Thank you so much, Dr., for this video. Please can you kindly share the spreadsheet
Send me your email on facebook
Thank you Dr. Dare. Following your channel has been so insightful. Please, interested in the spreadsheet.
Thank you. Please send me your email via FB here: facebook.com/dareshadrach
Nice one Shadrach. Please am interested in the spread sheet
Send me your email on facebook
I have been watching your videos for a while anf getting value but i forgot yo subscribe.
Thanks for reminding me. Just subscribed
Thank you for subscribing
Thank you for this piece, it is insightful. Can you please share the spreadsheet with me?
Send me your email address on Facebook
Thanks very much. Learnt a lot from your channel, God bless you
Glad to read this. God bless you
Great content.
Glad you enjoyed it
Fantastic job.. Thank you Dr. Dare . Keep the videos coming..
Thank you bruv for the encouragement.
Thank you so much for this information sir
Much love from Cameroon.
Please how can a nurse like me move to the UK from Cameroon.?
There are several videos on this on RUclips
Great job brothers.
Thank you for the video sir, can you please share your budget format.
Send me your email on facebook
Thank you sir.... really appreciated
You are most welcome
You are God sent brother
Glad to be the Lords Ambassador :)
Whao!welldone Dr.Shadrach
Glad this was useful
Quite insightful! God bless you.
Glad this helped. Would be grateful you subscribe
Thank you, very insightful
Glad it was helpful!
Great video. Could you please add the benefits of workplace pension, as most of our people opt out, not knowing the company pays some percentage into your pot. Thank you.
Great suggestion! Not sure why people are opting out. Could you shed light on this?
Thank you Doc for this powerful ideas
Subscribed!!!
Thank you for joining this family
Thank you
You welcome
Thaaaats my Doc!
Dr Dare !
Wayasaaaaabani
Your support de3333 vim!
Thank you soo much for the passion you put in making the life's of the blacks meaningful. What if I'm 39yrs and will be 40yrs by December can I still open a life time ISA ACCOUNT?
Open today or else you can’t open when you’re 40
You're my own "Pastor Benedict".
Thank you Dr Shadrach, I always look forward to your video.
There are alot of financial mistakes I've avoided just by following this channel.
Thank you for this testimony
Bless ya,🎉
This is the best we have seen. great one bruh,
please how can I convert my credit to cash. please direct
Thanks for the compliment. Hit me up on Facebook
I will like to get your spreadsheet, sir. By the way, I love your videos
Thank you . Send me your email on facebook
Thank u very good content can u plz share where to find the cheapest real estate in the diasporah
Where do you live?
@@DiasporaCareersandInvestments I'm currently in South Africa planning my move lol I'm still at 6 months research stage
Dr . Can you throw more light on the lifetime ISA if you don't want to use it later, how will you get the money
You will lose 25% of the money if you withdraw for any other purpose than buying a house or when you retire. I age a while video on Lifetime ISA here: ruclips.net/video/zfoxkXJrS08/видео.htmlsi=DN3FkfRquFl79Ezv
@@DiasporaCareersandInvestments thank you, I am watching it
I don't mind you dropping the spreadsheet here 😊
Not possible. Send your email on Facebook: facebook.com/dareshadrach
You shared practicably tips here, can i get a one on one session with you? I will need a fuide onnhow to invest, taking into consideration my unique circumstances. Thank you
Absolutely! Get in touch via Facebook or Instagram
Thanks for the financial nuggets.
As you promised, please could you share the budget tracking Excel template.
Thanks.
Send me your email on Facebook
More wisdom Dr.
Thank you
Thank you Sir !
Glad this was helpful
Your content is changing my life i lost too much money on black tax
Oh wow. You should see my latest video on Black Tax
Please share the spreadsheet on the budget. Thanks
Send me your email on FB here: facebook.com/dareshadrach
Thanks Doc.
Might seem simplified but quite practical for me.
Could you please share the spreadsheet on budgeting?
Looking forward to more videos 😊
Sure thing! Message me on Facebook with your email address
Shadrack when doing the phone contract, we could also add energy bills please 🙏
Not so sure. Are they the same providers?
Excellent functional video!
Financial literacy is paramount for everyone, especially for medical professionals.
Sequence matters!!!
Truth. Thanks for your kind words
Thank you doc
Any time
If i no rich following u, make i know wetin cause am. I'm at your back following you back to back for financial growth and freedom from poverty
Haha. Ego bee
Very helpful ideas. Thanks for being so generous with your wisdom.
So nice of you
Dr. Pls do a detail video on how to open a lifetime ISA account with moneybox. Am stuck somewhere doing it
Send me a message on FB
Great advice. However, there is one fundamental assumption that needs to be tested. House prices may not rise always especially within 5 years depending on whether you bought near the peak of the market. People need to research well and avoid overpaying for houses, lest the opposite scenario will happen i.e. 'negative equity' which will trap people in homes they cannot sell.
Good call! Negative equity will hurt
Amazing value! Thank you, sir. Please, how can I connect with you for mentorship?
Reach out via FB: facebook.com/dareshadrach
Thanks bro, can I have a one on one section with you. How can we make this happen
Get in touch here: facebook.com/dareshadrach
Always on point Boss
Appreciate that
Hello sir, please do you have an online class for Financial Literacy at an affordable price rate. Some of these lessons are so expensive that kills and discourages someone like me.
Get in touch via Facebook: facebook.com/dareshadrach/
Hello brother, may I know how to set up a scholarship scheme in Canada and the estimated amount it could cost please?
Not done it before but must cost a bit of money to set up a fund to sponsor scholars. A noble cause though
Any channel that give similar advice for people in the US?
I would like to think so
Thanks for this information. I can't stop watching your video. I strongly behind you in my future and financial.freedom.
Wonderful!
Shadrach you need to set up a montor group and build us up practically. I will be grad to srart such a journey.
Coming soon
Thanks so much for this information 👍
Please how would you advise someone who is above 45 years to save towards his/her first home in the UK?
Video coming in a few weeks. Kindly subscrigbe to be updated once its released
@@DiasporaCareersandInvestments I'm already one of your subscribers 👍
Thank you 🙏🏿 bro for the video. I learned so much ❤. How can I get in touch with you for further consultations on financial wellness in the UK 🇬🇧?
See my banner. There are several ways to reach out
You mentioned getting registered to vote and I am kind of wondering if this is possible for an immigrant on tier 2 work visa?
Interested in the spread sheet
Send me your email on Facebook
Hello. Please I’m interested in the spreadsheet. Can you please share
Send me your email on Facebook
Thanks you. Bossman
Glad this helped
Hi mr Shaddrach , im sorry i hope i got that right?! Thank you for all you share. pls ive heard you talk about that isap bank account to open but does not work for people 40 and over. is there any similar scheme that you know about, for those in their 40s to take advantage of? even this video mentions it. 😅Pls consider making a video on how ppl in their 40s can grow their wealth in the absence of the isap .
Will do
Shadrack please can you post your budget plan so we can build a sustainable budget
Send me your email via Facebook or Instagram
when creating the LIFETIME ISA account in terms of which fund option I should choose.
And my other question I will like to know is if t we have to pay £25 each month on the fund investment?
Last question is concerning the next tax year. Like I am opening an account now and when the next tax year comes do I need to still create another account? Or how do I go about it.
Thanks very much and I will kindly be waiting for your reply
Depends on your strategy
@@DiasporaCareersandInvestments but I have no clue and I was about creating one and I got stocked when I has to choose.
I know it might sound silly but I'm interested in the £1000 on the annual tax at the end of a tax year and not even on investing on funds.
So I just wanted you to give me your option you went for. Thanks and I will be waiting in the comments section. Stay blessed
Please share your budget spreadsheet
Please send your email on FB here: facebook.com/dareshadrach
Thanks for your time, please can you kindly share with me your spending spread sheet. Though am paying school fees for my children in the university
Sure. Please send me your email on FB here: facebook.com/dareshadrach
Please shedrach, i need the spreadsheet.
Send me your email on Facebook
Nice one
Thanks 🔥
Nice motivation kindly send me the blue print for mortgage payment
Please can I get the link to s&p trading
I don’t trade. See my video on investing here: ruclips.net/video/JXyF3B0J7Gs/видео.htmlsi=_3xN4fy5YkzmJOgf
Thank for what you are doing. Please need more clarification or a video on the term putting mortgage on equity and more on how to go about it. Thanks
Will do
Ride on sir
Thank you
Your laughter is contagious 😂😂😂😂
Thank you
I need to speak to you one on one Shadrach. Been in the UK for 3 years now, been saving like crazy but i think I’m doing something wrong. Maybe you can help me figure it out.
How do i reach you???
Scanned through the 5year-plan and one can hardly see anyone getting rich within 5 years using this plan...exceot we've got radically different perspective of the word "rich". Earning salary, saving part of your earning, building credit profile, buying your first house etc aren't strategies to becoming rich (in my opinion). Becoming a business owner or acquiring high paying skills that are in demand will get you there faster (with good financial intelligence ofcourse). My 2 cents.
Thanks for adding your perspective to this conversation, but many migrants on visas (except Global Talent visas) are not allowed to own a business. So this is useful for the several on T2V or SWV
You are a genius 👍🔥. My programme mate (SHOLA) brother
Appreciated
Can we be mentored by you guys please? Live in USA
Yes, we need it here too.
Do you know if we have life time ISA here something similar, Sir?
Certainly
How to handle matters.💃
Glad this helped
The laughter 😂😂😂😂😂😂. God helps us live below our means
Thank you
Is it possible to open the lifetime ISA account in our children's names? My husband and I are over 40.
If they’re over 18 www.gov.uk/lifetime-isa
Okay, thank you so much.
Dr please how do i reach you directly. Thank you.
Reach me via Facebook: facebook.com/dareshadrach
Hi Dr. Dare, I opened my lifetime ISA in January 2024, if I am able to save up to £4000 by April, will I be eligible for the £1000 interest bonus from the government?
Yes