Yes, they get you in there and then they drop the rates for instants the fix index annuity. I have just declared a 4% participation rate with the S&P 500. Meaning if the S&P goes up 20% the most I can make his only 4% Worst decision I ever made
So right now I am getting 6.25% guaranteed for 7 years. Your indexed annuities guarantee no principal loss. Well big shit I they have no guarantee you will make any money. Last year was a flop and I bet this year is to. So my 100k in 2 years just make me over 13k. While you are still at 100k. Potentially give you a portion of upside, oh my no wonder why this product is not selling. You need to be honest and with the words potentially give you a portion of upside you might as well get a guaranteed 6.25% for 7 years. I bet in the long run people will be way better off.
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Yes, they get you in there and then they drop the rates for instants the fix index annuity. I have just declared a 4% participation rate with the S&P 500.
Meaning if the S&P goes up 20% the most I can make his only 4%
Worst decision I ever made
So right now I am getting 6.25% guaranteed for 7 years. Your indexed annuities guarantee no principal loss. Well big shit I they have no guarantee you will make any money. Last year was a flop and I bet this year is to. So my 100k in 2 years just make me over 13k. While you are still at 100k. Potentially give you a portion of upside, oh my no wonder why this product is not selling. You need to be honest and with the words potentially give you a portion of upside you might as well get a guaranteed 6.25% for 7 years. I bet in the long run people will be way better off.