This is a really good video! I have a moved a balance of $10,600.00 from my Navy Federal Amex card which had a 14.99% APR that was eating me alive to a new CFU card with a opening CL of $10,900.00. That helped me get things under control because it’s 0% APR for 15 months saved me from increased debt problems with NF. So far I’ve had the card for 5 months and have worked the balance down to $8,000.00. I do want to CCS but I’m thinking about my UTI is high on the CFU. I have 4 credit cards 3 personal and 1 BIU card right now I have 20% UTI of my overall credit total. Would you say right now is not a good time to apply for a business CC? I want to move that balance to a BCC so I had hide that uti and then my score will skyrocket.
@@gabrielwelch6483 I applied for the Chase Freedom Unlimited. You can't go wrong if you go for that one or the Chase Freedom Flex which has 5% Cash Back on categories of your choice every quarter. If you don't have the the chase cards CFU is a great card to catch because it has 1.5% cash back or points. I actually now want to get the Chase Sapphire Reserve because I travel a lot. If you don't have an account with chase I suggest you open a checking and savings account and let it season for 90 days before applying if your UTI is not too high. I think mine ess like 26% but because I wanted a balance transfer they approved by application. Msnecsute you read the print that the card does balance transfers. Some offers don't do balance transfers
Medical debts / collections hold less value. I’ve had client get approved with medical collections! Ultimately we want to get them off credit report by dispute, validation or settling. Hope that helps! 🫶
If I already applied for INK preferred , but Online 😐 getting a ~eh limit…..do u think as an LLC it’s worth I close it and re-apply in Branch for two cards to begin my stacking?
Are you able to remove inquiries after applying for a business credit card. Apparently fund&grow can because they say there shouldn't be on on your personal. That its a rule since its for business purposes use only. They got almost perfect reviews so seems its not bullshit. But they want $4k for the package. I dont need stacking just inquiry removal from business application. If you can i will pay and hire for you're service
Hey Luis - do you have an ITIN? If so there are several ITIN friendly banks like Bank of America. ✅American Express will accept applications from people with ITINs or passports. ✅Bank of America will accept applications from people with ITINs or passports, but only if you apply through a Bank of America branch. ✅Capital One allows applicants who have ITINs instead of SSNs. ✅Chase allows applicants to use ITINs in place of SSNs. Citi requires applicants to submit SSNs. ✅Credit One Bank requires applicants to submit SSNs. ✅Discover requires applicants to submit SSNs. ✅Wells Fargo allows applicants to apply with ITINs instead of SSNs.
This person must be paid by a credit card company. You don't need to watch her video. Credit cards are good to build up credit to purchase a home but if you can't pay off your cards in full each month, you don't need credit cards, or they will bankrupt you and ruin your credit.
Thanks All❤️❤️❤️
Fabulous, Nicole. You’re the best! Thank you!
Appreciate you watching 🫶
You keep saying let's get into what you came for but keep talking about credit repair
Someone told me that putting account payments on auto pay boosts credit ratings faster. Is there any truth to this?
Boost credit by ensuring your bills are paid on time! So yes super important!
This is a really good video! I have a moved a balance of $10,600.00 from my Navy Federal Amex card which had a 14.99% APR that was eating me alive to a new CFU card with a opening CL of $10,900.00. That helped me get things under control because it’s 0% APR for 15 months saved me from increased debt problems with NF. So far I’ve had the card for 5 months and have worked the balance down to $8,000.00. I do want to CCS but I’m thinking about my UTI is high on the CFU. I have 4 credit cards 3 personal and 1 BIU card right now I have 20% UTI of my overall credit total. Would you say right now is not a good time to apply for a business CC? I want to move that balance to a BCC so I had hide that uti and then my score will skyrocket.
Go for it 🫶🔥🔥🔥
im in the same boat with my NFCU card, which CFU did you apply to for your card?
@gabrielwelch6483 I have a Credit union list and bunch of things free inside my starter kit pages.elife.fit/freekit
@@gabrielwelch6483 I applied for the Chase Freedom Unlimited. You can't go wrong if you go for that one or the Chase Freedom Flex which has 5% Cash Back on categories of your choice every quarter. If you don't have the the chase cards CFU is a great card to catch because it has 1.5% cash back or points. I actually now want to get the Chase Sapphire Reserve because I travel a lot. If you don't have an account with chase I suggest you open a checking and savings account and let it season for 90 days before applying if your UTI is not too high. I think mine ess like 26% but because I wanted a balance transfer they approved by application. Msnecsute you read the print that the card does balance transfers. Some offers don't do balance transfers
What is your opinion on medical debt? I never hear you mention medical debts. Ive heard that medical debt actually has no impact. Is that true or no?
Medical debts / collections hold less value. I’ve had client get approved with medical collections! Ultimately we want to get them off credit report by dispute, validation or settling. Hope that helps! 🫶
Nicole!! I know you are very busy but I sent you an email! Thank you so much!
I don’t check my emails but my team does best to book a consultation entrepreneurshipfit.as.me/intro
If I already applied for INK preferred , but Online 😐 getting a ~eh limit…..do u think as an LLC it’s worth I close it and re-apply in Branch for two cards to begin my stacking?
I would go apply in branch with business banker asap before the card reports on your credit reports… don’t close the ink card. 🫶
Are you able to remove inquiries after applying for a business credit card. Apparently fund&grow can because they say there shouldn't be on on your personal. That its a rule since its for business purposes use only. They got almost perfect reviews so seems its not bullshit. But they want $4k for the package. I dont need stacking just inquiry removal from business application. If you can i will pay and hire for you're service
Yes indeed 🙌 you can book a call here and we can make it happen for you entrepreneurshipfit.as.me/
Thank you so much, I dont have ssn and I justo open my business. no credit built. what should I do?
Hey Luis - do you have an ITIN? If so there are several ITIN friendly banks like Bank of America.
✅American Express will accept applications from people with ITINs or passports.
✅Bank of America will accept applications from people with ITINs or passports, but only if you apply through a Bank of America branch.
✅Capital One allows applicants who have ITINs instead of SSNs.
✅Chase allows applicants to use ITINs in place of SSNs.
Citi requires applicants to submit SSNs.
✅Credit One Bank requires applicants to submit SSNs.
✅Discover requires applicants to submit SSNs.
✅Wells Fargo allows applicants to apply with ITINs instead of SSNs.
Ive sub because of your story and the fire in you. Interesting content. Thank you 👍.
Appreciate you 🫶
This.... This is how you amass an ungodly amount of debt. 🤣
Your an !diot
She is sponsored by a credit card company, and they want the low education people in debt for life.
doesn't matter when you have no intention of paying it back
@@bounceday Lots of people get rich doing this!
… Or something.
When she said I got you I felt that 😂
Appreciate you 🫶
Thank you for all of your information.
Absolutely 💯 thank you for watching 🫶
Amazing value!! Thank you so much!!
Appreciate you watching 🫶
Nice
Appreciate you watching 🫶
Great video once again 👏
Glad you enjoyed it
Appreciate you watching 🫶
Terrible advice, don't listen to this nonsense, live debt free.
Yes, debt is not for everyone. But sometimes debt is necessary for certain types of business startups.
This person must be paid by a credit card company. You don't need to watch her video. Credit cards are good to build up credit to purchase a home but if you can't pay off your cards in full each month, you don't need credit cards, or they will bankrupt you and ruin your credit.
Clearly you didn’t watch the entire video… this method is best for business owners looking for capital to grow their business.
Maxing out your credit card is not good, but using a small portion of your credit limit, is a good way to raise your credit level.