How Mortgage Advisers can gain CAS (Competent Adviser Status)

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  • Опубликовано: 11 ноя 2024

Комментарии • 63

  • @SIHRA2
    @SIHRA2 3 года назад +5

    when i watch your videos i get this rush to just kick ass. Its more than just being a MA. Its about keeping fit. eating good food. thinking positive and kicking ass. Keep going brother.

    • @GaryDas
      @GaryDas  3 года назад +1

      So glad that is coming across!! Thank you for saying!!

  • @mohammadumorfaruq865
    @mohammadumorfaruq865 3 года назад +3

    Literally doing my CEMAP now and you’ve motivated me to the max!!!! Thanks man!

    • @GaryDas
      @GaryDas  3 года назад

      That is awesome! Cheers dude

  • @evaparghel
    @evaparghel 4 года назад +3

    Brilliant way of saying what CAS really means! A very clear way of pointing what should be achieved to become the right mortgage advisor in a competitive market!

    • @GaryDas
      @GaryDas  4 года назад +1

      Take your time, invest in learning, go through multiple scenarios and be patient to become a real expert!

  • @UnShackledTV
    @UnShackledTV 2 года назад +3

    Great video. A very true picture of the journey of a newly qualified Mortgage and Protection advisor. I would love to have a chat about the possibility of joining Active Mortgage.

    • @GaryDas
      @GaryDas  2 года назад +1

      Glad it was helpful! If you wish to chat about joining Active - please email my ops manager Jack on info@active-financial.co.uk

    • @UnShackledTV
      @UnShackledTV 2 года назад

      That's great. Will do.

  • @karolejsmont1315
    @karolejsmont1315 3 года назад +2

    Incredible eye opening to somebody likes me who is just going through the CeMAP qualifications and yet to look for CAS. Thanks Gary.

  • @gregormilne8623
    @gregormilne8623 Год назад +1

    Thanks for the video Gary. Really inspiring and some great advice. As a trainee mortgage & protection advisor I've been told to aim to achieve CAS within 8-12 months which seems reasonable. Really enjoying the journey so far and the content on your channel is really useful. 😃Thanks again

    • @GaryDas
      @GaryDas  11 месяцев назад

      Thank you. really appreciate. That’s sounds about right to me to. CAS isn’t just about file checks, it’s about quality of advice, knowledge and understanding. Please be sure to recommend the channel and subscribe. It helps a lot 💙

  • @WhenTheBellRingsPodcast_1
    @WhenTheBellRingsPodcast_1 2 года назад +2

    Just completed my CF6 mortgage advice exam from CII currently within my firm I am protection adviser and looking to do mortgages. I have watched this video and really impressed in terms of gaining CAS status. Really motivational thanks Gary.

    • @GaryDas
      @GaryDas  2 года назад

      You can do it! Thank you, what is your next move?

    • @WhenTheBellRingsPodcast_1
      @WhenTheBellRingsPodcast_1 2 года назад

      @@GaryDas looking to become a mortgage and protection adviser within my company and get the necessary licensing to practice mortgages. But want to be as competent as can be respect every aspect of what involved in doing mortgages.

    • @vishwanathsonwane6253
      @vishwanathsonwane6253 Год назад

      ​@@WhenTheBellRingsPodcast_18mmm.nij

  • @joshuaclarke6768
    @joshuaclarke6768 3 года назад +3

    WOW!!! What a great video! Me myself I'm a Luxury Real Estate Agent & about to do my mortgage qualification and this is a fantastic video to watch.

    • @GaryDas
      @GaryDas  3 года назад

      Glad it was helpful!

  • @plantbasedwell-being3309
    @plantbasedwell-being3309 4 года назад

    LoL you’re so right about CeMap qualification vs real life cases. Pre MMR was much simpler, great point of view regarding CAS status. I’ve worked in a building society for 8 years, BTL’s & mortgage service I’m currently studying for my CeMap. The building society has been one of the most ethical financial institutions I have come across. Your videos are a great help in not just self development but how to do a job to the best of your ability. I have come across far too many dissatisfied customers who can say nothing but bad things about their mortgage broker. It’s a guide of what not to become 🙄

    • @GaryDas
      @GaryDas  4 года назад +1

      Banking is probably the best foundation for mortgage advice. I started at woolwich before moving in to estate agents and brokering. Any questions or content to help you pls let know

    • @plantbasedwell-being3309
      @plantbasedwell-being3309 4 года назад +1

      @@GaryDas Thank you so much, I think once you’re past the monotony of unit 1 it’s all good. It’s gaining the experience & finding a niche in your career that will be challenging. What do you think going forward in the current climate BTL’s or Equity Release?

    • @GaryDas
      @GaryDas  4 года назад +1

      @@plantbasedwell-being3309 Both are required, specialist and looked at completely differently. Both are a great choice.

  • @zacgold8064
    @zacgold8064 4 месяца назад +1

    Hi Gary, really insightful and super helpful vide!!
    I love how direct and to the point you are.
    My question is the following,
    I have a full time job as a sales manager, nothing to do with mortgages.
    I am newly qualified as cemap and I am looking for exactly the support and training that you described.
    I have my own mortgage to pay and a family so I cannot give up my current job to train, but I am flexible in the day and I’m extremely dedicated and hard working to work any hour Gd sends to learn.
    Would it make sense to offer a firm to work for free, generate my own leads and offer the firm majority of my commission in return for full and active mentoring and support through all the types of complex cases you mentioned.
    It might sound crazy but I know that what you said is 100% true - the knowledge and experience is worth more in the long term - I just need a plan to approach firms with to explain a mutually beneficial.
    Thanks again for all your incredible content!

    • @GaryDas
      @GaryDas  4 месяца назад

      I wouldn’t work for free. Maybe do it alongside your job for 6-12 months and build a brand, leads and pipeline for when you go all in self employed

  • @CCCUBanterbury0
    @CCCUBanterbury0 4 года назад +3

    Hi Gary, thank you for such an insightful video. I'm currently going through self study of CeMAP and this has really opened my eyes to what to look out for in firms and myself.

    • @GaryDas
      @GaryDas  4 года назад

      Glad it was helpful!

  • @victordavid-qg1hd
    @victordavid-qg1hd 7 месяцев назад +1

    Hi Gary.
    Do you mentor people that just completed the cemap course and are really eager to achieve the highest level of professionalism in the field?

    • @GaryDas
      @GaryDas  7 месяцев назад

      Mentoring an adviser is hugely time consuming, I do not do it personally as i have a team of 20.
      Your best bet is to apply to join my firm and then we can support you to gainin CAS and understanding how to do the job efficiently and professionally.
      If you wish to apply, send you CV and an explanation on why you think you would be a great adviser to info@active-mortgages.co.uk

  • @alfrazkhan8347
    @alfrazkhan8347 2 года назад +2

    Hi Gary I have completed cemap fully, currently working in banking as adviser wanna get into mortgages but not necessarily with the bank I'm with as they are not recruiting. Any ideas please ?

    • @GaryDas
      @GaryDas  2 года назад +2

      Apply to every company locally to you

  • @ayanyt8446
    @ayanyt8446 3 года назад +3

    Excellent video all in and out of advisor role. I need some advice I completed my cemap 6 months ago but from from the last 6 month I could not get any role . Bit frustrating at the minute just wondering how will i be able start my career as a mortgage advisor? Please need advice. Thanks

    • @GaryDas
      @GaryDas  3 года назад

      Have you written to every single mortgage brokers estate agent and bank within a 30 mile radius of your home? If not thats a good place to start.

    • @ayanyt8446
      @ayanyt8446 3 года назад

      @@GaryDas I was applying online but could not get any interview call.
      Now I will try to contact all local brokers let see how ot goes .

  • @stevenmorrison8372
    @stevenmorrison8372 3 года назад +2

    Hi Gary, been a sole trader in an unrelated industry for 6 years but been locked down because of Covid so have used the time off to do the cemap, these vids are very usefully to hear from someone in the industry, cheers

    • @GaryDas
      @GaryDas  3 года назад

      Thank so much for commenting, really appreciate it. Check out my podcast for more inspiration www.financial-pro.com/podcast

  • @tomsmith7246
    @tomsmith7246 4 года назад +1

    I had just completed CeMAP independently and I am struggling to find where to find a job to get experience and cas

    • @GaryDas
      @GaryDas  4 года назад +2

      Contact every broker in your local area. New video coming on this subject, make sure you are subscribed!

    • @tomsmith7246
      @tomsmith7246 4 года назад

      @@GaryDas thanks

  • @berger15
    @berger15 3 года назад +1

    I'm looking at getting back into being a broker, after a 10 year break - and getting CAS is my biggest concern. I have been given an opportunity to self-start under franchise - but CAS is my concern. How on earth can I get CAS without network support?

    • @GaryDas
      @GaryDas  3 года назад +1

      The company you are working for / under will give you CAS, or at least they should. CAS is simplying checking the advice you have given is accurate.
      I would ask them!

  • @sizwesabawu7237
    @sizwesabawu7237 3 года назад +1

    My understanding is that CAS is firm specific and cannot be taken to the next firm....you get there and do it again. Is that correct? Great content BTW.

    • @GaryDas
      @GaryDas  3 года назад +1

      Thanks. CAS is "competent adviser status"
      If you gain it with 1 firm, the next firm will take it into consideration, but they are still required to do their own due diligence and make sure you are competent to their standard, so they will review files, check your advice and give you CAS. A new firm is more likely to hire someone who is deemed competent before joining them

  • @robbrown1495
    @robbrown1495 2 года назад

    Hello Gary, I did my CeMAP in 2003 or 2004 I can't quite remember now. I am a broker in Australia and moved here in 2005. Out of interest, has the industry changed much since then? I am considering returning to the UK and looking at options.

    • @GaryDas
      @GaryDas  2 года назад

      Hey Rob, it hasnt changed at all. I ducked out to do insurance only 2009 to 2015. All i would say now is the criteria is harder than ever and research takes alot longer!

  • @mf732
    @mf732 3 года назад

    very thorough

    • @GaryDas
      @GaryDas  3 года назад

      Glad you enjoyed!

  • @sgill1968
    @sgill1968 3 года назад +1

    once you achieve cas with one firm, is that permanent or do you need to achieve cas with every firm you work with?

    • @GaryDas
      @GaryDas  3 года назад +1

      Compentant adviser status is always assesed by the firm or network you are working with, if you have had it before they usually treat you differently to a trainee. If you join my firm for example I want to make sure you are up to my expected standards and do things the way we want irrespecitive of how much experience you have.

  • @babbrsher-1
    @babbrsher-1 4 года назад +1

    Hi Gary will you recommend doing self study CeMAP or via online training? please advise thanks. I am currently studying for CeMAP self study

    • @GaryDas
      @GaryDas  4 года назад

      Depends on your skillset... I know plenty with self-study and plenty with online and plenty with 2 weeks classroom - its whatever suits you

    • @babbrsher-1
      @babbrsher-1 4 года назад +1

      Thanks a lot Gary for your kind reply. Will you please recommend me some self study/online training which you think is worth of money?

    • @GaryDas
      @GaryDas  4 года назад +1

      @@babbrsher-1 I don't know any im afraid. There is a training company called future trend who is worth looking at.

  • @tomsmith7246
    @tomsmith7246 4 года назад +1

    Where is ur brokerage ?

    • @GaryDas
      @GaryDas  4 года назад +1

      Essex and I have advisers all over the UK www.active.mortgage

    • @tomsmith7246
      @tomsmith7246 4 года назад

      @@GaryDas any in Cambridgeshire?

  • @suegrace4272
    @suegrace4272 3 года назад

    Hi Gary thank you for your video, I have taken my exams in Ce Map 1,2 & 3 and Ce ReR but I am not getting anywhere with them. I have no experience and I am not sure whom to contact regarding training that I need. I agree with you that these exams are nothing without support, training and an more in-depth understanding or the industry. Could you recommend a Company to approach to gain this support?

    • @zaink7037
      @zaink7037 3 года назад

      Hello Sue. With me what I did was visit a few local mortgage brokers. I managed to get an interview the next day in one and now working there as a mortgage admin and hopefully get trained to advisor if the principal thinks I'm doing well.
      I'm new to all this with no prior financial and mortgage experience except for a few months estate agency experience so the principal knew this and that he'll have to train me from scratch but he still took me on.
      Best to be proactive and physically visiting these places 👍.

    • @suegrace4272
      @suegrace4272 3 года назад +1

      @@zaink7037 Thank you that's a great idea, time to get the suit out and visit some local mortgage brokers.

    • @GaryDas
      @GaryDas  3 года назад

      Exactly as Zain said. Contact everyone locally to get the guidance and training