Debt - slowly but surely you get rich. Remember, Being Debt Free is the New Rich. Sa palagay ko, napakaraming tao ang nasanay na sa pagsasaalang-alang sa halaga ng utang sa kanilang paggasta, na hindi nila napagtanto kung gaano pa sila makahinga sa pamamagitan ng pag-aalis nito. A look at debt loads in Canada ay nagpapakita ng isang nakababahala na kalakaran. "Huwag itago ang natitira pagkatapos gumastos, ngunit gugulin ang natitira pagkatapos mag-ipon". Sa wastong pagpaplano sa pananalapi, disiplina, at tiyaga, individuals can rebuild their financial situation over time through strategies such as budgeting, investing wisely, increasing income streams, and managing debt effectively. Madalas na nangangailangan ng pasensya at dedikasyon, ngunit maraming tao ang matagumpay na nagtagumpay sa malaking utang upang makamit ang tagumpay sa pananalapi.
Nice topic po. Next topic naman Networth, yan talaga sukatan ng yaman. Yes depende talaga sa tao yan. Kaming mag asawa started with zero, minimum wage earners lang. Ngayon upper class na, zero debt, paid off house, 6 months emergency funds, retirement funds, college funds for our kid, reaching $1M networth in a few months. Kahit sino talaga pwedeng maging millionaire, dapat talaga financial education, sacrifice, wag YOLO. Sabi nga get your first $100K in investments and your networth will explode after.
wow sir ang ganda naman ng status nyo now sa canada, dept free and paid off sa housing among others 😊.. hopefully in the future kami din magawa namin yan 🙏
Nice vlog, Bro. Very thought-provoking. Medyo unpopular opinion: We don’t see ourselves retiring in Pinas. Tingin namin kahit retired na kami, mas ok to spend our retired life sa Canada. Pag retired na kami, dun lang namin mae-enjoy ang beauty of Canada on a daily basis hehe. Tapos di kami nangangamba pag nagkasakit kami kasi may healthcare benefits dito.
thanks bro. actually kahit kami we plan to stay after we retire to enjoy also the benefit of being a canadian. Mahirap sa pinas, na realize ko ito nung umuwi kami 😅
People have different interpretations of a rich person (moneywise) in Canada. My interpretation of rich is based on what I experienced in the 1980s. I worked for a Caucasian businessman to renovate some old apartments for Expo86. While at the work site, the businessman got a message from his assistant that he just became a millionaire. He was so excited he arranged a "First Million Dollar" party that night. Being a millionaire back in the 1980s was a rare milestone and thus deserved a party to commemorate the event. So for me, a real millionaire must have an inflation adjusted figure of $2.47 million to be considered truly rich in Canada. And in fact, the top 2% in Canada today have a net worth of $2.5 million so my estimate of what I consider to be rich is very close.
Ipdala ng ipdala ang pera natin dito sa canada sir😁 Para paguwi natin mayaman tayo sa pinas.. Dito mababaon lang sa utang at work ka lang ng work.. Dalhin natin sa pinas ang pera ng canada..
Debt - slowly but surely you get rich. Remember, Being Debt Free is the New Rich. Sa palagay ko, napakaraming tao ang nasanay na sa pagsasaalang-alang sa halaga ng utang sa kanilang paggasta, na hindi nila napagtanto kung gaano pa sila makahinga sa pamamagitan ng pag-aalis nito. A look at debt loads in Canada ay nagpapakita ng isang nakababahala na kalakaran.
"Huwag itago ang natitira pagkatapos gumastos, ngunit gugulin ang natitira pagkatapos mag-ipon".
Sa wastong pagpaplano sa pananalapi, disiplina, at tiyaga, individuals can rebuild their financial situation over time through strategies such as budgeting, investing wisely, increasing income streams, and managing debt effectively. Madalas na nangangailangan ng pasensya at dedikasyon, ngunit maraming tao ang matagumpay na nagtagumpay sa malaking utang upang makamit ang tagumpay sa pananalapi.
@@PrimeRievzYVR ang ganda ng sinabi nyo sir, ipi-pin ko po ito for other people to read 😊
Nice topic po. Next topic naman Networth, yan talaga sukatan ng yaman. Yes depende talaga sa tao yan. Kaming mag asawa started with zero, minimum wage earners lang. Ngayon upper class na, zero debt, paid off house, 6 months emergency funds, retirement funds, college funds for our kid, reaching $1M networth in a few months. Kahit sino talaga pwedeng maging millionaire, dapat talaga financial education, sacrifice, wag YOLO. Sabi nga get your first $100K in investments and your networth will explode after.
wow sir ang ganda naman ng status nyo now sa canada, dept free and paid off sa housing among others 😊.. hopefully in the future kami din magawa namin yan 🙏
Congratulations
Congratulation milyonaryo ka na pala!
@@6ix_Strings so mayaman ka na? kung mayaman ka na umuwi ka na dito sa pilipinas!
Nice vlog, Bro. Very thought-provoking. Medyo unpopular opinion: We don’t see ourselves retiring in Pinas. Tingin namin kahit retired na kami, mas ok to spend our retired life sa Canada. Pag retired na kami, dun lang namin mae-enjoy ang beauty of Canada on a daily basis hehe. Tapos di kami nangangamba pag nagkasakit kami kasi may healthcare benefits dito.
thanks bro. actually kahit kami we plan to stay after we retire to enjoy also the benefit of being a canadian. Mahirap sa pinas, na realize ko ito nung umuwi kami 😅
Live within or kung maaari below your means tayo para makamit yong goals either dito sa Canada o sa Pilipinas. Good topic po 👍🏼 God bless
Salamat po sa comment at salamat po sa panonood 😊
People have different interpretations of a rich person (moneywise) in Canada. My interpretation of rich is based on what I experienced in the 1980s. I worked for a Caucasian businessman to renovate some old apartments for Expo86. While at the work site, the businessman got a message from his assistant that he just became a millionaire. He was so excited he arranged a "First Million Dollar" party that night. Being a millionaire back in the 1980s was a rare milestone and thus deserved a party to commemorate the event. So for me, a real millionaire must have an inflation adjusted figure of $2.47 million to be considered truly rich in Canada. And in fact, the top 2% in Canada today have a net worth of $2.5 million so my estimate of what I consider to be rich is very close.
I guess may point din po talaga ang sinabi nyo. I don't if may pinoy na ganyan ngayon dito 😅
Right.
@@renangabarra645 thanks for the comment 😊
salamat sa sinabi, naliwanagan ako
salamat po sa panonood :)
Ipdala ng ipdala ang pera natin dito sa canada sir😁
Para paguwi natin mayaman tayo sa pinas.. Dito mababaon lang sa utang at work ka lang ng work.. Dalhin natin sa pinas ang pera ng canada..
May point naman po kayo, mataas po kasi talaga ang value ng CAD sa pinas, maganda magretiro sa pinas para sulit ang pension natin
Basta't hindi nagugutom ok lang me utang ,mahirap gutom kana wala ka pang pera hehehe 😅😅😅😅
tama naman po, sana huwag tayong umabot sa ganun :)
Magipon ng magipon habang nasa Canada tas mag retire sa pinas panigurado milyonaryo ka.
Tama po :)