Realistic Monthly Living Expenses in the Philippines: A Breakdown
HTML-код
- Опубликовано: 28 сен 2024
- The Only Dating Website I recommend to meet serious Filipinas
bit.ly/Recomme...
-------------------------------------------------------------
An awesome free Philippines dating site with 500+ new members joining daily!
www.pinalove.c...
-----------------------------------------------------------
The only VPN I trust and use personally: Surfshark
get.surfshark....
----------------------------------------------
How I receive my mail overseas safely:
travelingmailb...
-----------------------------------------------
Need a Throw away ticket, look no further $16 for a valid ticket ( I use this all the time).
onwardticket.c...
--------------------------------------------------------------------------
Wise get your first transfer for free:
wise.com/invit...
----------------------------------------------------------------------
The Travel Medical Insurance I personally use:
safetywing.com...
----------------------------------------------------------------------------------
Need a visa for your Filipina, check it out:
www.filipinovi...
-----------------------------------------------------------------------
If you would like to buy me a coffee:
www.buymeacoff...
-------------------------------------------------------------------------------
Contact Michael Onstead for Medical Insurance for The Philippines:
FB: / monstad1 or e-mail: michael.onstad@loc-consultants.com
-------------------------------------------------
Gio's Essentials Traveling List (Must have items for living or traveling in the Philippines)
Order today!
www.amazon.com...
------------------------------------------------------------------
Visiting or moving to The Philippines? 1 on 1 Consultation with Gio: Contact me at: giointhephilip... (For a free consultation join my patreon today)
-----------------------------------------------------------
My Patreon account: Over 80 Exclusive videos not found on RUclips and free consultations and apparel with silver level and higher.
/ giointhephilippines
JOIN as a Member to get exclusive videos not shared on the main channel!
/ @giointhephilippines
-------------------------------------------------------------
Check out my website for more information on the Philippines.
giointhephilip...
-----------------------------------------------------------------
Book your hotel when traveling with my link for the best deals:
bit.ly/38CvDgr
--------------------------------------------------------------------------------------
If you would like to help support my channel: paypal.me/GioS...
----------------------------------------------------------
Contact Information:
Instagram: / gio_in_the_ph
FB: / giointhephilippines
Contact me by visiting my website and clicking contact Gio
giointhephilip...
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe.
An awesome free Philippines dating site with 500+ new members joining daily!
www.pinalove.com/?ai=3494&cid=1
-----------------------------------------------------------
The Only Dating Website I recommend to meet serious Filipinas
bit.ly/RecommendedDatingSite
-------------------------------------------------------------
The only VPN I trust and use personally: Surfshark
get.surfshark.net/aff_c?offer_id=934&aff_id=17091&url_id=1320
----------------------------------------------
How I receive my mail overseas safely:
travelingmailbox.com/?ref=1384
-----------------------------------------------
Need a Throw away ticket, look no further $16 for a valid ticket ( I use this all the time).
onwardticket.com/giointhephilippines
--------------------------------------------------------------------------
Wise get your first transfer for free:
wise.com/invite/dic/giovannis229
----------------------------------------------------------------------
The Travel Medical Insurance I personally use:
safetywing.com/?referenceID=24748534&Ambassador
----------------------------------------------------------------------------------
Need a visa for your Filipina, check it out:
www.filipinovisa.com/?partner=1210
-----------------------------------------------------------------------
If you would like to buy me a coffee:
www.buymeacoffee.com/italiagio71
-------------------------------------------------------------------------------
Contact Michael Onstead for Medical Insurance for The Philippines:
FB: facebook.com/monstad1 or e-mail: michael.onstad@loc-consultants.com
-------------------------------------------------
Gio's Essentials Traveling List (Must have items for living or traveling in the Philippines)
Order today!
www.amazon.com/shop/giointhephilippines
------------------------------------------------------------------
Visiting or moving to The Philippines? 1 on 1 Consultation with Gio: Contact me at: giointhephilippines.com/ (For a free consultation join my patreon today)
-----------------------------------------------------------
My Patreon account: Over 80 Exclusive videos not found on RUclips and free consultations and apparel with silver level and higher.
www.patreon.com/giointhephilippines
JOIN as a Member to get exclusive videos not shared on the main channel!
ruclips.net/channel/UClMlXTxpTNMZRE4AEjlc5RAjoin
-------------------------------------------------------------
Check out my website for more information on the Philippines.
giointhephilippines.com/
-----------------------------------------------------------------
Book your hotel when traveling with my link for the best deals:
bit.ly/38CvDgr
--------------------------------------------------------------------------------------
If you would like to help support my channel: paypal.me/GioSanTeaching
----------------------------------------------------------
Contact Information:
Instagram: instagram.com/gio_in_the_ph/
FB: facebook.com/GiointhePhilippines
Contact me by visiting my website and clicking contact Gio
giointhephilippines.com
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe.
You can never have too many budget videos.
Each person is different.
Us Americans are spoiled with Amazon. I order most things from Amazon, such as coffee, sardines, shaving razors, clothes, light bulbs, etc.... saves me so much time from running around town.
same here :)
Budget videos may be "done to death" but please keep doing them. Finances is one the most important things in life decisions.
thank you will do.
@@shawn2380 I agree I never get tired of watching budget videos I’ve seen so many and find them all fascinating
If only the food was better. Sticking with Thailand and Malaysia for now.
Good summary and probably pretty accurate for those who stay put in one place. But Having talked to expats here who are long-term in the Philippines, most include travel in their annual plans and say it’s better to budget $2500 to $3000 to account for months when you have big expenses, such as flying home to see family or heading out with your loved one to another country for vacation break.
Definitely
Hello Gio and Mia. You cannot go wrong (in my opinion) with a budget video. Inspiring to see your honeymoon "gentile/healthy" bickering over one another's vises and (known) secrets...stay strong and faithful towards (one another) your loves, guys, Blessings. As an Expat in waiting, I am more apt to click on content regarding economic means towards living/residing the Philippines over a travel vlog emphasizing a week or month visit. Not to diminish the importance of "sampling" the Philippines before settling on staying. I have viewed each of your budget videos to include the ones featuring guest and sauntering or chilling along the Boulevard. Been with you for a long time Gio and you have (in my opinion) not missed a beat with regards to providing useful information to potential ExPat's for a healthy, safe, clean life residing in the Philippines solo or cohabitating. Keep up the good work and when I arrive in the Philippines, hopefully I will have a chance to thank you in person.
Very good cost of living video. My wife and I (if we remove the cost of our condo which we are paying as much off on every month as we have left over) figure out our cost of living in the City of San Fernando, Pampanga and we can live pretty good on $1,000.00 - $1,200.00 (Canadian) per month. Once the condo is paid off that cost of living will be very comfortable.
condo costs and fees?
yea without food and with just living and owning a home, i pay out like 3k a month here in the US, so yea $1710 a month to maybe 2k a month would be cheaper for me :)
I have been here two years and i am married with two teenagers and my monthly expense without anything extravagant is $2,800 usd. We go out to eat Once or maybe twice a week, and no place fancy at all.
How much is your rent? How big is your place? How do your costs compare to this video?
Thank you for allowing us to hear your budget over there, with the three of you it is $1700, you have a beautiful house you rent, and eat good. I hear a lot of bloggers say dont come out to the Philippines unless you can afford $3,000 a month. that is a bunch of BS, I coming out alone, I know I can live well on $1,500 a month, now my retirement is much higher then that, but I want to save so I can take trips around Asia.
You are so welcome!
$3000 a month for us in the philippines involved airbnb, multiple hotels, 4 flights for 2 people, 17 islands, eating and drinking out daily and getting drunk and partying plus karaoke every weekend.
Its definitely easy to blow money but if you're just enjoying life like someone who lives here and not just on vacation 3k is kinda hard to spend unless you're hiring full time staff
1500$ bruh I live there for 700$ easy tho I live there alone so its different I guess.
Basically the more people in your family, the more it's going to cost you. Still, $1,500 a month for a single guy is just doable without travel.
@@masterchiff6784You living there or just existing there. I wanna enjoy my retirement. Good food, air conditioning, eating out probably daily. What does $700 get you? Serious question.
The most asked questions is how much do I need in the Philippines? This is a great budget video for the average guy with a wife/girlfriend and supports 2-4 people. Yes, you can live much cheaper, but you also want to live comfortably. This is a great budget video for someone that doesn’t pinch pennies and also doesn’t live too extravagantly. I think that this will be the budget range for the vast majority of us.
Thank you
I’ll be in Dumaguete later this week. I’m excited to check out the area.
Hope you enjoy!
You will love it
@@GiointhePhilippines thanks Gio!
@@jonathancoffman4311 thank you
I have a 2,000 usd disability check. I only use 1200 usd in Ortigas BCD
Great video, thank you. Please do a budget videos every how often.
You got it!
Yes about 100K a month avg (eating out western style will ramp it up too)
Yes, it sure will.
Summing up your declared expenses I ended up with around 125k if you split up and include the 2000 USD 6 monthly travel expense and I believe your wife must send some money to her family as well so all in all I think 2,000-2,500 USD could be the in the ball park. 2,000 USD only for 2 people for 10 days in Japan plus 2 days travel was a really good deal.
No money going to Mayas family but you are correct if we count the trips about 2k a month.
If you're going to Japan for snow are you seeing the Sapporo Snow Festival? It's a treat. The Sapporo brewery also does a tour - I recommend the one near the airport that's operational, though there is the old historic one in town as well.
Thank you
Great video Gio 👍 You can only do a budget for how you live. I’m sure if someone eats lunch and dinner at the mall every day, you can blow up a budget really quickly.
But you covered all the bases, as far as I’m concerned…Salamat
Thank you for doing this in peso. I am not American so the US dollar means nothing to me. I have lived in Leyte for 15 years and only think in peso. The only time I think in my old currency is when I am transferring money.
You're welcome
Good lifestyle and budget to go with it ❤
You reassured me Gio. I will make it there.
Our favourite too - Darrel Lea Dark Chocolate Licorice Bullets.
Me being a retiree I think I would have to add in there vacation time, at least two trips a year ,recreational activities such as golf
Great video Gio and Maya! You are living what the American dream used got be. Now its nearly impossible here. Once my old dog passes away, I am going to take some exploratory trips. I want to check out Dumaguate, Cebu/Mactan, and BGC. Then maybe retire here and move too the Philippines. Love your content!
I made the move in 2021 best thing I ever did.
My wife and I bought land and built our house. I didn't want the stress of coming up with rent or a house payment every month.
We live on Samal Island a 15 minute boat ride to Davao city. We love it. Good luck with your move.
Gio please teach me how to budget because I spend more than that and I live in a studio in Cebu 😂
But from what I could tell visiting Dumaguete many things were significantly cheaper..
Really we don't budget but we just end up with this amount every month except when we travel.
Hi Gio, I’ve been following you for a bit of time. Thanks for all you do. Given that you’ve “settled down,” what are the advantages of RENTING versus of Owning?
Oh well, renting enables you to be able to move to new cities, new locations and you are not as committed to one location.
I guess it's all about lifestyle. I think I could do 1700/mo if I stayed in one place. But it's the PH and there is so much to see and experience. So I travel like half the time and spend like 3 times that amount.
Thanks Gio and MAYA .. ❤❤❤🇵🇭💕🇦🇺
Thank you guys 😊
How many belcress stores are there ? I am having problems finding some food items in Leyte
Cebu, dumaguete and bohol as far as I know have Belcris.
Can't calcolate all depend howmutch you eat ,what rent you pay ,if you have own house and so on ,if have own house you no more have the expenses for a rent so ye it can range from between 600$ to 2000$ dpend on what luxery life you wanne have ,like as expad besmart place sunpannels ,it cost you 550$ for 450what sunpannels with transformer and batery ,set 2 thats only 1100 and would proberly give you hole week energy with full baterys ,you safe money and easely can buy a automatic washmachine ,electricity wil be strong enough from the sunpannels
If you don’t mind me asking, do you deal mostly with cash, debit cards, cash app or local banking. There seems to be multiple systems that folks use. I’m just curious as to what you find the most convenient?
Cash and a local app GCash
You hit the jackpot,a very beautiful wife.
She's my age too :D
Hey Gio as a man, i know for a fact when i have a GF or wifey, at times i like to get her stuff that helps make her look good, to me that is my way of showing love, Cheers :)
A Day Without eeffoc.
Gio,
Be careful about writing off meals as a business expense. The IRS really checks on meals being claimed as a business
expense .
I know of a couple of guys that really got in trouble for that and they really got penalized and were charged interest to boot.
You can't write off meals outside US
I don't actually write off meals, I was joking
@GiointhePhilippines Okay Gio 👍
Translates to my rule of 3k per month to have room for increased needs.
Also Gio one day i will have a one on one chat with you ok, ATM i am thinking of BGC in Manila, because i am a 100% disable vet and i maybe able to use the VA in manila ok, Cheers :)
Sounds good!
Very surprised you indicated 55 php as a low? I respect you, but that's misleading........Under a "normal" stable economy, were talking around 45-48php to the dollar. 55php is a high, and 60php is an extreme economic tilt. Love the channel though!
no VPN ? since you use wifi a lot ....
Yes, but I paid 3 years upfront.
Wow! I didn't know that. So if I leave the country with my Filipina wife, I can come back on a Balikbayan visa? We went to Indonesia together after we married, and they didn't offer that. We fly to Malaysia next month. How do I get that?
Marriage certificate when returning on hand
Great Video Gio and Maya. It’s good to have these kind of videos every six months or so to see how the prices are in the Philippines. I will be coming to permanently live with my fiancé in Cebu City in early 2025.
Would it be possible for you to do a budget video with someone who has more money to spend in the Philippines. It would be helpful to learn from someone who has a budget of $3500-$4000/month to see what higher end living is like. When I was in Cebu City in July-October of 2023 I was able to live very well by myself for about $1500 but when I go back for good I will be able to afford twice that amount as I have been blessed recently. If you can interview someone who lives in the higher income bracket that would be great as they give more information and ideas on what to do and where to go. I’ve been to the Philippines 9 times and my first wife was from Bulacan so I know the Philippines pretty well but I’d like to see how more of the wealthy live and what they budget for.
Thanks again for the information on your latest budget video.
We have more to spend this just happens to be our average expenses.
$800 on food a month wow you guys like to eat
Send me filipina live in girlfriend for cooking, cleaning and secretary-ing.
Your electric is off the chart, You live king, That’s about righteousness bro, You could cut a lot on your fun, But why, If your Comfy and happy that’s all that matters,
I run Construction, Saws, Welder and my electric is same as yours, If we don’t it’s under 4000,
If your going to stay Buy a place that size of rent will pay it off fast with a good down payment, I will add your in a expensive Island, So what ever works for you 3 😁🫡🇺🇸🇵🇭Salute
First off, thanks for sharing. I would like to emphasize one point - foreigners that fall into the middle class, or even lower middle class in the US will have a lot more discretionary spending in the Philippines. That equates to a better lifestyle for them and their Filipina partner. And the biggest savings is always around housing, or rent - heck, my HOA fees are more than what you guys are paying in rent.
Well said!
@@oahuguy3918 I just rented a condo in Thailand for two months the taxes on my house and the insurance on my house for one year are more than a year rent at that condo
@@oahuguy3918 plz, ppl stop comparing the way over blown prices in USA to PI. They are Way Over Priced, this is a Political Monster move killing us put on us by the Dem-Communists and needs to corrected in any and every way possible, 1) drop oil prices, diesel was doubled thx to Biden. This has driven everthing up, food, housing, cars car insurance. Everything, at least 1/3. House have tripled. STATES Minimum wage have almost doubled; which must be rolled back. This is doable, 1st with drop in oil, then prices will drop. Then Minimum wage must be rolled back! Then you can compare the US to PI if you must. Bottom line is Philippines & Filipino's do not face, in any way shape or form have to put all the costs/money that we need to just stay alive in the USA.
@@oahuguy3918 the tanker. It's illegal to turn in front of on coming traffic. It shouldn't even be a question
Black licorice, secret purchases, and playfulness. I would consider it a gem of a post! Ty, brother in arms.
Updated budget videos are always good to hear. Thanks for sharing guys!
Our pleasure!
Wow that is a very cheap good living with beautiful 3-bedroom apartment in the Philippines for total expenses less than $1,400 per month. That is only a regular rental apartment cost per month here in Indianapolis, Indiana. Enjoy and have a good time with your wife.
Hello Gio and Maya! It seems like a reasonable budget for a comfortable lifestyle. Keep up the great work! I hope to go back to the Philippines sometime in January or February.
Ya'll living high on the hog.
Informative Video. I wish my expenses in the US were that cheap. My mortgage alone is just under $1,900.00 Per Month. I am spending over $5-k a month here. Great job and thank you for Your service to the United States 🇺🇸.
Thank you
I can’t wait to move there. I will be visiting mid-January to mid-March next year. I can save money like crazy there even if I went over what you three spend.
It is nice to be able to save a chunk of money monthly here.
👍✅😜✅👍
Geez! That is budget friendly ❤
Being from Minnesota I like how Mya has no desire to be in the snow 😊 it is 12 degrees celcius this morning 😮😊😊
Very reasonable. I figure your child adds 200 wife 500 so only 1000 for a single person Good for living in a nice place with a pool and eating out 4 times a week. My bar bill used to be 800 a month and my cars another 1000 golf 1000 so even 1800 to 2100 is very reasonable for 3 people living well. I think Maya is naturally frugal like my wife.
Yes, she is :-)
I have an off Topic and maybe odd question: Are the girls on like Philipino Cupid as good as every other girl in the streets? Or would you argue (In the west I probably would) that there are even more qualitative ones offline?
Better in person meeting a girl but you can find quality girls online too.
Your budget is determined by how much money you get each month - I spend all my money - my buddy spends all his money - and he gets a $1,000 usd more than I do.
These are my expenses, and they are not determined by the amount of income I receive. Thank you for your comment.
Guessing you are doing a Schedule C for your US tax return from the RUclips revenue. Great idea combining eating out with RUclips expenses! Many taxpayers would not think of this. AJ
She will probably end up loving the snow, and want to see snow every winter
Hey Gio, I'm a bit confused on one thing I thought before when I didn't have Amazon Prime and I still got the free shipping to the Philippines over 49.00 in purchases. I've had Prime for the last few months and I'm wondering is a subscription to Amazon Prime necessary to get the free shipping?
No, it's not necessary.
@@GiointhePhilippines Thx
Isn't there a veteran lifetime visa?
Yes, veteran visa that you renew yearly for I think $10 and a $1500 one time deposit.
Maintenance of Pools is costly, they have to purchase Chlorine and keep the water circulating 24 /7. Your Internet is quite reasonable. Try to cook at home to save eating out.
A great lifestyle for less than $2,000 per month!❤️
How much is it going to cost to live the soft landing in nice condo in Cebu IT Park or Cebu Business Park, (not a shoebox condo; they seem dark & clostraphobic. Square condo's plz 🙏. 😊😅😅
I think around 40k rent for a good size, modern condo
@@GiointhePhilippines that sounds doable. Thank you. I needed that. Vids on condos in IT & Business Park don't seem to cover these kind of vids much. I see a lot of shoe box conds.
Just watching this video with no voice . Congratulations Gio 👌
i paid 50k per month rent 1 bedroom with balcony over looking cclex ...but my electric is included so is wifi and parking and water gym and pool so i guess im ok..i am near my favorite stores robinsons jolibee many other restaurants and carbon market is 15 minutes away etc etc so i guess im o k where i am ... all my other expenses are just food and going out etc
Love your videos gio. The area you live in looks so cool for retirees. How is the dating in the Duma area for a normal 55 year old retiree? I rarely drink and prefer relationships not bar people.
Yes, absolutely
I though mobile kicks u off your plan if your overseas too long have u had any problems with that
I only use it through Wifi never roaming.
So far I'm feeling pretty good, we own our house our electricity bill runs 6,000 php a month and we keep it on the lowest setting.
I have two different internet one dedicated for me and one for the kids and neighbors.
We have Netflix $10.00, 500 php
We spend the same on food 20,000 php a month. 5 people.
Waters 500 php
Gas 1,500 for both bikes a month.
We do oil changes every three months
We spend 100,000 php a month.
27,500 a month is my daughter's college tuition and dorm room.
Hi Gio, is it okay if I ask you a question? I will be arriving in Cebu the 1st week of November. Do I need to get a sim card for my cell phone on I arrival at the airport? Thank you.
Don't get too upset about the exchange rate, I can remember it being about 7:1 when I was last there.
On the other hand, that was over 40 years ago when I was on Westpac.
I just looked it up - it was 7.something that year.
As streamers you should even pay less ,i know our goverment count is as working self employment and all things you use for that self employment you can put in your taxes ,house downpayment or rent ,electricity becouse you use it for streaming and video editing , moto cycle (car- ,airflyt if stream also in other countrys ,injurents like travel injurents ,fuel ,vlogger equipment that you need cameras ,laptop microphones ,etc all what you need for vlogging you can count in as expenses so you pay as vlogger not that mutchm
They are done a lot but I think more information gives a better estimate of realistic basic minimum needed to live there. Much appreciated.
Nice video
I love Maya expression when the total was said... You got a good woman...
You should add your average cost for any trips back to USA, even if only every 3 years or so. My total is about $6-8,000 per trip including airfare and buying dinners for family cuz I don't want to be a burden on them. If you are older like me, then I spend an average of $200 per month for prescription meds, vitamins, and supplements. Without my own Motorbike, I spend about $80 per month for Grab Cars or Taxis going out once per week to the Mall for Groceries and restaurants. My monthly groceries, etc is a bit higher - includes all household. Also partners nails, pedicures, hair, etc. Include any assistance for Family on a regular basis, or as needed for elderly parents. Didn't see any expenses for school supplies, tuition, lunches, etc.
Well, Maya covers her daughter's school expenses. But yes, I do 1 or 2 trips back to the USA a year. So a valid point.
I am interested about the hybrid bike your wife has.
I have never heard of a hybrid bike.
Yamaha Fazzio it is hybrid but not electric, she misspoke.
How much does Nora’s private school cost ?
I think around 3k pesos per month
If your budget in your life.... Can not deal with a little increase in electricity... You're going to have a crisis in life
Well, these are my expenses not my budget as to what I can spend. Of course I can handle a bit of an increase in electric but it is worth noting for those watching who should be prepared in increases in bills. thank you for your insightful comment.
@@GiointhePhilippines ... I'm a big fan of your blog
Is the electricity increase permanent or just temp? On the ISP side, what is your avg Download/Upload speeds? Was thinking I might look into Starlink once I get the house.
Temp. thing for the electric. Internet speeds are around 100/100
@@GiointhePhilippines Thanks, this is going to be a very interesting move.
This is very helpful!! Thank you! Peace ☮️
You're welcome
Great vid. very insightful.
Glad it was helpful!
Hi Gio, The licorice you refer to (from Australia) in OZ they are called Bullets (chocolate coated with licorice inside) very addictive...🤣🤣
Absolutely love them 😂
@@GiointhePhilippinesI am there holidaying a few months.planning to visit Dumaguete in December.Will think of you and bring some 🙃.
That would be amazing!
@@GiointhePhilippines will remind you as times come closer, to let me know what you want from here.Keep up with a great work.Appreciate your info.👍
Gio thank you for sharing helpful information. 👍🏾
That’s a HOA forever thing you don’t own the place HOA owns you!! go get u a house and lot with a farm so you can make blogs on farming, setting up DIY stuff
I have no desire to be a farmer but we will be buying land and having a garden and maybe some chickens.
I wouldn't watch videos upon farming, nor DIY home improvement.
I'm assuming there will be a house there you just forgot to mention that?
@@GiointhePhilippines NO ROOSTERS!
Play. Like. A. Big. Shot. In. Philippines. Waste. All. Your. Money
you like using punctuations I see lol
Guest what really rich people don't do?
Answer:
Flash money
good honest break down. Thanks
Glad it was helpful!