The Shocking Truth: 3 Years of Car Ownership in the Philippines
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- Опубликовано: 15 дек 2023
- Mahal magka kotse!Madalas natin marinig yan sa mga car owners.Pero gaano ba kamahal ang “MAHAL”?
Well, sa nakaraang tatlong taon, nilista natin ang lahat ng gastos sa Honda City natin.At today, ipapakita natin kung magkano na ba ang inabot nito.
Ire-reveal natin ang naging gastos sa kotse sa nakaraang tatlong taon!Para ito sa mga existing car owners at mga nagbabalak pa lang kumuha ng oto!
Hopefully, bukod sa makapag share ng info eh makapagbigay din ng wisdom at guidance ang content na to.At ma-evaluate ng husto if kaya ba talaga ng bulsa natin ang lahat ng gastos sa kotse,
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HASHTAG
#CarExpenses
#CarFinancing
#CarAmortization
#LoanAmortization
#FuelExpenses
#GasolineExpenses
#DieselExpenses
#TollFee
#ParkingExpenses
#PMS
#CarMaintenance
#ComprehensiveCarInsurance
#AftermarketWheels
#CarWash
#CarCleaningKits
#2021HondaCity
#2022HondaCity
#2023HondaCity
#2024HondaCity
#2025HondaCity
#NewCarOwner
#CarOwnership
TIME STAMP
01:13 Introduction
03:00 Fuel Expenses
03:57 Toll and Parking
04:39 Optional Car Expenses
05:33 PMS Expenses
06:49 Comprehensive Car Insurance
07:43 Essential Car Expenses
08:20 Car Cleaning Expenses
08:53 Car Financing
09:30 Recap and Recommendation 
Авто/Мото
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Im 32yr old woman. I decided to get a car instead of having a kid. I got the Honda City V 2024 kahapon. Parehas lang sila magastos eh. atleast ung car pwede ako dalhin kahit saan at pwede ko iwan iwan. 5yrs to pay lang compare sa kids na lifetime commitment 😂 wala lang nashare ko lang. Haha. Peace sa may mga kids. Its just my personal preference. ✌️
Ang ganda ng Honda City natin. Sobrang tipid din sa gas pag naka econ mode. From imus Cavite to BGC di man lang ako nabawasan ng isang bar. Sobrang sulit! ❤
Saving na for upcoming PMSssss. 😂💸💸
Yes! Depende sa preference at gusto sa buhay yan.
Marami pa ako mga ka batch na single at wala plano magka anak.
For me, there is nothing wrong with it.
Enjoy the life na pinili mo!
Enjoy your new car!
Solid content brader! 🎉
Thank you! Thank you!
Sir Chan, san ka nagpa leather seats. parang maganda yung gawa ng sayo?
Sa Seatmate Alabang po
ruclips.net/video/ISvCwLKmpa4/видео.html
Car Door Sidings
ruclips.net/video/ZCxPkK9slYk/видео.html
sir saan nkakabili center arm rest ng city s 2024?
Usually sa Shopee or Lazada meron niyan. Kung gusto mo legit, order kayo sa CASA.
Dito lang sa pinas na bawat akyat mo ng bridge(fly over) may bayad. Sa ibang bansa wala naman ganyan.
May bayad tas traffic. Premium traffic hehe 😉
@@ChanlimitedLife may bayad din pala sa ubang bansa?
@dormamo6917 Meron din bayad ang expressways. Hindi nga lang sobrang bagal, di tulad dito na parang parking lot minsan.
Car ownership sa Pilipinas is a sure wealth killer. The numbers are against someone working for a company, paano kung biglang ma lay-off.
That’s why we encourage na magbuo muna ng emergency fund na at least 6 months before kumuha ng kotse.
Iba ang may buffer kahit kunte
Pwede po ba gawin 205/60r16 yun gulong ng honda city 2021?
Mejo malaki na yan boss. Parang pang small SUV o MPV na.
Lalagpas ka na sa 3% rule kase 6.5% na ang difference sa stock.
@@ChanlimitedLife from 185/55/r16 to 205/60r15 po?
Eto pasok sa 3%
Sir Magkano po inaabot yung chattel mortgage? And ano po yung mga binabayaran kasama ng DP?
Car plan sir. Conpany nagbayad tas sa kanila ako nagbabayad kaya wala mga other charges.
sir chan san mo na score wireless apple car play mo?
Online ata sir yan
Wired to Wireless Apple #CarPlay Review | Plug and Play | Wireless USB Adapter for #HondaCityGN
ruclips.net/video/A8YPV1OREro/видео.html
sir Chan, if you were to choose between Cash or Financing? what would you choose?
does removing that monthly ammortization really reduce your monthly financial stress of owning a car? 😅
Great question!
My short answer is it depends.
Allow me to explain naman my long answer.
Cash is best if
-you have enough cash to purchase the vehicle. Enough means, may emergency fund pang matitira for you after buying the car.
-wala kang balak mag negosyo o pagagamitan ng pera mo.
Financing if
- simply wala ka enough cash to purchase it in cash.
- may pagagamitan ka ng cash mo like business, emergency etc.
Pero overall, if I have to choose, ill pick cash.
Di mo na iisipin ang monthly amortization. Mas malaki rin ang wiggle room sa net pay mo kada buwan.
Car plan po ba meaning is yung employer po ninyo may shinoshoulder na % ng monthly ammortization? if u dont mind me asking poooo hihi
Yes po. May percentage sa amortization na company ang nagbabayad.
So anong arrangement yan boss? What if aalis kana sa company? And what if ma fully paid muna ang car naka pangalan naba sayo na?@@ChanlimitedLife
Yes. After X years, once fully paid, malilipat na sakin.
What can you say about Toyota Raize? 3-cylinder engine car & CVT? I'm a new car owner. I live in Tagaytay and am single. No kids. Is this practical to buy?
I heard a lot of reviews sa Raize. So far wala pa naman major complain.
Re practical, as long as kaya ng budget mo at goods sayo ang gas at maintenance cost okay yan.
@@ChanlimitedLife thanks for this advise. How about getting a car insurance? Do u think it's worth it? Or madami rin naman maaasahang talyer? What are your thoughts about this?
Worth it po ang comprehensive car insurance kasi kahit anong ingat natin sa pagmamaneho meron pa rin mga pasaway na pwede tayong madamay.
Iba po kasi ang warranty sa insurance. Re talyer, meron din pong mga talyer na accredited ng insurance.
@@ChanlimitedLife Thanks so much. I watched your journey since you bought your car. And i must say, your video is very very helpful and very easy to look at. I actually shared it with some of my friends who are also planning to buy cars. Thank you!!
cars are depreciating assets. period.
Most cars are depreciating assets. May mangilan-ngilan lang na nag aappreciate ang value.