30 Extreme Frugal Living Tips (THIS can save you thousands)
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- Опубликовано: 2 окт 2024
- #savemoney #frugalliving #moneysavingtips 30 Extreme (but practical) frugal living tips, to save you thousands of dollars. Save money fast with frugal living. Minimalist money saving ideas.
How I use minimalism and frugal living to save money and live better. In February 2011, I started on RUclips as a beauty channel, I began collecting all kinds of beauty products, makeup, skincare, clothes and home decor for creating content. Until one day in 2012, when the desire to become more "minimalist" entered my mind and I chose to reconnect with my roots, of simple living.
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My guess is that people who choose not to have kids have deeper reasons than frugality - some deep gut feeling that it's not right for them. I respect that choice and thank goodness we have the choice.
I switched to a dumb phone about 2 years ago, which brought my monthly bill from $90/month to $6/month. I don’t feel out of the loop on anything, I’m less stressed and anxious, and I’m saving a ton as a side effect. Love this video!
Hey my plant friend! Great to see you, I hope you're doing well!
I did as well. I left my job as a nurse to be a SAHM and homeschool, smartphones are such time vampires. I got a flip phone that can only text and call, and a prepaid service plan of $100/year. I do feel “out of the loop”, but I’ve come to see that “the loop” is very toxic. Bring me back to 2008 or earlier and I’d be a happy woman!
May I ask, what company? I'm paying 170 per month for 4 lines😬😬😬?
@@magomago7819 I use Tello, they actually just lowered a lot of their prices too, so check it out! Even if you do unlimited data + calling/texting, it'll be $100 for 4 lines with them
@@katiejon17 that sounds so lovely 😊
Plenty of reasons to be child free (my brother and sister in law are, by choice), but if youre using it as an EXCUSE to save money.... probably better you dont have kids, anyway. I dont care if people do or dont have kids - or their reasons why- but I also dont feel that it is a 'frugal living tip' ... i mean, if people already have kids, they cant exactly return them to the stores or sell them and replace with with a cheaper option. just sayin...
Child-free by choice, no regrets. One of the best decisions I ever made!
Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look.
you’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner
I've been in touch with a financial advisor ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.
Mind if I ask you recommend this particular professional you use their service? i have quite a lot of marketing problems
Finding financial advisors like Aileen Gertrude Tippy who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
I just looked up this person out of curiosity, and surprisingly she seems really proficient. I thought this was just some overrated BS, I appreciate this.
I bought an RV to live in and I rent a space in the redwood forest. No mortgage!
Sounds wonderful
Cool! We sold our house near the capital and moved three hours away. We got a much bigger house so cheap. So now we own our house and don't owe the bank anything. Feels great and we love the more low tempo here.
What does the rent cost you yearly, if you don't mind saying?
Sounds awesome but I wouldn't feel safe tbh
We sold the house & bought a boat. Living on the boat was great. Easy to clean,no clutter. That was life for 3 years. Now rent because of work commitments. Still have the boat & are hoping to return to boat life.
Mend and fix things. You tube videos are awesome for how to's. Reuse containers. Glass jars, bags etc. Sew fabric gift bags and reuse them. Grow a small garden for herbs and favorite veggies. Print out stuff for home use on the clean side of printed pages.
Yes! Please do a separate video on the art of negotiation! That would be so helpful and appreciated. I feel so many people (myself especially) have a hard time negotiating for things from second hand purchases to our own salaries! If you shared your tips you would be helping so many people. ✌️
Ok great, I'd be happy to make a video on negotiation tips. Thank you friend! 🙏
until she posts it try reading "getting to yes" it's a classic. thought a bit more aggressive -- Never Split the Difference.
@@christinekobzeff hi Christine can you please do a video on nontoxic makeup 💄 I'm trying to avoid toxic chemicals going on my skin or body.. I will highly appreciate it thank you 😊💕🙏
+J9
85y88
Would love to know several options for high quality safe, organic and humane ( no animal testing , on any of the ingredients) beauty products. There are sooo many makeup professionals on RUclips showing great application but though they may focus on some inexpensive and good options to try in lieu of high end brands, they do not seem to care at all about the many highly toxic ingredients and unethical brand practices with animal testing 😢
I search out clean companies but it’s nice to see what someone else has found also . There are definitely many out there now, I just wish the big companies would care . But they won’t care in the United States as long as our government continues to all toxic chemicals into our products ( and food) or to ban animal testing across the board forever … unless We the People start demanding it. Our power is our dollar. Be careful where you spend it .
I grew up being poor/frugal. Our small island offered all we needed to survive and be happy and healthy. I'm so grateful to visit your site and hear your methods which are ancient (I'm 75) yet still effective today. Thank you. More please 🤗
😮 I love this video because I am still learning all this at age 70. I wish I would have done so many things differently in life but we can’t go back. I am proud that in the past two years though that I have stumbled upon several channels of minimalists who I respect and I have decluttered a lot and have managed to save a quite a bit of money without a whole lot of pain. It’s almost like a challenge now 🤗 Thank you for all your hard work on these life style changes and getting the word out that Simple really is better!
I used to pay with cash. Now, I use my credit card only if I have cash to pay. I get $$$ back and make sure it's paid off at the end of the month. I don't buy extra using a card because I only buy with intention. I'm also a minimalist, and I'm not materialistic. Stuff is clutter to me.
I use CC for rewards money every other month. About $200 a year, 😍.
Same!
Same here. I use my cc to pay for everything then pay it off every month. It helps me have near perfect credit and rewards pay for my airfare when I travel. It also helps reduce insurance costs.
@@dianareddell1496same here. Curious, though: how does it save insurance costs?
You only spent an hour calling different companies? I guess you didn’t have to call Verizon then!
I use visible, a prepaid “verizon” service. I pay 25.00 unlimited everything. The one thing they don’t provide is call up customer service, it’s all done online. I’ve used them since 2018. This company is amazing. T-Mobile also has a senior plan. That’s awesome and if you let them withdraw the payment from your account, you save five dollars. 75.00-5.00 70.00 for 2 lines. And there’s plenty of other services that are even cheaper than this. You just have to look around.
I feel the same way as you about weddings. We got married by a Judge 40 years ago with no attendees, and I have never regretted it.
Same here, but 48 years next month :)
Same!
You can have church wedding, low cost as well.
I agree. Weddings are out of control.
Me too. Going on 10 years next month. Best decision ever. We used our savings to buy our first home. Not a wedding.
I might come out as antisocial. I cut down a number of friends in my life, and that help me save a lot of money from comparing lifestyle, entertaining, socializing and eating out together.
Doing the same. Changed my phone number to live a quiet life
Quality over quantity 😊
Socializing can be expensive, especially if you go to bars and restaurants. I understand completely.
My friend Gayle and I invited each other over to watch a good movie, or for a glass of ice tea and to enjoy each other's back yards. Socializing need not cost money or involve bars.
Yesssss me tooo ❤
I have a tv, no cable services. I use the one you hang in your window and get great reception for after you buy the little pad you stick in the window. Bought it at walmart. I only wash sheets and kitchen dishcloths and towels in hot water to disinfect them. Everything else in cool water.
White vinegar in the laundry softens water making your detergent clean better.
Do you put it directly in the wash or in the bleach compartment?
@@lilarose9348 I put it in the bleach compartment
@@lilarose9348I put the white vinegar in the softener compartment, no longer use softener. I also add 1/3 cup baking soda in the washer.
@@lilarose9348 I put it in right before adding the clothes.
In the tub
No TV in 15 years. Best decision ever.
Same! It's been 15 for me too
20 for me and I agree 100% - the best decision ever.
Me too .. now the challenge is to find a partner who is okay with that. 😊
@@lapope2568 look for one in the library or someone that's likes the outdoors. Best of luck 🍀
Maybe silly question, but how did you adjust to no TV? Any substitutes, for example?
My mind goes to missing readily available sports broadcasts, concerts, educational programs
Great tips, and I follow most of them. I’ve also quit using paper towels - I just use old towels or washcloths (or cut up and hem fabric from a thrift store) to make napkins, spill clothes, hot pads). I buy in bulk from an organic co-op and make as many things as possible from scratch. I’m 70 and my fiancé is 82, and we are both gardeners and into self-sustainable living and eating well. Because of our lifestyle choices, he still works part time and takes care of the big garden, and I will be a homemaker and take care of the kitchen garden.
That is fantastic! I wish I would have learned how to sew. Maybe I can still learn! I also phased out paper towels. Love it! now just have to get the husband on board with it. Would also love to phase out the TV but I doubt he will budge on that one! Ha ha.
Get married!
@@jeanetteh7752 why ?
❤
@@lisaa9361yes, you can readily learn to sew! Wonderful skill to have and satisfying to do. You can probably find an inexpensive used machine in any number of places.
There are free tutorials online, I think - and check out your library. Mine has the use of machines, too. Great for learning!
Did the first thing on our list and went from $163 a month to free phones! Great advice thank you that's $1956 savings
Omg! May I ask what provider you’re using and what you did? I am so tired of our phone bill. We finally got our married daughters off of our plan and my iPad doesn’t have roaming Wi-Fi. That helped a little but not as much as we thought it would.
@@MRF9699 spectrum
All are great except for being childless. This is a preference and being a mom is a tremendous blessing for me. ❤
I agree with much of this, but celebrating the holidays doesn't have to cost a lot.
I wouldn’t give up having kids for all the savings and freedom in the world, but to each his own! I’m a grandma now and it’s the best!! Great video with some great ideas!! Thanks 😊
I can’t wait to be a grandma! Kids are the best!!!
Amen! Mom of 6 and Grandma to 7 soon to be 8 but we have financial freedom even with a large family!
I can’t wait to be a grandma family is priceless. Plus you never know they might be an investment 😅.
Agree, it broke my heart when she said that. Its a lie that you'll have more happiness and money without kids. Quite the opposite.
Having kids and grandkids is the highlight of my life!
What an absolute breath of fresh air. So nice to see this video especially around the holiday time and among so many “haul” videos
Thank you so much Nicole! 🙏
You speak my language. We do well, but living below our means keeps us financially secure & ready for the unexpected. Too many people are stressed out trying to keep up.
Being child free is definitely underrated. There are thousands of children in our world that need parents so, if you change your mind and want children you can always mentor, foster, and adopt children ❤️
I can’t imagine life without my kids and grandkids. Nothing else compares, and while I really appreciate these great tips, money is definitely not more important than family.
I am so thankful I decided to be child free. Back to college at 40 for Registered Nurse. Married again at 65. Now retired. Hubby had 2 son/daughter. 6 grandkids. They have lots, lots of needs.
Yes! World is already overpopulated. Look it up. World's resources are going to run out the way we are going.
I lost my son when he was 15. He was the sunshine of our lives. I have no regrets about having him
The idea is to save money not having her own children. So why would she want to adopt/foster/etc?
Love your content, and would like to add a suggestion: most utility companies offer "energy audits" where they send out a technician to assess your house, and tell you what changes will help keep the bill down. Putting in a new water heater might eventually pay off, but wrapping it in a fireproof blanket for 1/20 the cost achieves just as much. They find leaks and can offer suggestions for the lowest cost, highest savings options. It is a very helpful free service and worth taking advantage of every few years.
Learning to care for a water heater can make it more efficient and last many years longer.
@@TH-eb5ro Speaking truth! I used to flip houses. I can not tell you how many times the non-functional furnace had been killed by an ignorant occupant who never changed the filters! My husband and I regularly saved thousands by flushing hot water heaters, cleaning out ducts (when the toddler shoves stuffed toys in there, it cuts off the air flow and creates back-pressure that damages the unit) and changing filters.
Christine I admire you for being frugal but we are meant to give to others as we prosper. Did I miss that from your advise? We do live below our means and have for years but our goal is to help others as we have been helped. Blessings to you.
Beautifully said!! 💗
Agreed!! But definitely be frugal when it comes to big corporations. Then, by all means!
You can celebrate Christmas without buying a bunch of stuff just to buy stuff, but you can also make it very simple by drawing names (each person buys one thing for someone in particular). We have also spent money (in lieu of gifts) to attend as a family an event like a concert, ice skating or a museum. We have also volunteered during the Xmas season to work at a food kitchen or donation shop.
Many years ago, we started a tradition to spend $10 at the Dollar Store for our Christmas gifts to each other. This was back when it was still a dollar! It is still our tradition and is so much fun. Usually one or two of the gifts are things we keep and use throughout the year, the rest we donate. We have found the fun is in the selection and wrapping (not the amount of money) and the joy of opening them on Christmas day. It’s a tradition we started right after we got married and we love it. We also will use beach towels, hand towels, etc. as gift wrap and make them look pretty with ribbon without having to use actual Christmas paper.
@@lisaa9361love these ideas!
I am buying practical Xmas gifts, toilet paper, bacon, chicken breasts etc… Mya family and grandchildren love this idea.
Thank you for the fantastic advice, Christine. My husband and I too had a small wedding - with 3 couples and a baby at 2pm on a Monday. We went to a lovely restaurant for an afternoon tea afterwards, and had the loveliest time with our closest friends. An event doesn’t need to be huge in order to leave us with treasured memories. In fact, it is often the seemingly tiny, daily details that add the most quiet joy and warmth to life.
i LOVE that...pay the farmer or pay big pharma! I just found your channel and love the advice. I am trying to do better with finances this year so I subscribed to see all the other tips you have for living more frugal!
Along with the shampoo advice, I keep a plastic cup in the shower and add just a little bit of shampoo to it, then fill up the cup, cover it with my hand and shake it. I dunk my hair in and then pour the rest over my head. It saves shampoo but distributes the shampoo so much better. It also reduces buildup because it’s easier to rinse. I highly recommend!
@cocotulle23 good idea!
YES to children! Yes to pets! Both make us better humans. Animals are amazing and add so much to our lives, but they are not people. A big NO to expensive gems and jewelry. And rent is throw away money.
I wash my laundry in cold water too, but it's important to remember that sheets must always be washed in hot water, because otherwise the dust mites don't get killed and they build up over time and cause allergies.
Anything white I always wash in hot water, especially my underwear. I just don't feel that it's clean without hot water. Diane
Actually that’s not true as a hot dryer also kills any mites.
Or wash in cold water and then dry outside in the sun...
same here. bedding and towels in hot water. cold for everything else. and very little detergent
I heard that the dust mites get back on your sheets the minute you put them back on as they are in the mattress.
I found those sheets of laundry soap, much more eco friendly and I only use 1/2 sheet it works well
Finally 👏 👏 👏 👏 👏 👏
It’s interesting in this day & age the taboo to say I don’t want kids. It’s ok to say I don’t want broccoli, or I don’t want pets, or I don’t want (fill in the blank) and people respect it. But kids? Bring on the judgment & assumptions. I applaud your honesty and totally get it.
Walgreens purchases are 20% off on first Tuesday of the month. I keep a pharmacy list for non OTC items for a once a month shop.
Also my husband has $50 every quarter for OTC and we use that up almost every quarter.
This is great to know!! I’m putting it on my calendar. Thank you 🙏
You are AMAZINGLY wise, I only wish I had been in my younger years! We are now paying the consequences of a very squandering, spending, foolish lifestyle for over 20 years, sad, many regrets. Thank You ❤ I can mention one thing I now do as of recently, spend cash only at grocery stores and use a calculator as going through the store so not to overspend. Oh yes and PS my daughter, child, is the most amazing blessing in my life! And I’m so glad God gave her to us…
Oh my dear, don't blame yourself. The times were different then and so was the lifestyle. You did what you enjoyed then and now you at least have some good memories. Things are different now, and you have adapted by changing your views. No need for regrets, you did the best you knew at the time. 🌿
Just found your video and enjoyed it very much. Been living below our means for the past 30 years. Please do a separate video on traveling cheaper.
I slightly disagree with the “pay with cash” portion. I say this because what I do is use my Venture credit card. I only use it for things I would normally have to buy anyway, then pay it off on time every month. Essentially it would be just like using your debit card or cash, but you get flight miles OR you can use the “miles” as money on Amazon or other online purchases. Basically getting paid back for things you’re already having to purchase. I love your videos!
My husband and I use our Costco Citi Bank card & charge all our purchases on it & earn 2% cash back through Citi Bank as well as through Costco. We then pay off the bill in full each month to avoid paying any interest fees.
However, some companies, especially restaurants these days will charge a service fee for using a credit card. If that's the case I will avoid that fee by paying cash.
It's true that when we pay in cash we spend more consciously, but I love to travel, so I use credit cards for every purchase. I sign with airline credit card companies that cover my travel region, carefully check if they have rental car insurance and medical repatriation (I was in a car accident abroad and it was very helpful!). I pay diligently within the billing cycle and never carry a balance. I realize it doesn't work for everyone, but I traveled a lot just paying airport taxes. I see them as knives: utensils, and as such to be used with caution.
I use 2 credit cards to get cash back of 2-4% which I redeem for statement credits.
Most of our purchases are for food, gas, insurance and utilities.
I use a credit card that gives me back 1% a month, on certain categories 5 %for 3 months. I pay it off every month. I regularly get back about $400 a year that I can put towards my balance whenever.
@@mariah3654 yes, I forgot to mention the cash back option for a few stores I frequent
I put water into my shampoo and conditioner bottles once it gets down to less than half the bottle. Lengthens their lives to almost double.
I do the same thing but with dishwashing soap.
Children are one of the most beautiful things this world/God give us❤
❤❤❤
Pets too!
You are the queen of saving Madame! Love from South of France
I do all...
Learned to floss after every meal.
Also we have a freezer, so look for 50% off meats near end of their date and freeze.
I buy up on big sales and rarely pay full price.
I learned about negotiating (always with kindness and respect) .
We also buy everything used.
I'm curious about the no TV though. But my brother only uses free aps.
This came at the perfect time for me! I am looking at our economy and, even though I'm comfortable right now, I know the tide can turn overnight. I've been looking for ways to live way beneath my means so I can build multiple nest eggs. Thanks, Christine!
So happy to finally hear someone say they don't want kids! I'm almost 70 and never wanted them either- I enjoyed being around some of them but only for short periods, couldn't imagine 24/7! But the comments I was subjected to... worldwide there is still an overpopulation problem, we're not about to run out of people, so give those who aren't interested a break. Also I've noticed that children who were 'accidents" really find out in the worst ways the consequences of being unwanted, through abuse and/or neglect.
You are right on. Especially all your food tips. I love the nice way you spread good news.
Kids are expensive, but I’m so glad I had mine. They bring me joy and keep my bloodline going!
Yes same here, best spent money ever but kids do cost and I think it's totally okay to not wanting to have kids as well. 🙂
100% agree!!!!!!!
And that's fine. It's also fine not to have kids. Sadly, so much pressure is put on women to have kids.
Not having kids is against nature, i dont think childless people can completely happy. Inside they know something is missing.
@@RandyReacciones Yeah
I am 73 and drive a 17 year old Camry. It has only 138,000 miles and I have had no car payments since 2012 when it was paid off. It has a dent on the drivers side but it has been such a good car. I plan on having it for a lot more years
We have a 2003 Mercury Sable with almost 400K miles on it. The body is going to wear out before the motor lol
Toyotas really are the way to go! My 2003 Camry has 220K miles, and it’s far from the end of its life
Camrys are
Toyotas are AWESOME ❤
I can get behind several of these ideas, but a few were concerning to me. If a couple chooses to not have children (or can’t), so be it. But endorsing that as a money saving tip undermines procreative values and is at best very dismissive. Also, we can celebrate holidays, such as Christmas, without falling prey to commercialism. Gathering a few friends or loved ones in shared prayer or (potluck) meals doesn’t have to cost anything. Finding the right balance between being sensible with spending while enjoying life to its fullest looks different for everyone to be sure, but frugality needn’t deprive us of many of life’s greatest joys and most meaningful experiences.
Those who don't have children are like those who never marry. They have no idea what they're missing, and boast about it. signed, Grandma in Vegas (who now understands WHY we're called "Grand")
@@Pamsmith59Well, I do. Lol ❤
I agree. A bit stunning. I couldn't have any. That choice was taken from me. I've accepted that but wouldn't have thought of it as part of my budget 😅 even though yes of course a big expense but wow, I was surprised 😊
Yes, I found that disturbing too.
@@dianetrue2396 Same for us. We wanted children, but it didn't work out for us. I find people who don't want children, sounding so cold about it, disturbing. Of course, if that is their attitude, it is better for any prospective children they might have had! It is just unnatural, definitely shouldn't be "normalized".
I’ve done all these except I have two amazing children who are now grown. My only regret is not having more. You can be just as frugal with children when applying these principles.
For me spending cash is not painful at all. I forget where it went but it's gone. When I use my debit card I'm more mindful because I see what I purchased and can have regrets. I check my bank account almost daily. There's where I notice the hurt.
I only spend money on shampoo, deoderant, and makeup during Black Friday. It costs me quite a bit at the time but my savings over the year by not buying one at a time are significant since I buy the same things over and over again. I will never buy my favorite things at full price if they will put it on sale at some point. My husband always laughs when I get a whole box of deoderant but I'm set for the year 😂
I do that when my stuff goes on sale at Costco. :)
My first car i.bought when I was 17 was a Toyota Tercel. I literally hardly ever had to put any money into the car it would just go and go until sadly one day I totalled it. It was the best car for someone being frugal, it never broke and great on gas. I got mine with 60000 miles I drove it to 260000 literally trouble free, it was amazing that car was.
I still have a 32 year old Corolla! And a newer Camry. Corolla has 287xxx miles. Super low maintenance 🚗
YES!!! I had a Toyot Tercel EZ that lasted 300,000 miles, till I sold it for a good buck. 49 mph, and the only things it ever needed were tires and a battery! It had no radio or air conditioning-- but it was a GREAT ride!!
@@mariah3654wow! That’s fantastic!
@@mariah3654my Lexus SUV is 23 years old now, but only 120,000 miles. It has some mechanical problems that I must figure out - like automatic door locks don’t work & a window doesn’t work (must figure out where to get those fixed!) but rides really well
That is awesome I was married 19 years, divorced for 19 then I met a man in church, neither of us were looking to get involved, but the Lord had plans for us . At the age I f 63 I got married Good Lord willing we will be married 5 years thus June
This was fantastic! I have been frugal most of my life and some of your ideas I have done, but, I still learned a lot of new ones from this video as well. I love these kinds of videos especially from you since you practice what you preach. I love the idea of using less soap when washing clothes. I learned that a long time ago almost by accident and like you said, we don't need that much soap to do laundry I also realized that soap is soap because most soaps are made of the same ingredients just some have fewer perfumes or none as I like. This has saved me a lot of money on wash day.
I go to a beauty school to get my hair done! Less than half the price of the salon. ❤
This was great and I think so many people need to hear this. I’ve been following all the extreme early retirement stuff since the 2000s and it worked! I retired 11 years ago at 34. These were all really good recommendations and it’s all about getting into the mindset, most importantly. Facing judgement is hard but having money and security more than makes up for it!
Holy crap you’re my hero! Retiring at 34 !!!
@@maryelvington you should read “early retirement extreme” or “your money or your life”. I’m not the only one! You have to think outside the model you grow up with.
What are all the extreme tips? How can I find this info if you don't mind sharing?
Googling now thanks!
What fabulous ideas! I’ve been frugal all my life , having been raised by parents who lived thru the Depression, & have done most of them, (I DO have kids & pets) but you challenged me with buying used appliances from estate sales/stores! I will do that! The only thing I can add that’s as not covered, which you don’t have to think about in Maui, is the heating/cooling bill, which most people spend a huge amt on. We live in IA & we keep our winter heat at 63 (64 for a splurge!) during the day and 58 at night. Sleep is more healthful (deeper) at a lower temp, and a layer of fleece (& often a vest, too) keeps the body warm in Winter. Working out creates more muscle, and muscle is what keeps us warm. Drying clothes on racks adds humidity. In Summer, we only run AC when it’s swelteringly hot, just enough to remove some humidity, like 77 or 78 degrees. I like what Dave Ramsey says about living like no one else now so that we can live like no one else later! These self-discipline tips allowed us to retire comfortably. I’ve also told my children, “Do NOT get divorced.” (I realize that it’s a must sometimes.) Not only is it horribly expensive, but years of compounded interest are lost when assets are divided. I am divorced & remarried & had to work SO hard to play catch-up so that retirement was possible. Be more careful BEFORE getting married, and be the person you’d want to marry.
Thanks again for all the ideas! One challenge I have for you: Reconsider the multidimensional joys and challenges/personal growth of having children. We have two friends who wish they’d had children. Yes, they have poured into nieces & nephews, but it’s just not the same, they say, and at a certain age, it’s too late to reconsider. Our $ and desires are not the most important things in life, and they do not build character like learning to be selfless and sacrificial does. That said, I do NOT think anyone should have children if they don’t want them.
Even though I'm doing most of these, I couldn't stop watching! There's something mesmerizing about the presentation of these ideas. Thanks for your contribution to a very necessary change that everyone needs to make.
Refreshing to hear an American talking about what we in Europe would call "normal way to live". We don't classify it as "frugal" living.. not living "above your means" and only taking a debt for a house +/- car is how we live. Also credit cards are not accepted in many stores.. we pay with direct debit. Also if you do use a credit card, the money is "automatically" removed from your current account at the end of each month. I have one for eg booking things for private/work travel.
Great list!
@rebeccarendle3706. I dont know where in Europe you are, but its not the case that in all European countries credit cards are not widely accepted. Also have never come across the system where card payment is automatically taken from current account. A person would have to be agreeable to that method of payment. I've had a Visa card since 1984, never carried a balance. It was paid off each month by doing a lodgement in bank, or now an online transfer from current account. Nobody automatically gets my money, except at gunpoint.
LIFE IS FOR LIVING. I am 96 and IT works
And don’t let friends or family members tell you that you will regret not having children when you get older. I’m older, I was a stay at home mom, insisted on private schools, church, scouts and all the rest.
They are in their 30’s now and successful. I rarely hear from them. You will always have a deep love for your children even though I’ve felt taken for granted, verbally abused and neglected. My child-less friends live a much more balanced life.
Diva cups for my period- I haven’t bought tampons or pads in over 10 years m. It’s also better for my body and less toxic.
Haven't figured out how to use a Dive cup but I did is make my own cloth pads and has been 13 year for me.
@@jedijessic oh nice! How do you make your own pads?
I use my credit card as cash so we get cash back. Using the credit card makes us money, while using cash we miss that "free" money.
I do the same thing. At the end of the year, I usually have 400 to 500 dollars that I have earned by paying off my credit card each month.
I really like your calm way of speaking! Great advices. I'll be back for more videos. Best wishes /Stina
This is a must-watch for anyone looking to stretch their dollars. The tips presented are down-to-earth and applicable, and the host's friendly delivery makes it all the more engaging. It's like getting insider secrets on how to cut costs and build a more secure financial future.
Number 26 old car vs new car? 🚗 don’t think so! We bought Tesla and we save on gasoline although we hv to charge it at our garage it’s still cheaper and a great car! Buying used clothing or furniture? No thank you! I love getting something no one slept on or had it worn on their body even if you wash it… don’t think about the little things rich people spend money on what they love and God gives them more it’s a different state mined. I have plenty I can use it wisely! I would spend money on good quality fresh produce and cook at home mostly bc we eat healthy so I like organic produce and organic quinoa etc… on the other hand my daughter buys $8 Starbucks everyday before school. I don’t bc it doesn’t fit my life style but if she feels good walking in school with Starbucks why not? Sometimes she even buys her best friend and it’s ok! God gave us plenty in order to give
The joy, love, growth and gratitude I’ve experienced in the two years my daughter has been in my life is worth every cent I will be spending on her in the years to come. You can’t put a price on growing a family, the value is immeasurable.
Agreed. No kids as a money saving measure is a very odd way to look at the decision.
I believe that raising kids should be for whoever wants them, not dictated by society….. and saving money by not raising any is only a by-product of that decision; for most people, it doesn’t drive it
I totally agree with you on the kids thing! My husband and I are in our 50's, married for 31 years and haven't regretted not having children. To us its normal too so I get you!!
Loved this! Great tips! Random comments: I started using Earth Breeze Laundry detergent Eco Sheets to avoid buying the large plastic detergent containers which end up in our landfills. Our clothes come out as clean and fresh as they ever did before. We have 3 pets - 2 dogs and 1 cat - and I do agree they are expensive: vet visits and boarding when we go on vacation; however, I find such joy though in having pets that I will never be without them. I would love to be without a tv and all that, but husband feels the opposite. We are in the midst of changing companies so hopeful that service for cable/internet will be better overall.
Clean people was cheaper for me. Great idea.
Brilliant. You said things that only your best meaning friend/family member would tell you. I'd also say, if you are at all creative, you can make lots of things yourself. And if you keep it simple and neat, it will look good as well. Skills of all sorts can be learnt on internet. All I had to do is break my own negative beliefs. And yes - MINIMALISM! Thank you so much!!
I agree with a lot of your tips. It's amazing that you found a partner who is on the same page.
Unless you live in Maui, that seems like the biggest part of the wedding cost. I can really relate to wanting to avoid a big crowd and staying childless. Good for you!
I love the meatless, oil free lifestyle!
How are people only able to have seashells and plants on their shelves? Where’s the actual stuff people need to live? Our shelves are crammed with books, board games, photo albums, video games, materials for kids homework …
Wearing one shirt for several days is just nasty :/
About the negotiating bills, where??? Because here in Cali, I’ve tried that and it never works. For example, Allstate, they say no. Tmobile, no, internet. No. Everyone is no.
I know this video is about how to save money.. but where did you get that scarf? I want to BUY it!
Lol
First time I’ve heard someone use not having children as a frugal tip. 😮
In terms of getting grimy clothing or dog bedding clean: More soap is not the secret. Soaking, anywhere from 20 mins to overnight, is the secret, and perhaps using some vinegar in the rinse water.
Yes!! A video on negotiation would be so appreciated!!! As are all your videos ❤️
I got married in blue jeans in a court house. I 100% agree about not wanting to be the center of attention. So many people I’ve known are still paying for wedding after they are divorced. I’m frugal but put everything on my credit card. Bills, groceries, gas etc but pay it off completely each month. I got a really nice vacuum cleaner and some furniture from saving up the points and using them for these purchases. I agree about the commercialization of holidays especially Christmas. So many go into debt over Christmas to buy a bunch of junk people don’t need or want that ends up in a landfill and they don’t even believe in Christ, Who is the reason Christmas is celebrated. We always traveled frugally, camping, traveling out of tourist season, buying our own groceries instead of eating out and I enjoyed every minute. It is an admirable thing and shows emotional maturity to be frugal. Especially in the world today.
It was reassuring to hear your money saving tips. I was like, "yes, I'm doing that already, yea". I have always bought the big huge eco size and refill the bottle/box small container. You usually pay 1/3 more for the smaller than you do for the bigger. Good advice Christine!
And Yes! Please do a separate video on the art of negotiation!
I really enjoyed your video. Especially the comment on not celebrating traditional holidays. I have also opted out. I explained to my children and they do understand. Even my 7 year old daughter. We celebrate first snow or the days getting longer in spring, but we don't need to wrap it up in a packages.
A couple other suggestions to help you out would also be to attempt to curb hobbies ( plants and uranium glass collections) buying more and more is a temporary high. Also there are so many more alternatives to very high end work out equipment. Often outdoors offers a variety of ways to get exercise. It’s free and the additional bonus of being outside in fresh air. You also mentioned having a mortgage or car payments in the future. In todays world, Without a good credit rating your payments will be higher or you won’t even qualify. So I would suggest using the credit card, but having the will power to pay it off completely.
RE Envelope Stuffing: While stuffing makes sense, having cash in your house can be a big loss in case of break in or a disaster like a house fire or earthquake. Perhaps a separate bank account with an accompanying spreadsheet that breaks down where the money is intended to be used would be a smarter choice, especially if you can earn interest on the account. The "psychological" benefit of cash is just that - psychological. When you learn to treat your card like cash, you no longer deal with issues around overspending, regardless of the payment method. My bank account is in Hawaii and I live in California. Cash can be difficult to come by as more and more shops no longer allow cash back on purchases and ATMs charge fees.
Tips on negotiating and how you cut your hair at home
Additional ideas, especially for those on hard times:
Check with your local libraries for:
- audiobooks and online movies
- no- or low-cost modem rentals
- no- or low-cost laptop rentals
- no- or low-cost printing
And if you live no-tv life (love it myself!🥳), you can always get a little projector that easily tucks away but can be connected to a laptop for indoor or outdoor movie “theater”! Great for summer movie nights, sports parties, dance-along video games, etc. 😊
Tv is cheaper than projector.
You beat me to the library suggestion! The library offers so many more services along with loaning books. I'm an avid reader however will not buy books. There are lots of little free libraries around my community where you can take a book and/or leave a book.
we've been together 39 years and haven't had children - I look around me and see others with kids and try to imagine what it would be like and I always shake my head and realize how happy I am that we decided to not have kiddies....whats good for us may not be good for others and we all have to march to the beat of our own drums! as usual I love your vid! ♥ edited to say that we have always lived below our means - that was how we bought and fixed up our house - we were never rich but very frugal - today we are both retired and still living in our first home...and we love it
Love this story!
Yeah blah blah and goodluck when youre sitting in an old peoples home with no one coming to visit especially you've chosen not to have kids. No kids equals no visits right? 😂
@@jpowell2603 sure cause there's absolutely no lonely people that had children in the nursing homes right? Just live and let others live how they want.
Hi Christine! Thank you for the tips! I'm not sure if you've done video or not but I'd love any tips on tutorials on how you learned to cut your hair (:
A word on wisdom teeth. When I lived in the States, I was told I had impacted wisdom teeth by a dentist. I still have the X-rays, which do look convincing. I couldn’t afford to have them removed so didn’t. When I got married, at nearly 27, and moved to the U.K., I asked my new dentist about my sometimes painful impacted wisdom teeth. He said they were not impacted and that time usually fixes that. He also told me the intermittent pain would go within a few years. He was absolutely correct. My teeth are properly aligned and I still have my wisdom teeth at 44. I think it’s probably a money-making scheme peculiar to American dentistry for older teenagers.
So funny- I found you through your minimalist era and now I’m watching your declutter series! How far you have come!!!! I hope to get to where you are now as far as getting rid of “collections” and all the stuff!!
Hello Christine, used to live in Chiang Mai as well from 2011 to 2015 and i fully agree there are real quality dental services also due to so many western expats living there. I did a very similar thing by letting all my teeth issues get fixed there instead of back in europe which would have cost me tenfold of what i paid over there. *thumbs up*
Hi Christine, I hope everything is ok with you. I miss your videos but hoping you are doing ok.
My goal is to pay cash in 2024. I plan to do the cash stuffing method. We are about to move under my mums house in her little flat to save cash and save for travelling.
Such a great video! I hired my wedding dress back in the day, and still don't regret it.
I do most of these and love the value in this video. I dont share all of the same philosophies but each of us are unique....we are not clones♡
Relatively known tip but maybe useful still: I try to unsubscribe from all newsletters that could make me want to spend money 😊
This was so very good! I was able to check off alot of what you said! I started the journey of making lifestyle changes about 3 years ago...I was minimal before but have improved significantly now! You are just so excited to share this info and I totally understand why!! Less is more..happiness is an internal action! Child free is your choice and that is beautiful that you held those values for yourselves and didn't fall into a societal trap! Always enjoy your content...especially this! Take care you two!! ❤❤
I dont agree with the laundry soap minimal usage. If you use minimal soap for soiled clothes worn on a construction site all day, guess what they do NOT cone out clean.
I started a no buy 8 years ago and never stopped lol. Basically only food and if a clothing item wears out I replace it. I make my own cleaning products and use reusable items like a leaf razor. My hair is thick and to my bum but I watched a video online and I’ve had no issue trimming it myself for almost 15 years. I’ve been doing a pantry clean out since Nov 1st and I’m down to the bare minimum now and will get more in a few days before family comes to town so I can make them a nice healthy vegan meal. 🌱💚
Thrift shop save you so much money on clothes. Also if you have kids consignment sales! ;)
I love it!! Eating healthy vegan meals and living the no buy life! 🙌🌱💚
My family is coming to visit, would love to prepare a vegan meal, any specific recommendations?
I keep trying to eat down my freezers (fridge and small chest one), but I've not been very successful. That's because I can't seem to pass up reduced meat that I bring home and freeze. Sigh. I'll keep trying. Diane
@@susiestaton5544 Thanks, Susie. I do like having enough food, but when the freezers get so full that I have a hard time closing them, that's a problem. I also think about how awful it would be if the power went off for a while and I lost all my food. There has to be a happy medium, whatever that is! Diane
Love this video especially what you said about being child-free, my husband and I are in our late 20's (together 12 yrs) and have always been 100% sure we don't want children but we still get the “oh you'll change you're mind.." I do wish it was more widely accepted. We LOVE our child-free life and the money we save along with it!
Same here, except my husband and I were kicked out of our families because they couldn't imagine or accept someone not wanting to have kids (my father literally told me that's why I was put on this earth) - and because we're not religious (another issue). But there is nothing like laying your head on your pillow at night with a clean conscience because you've made the right decisions for you.
Same here. Honestly it shouldn't be a bad thing for people who don't want kids not to have them. What is worse than to have a child you didn't want just because of societal pressure..? Both for you and the child. I swear some people only think of principles/religion, not to a logical future or with joy of living in mind.
When I was in my late 20s I also couldn't care less about having children. Then in my 30s when I wanted a child more, I couldn't get pregnant, I got pregnant and had my son at almost 39. I couldn't be happier! Children are the most amazing "things" that can happen to a woman. Now I'm 43 and can't understand myself how selfish and self-centered I used to be. Now I share my life and happiness not only with my husband but also my 4 year old, and it's unbelievably amazing seeing him grow into a little, independent man.
@carriestandridge4043
Not being religious and having a "clean" conscience just don't go together😕
@@martaszyszka7654 Unfortunately, I could tell a lot of stories about religious people in my life who would have been better off with clean consciences.
It's crazy we are all struggling just to pay normal bills for our households. Just so sad for e erybody going through this asi am and there's not much to do but cut off stuff. 😢
Lots of good advice! Thanks! The “no kids” ship sailed for me 21 years ago. 👧🏻👧🏻👦🏻 No regrets! However, I agree that it’s a personal decision and either way is fine.