Great great great video..... "Life is not short" indeed it isn't...At the age of 23 I have seen the importance of cibil score as I am facing problem to get education loan due to poor cibil of my father... The amount is less but as you said bank will not let it go even if its 1 rs overdue...
This is the 2nd time I have come to see this video as becoming aware of financial things.. There is hardly any better video than you in indian RUclips community...💗
@@XYAxisEducationsir Mera to bank ne hi civil kharab kar diya me kya karu mera score tha 734 or sir mene loan kraya tha uski emi 10 tarik ki thi lekin bank 29 days let next month ki 3 tarik ko kat ti thi 😢😢 or mujhe yhi pta tha k 3 ko kat ti he lekin wo 10 ko kat ni thi sir ab me kya karu help me sir 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Same i don't need credit card currently but just want to start and build credit history just in case I need credit in the future. I think I'll try the same thing just get a huge loan and pay it off as quick as possible.
Thanks for giving light to the topic and sharing almost all valuable information about cibil score and it's importance in financial services .With regard kirti...
Meracivil me sutfiel dikh Raha cc limit bhi chal raha ha bank bhi cc limit ko menten bata raha ha leter hed par likhra dediya nodal ko bhi Mel Kiya abhi Tak Kam nahi huye ye Kam kaise hoga home loan ruka ha rasta batao
Mera 2 check fail hova par mai clear kar diya. Aur account bhi closed kar diya aur bank se n.o.c bhi lay liya. Ye cibil tik hojayega kab tak. Thank u sir
Thanks for the info. Sir ek video is topic pr bhi banao ki CIBIL ko complaint kaise Karen. Kyunki Mera sirf ek account open h loan wala but One score app me 2 account open show hota h mene sare loan time pr pay kiye h tb bhi wo 2 account active show hota hai.
i pay My credit cards bill regularly on time. paying my EMI on time never fault a emi or Credit card loan my credit utilisation is approx 5%. still my CBIL is on 746 and not increasing.
Bhaiya ji can you can me help Mene 5 lone le rkha hai or jb me cheak kr rha hu to mera 8 lone show ho rha hai 3 lone wrong show ho rha hai jo men liye hi nhi hai to usw kese hatae plz reply me plz plzz plzz plzz plzz plzz plzz plzz plzz
Bhai you tube pr pehli baar Itne acche se samjhya aapne Me happy ho gya thank you so much Mene aapka channel subscribe kr liya aur ilke bhi kr diya but bro Mera cibil 800 kra do plss
Bhai meine bajaj aur idfc k EMI'S nahi bani kuch 3 4 saal se aur abhi tak wese hi hai emi's To men ab emi kaise pay karon aur apna cibil kaise improve karon?
Lon kist fail ho jaane par ek kaam zarur Karo lon ki ek kist double pay kar do fir dekho sibil score direct exilent ho jata hai our baaki paise refund bhi ho jata hai mere saath aise hi huwa hai
@@Alpha-le2ze business karte ho? Agar haan to apne business ke basis pe business card le lo ya phir ITR ke basis pe govt banks CC dedegi. Ya phir jis bank mein C/A ha usi mein CC ke liye apply karo.
1. Koi limitation nahin hai bank accounts khulwane ka. But, kya aap saare bank accounts ko manage kar paaoge. MAB sabse bada khel hai. 2. Nope, mere 6 bank accounts hein. Aur mera friend ka 10.
Aise To Koi Limitation Nhi Hai But Jitna Account Maintenance Kar Paoge Utna Hi Kholo Q Ki Mai 11 Bank Mai Account Open Karwaya Hu Aab Isme Se 4 Bank Mai Mereko MAB 5k Maintenance Karke Rakna Padta Hai Or MAB Maintenance Na Karne Pe Direct Penaty Lagega & Yearly Debit Card Fee Bhi Dena Padta Hai😁😁
This is a complete knowledge banking related video sir 👏 imagine head off sir Sir Mera ye question hai mne 2016 m ek bhai ko leke 50000 ka mudra loan liya tha ek emi bhrne k baad ghr m ldai k chlte wo jma nhi ho paya to sir wo ab jb m apna cbil check krta hu usme 63567 something show hota h pr ab m use complete jma krna chahta hu to mera cbil score kitne time baad shi ho jayega or m loan k liye kha s or kitne time k baad apply kr skta hu please sir Reply jaroor dijiyega apki video you tube p sbse better lgi channel mne apka subscriber kr liya hai like also 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Sir, 2 months ago my father CIBIL was 853 but after that I have applied for 4 credit card and all of them were approved but the cibil got down by 30 point and now it is 823. So I want to say that don't apply for too many credit card l,even if they are getting approved in a short period of time.
Wow, having 853 cibil score is super hard and takes years to build Btw if you can answer, how your father build that score will be super helpful for us
We purchased a flat in 2015 and my flat was on 11th floor while builder ran away after just completing 5 floors. So many people in that project are in DRT court with me by bank. The loan is from Govt. bank. Now it comes out the land is also disputed. We are not paying EMI now. We lost our savings also. Now CIBIL is very bad. But what is the fault of a customer like me? How bank paid the amount to builder with out legal and technical? How can we rectify our CIBIL? We can not keep paying money as EMI in a dead account.
Bro mera to 100rs ke wallet load ki vajeh se CIBIL 750 se 650 pe aa gaya Mobikwick ne mere account me khudse 100 rs add kiye phir khudka hi insurance puchase kara diya 99rs ka aaj tak samaj nhi aaya ki vo insurance kis kaam ka Aur 1year baad maloom pada ki aisa scene hua h aur CIBIL ki maa bhen ho gayi
Unke kaafi sare naam hote hai jaise ... Chor yaa fir bhagoda yehi log kamiyabi ki taraf jate hai aur aage jaakr pakad hate hai lekin government inki chhod deti hai me bhi soch rha hu lekin Kiya kru mujhe koi janta nhi hai isliye mujhe koi jaane isliye mujhe TV or ana hoga chori karni hogi fir naam hoga aur famous ki bajah se milega bada loan 💪😁
I had took education loan of rupees 85000 in 2018-19 , emi was on time to time but in covid pandemic it not, and loan period extended by bank but due to covid, financial condition were poor , the total amount was about 1,15,000. and i make settlement which is about 50,000 .. so in this case remaining amount I want to pay after couple of time... it shows settled on cibil score , so in how many years it will be normal..
Amazon pay later (idfc bank) से 90 rs की dues month की 5 date ko auto debit हो गई। पर कुछ दिन बाद credit score check किया तो Equifax 52 point नीचे गिर गया। Pdf download करके देखा तो amazon pay later ने cibil में 90 rs pending show किये हुए थे। Complaint करने पर कहते हैं आगे 2-3 month में repayment के बाद score ठीक हो जायेगा। 2 month बाद अब paytm में score check किया तो 94 point down हो गया है।
Sir mene ek parsnol loan liya hai 61000 ka mera cibil score 726 hai isse pehle ek phone finance karwaya tha ab ye loan 24 months ka hai m isme apni cibil score kese improve karoon emi time se jati hain sari ek bhi aaj tk due nahi huee hai pr cibil score 756 tha pehle ab 726 Kyun hogaya kese badega or cibil score check karne ka sahi tarika kya hai plz replay my all questions thank you verry much itni important batein batane k liye maza agaya
क्या अच्छी तरह से समझाया आपने जितनी तारीफ की जाए उतनी कम है बिल्कुल सिंपल भाषा में
Bhai cibil score par Aaj Tak Aisa video nahi dekha excellent video...😊😊
CIBIL KE BARE ME ITNI DETAL JANKARI AAJ TAK ISSE PAHALE MAINE KABHI NAHI DEKHI THANK U.. THANK U..THANK U ..SIR
One of the best videos of the CIBIL score. The last line was golden words people should understand this. Spread for the younger generation.
Very good explanation
Apna cvil score kase bathaye
Óo9ó9oóóóó
My CIBIL score 850+.
Reason:- using two credit card and paying bill on time.
Never applied for any loan and more credit cards.
Bahut acche se samjaya sirji aapne,koi b channel aisa nahi samjaya
Super❤
Great great great video..... "Life is not short" indeed it isn't...At the age of 23 I have seen the importance of cibil score as I am facing problem to get education loan due to poor cibil of my father... The amount is less but as you said bank will not let it go even if its 1 rs overdue...
This is the 2nd time I have come to see this video as becoming aware of financial things..
There is hardly any better video than you in indian RUclips community...💗
I have watched so many videos on CIBIL but this was different and very informative and detailed. Thanks for letting your knowledge out to world.
excess me cibil check karne se cibil kharab hota gai hai gzb bezzati hai ye to
@@SHADABKHAN12111fi 5:12
Elaborately explained
Every person should know all these things
Thanku soo much.
Regards
Credit card aagya mera time pe pese dunga or 30% use krunga limit card ki,
Toh cibil increase hoga?👀
@@GBR_OFFICIAL bilkul improve hoga
Hlo Mera loan inquiry hatana hai
@@XYAxisEducationsir Mera to bank ne hi civil kharab kar diya me kya karu mera score tha 734 or sir mene loan kraya tha uski emi 10 tarik ki thi lekin bank 29 days let next month ki 3 tarik ko kat ti thi 😢😢 or mujhe yhi pta tha k 3 ko kat ti he lekin wo 10 ko kat ni thi sir ab me kya karu help me sir 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Thank you very informative video. Un skipping. Bilkul bhi boring nahi hai zaroor dekhna video
Wah Keya Knowledge Di Hai Aapne Sir Love You❤❤❤
A very detailed information on CIBIL.
Thanku soo much
Bhut jyada achi hai vedo bhai ek ek bat samjha di apne
I took out a personal loan of 12 lakhs and repaid it in around 6 months time. My CIBIL score currently is 800 plus.
Boss that converts to 2.13L monthly EMI.
Same i don't need credit card currently but just want to start and build credit history just in case I need credit in the future. I think I'll try the same thing just get a huge loan and pay it off as quick as possible.
875 CIBIL
@@RaziaBegum-lp1vx 900
@@RaziaBegum-lp1vxkese hua itna High CIBIL score???????
1 video yesa baniye jis me sirf civil hi sahi kare...🙏🙏🙏👍👍👍😘
very informative and clearly advsised thanks for improving knowledge sir .
Thanks for giving light to the topic and sharing almost all valuable information about cibil score and it's importance in financial services .With regard kirti...
Sar cibilscore Paisa dinke bad sahi ho sakta hai ya nahin
Meracivil me sutfiel dikh Raha cc limit bhi chal raha ha bank bhi cc limit ko menten bata raha ha leter hed par likhra dediya nodal ko bhi Mel Kiya abhi Tak Kam nahi huye ye Kam kaise hoga home loan ruka ha rasta batao
Kyunki aap bahut hi acchi financial advice dete Hain tumhare video ko dekhta hun
I learned something I didn't know from you Thank you very much Sir
Ek hi shabda bolunga... Sir
Zabardust video... very nice 👌
It is giving knowledge like he is my big brother….
Thanks brother, for sharing knowledge.
वेरी गुड विडियो,अब तक no 1 vidio
You forgot to mention Credit card against FD to improve CIBIL score and Credit card makes 40% impact on CIBIL score. Best way to improve CIBIL score.
Will you please elaborate?
@@pyaraBoiii hii bhai
@@pyaraBoiii me batata hu
Hello bro please help me with more information 😔
@@AayushGurjar011 yes brother please tell me
Excellent 👌 knowledge Dene k liye aapka dhanyawaad sir,
very nice video. I liked the way you explained things being specific.
Thank you very much for sharing such informative video.
🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻
भाई अगर कोई बीस हजार का डिफॉल्टर हो तो क्रेडिट स्कोर कैसे बढ़ाया जा सकता है?
Very use full knowledge video sir❤
Thanks🌹🙏
You earned my sub. Your videos are easy to understand while keeping it professional.
Itna acha aaj tak kisi ne nhi samjhaya
Full of information in one video. Maja ay gaya 💖
Thanku soo much.
Regards
Mera 2 check fail hova par mai clear kar diya. Aur account bhi closed kar diya aur bank se n.o.c bhi lay liya. Ye cibil tik hojayega kab tak. Thank u sir
Fantastic way to explain everything.. 🤟🏻👌🏻
Thanks for the info. Sir ek video is topic pr bhi banao ki CIBIL ko complaint kaise Karen. Kyunki Mera sirf ek account open h loan wala but One score app me 2 account open show hota h mene sare loan time pr pay kiye h tb bhi wo 2 account active show hota hai.
i pay My credit cards bill regularly on time.
paying my EMI on time
never fault a emi or Credit card loan
my credit utilisation is approx 5%.
still my CBIL is on 746 and not increasing.
Thanks
Bhai aap bahot achhe se samjhate ho ❤️
Thanku soo much
Bhaiya ji can you can me help
Mene 5 lone le rkha hai or jb me cheak kr rha hu to mera 8 lone show ho rha hai 3 lone wrong show ho rha hai jo men liye hi nhi hai to usw kese hatae plz reply me plz plzz plzz plzz plzz plzz plzz plzz plzz
Bhai you tube pr pehli baar
Itne acche se samjhya aapne
Me happy ho gya thank you so much
Mene aapka channel subscribe kr liya aur ilke bhi kr diya but bro Mera cibil 800 kra do plss
बहुत अच्छी जानकारी इसके लिए बहुत बहुत धन्यवाद, नमस्कार
Very informative and well explained 💥
Thanku soo much
Welcome 😅
Fantastic video 👏 tysm for sharing such important information in this proper format 🙏🏻
Bhai meine bajaj aur idfc k EMI'S nahi bani kuch 3 4 saal se aur abhi tak wese hi hai emi's
To men ab emi kaise pay karon aur apna cibil kaise improve karon?
Thank u achcha laga
Thank You🙏🙏🙏🙏 Very informative and well explained 💥
Thank you so much sir aapane bahut hi acchi video banaya main Puri aur mujhe bahut achcha Laga
Very clear information. Thank you Sir
Thanku soo much.
Regards
Much needed information thanks bro.
Thank you so much Sir for wanderful Video 🙏🙏🙏
Good information 👍🇮🇳
Aapne mera aankh khol diye 🎉
Very well explained Sir Sir pl guide me regarding Education Loan for children's
Lon kist fail ho jaane par ek kaam zarur Karo lon ki ek kist double pay kar do fir dekho sibil score direct exilent ho jata hai our baaki paise refund bhi ho jata hai mere saath aise hi huwa hai
Very well explained sir 🔥
very useful ❤❤❤❤
Thanks for this wonder information. 🙏
Your welcome.
Regards
@@XYAxisEducation
Sir hdfc me current account he, credit card kya milega ?
@@Alpha-le2ze business karte ho? Agar haan to apne business ke basis pe business card le lo ya phir ITR ke basis pe govt banks CC dedegi.
Ya phir jis bank mein C/A ha usi mein CC ke liye apply karo.
Thanks very very smooth And learning language. I like you r video
Sir I have some Questions.
• How many Bank Accounts a Person can open in India ?
• Is having Multiple Bank Accounts Illegal ?
1. Koi limitation nahin hai bank accounts khulwane ka. But, kya aap saare bank accounts ko manage kar paaoge. MAB sabse bada khel hai.
2. Nope, mere 6 bank accounts hein. Aur mera friend ka 10.
@@lakhi_kant Thankyou 😄
Aise To Koi Limitation Nhi Hai But Jitna Account Maintenance Kar Paoge Utna Hi Kholo Q Ki Mai 11 Bank Mai Account Open Karwaya Hu Aab Isme Se 4 Bank Mai Mereko MAB 5k Maintenance Karke Rakna Padta Hai Or MAB Maintenance Na Karne Pe Direct Penaty Lagega & Yearly Debit Card Fee Bhi Dena Padta Hai😁😁
@@ranabaidya4685 Thankyou 😄
Bank accounts matter nhi krte.. Bank balance krta hai.. Kitne bhi accounts khol lo bus sabme mila ke bhut jyada paise len den mat krna
Very nice ❤❤❤Very good information
Personal Loans aur Pay Later waale loans bahut jyaada ho gaye hain, unhe close karana chahiye score improve karne ke liye?
This is a complete knowledge banking related video sir 👏 imagine head off sir Sir Mera ye question hai mne 2016 m ek bhai ko leke 50000 ka mudra loan liya tha ek emi bhrne k baad ghr m ldai k chlte wo jma nhi ho paya to sir wo ab jb m apna cbil check krta hu usme 63567 something show hota h pr ab m use complete jma krna chahta hu to mera cbil score kitne time baad shi ho jayega or m loan k liye kha s or kitne time k baad apply kr skta hu please sir Reply jaroor dijiyega apki video you tube p sbse better lgi channel mne apka subscriber kr liya hai like also 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Sir, 2 months ago my father CIBIL was 853 but after that I have applied for 4 credit card and all of them were approved but the cibil got down by 30 point and now it is 823.
So I want to say that don't apply for too many credit card l,even if they are getting approved in a short period of time.
Yeah same here. It happened with my Mum too. Max you should keep 3 cards and the interval of the application should be more.
Nice information
It will be recover again once u use the card and pay the bill on time, it takes up to 3 or 4-5 months
Wow, having 853 cibil score is super hard and takes years to build
Btw if you can answer, how your father build that score will be super helpful for us
Sir, apne bora kam ka video banya. 👍
We purchased a flat in 2015 and my flat was on 11th floor while builder ran away after just completing 5 floors. So many people in that project are in DRT court with me by bank. The loan is from Govt. bank. Now it comes out the land is also disputed. We are not paying EMI now. We lost our savings also. Now CIBIL is very bad. But what is the fault of a customer like me? How bank paid the amount to builder with out legal and technical? How can we rectify our CIBIL? We can not keep paying money as EMI in a dead account.
Where are you from?
@@HacksHeart In Noida Sir!
Bro mera to 100rs ke wallet load ki vajeh se CIBIL 750 se 650 pe aa gaya
Mobikwick ne mere account me khudse 100 rs add kiye phir khudka hi insurance puchase kara diya 99rs ka aaj tak samaj nhi aaya ki vo insurance kis kaam ka
Aur 1year baad maloom pada ki aisa scene hua h aur CIBIL ki maa bhen ho gayi
@@sajidghanchi7591 axa
Very nice 👍👍👍 your great 👍👍
Perfect 🤩 keep it up
Thanku soo much
Bhai aap.ka.batani.ka.tareeka bahut.accha.hi
Could you tell me which software do you use for creating videos. Thanks
Thank you so much brother 😊
Most welcome 😊
First To Last Line 👌👌👍👍🙏🙏😍😍
🤔 हमारे देश के वडे वडे विजनिस मैन पैसा खाकर भी वैन्क से वहुत सारा पैसा ले लेते हैं कर्ज के रूप में 🤔🤔
Unke kaafi sare naam hote hai jaise ... Chor yaa fir bhagoda yehi log kamiyabi ki taraf jate hai aur aage jaakr pakad hate hai lekin government inki chhod deti hai me bhi soch rha hu lekin Kiya kru mujhe koi janta nhi hai isliye mujhe koi jaane isliye mujhe TV or ana hoga chori karni hogi fir naam hoga aur famous ki bajah se milega bada loan 💪😁
❤a❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤
Bilkul sahi kaha cibil banana bahuth mahnat karni padti hai
Does cibil score increases when we are not using credit cards or any pay later services that we have?
It does not increase but also not impact our cibil score .
Soo its btr to use minimum of credit cards .
Regards
Sir I proud of you sir your civil score vedio is very good
Thanks you so much ❤️
Good night sir ❤❤❤
Perfect video 👌
Thanku soo much.
Regards
thanx sir aapne bahut acchi baat batayi
Improve CIBIL Score Instantly. Instantly? It's a clickbait...
P
P
PPT of
O
Pi
Wow so amazing information 👏 👌💯💯💯💯❤👍👍dil se salam
Sir my civil score is now 782 and how can i improve 18...plz.. give me any details..
I want to improve 14
My cibil score is 799
How improve it
Sar बहुत-बहुत dhanyvad aapane bahut informative video di hai thank you sir
My pleasure.
Regards
I had took education loan of rupees 85000 in 2018-19 , emi was on time to time but in covid pandemic it not, and loan period extended by bank but due to covid, financial condition were poor , the total amount was about 1,15,000. and i make settlement which is about 50,000 .. so in this case remaining amount I want to pay after couple of time... it shows settled on cibil score , so in how many years it will be normal..
Same problem related to me...sir plz reply to this question...
Sir
Bahut achche se samjhaya
Dhanyawad
Thanks 😎😎😁😁
Your welcome
Regards
Thanks information ❤
So beautifully explained
Thanku soo much.
Regards
@@XYAxisEducation which one genuine site to check CBIL
Sir lic lone bhi cibile score ko kharab karta h
So interesting & informative video! Thank you ji
My CIBIL 836
Beta woh experience ka dikhata hai cibil nahi hoga crif score or chek Karo 👍
Thank yu thank yu sir
Like all ur videos n
Started getting interest in banking awareness
Request yu to plz post videos on Insolvency
Bankruptcy
Cibil system bekar hai 😢
Bahut sandar smjhaya puri bat thanks
CIBIL score gajab ka technology hai, Human ka future tak mulam hai ?
Nice video 👍
Very nice video
बिल्कुल मेरे साथ ऐसा ही हुआ कि हमने कभी नहीं समझ पाया कि मेरा सिबील खराब हो रहा है हमने टोटल लोन भर दिया हर माह लेकिन 01ता0कि बजाय 25/को दिया है।
Amazon pay later (idfc bank) से 90 rs की dues month की 5 date ko auto debit हो गई। पर कुछ दिन बाद credit score check किया तो Equifax 52 point नीचे गिर गया। Pdf download करके देखा तो amazon pay later ने cibil में 90 rs pending show किये हुए थे। Complaint करने पर कहते हैं आगे 2-3 month में repayment के बाद score ठीक हो जायेगा। 2 month बाद अब paytm में score check किया तो 94 point down हो गया है।
Sir mene ek parsnol loan liya hai 61000 ka mera cibil score 726 hai isse pehle ek phone finance karwaya tha ab ye loan 24 months ka hai m isme apni cibil score kese improve karoon emi time se jati hain sari ek bhi aaj tk due nahi huee hai pr cibil score 756 tha pehle ab 726 Kyun hogaya kese badega or cibil score check karne ka sahi tarika kya hai plz replay my all questions thank you verry much itni important batein batane k liye maza agaya
Indori jyada mat karo
Agar sir lockdown me cibil kharab ho jaye to uska koi video banao
Xy ...apne dher sari baat sikha diya... thanks dilse
bahot achhe se samjhya aapne sir....
Bhot ache se samjaya bhai ne thanks boss
Sir agar ham ne ek prodect TVS credit parsnol lon par liya hai or ek Bajaj par liya to kya ye dono hi hamara sibil score badayege plish riplay sir❤❤