Please note I made an error with the booking window dates here. 11 months prior to December would be January, not February! Sorry about that. Everything else is valid though -- certainly the main take away (you could be booking in January 2023--in your 2022 Use Year--for a trip in your 2023 Use Year, which means you can borrow points from your 2024 Use Year). No excuse for my idiocy here, and thanks to Peter for pointing out this error!
My Guide said the same thing. Then I told her I mentioned what she said in a FB group and got roasted. She quickly called me back and corrected herself. She had to talk to another guide though. They aren’t trained well.
I cannot even believe how widespread this is among the Guides. It's way way way too many who don't even know the basics! Sorry not sorry, the roasting is deserved. At least yours apologized to you haha. Mine just continues to assert he's right. d'oh.
It seems that DVC owners and MS have better knowledge than the guides. I hear a lot of bad things about the guides. There is something about their training that sends them in the wrong direction about certain things. I recently rented out a lot of my Riv points to drum up cash for a condo assessment. I borrowed some 2023 points to make the reservations. I'm really screwed if these trips are canceled as they are for October and November, right before the December UY starts! BTW, renting out points would be a great video topic. The 11-month window for a December trip is January, right, not February? Or did I not understand how you were booking it?
I certainly don't think every cast member in DVC member services should have to be a salesperson, but you would think the sales people would be required to know the member services role/knowledge. It's just baffling to me that they do notttttt Renting, yes! That's been on my list, but as I haven't actually ever rented out any points I feel unqualified/sheepish to talk about it. I think also cause it seems like every company would have its own quirks, so I think I'd really have to present more of a "here was my experience!" type narrative instead of just straight up facts/information. OOOH WOW. Yes. No. You're so right. Thank you. This is why I don't typically rush to put out videos so I can double check more things, and also this is what I get for making videos while severely sleep deprived (work + on some new medications with some fun side effects! yay /sarcasm). THANK YOU. I will edit the description and pin a comment letting everyone know I'm an idiot hahah
@@PixieDustPhD It's certainly no big deal. I was just wondering if you were just using February as a point of reference and said 11 months in error. It didn't change the information about borrowing. Yes, I know sleep deprivation. I just got up from a nap!
@@nycp1969 I was trying to go for the 7/11 month thing for ease/relevance but ya know brain not firing on all cylinders. I agree the borrowing example still holds up perfectly fine, just cant tell the difference between 10 and 11 months on low sleep apparently ahha. And this is why I always use that date booking tool thing on the website when I ACTUALLY have a trip coming up. I let the DVC computers tell me what day I need to book lolol Ugh, love a good nap. I've been telling myself if I stay awake all day/dont nap that I'll finally sleep through the night, but that is not proving to be true so I'm definitely switching to nap life!
SO BAD! I too was and remain astonished. I don't think the sales side needs to know every single in and out policy, but something this basic? Especially when the sales side is your primary touch point... like if you have questions, talk to your Guide. Well, if I talk to my Guide, they need to be able to answer the basic questions or at least know when they DON"T know enough to transfer me to someone who does!
If I have an October use year and want to book a vacation for June 2023 am I able to borrow the points from October 2023? If so would I be able to bank the remaining points to use in 2024? If so would I be able to use my banked points from 2023 along with borrowing points from October 2024 to book another vacation for June of 2024?
hey there! I'm a bit confused as the question as you're saying June 2023, which is in the past, so I'm not sure what day in your scenario it is when you want to book. .. but I'm trying to follow along here, so see the below, and if I made any incorrect assumptions can we work through an example that's in the future instead for clarity? (E.g., tell me "In July 2024 I want to book a June 2025 vacation and I have an October Use Year" or similar) But yeah if we pretend we are in the past, you want to vacation in June 2023 and you don't have enough points, you can borrow from the immediate next Use Year, which for you would be the October 2023 - September 2024 points, yes. If you have points leftover in that Use Year (October 2023 - Sept 2024) that you don't end up using, yes you can bank them into the next Use Year (October 2024 - September 2025). Your last question re: June 2024 I think we run into an issue. If you bank points from your October 2023 - Sept 2024 allotment, they move to October 2024 - September 2025. June 2024 is not contained within October 2024 - September 2025. However, you could simply not bank them. In sum: A June 2024 vacation is contained within your October 2023 Use Year. 1) You can use points banked from your October 2022 allotment (points natural Use Year was October 22 - Sept 23, but you banked them forward into Oct 23 - Sept 24 (and June 24 is contained within that)) 2) You can use your allotment of points naturally assigned to that Use Year (October 2023 points for a June 2024 trip) 3) You can borrow from the Use Year immediately after the Use Year your trip is contained in (October 2024 points for a June 2024 trip) Let me know if that helps! And if not, just comments with more concrete details (preferably in the future) that we can work through :)
@@PixieDustPhD If I have an October use year and want to book a vacation for June 2024 am I able to borrow the points from October 2024? If so would I be able to bank the remaining points to use in 2025? If so would I be able to use my banked points from 2024 along with borrowing points from October 2025 to book another vacation for June of 2025?
@@PixieDustPhD I think I see what you’re saying. If I have 300 points and borrow 260 I wouldn’t need to bank the other 40 to use the following June because they are already contained within that year. The reason I’m asking is because we are looking at two contracts. Contract A has 280 points with a Feb use year. Contract B has 310 points with an Oct use year. We would prefer a use year prior to July but we want at least 300 points. Hence the dilemma.
Hey yeah, so I think you got it below but just to be complete -- 1) Oct Use Year, book June 2024, borrow from Oct 2024 - totally good, yes! 2) Oct 2024 remaining points - yep, use whatever is left between Oct 2024 and Sept 2025 in its natural use year, or bank forward to use in Oct 2025 - Sept 2026 3) If you bank Oct 2024 points, those would go into October 2025 use Year which is * past * June 2025. So you just would not bank them, and use your Oct 2024 points for a June 2025 trip (plus borrow from Oct 2025 as needed)
"If I have 300 points and borrow 260 I wouldn’t need to bank the other 40 to use the following June because they are already contained within that year. " This part, yep exactly! So you're debating between 2 contracts but plan to travel primarily in June? Yeah ideally you'd have an earlier Use Year, but thats not the be all end all. If you have an Oct Use Year you can definitely use the current Use Years' points as well as borrow as needed. That being said, the Feb Use Year is only ~20 points shy of what you want, so not that far off. But with a Feb Use Year, you do potentially run into some issues with June vacation if you end up having to cancel on short notice. I personally would go for Oct over Feb, but there's not a real "right" answer here. But yes so if you center your thinking around when the trip will occur, then consider what Use Year that's in. Then you can think about the prior Use Year you could bank points, the following Use Year you could borrow points. So let's say a June 2025 trip. That's in the October 2024 Use Year. So you could bank October 2023 points, use Oct 2024 points, and borrow Oct 2025 points. I hope that's helpful! Let me know if additional clarification would be useful!
Please note I made an error with the booking window dates here. 11 months prior to December would be January, not February! Sorry about that. Everything else is valid though -- certainly the main take away (you could be booking in January 2023--in your 2022 Use Year--for a trip in your 2023 Use Year, which means you can borrow points from your 2024 Use Year). No excuse for my idiocy here, and thanks to Peter for pointing out this error!
As always, Great content! I appreciate the time, effort and research you put into all your videos!
Cheers, Rose! Thanks so much.
My Guide said the same thing. Then I told her I mentioned what she said in a FB group and got roasted. She quickly called me back and corrected herself. She had to talk to another guide though. They aren’t trained well.
I cannot even believe how widespread this is among the Guides. It's way way way too many who don't even know the basics! Sorry not sorry, the roasting is deserved. At least yours apologized to you haha. Mine just continues to assert he's right. d'oh.
It seems that DVC owners and MS have better knowledge than the guides. I hear a lot of bad things about the guides. There is something about their training that sends them in the wrong direction about certain things.
I recently rented out a lot of my Riv points to drum up cash for a condo assessment. I borrowed some 2023 points to make the reservations. I'm really screwed if these trips are canceled as they are for October and November, right before the December UY starts! BTW, renting out points would be a great video topic.
The 11-month window for a December trip is January, right, not February? Or did I not understand how you were booking it?
I certainly don't think every cast member in DVC member services should have to be a salesperson, but you would think the sales people would be required to know the member services role/knowledge. It's just baffling to me that they do notttttt
Renting, yes! That's been on my list, but as I haven't actually ever rented out any points I feel unqualified/sheepish to talk about it. I think also cause it seems like every company would have its own quirks, so I think I'd really have to present more of a "here was my experience!" type narrative instead of just straight up facts/information.
OOOH WOW. Yes. No. You're so right. Thank you. This is why I don't typically rush to put out videos so I can double check more things, and also this is what I get for making videos while severely sleep deprived (work + on some new medications with some fun side effects! yay /sarcasm). THANK YOU. I will edit the description and pin a comment letting everyone know I'm an idiot hahah
@@PixieDustPhD It's certainly no big deal. I was just wondering if you were just using February as a point of reference and said 11 months in error. It didn't change the information about borrowing.
Yes, I know sleep deprivation. I just got up from a nap!
@@nycp1969 I was trying to go for the 7/11 month thing for ease/relevance but ya know brain not firing on all cylinders. I agree the borrowing example still holds up perfectly fine, just cant tell the difference between 10 and 11 months on low sleep apparently ahha. And this is why I always use that date booking tool thing on the website when I ACTUALLY have a trip coming up. I let the DVC computers tell me what day I need to book lolol
Ugh, love a good nap. I've been telling myself if I stay awake all day/dont nap that I'll finally sleep through the night, but that is not proving to be true so I'm definitely switching to nap life!
I cannot believe that the person Disney is paying to sell DVC has got it so wrong!
SO BAD! I too was and remain astonished. I don't think the sales side needs to know every single in and out policy, but something this basic? Especially when the sales side is your primary touch point... like if you have questions, talk to your Guide. Well, if I talk to my Guide, they need to be able to answer the basic questions or at least know when they DON"T know enough to transfer me to someone who does!
If I have an October use year and want to book a vacation for June 2023 am I able to borrow the points from October 2023?
If so would I be able to bank the remaining points to use in 2024?
If so would I be able to use my banked points from 2023 along with borrowing points from October 2024 to book another vacation for June of 2024?
hey there! I'm a bit confused as the question as you're saying June 2023, which is in the past, so I'm not sure what day in your scenario it is when you want to book. .. but I'm trying to follow along here, so see the below, and if I made any incorrect assumptions can we work through an example that's in the future instead for clarity? (E.g., tell me "In July 2024 I want to book a June 2025 vacation and I have an October Use Year" or similar)
But yeah if we pretend we are in the past, you want to vacation in June 2023 and you don't have enough points, you can borrow from the immediate next Use Year, which for you would be the October 2023 - September 2024 points, yes. If you have points leftover in that Use Year (October 2023 - Sept 2024) that you don't end up using, yes you can bank them into the next Use Year (October 2024 - September 2025).
Your last question re: June 2024 I think we run into an issue. If you bank points from your October 2023 - Sept 2024 allotment, they move to October 2024 - September 2025. June 2024 is not contained within October 2024 - September 2025. However, you could simply not bank them.
In sum:
A June 2024 vacation is contained within your October 2023 Use Year.
1) You can use points banked from your October 2022 allotment (points natural Use Year was October 22 - Sept 23, but you banked them forward into Oct 23 - Sept 24 (and June 24 is contained within that))
2) You can use your allotment of points naturally assigned to that Use Year (October 2023 points for a June 2024 trip)
3) You can borrow from the Use Year immediately after the Use Year your trip is contained in (October 2024 points for a June 2024 trip)
Let me know if that helps! And if not, just comments with more concrete details (preferably in the future) that we can work through :)
@@PixieDustPhD
If I have an October use year and want to book a vacation for June 2024 am I able to borrow the points from October 2024?
If so would I be able to bank the remaining points to use in 2025?
If so would I be able to use my banked points from 2024 along with borrowing points from October 2025 to book another vacation for June of 2025?
@@PixieDustPhD I think I see what you’re saying. If I have 300 points and borrow 260 I wouldn’t need to bank the other 40 to use the following June because they are already contained within that year.
The reason I’m asking is because we are looking at two contracts.
Contract A has 280 points with a Feb use year.
Contract B has 310 points with an Oct use year.
We would prefer a use year prior to July but we want at least 300 points. Hence the dilemma.
Hey yeah, so I think you got it below but just to be complete --
1) Oct Use Year, book June 2024, borrow from Oct 2024 - totally good, yes!
2) Oct 2024 remaining points - yep, use whatever is left between Oct 2024 and Sept 2025 in its natural use year, or bank forward to use in Oct 2025 - Sept 2026
3) If you bank Oct 2024 points, those would go into October 2025 use Year which is * past * June 2025. So you just would not bank them, and use your Oct 2024 points for a June 2025 trip (plus borrow from Oct 2025 as needed)
"If I have 300 points and borrow 260 I wouldn’t need to bank the other 40 to use the following June because they are already contained within that year. " This part, yep exactly!
So you're debating between 2 contracts but plan to travel primarily in June? Yeah ideally you'd have an earlier Use Year, but thats not the be all end all. If you have an Oct Use Year you can definitely use the current Use Years' points as well as borrow as needed. That being said, the Feb Use Year is only ~20 points shy of what you want, so not that far off. But with a Feb Use Year, you do potentially run into some issues with June vacation if you end up having to cancel on short notice. I personally would go for Oct over Feb, but there's not a real "right" answer here.
But yes so if you center your thinking around when the trip will occur, then consider what Use Year that's in. Then you can think about the prior Use Year you could bank points, the following Use Year you could borrow points.
So let's say a June 2025 trip. That's in the October 2024 Use Year. So you could bank October 2023 points, use Oct 2024 points, and borrow Oct 2025 points.
I hope that's helpful! Let me know if additional clarification would be useful!