What happens to insurance claim if NOMINEE dies ? Nominee இறந்தால் காப்பீடு யாருக்கு? Tamil

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  • Опубликовано: 7 сен 2024
  • What happens to your Insurance claim if your nominee dies before the claim is received? What happens to the claim if insurance nominee dies before the policyholder? Who will get the Life Insurance claim in that scenario. Will the legal hair get it or are the nominees get it what are the steps to follow in a nomination form.
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    Explanation:
    If the nominee died before the policyholder what does SBI and LIC Insurance claim process entail. If the policyholder dies and the nominee also dies before the claim is received usually the legal Heirs of the nominee are entitled to get the Insurance claim or else the legal Heirs of the policyholder can contest the claim.
    If the nominee dies before the policyholder then the nomination in insurance becomes invalid and the policy holder has to submit a new nomination appointing a new person. It is always advisable to keep your nomination in life insurance up to date so that there is no hassles during the claim procedure.
    If have any doubts related to the nomination clients then please reach out to your Insurance Company . Make sure the claim is filed in reasonable time so that it is not rejected or there is a delay in the claim processing.
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Комментарии • 35

  • @sivaprakash-rm6kt
    @sivaprakash-rm6kt 7 месяцев назад

    Thank you for your time ,explaining the terms and conditions in common people's understandable language. I Would be grateful if u clarify this doubt also. What will happen if the total nominees are 2 with 50% claim split and one of them dies and the other nominee claim percentage not updated to 100%?

  • @kbsridhar435
    @kbsridhar435 2 месяца назад

    Thanks brother thankyou useful vedio

  • @ashokkumar-ut9ee
    @ashokkumar-ut9ee 4 года назад

    🙏My first regards for this classic service of yours, sir🙏
    When lending gold jewelery to a bank, how do they determine the amount per gram ....?
    Example
    Let us now assume that the price of gold is 5,000 rupees per village. But how do we calculate the amount of money they give us as 3,750 rupees sir.
    My suspicion is in this, sir
    How they profitably determine the price of gold.
    Tell me about it sir and tell me about it even though there are books to know them clearly

  • @ruthvickboopathy5646
    @ruthvickboopathy5646 4 месяца назад

    Bro, i am in Abroad,planning to get term insurance. Incase if i die outside india what are the documents required for my family to Calim money and how does the procedure work?

  • @NaveenKumar-pw2ec
    @NaveenKumar-pw2ec 3 года назад

    1. Can we update nominee details in the middle of term? Policy taken before marriage having parents as nominee, so after marriage wife to be included and then Kids
    2. Can we upgrade Sum assured in middle ?
    3. Is there any life insurance merged with general health insurance ??
    4. What kind of causes of death can't be claimed ?
    5. Can we take 2 policy for single person ? One having parents as nominee and another having wife & kids as nominee ?

  • @Rajkumar-dy9ey
    @Rajkumar-dy9ey 9 месяцев назад

    Good evening, sir. I have one doubt sir .is there any problem to cliaming stage in nominees initial sir.for example Father’s and husband initial problem

  • @linga3296
    @linga3296 2 года назад +1

    Super sir

  • @m.selvakumarassociates7717
    @m.selvakumarassociates7717 3 года назад

    Supper sir, maximum cannot think this kind of aspects.. vera lelavel tapick 👍👍👍👍

  • @jegatheswarieswari6114
    @jegatheswarieswari6114 2 года назад

    Sir if unmarried woman wants to give her all property and money to our Indian government, then what is the procedure sir

  • @user-qy6mq3qp4p
    @user-qy6mq3qp4p 2 года назад

    Ok thanks bro

  • @SathishKumar-pi6if
    @SathishKumar-pi6if 4 года назад +2

    Intha vedio tha Nan ethirpaathu irunthen

  • @SathishKumar-pi6if
    @SathishKumar-pi6if 4 года назад +1

    Sir first comment 👌

  • @Manikandan-vs6ix
    @Manikandan-vs6ix 3 года назад

    Birla sun Life insurance
    How to claim

  • @msandhyaanbu3675
    @msandhyaanbu3675 2 года назад

    Yenoda aunty beedi insurance LA appa va nominee potanga...avanga death aeitanga so yepdi claim pandrathu....

  • @veluprabhakaran2085
    @veluprabhakaran2085 2 года назад

    In general insurance, if the maturity is over, then the amount will be provided by the insurer with interest rate?

    • @SmartMoneyGoalTamil
      @SmartMoneyGoalTamil  Год назад +1

      Can you be more specific with the question. I dint get the question clearly..

    • @veluprabhakaran2085
      @veluprabhakaran2085 Год назад

      @@SmartMoneyGoalTamil Nothing but,General vs Life insurance specifically at Insurance amount
      In life insurance after maturity or death, the insured amount + Bonus amt given to the insured person
      But in general insurance(Bike, car) , what will happen , The loss of indemnity rule is followed, isn't it?
      If the loss and insured amount is same
      the Insured person can claim amount
      (But no bonus (doubt)), then what is the profit/benefit to the insured person...
      Kindly clarify this to me!!

  • @megasenthil8915
    @megasenthil8915 3 года назад

    SUPERB👍

  • @kabilkalif816
    @kabilkalif816 Год назад

    my father died....nominee enga amma. Amma is alive....nominee vachi claim panalama.....but insurance agent legal hier kekranga.....legal hier is mandatory or not pls say some information about it

    • @SmartMoneyGoalTamil
      @SmartMoneyGoalTamil  Год назад

      Directly approach with insurance company..Agent may not fully know the facts or rules..

  • @jayakarthikeyanchannel6815
    @jayakarthikeyanchannel6815 3 года назад

    LIC பாலிசி எண் வைத்து அதன் தகவல் எடுக்க முடியுமா

  • @gowthamsam1857
    @gowthamsam1857 3 года назад

    Sir my father died but avaru nomine enorthar pear poturkaruu...is it possible to claim for me & my mother

    • @SmartMoneyGoalTamil
      @SmartMoneyGoalTamil  3 года назад

      ideally if nominee is alive he will get first choice/preference.. if nominee is dead then you can attempt to claim since you'll be legal heir..

  • @Gans862
    @Gans862 4 года назад

    Bro I'm ur big fan..... soon u get 1M subscribers .... bro..n

  • @jayakarthikeyanchannel6815
    @jayakarthikeyanchannel6815 3 года назад

    பாலிசி ஹோல்டர் இறந்துவிட்டார் அதன் பாலிசி தகவல் எடுக்க முடியுமா

  • @mahavellngiri7433
    @mahavellngiri7433 Год назад

    Namini iranthal amount claim aguma athu sollunga

    • @SmartMoneyGoalTamil
      @SmartMoneyGoalTamil  Год назад

      Yes kadippa claim aagum..provided all facts truthfully disclosed..

  • @vairavelvairavel9101
    @vairavelvairavel9101 Год назад

    Lic என்ன பன்னாலும் வீணாக போச்சே இனி எது பன்னிலாழும் வீணாக தான் போகும்