This is The SMARTEST Way To Manage Your Salary in Malaysia.

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  • Опубликовано: 8 сен 2024

Комментарии • 66

  • @peejaydandoy2889
    @peejaydandoy2889 Год назад +54

    I need a solid and reliable plan to survive these times, I was really hopeful about my investments this year but all my plans have been disoriented, I've been studying the market crashes and I realized some investors made a fortune from the recent 2008 recession and I was wondering if such success rate could be achieved in this present market. Any recommendations?

    • @AzinwiNeba
      @AzinwiNeba Год назад

      The market always bounces back. Make sure you are taking the time, and putting yourself in a position, to be able to do so when the timing is right.

    • @JuneroseCarcina
      @JuneroseCarcina Год назад +2

      Throw it into AI stocks / Hold some in gold. I feel exceptionally lucky I started investing in my early 40s and consistently compounded my income to create more cash flow. I'm 45 and made a cool million just by investing in nothing sexier than index funds (401k) and blue chip stocks (IRA and taxable brokerage

    • @peejaydandoy2889
      @peejaydandoy2889 Год назад

      @@JuneroseCarcina Did a quick web search, she has a pretty decent bio, I wrote her and I'm waiting on her reply.

    • @itscloudyinside
      @itscloudyinside 6 месяцев назад

      It already happened with covid. Wait another 11 years (6 more to the next “crash”)

  • @unitelephone
    @unitelephone Год назад +11

    Please put disclaimer that this is a sponsored content

  • @stopsign606
    @stopsign606 Год назад +33

    I really think T&G E-Wallet is the one good thing to happen to the rakyat's wallets lately. Besides some shortcomings like storage and spending quotas, it's pretty good.

    • @AhmadZul
      @AhmadZul Год назад +2

      Yes. Agreed. even if people are lazy to explore finance investment or is restricted by very low capital, they can just use this. Or just use it to park cash temporarily.

  • @gyeomusic
    @gyeomusic Год назад +23

    1. The parking section in TNG always fails. i end up have to desperately seek alternative parking app like smart selangor
    2. the physical TNG card link to my app is a pain. i have linked 5 cards to my TNG portal while the app only shows 2
    3. TNG card only able to trace last 5 transactions each card. not convinient to trace my spending as claimed.
    4. when your TNG card is dormant, the app / web does not tell you.
    5. cant remember how many times their system down end up i have to use cash

    • @stopsign606
      @stopsign606 Год назад +2

      6. Depending on your tier, you will get a certain transaction and wallet size limit. The verification process for getting higher limits is also a privacy concern due to the need for your face and IC

    • @ken431256
      @ken431256 Год назад +4

      Point number 3, you can use the date function to get all your cards trx, the 5 shown is your latest only

    • @gyeomusic
      @gyeomusic Год назад

      @@ken431256 that is TNG e-wallet transaction you are referring to. not the TNG physical card that linked to the app. the TNG physical card, e wallet, RFID, do not integrate with each other, now they are introducing more services which will basically made me more confused.

    • @JoanKSX
      @JoanKSX Год назад

      And the worst, two of my colleagues actually had history of their hard earn money the monthly salary which linked to their income bank just vanish like that.
      Most probably been hacked by hacker or what.
      Many thousands, and some even a few RMxx,xxx !!!!!!!

  • @reuby6726
    @reuby6726 Год назад +10

    Yes and this is our very own Malaysia CBDC, what if all these convenient features to save and invest is to actually monitor our money. Then again sweet video

    • @leonspencer7950
      @leonspencer7950 Год назад +2

      Been telling people around me😂

    • @opahtokoh5197
      @opahtokoh5197 Год назад

      2030 we have social credit score

    • @kennykhoo1689
      @kennykhoo1689 Год назад

      everything is been monitored..hahaha. unless keep it under the pillow

    • @leonspencer7950
      @leonspencer7950 Год назад

      @kennykhoo1689 that why I keep stocking different crypto and also cash is king

  • @david_lifeandgames
    @david_lifeandgames Год назад +3

    Should integrate Versa and KDI save also for short term savings. Earn interest passively at 4% and can withdraw anytime. Save there and once enough withdraw some to invest. Make sure have at least 5-6 mths of emergency funds.. don’t invest everything!!

  • @lod_n.s5913
    @lod_n.s5913 Год назад +5

    Is this a T&G ad?

  • @lucylee3743
    @lucylee3743 Год назад

    I have a chance to stumble upon him at 1U last sunday. He is really friendly and down to earth. He has a cute family too. GBU+

  • @anathankathiresen5558
    @anathankathiresen5558 Год назад +6

    How abt MAE apps tuan? Can you make video for compare pros n cons?😅

  • @AinaaHadirahZ
    @AinaaHadirahZ Год назад +1

    Wahh your video open my eyes regarding this app, i usually heard bad about this app, ok gonna adapt yr method. Thank youuu❤

  • @Bepanthen3HTeamOffi
    @Bepanthen3HTeamOffi Год назад

    One of the blessing of the pandemic os the e-wallet tech. Everything is so easy now

  • @SaadonAksah
    @SaadonAksah 8 месяцев назад

    Yeah. The go plus feature of the tng e-wallet is just awesome! 👍

  • @jaymzcheong6582
    @jaymzcheong6582 Год назад

    if im not mistaken, paying parking via TNG at Ampang was not available last time and i got a fine xD. But i checked after watching this video and it consists many areas now. good

  • @Alex-su9bc
    @Alex-su9bc Год назад +10

    Tng ads lmao

  • @Deadsmurf
    @Deadsmurf Год назад

    This one just feels like 11mins video of TnG app. Do tell if there are any other apps for managing finances.

  • @jackmun20
    @jackmun20 Год назад

    had the visa card for a while now i can say it's annoying af to use most time if tng system is down you're screwed with 5 transaction a day only and 10 online. fueling require you to have 200 to hold as credit (some debit cards actually waive that). if they would add the feature to use google wallet/ apple pay would be nice

  • @nirvana4771
    @nirvana4771 7 месяцев назад

    Hi there. Im recently apply for TnG card but when its come to fill in delivery detail, Sarawak isnt in the state list and I cant order the card. Feel very disappointed with it.

  • @peterteng7202
    @peterteng7202 Год назад +1

    thank you !

  • @mkwkdk
    @mkwkdk Год назад +10

    Keep in mind that there is transferable limit out of your tng e wallet every month. There is charges to transfer out when you exceed that. Don’t transfer all your salary into it, you find yourself losing more than earning.
    It is disappointing that you didn’t mentioned that. You should still stand on our side and educate us instead of milking us. Disappointing.

    • @kennykhoo1689
      @kennykhoo1689 Год назад +5

      not sure why you saying he's milking us cause to me its education too..as for the transferable limit, do your own due diligence cause not everything needed to be spoon fed.
      whatever he said, one should do further checking not blinding just follow...just like any investment too, that's how i and many will do, not sure about you tho

    • @mkwkdk
      @mkwkdk Год назад +1

      @@kennykhoo1689
      If everyone did their due diligence this channel wouldn’t exist, there is no wealth planner and investment advisor. Not everyone is a know it all like you.
      obviously this is sponsored video, hence the reason he didn’t mentioned the cons or red tape. You should know that since you have done all due diligence and sound like a pro. Not sure why you’re here you should be at Wall Street.
      As an educator he has the responsibility to laid down the pro and con unless someone told him not do. Hence milking us. I believe you already know this too because you’re a know it all. 😂

    • @kennykhoo1689
      @kennykhoo1689 Год назад

      @@mkwkdk lmao.... Don't need to be a pro when one just need to do own checking that's all.
      Whether this is paid or not it's up to us to do our own checking no matter what we do unless you expecting to be spoon fed

  • @zyroxx99
    @zyroxx99 Год назад +3

    Hi sir, may I know can we cash out our money from tng ewallet?

    • @ApaiThias
      @ApaiThias Год назад

      Can. Tng will charged rm1.40 per withdrawal, though.

    • @swofilen
      @swofilen Год назад

      ​@@ApaiThiasyou can always use duitnow transfer which is FOC.

    • @tooyunyioscar3828
      @tooyunyioscar3828 6 месяцев назад

      @@ApaiThias wdym?? as far as I used they wouldn't charged anything to cash out from ur ewallet to your bank

    • @ApaiThias
      @ApaiThias 6 месяцев назад

      @@tooyunyioscar3828, i was referring to ATM cash withdrawal using TnG visa card.

  • @charlotteee931
    @charlotteee931 11 месяцев назад

    Hi what do u think about mis-epf. Basically using a % of ur epf to invest? Would love ur input

  • @anthony.L
    @anthony.L Год назад

    You forgot to mention how much percent these unit trust funds take as investments fees…

  • @visualnanas9199
    @visualnanas9199 Год назад

    If the vendor dun allow eWallet... I'll stop visiting

  • @MORUBIRO
    @MORUBIRO Год назад

    Im so interesting with your bg music

  • @ericlai3221
    @ericlai3221 Год назад +1

    great info peter

    • @Alex-su9bc
      @Alex-su9bc Год назад

      Hmmmm is a paid promotion

  • @johnmactavish5191
    @johnmactavish5191 Год назад +1

    Can you talk about NESARA/GESARA in your next video?
    A lot of people are not aware about it.

  • @styfrung
    @styfrung Год назад +3

    Only useful for west malaysia

  • @Rrracy
    @Rrracy Год назад +1

    Is your ig acc got hacked?

  • @petiachoo1615
    @petiachoo1615 Год назад

    GO+ is not available for foreigners.☹

  • @ApaiThias
    @ApaiThias Год назад +1

    The annual fee of rm8 kind of a let down, though

    • @AinaaHadirahZ
      @AinaaHadirahZ Год назад

      For the visa card or the apps?

    • @ApaiThias
      @ApaiThias Год назад +1

      @@AinaaHadirahZ for visa card

    • @AinaaHadirahZ
      @AinaaHadirahZ Год назад

      @@ApaiThias okiee thank you for the replyyy

  • @aimanfaiz2160
    @aimanfaiz2160 Год назад

    Spotify podcast dah tak update ke?

  • @kelvinyiow1172
    @kelvinyiow1172 Год назад +1

    I dun have any particular preferred e wallet. Whichever gives me the best deals, cash back or discount on different kind of payment, I'll use that e wallet be it tng, boost, shopee pay, Mae, etc

  • @hesterng22
    @hesterng22 Год назад

    Hello there, just to double confirm GO+ is not protected by PIDM right?
    Edit: does Go+ investment protected by SC?

    • @keke8322
      @keke8322 Год назад

      Yup it is not protected by PIDM

    • @hesterng22
      @hesterng22 Год назад

      @user-fc7ye1us8f if not mistaken, rakuten is protected by SC (I’m using rakuten to invest)

  • @RandomPeopleYTDotCom
    @RandomPeopleYTDotCom Год назад

    MAE or TNG?

  • @Senigrafik
    @Senigrafik Год назад

    I’m about to exit the video until he mention “touch ‘n go”

  • @adrian_potato
    @adrian_potato Год назад

    Matt Lo. XD

  • @dannyharridz
    @dannyharridz Год назад

    🪻

  • @muhdaimanharith
    @muhdaimanharith Год назад

    I'm waiting 2 feature from TNG, p2p duitnow QR and google/apple/samsung pay integration..

    • @jackmun20
      @jackmun20 Год назад

      ikr i need that shit