Can I Return To UAE / Ban On Any Outstanding EMI In Dubai UAE (Arrest On Airport Must Watch Video💳 )
HTML-код
- Опубликовано: 7 сен 2024
- Help: Can I return to
the UAE ifI have
defaulted on loans?
Can you still face criminal charges for old
bounced cheque cases? Find out.
UAE: Can a travel ban be imposed over outstanding loans?
I plan to liquidate some of my assets back home, but that will take some time
Question: I am a Dubai resident and recently lost my job. I have an outstanding personal loan amount of Dh30,000 and some credit card dues. I plan to liquidate some of my assets back home, but that will take some time. Will I be given this time on humanitarian grounds? If not, what legal action will I face?
Response: Pursuant to your queries, the provisions of Central Bank of UAE Regulations No. 29/2011 related to Regulations Regarding Bank Loans & Services Offered to Individual Customers (the ‘Central Bank of UAE Regulation No. 29 of 2011’); Notice No. 3692/2012 of Central Bank of the UAE pertaining to General Terms & Conditions and Loan Agreements texts drafted and approved by Emirates Bank Association (the ‘Loan Agreements Formats Approved by Central Bank of UAE’); Resolution of the Cabinet No. 33 of 2020 Amending Certain Provisions of Resolution of the Cabinet No. 57 of 2018 on the Regulations of the Federal Law No. 11 of 1992 on the Civil Procedure Code (the ‘Cabinet Resolution No. 33 of 2020); and the Resolution of the Cabinet No. 75 of 2021 Amending Certain Provisions of Resolution of the Cabinet No. 33 of 2020 on the Regulations of the Federal Law No. 11 of 1992 on the Civil Procedure Code (the ‘Cabinet Resolution No. 75 of 2021’) are applicable.

UAE: Is There A Law Against Hiring Employees’ Family Members?
In the UAE, when a personal loan or a credit card facility is granted to a borrower, the lender may collect cheque/s as security (not mandatory). This is in addition to a signed agreement or application form which contains terms and conditions. This is in accordance with Article 12 of the Central Bank of UAE Regulations No. 29/2011.
A borrower failing to pay three consecutive installments or six non-consecutive installments may be considered as an event of default. This is in accordance with Article 4(4) of the Personal Loan Agreement format of Loan Agreements Formats Approved by Central Bank of UAE.
Therefore, in case of a default, the lender(s) may choose to deposit your security cheque(s) for collection. Should the said security cheques be dishonoured due to insufficiency of funds, the lender(s) may file a payment order case against you in accordance with Cabinet Resolution No. 33 of 2020 and Cabinet Resolution No. 75 of 2021. Based on the payment order case judgement, the lender(s) may commence execution proceedings against you if you do not file an appeal within 15 days of judgement.
The lender(s) may also file a civil case against you in a court to recover the outstanding debt. In the event the judgement is passed against you, the lender(s) may commence execution proceedings against you which may include imposing a travel ban on you. Thereafter, you may be not allowed to travel outside the UAE until you pay the execution amount to the court based on the judgement/s issued against you. Further, you may not be allowed to travel outside the UAE if you are already in the country while such order of travel ban is imposed on you until you pay the execution amount.
ALSO READ:
UAE: How will banks recover outstanding car, personal loans if I lose my job?
UAE labour law: 8 instances where employee’s salary can be deducted
UAE approves crowdfunding: New law, benefits, restrictions; all you need to know
You may approach the lender(s) with whom you have personal loan and credit card facilities and explain your circumstances. You may request the lender(s) in writing to allow you time to pay the dues once you obtain new employment or liquidate your assets. However, it is up to the discretion of the lender(s) to grant you additional period to pay the outstanding personal loan and credit card payments, on humanitarian ground.
Ashish Mehta is the founder and Managing Partner of Ashish Mehta & Associates. He is qualified to practise law in Dubai, the United Kingdom and India. Full details of his firm on: www.amalawyers.com. Readers may e-mail their questions to: news@khaleejtimes.com or send them to Legal View, Khaleej Times, PO Box 11243, Dubai.
LEGAL
![Megan Thee Stallion - Neva Play (feat. RM) [Official Video]](http://i.ytimg.com/vi/TpYTyAaTRts/mqdefault.jpg)
Ali beta good topic good information
Eid is coming special Eid zMubark.😘😘
Yes Chayei Credit card k upr aur information chayie
MERE DOST KA AISA HE ISSUE HAI USKE BEHALF ME PUCHNA CHAHUNGA .
1 - BHAI JI YE BHI BATAO KI AGAR GHAR JAANE KE BAAD BANDA WAPIS NAA AAYE TOH KYA FER BHI UNKE UPAR HOME COUNTRY POLICE KE THROUGH ACTION OR F.I.R HOGA ?
2 - KYA GHAR ME REHTE HUE BHI C.I.D WAALEY US LOAN DEFAULTER KE GHAR AA KAR PARESHAAN KARTE HAI ?
3 - KYA WITHOUT LOCAN MONEY PAY KARE BANDA APNE GHAR ME REH SAKTA HAI ? WITHOUT ANY INTERFERENCE OF THEIR OWN HOME COUNTRY POLICE OR CID FROM OTHER COUNTRY ?
PLEASE REPLY 🙏
Asalamu Aleyqum Bhai mene azaad visa liya he 8000 hzaar ka visa a geya madical bhi ho geya visit pr Aya tha ab wo drama kr raha he please help chahiye bhai.
Yes, Kindly make a video on Duniya finance and credit card
😂😂😂😂😂😂😂
Yeh dunya waley buhat zaalim hein 🙆🙆
Thier are very less people who are guiding like this, appreciate for your words and coming forward brother to guide like this, keep it up 👌
Yes brother please make videos on dunya finance and credit card.. Thanks
sir apki vedios sa bht achy massage milty hain I like it.
ma inshaAllah jald au ga dubai ma aik fresher hu please pray for me.
Love u Big Respect
Bhai mujy bohat maza aty ap ko sunny ka jantar mantar or expressions ❤️ bhaiiiii big respect you i am really sorry i had comments
Very Very good information bro 👍
This is happening to many people
Love you ho gaya bhai ❤️ ap bohot achhay tareekay say aware kertay hoo her maslay say.
This man doing a great job by enlighting the less aware masses. Keep it up bhai jan..
Bhai je nice work
Ap bahut accha vedio baanate hain allah apko khush rakha hamesha
Sir Really Appreciated Your Things ✍️✅✍️✅
Assalamu alaikum sir ji aapki video bahut hi acchi rahti hai kafi jankari hoti hai aise hi aap banate rahiye sir
I received from you very vital knowledge thanks
Ali bhai. Mera postpaid etisalat ka plan hai with contract aur home country mai vacation Jana ho ya emergency mai Jana ho toh airport pe koi problem hongi kya ?
Please video banawo Ali bhai ispe
Great video...No doubt you helped people a lot
As salaamu alaikum sir ji..!! Superrrb information from you..!! 🔥🔥🔥🔥❤️❤️
Very informative video
Brother I'm coming Dubai and i want meet you i will wait your reply. Thank you
My entry date in Dubai 17May and exit date 21 May because next country i will visit Turkey.
Internet bill or mobile bill ke uper ke video banaye bhai ye video me dekha hai aap ne jese batay bahut hi ache information diya hai aapne
Sir you can check abhu dhabhi job offer letter
Your information is very important you are a great full person
OLX sir says that you first pay 35000 grams here, then after that we will open a block for the travelers to come, you Dubey, you will come and pay slowly, if I had said this then I would have given money to those people.
R you very right information brother,,, very nice video veer
Information achi hotii apki irrelevant chezza bht discuss krta hn app
Make video bro on credit card and specially duniya finance i am waiting great job
Good information bhai jan
Thanks
Very informative video jazakallah khair sir
Duniya finance ke upar banao bhai video..woh log bhi bahor interest mqrte hai..mene inka 20000 wala credit card liya tha..7000 khrach kiya tha..4 month se emi bhara kam hi nhi hora tha..interest rate bahot hai
You doing great job sir ji keep going and make one video on cashnow loan application.
Good bhai ap ny boht acha guide kya
Love you bhai always good information
Sir , thanks for your information.
Geo bhai kya bt ha
Very informative 👏 Genuine
Masha allah bahi allah paak ap ko slaamat rakhy
Bhai me aapke vlog dekhta hu so good information 👍 bro
very informative video.
please make new video's about this topic.
Excellent explanation bro
Can I get your contact details
I have 6 credit cards from 6 banks in uae , credit cards dont say any thing to you if you are not doing SHER SHAR with cards , use for your needs and pay the amount on time , thats it . 😀
Ali Bhai bht achi chez btai ap na. Please credit card MN as a sales executive job krna kasa h. Aur iss field ka future kia h ap ki Nazar MN.
Sir old follower i want you to guide your audience about europe vidio ap us k b information share kare 0 to end r aik cheez yeh b share kare agr koi loan vagera nahi lete just to prepare bank statement in dubai on current account tou yeh kesa decission ho plus allah ap ko seht de traqi de lots of pray for you sir allah bless you
How
Sir, this is the mail ID of Dubai Islamic Bank, which was their number in the mail ID, then when we talked on WhatsApp, people said, do it at 35000, after that you can come to Dubai, nothing, and after that,
Your videos information is brriliant.
Love you
Buht zabrdast
Good job bhai jaan
Sir g aap ak vidio un logo par bhi banay jo canada America ya other country k nam par lako rs lekar onehe dubai mai fasay rakhte hai vo bahare kisi jahan k nahi rahte plz un par vidio jaroor banay bada sabab ka kam hoga
One person cheated many of us by making us to invest in forex trading and ran away to Dubai with our money,how to get our money back?
Sir I need your reply
@xARGON Indian police investigating, also informed Dubai police about the fellow
Police may catch him as he enters any airport, it's under Indian police investigation now and I trust Indian police my dear.
The right brother❤
Sir Mera ek case hay I was using du postpaid sim I Los my job at 2014 I don't know Kay du nay Mera case immigration main dal hay ya nahi my balance is 2404 balance how to know my immigration is clear or not
Good information 👍
Bhai nice work
Dubai United Arab Emirates me mera vhai ji aye the campaniy me aye the campaniy chhodkar khali balli ho gaye the kaya avhi ban ho gaya ya nahi bataye out pass se gaye the
Nice Video
Thanks
👍👍Good information
Ma bhut majbur hu is time bhai
Hi bhai ak visa pa doo bamda ja saktha ha ap sy information chaya thi
Bhai please batiye mein 2020 mein vapis aaya lekin account close nahi karvaya aur 3 400 dirham account mein chod diye lekin ab wo Khali hogya har mahine 25 dirham katte rahe lekin baad mein 200 dirham fine lagne laga lekin baad mein account band kardiye due to non submission of Emirates I'd ab kuch show nahi horaha lekin credit card working hai full amount show kar rahe hai ab kaise pata chale ga ki us account PE kitna fine hai
Brother please reply
Acha bhai yeh batao gily dacumints bank me agar de laon lely civil case karete hi ya carimnal
Big bro good job
Good information
Satish mostra( lpnt ) Dubai k uper video bnao sir abhi metavarsh me nft sale kr rha h
Sir Dubai se instalment pe mobile le ker India ja ke aa sakte hai May October me Lev pe Jana ha fir 3 mahine bad aana hai
good bro 😊❤ shazada ho Ali from pakistan
Please create elaborative videos on Duniya Finance 😇
Assalamualaikum Bhai,, main Ehtesham jawed India Mumbai se hoo aapki video dekhi achhi lagi main UAE mein koi Chhota sa business Krna chahta hoo kya aap kuhh suggest krenge
Plzz
Please upload videos regarding finance.
Bhai bahut Achcha bolate ho aap🤣🤣🤣🤣🤣👌🏻👌🏻👌🏻👌🏻👌🏻👌🏻👌🏻
bhai very nice video ... mera aik dost hai aos ne bank k through zero mark up pe aik mobile khareeda tha installment pe. .... ab woh Pakistan gaya tha ..... ab woh 3 saal bad dubai ana chahta hai....... aur bank k 3500 aed rehtay han.... is condition main kiya hoga aos k sath???
kiya woh ban hoga ? blacklist hoga? yeah defaulter main aaega? legally kiya kiya hoskta hai aos k sath??
Credit card use karne ke liye dimag sahi chahiye, mai 1.5 saal se use kar raha hu without extra due, sahi bole bhai , log ko use karne nhi ata
Bhai credit card use krne ka saho tarika kia ha
Kharza haram hai
Salaam bhaijaan, mene aap ki bohot sari videos dekhi he. Or like bhi kee he. Janaab agar hamari country se loan liya ho or bina loan pay kiye UAE aa gaye ho to kya problem ho sakti he.? Mera 1 dost he usne bank se credit card liya hua he or wo EMI pay nahi kar paa raha. Usko UAE aanaa he. To wo aa sakta he?
کسی بھائی کو پتا ہے کہ دبئی کا میڈیکل بین کیسے ختم کروانا ہے
Thanks
Sir, please pay the money, can I go after settlement with the bank or not? Please tell me a bit because I have paid the money and later the block will not open and then I will be caught in the airport. There might be some problem.
Bhi main nain islamic bank ka dabit or checkbook Lark ko dy ky aya tha ab wo mujhy block kr dia hy agar mn ab Duba i main jaon tu koi masla tu ni bny ga
Bhai agar dubai se loan leke bhag jaye toh passport pe toh koi dikkat ni aati na passport blacklisted toh ni ho jayega
جی السلام علیکم بھائی میرا نام سلمان سرور ہے میں بھی 2014 میں دبئی سے آیا تھا آیت بھائی میں چھٹی م لیکن واپس نہیں جا سکا کچھ گھریلو پرابلم کی وجہ سے واپس جانا چاہتا ہوں اس موبائل کی قیمت بھی رہتی ہے اور میرا دوست ہے بل کرتا رہے اس کا بل بھی کافی ہے تو اس کا کیا طریقہ کار ہے میں واپس جاؤنگا مجھے جانے دیں گے نہیں جانے لگے کیا
Bro mai tabby se 400 aed ka purchase kiya.. But job lost k karan baki instalment nhi pay kr paya or india aa gya.. Avi massage aa rha hai ki if not pay the instalment they will open case against me.. Kya kro avi mai or muje wapus jana hai uae please bataye muje
bro good info also same matter tuc video kehnde c bnavanaga nhi bnai. sir aise hai mein 2020 mein aya tha dubai. corona mein fs gye licence late kr dia co. ne baad mein job nhi di jb mili toh salry nhi di on time so come back in 2021. now . there is my loan of licence pending to clear but m in india. co say u can come . visa active 2023 tkgreen signal. now m fearing is there any case on me or not or over stay fine on me . how i can come. back to uae. how visa cancel if not useable now. or have to wait to expire. plz give ur imp. opinion plzzzz
Bhai btaye ga ager sponsor ny apko thamki dany k lye exponding laga di ho on resident visa per to kia hum travel kr skty hin.. ?
Sir 1600 darham loan due hai..par koi payment gateway nahi hai..paisa jama Karne ke liye,
Kya India me is ka koi action ho sakta hai kya.
Aur dusri country Jane me koi problem ho ga kya sir
Bahut kam hai yaar
Sir best u 🙏🙏🙏🙏
G bhai Dunya finance k Baray Mai bta den details mai
Mulk jake kyasay pata kiya jay ki hamare nam pay lon liya hai ki nahi
Meray husband nay kisi ko sim dy apnay name py lay k us nay loan niklwa lia un k nam py or bhag gya husband abhi b job dhoond rhay arbab nay kia yh sb
Good bhai
Bhai.. Mai dubai me thoda fas gya h... Mai october me dubai aaya tha visit visa me island company theo me, pr usne abhi tak mera employment visa nhi lagwaya, bhai plz meri help karo... Batao mai kya karu
Bhai Dubai visit visa pr aakr job search kr skte hain? Orr agr visit visa pr hi job lg jay tow job visit visa pr hi job krenge hum ya phir cmpny usko work visa mei convert krega
Salam bro,
I want to know if the dewa bill is too much but unable to pay due to some issue.
Is there any law or ways to come out from dewa payment.
Nice information ℹ️
sir, help me out to find a lawyer who can honestly help on this. thanks
bhai plz mobile installment ka b bta dyen.. bhai etislat sy phone installment pe le k agr na pay ki jayen to kya issue face krna pry ga .. after 7 years
Salam bai kya hall ha umeed hai k kheriyat se Hon gay bai ye Bata Den k ab dubai ka vizat 2 Mah ka Kar diya Gaya ha to kya Abu dehbi main rehte huy agar ye viza lagaya Jay jab tak paka viza nai milta jata to kya is main in auot ka kio ishu hai plzz lazzmi batana
good job
Yes sir video chyea Creadcard Pr Video 🇦🇪🇦🇪🇦🇪🇦🇪☺️☺️☺️☺️
Please make a video on Dunya finance
What u want to know
@@TheArtificialMan i also have a credit card from dunya finance now it’s name is deems finance.
I am not using it over limit and i am paying everything on time. So i want to know what type of fraud they can do with me ?
Just want to he careful
Card nahi chahiye loan nahi chahiye for family Sir sales job chahiye kaise job loon .. please help ma
Brother Namaskar, I had taken a loan from Dubai Aslam Bank and I came to India, it has been 1 year, the loan has not been paid in full and on top of this, the banker called me that the tiles have been closed on you, you will not be able to know.
DUBAI ISLAMIC BANK HAI, DUBAI ASLAM BANK NAI HAI YE
Bhai EMI kya Hai kesay rate bacha Jata Hai details Mai define krden es k Baray Mai koi idea nai Hai. What is EMI? Please define to all bro thank you.
Please make the video on cashnow app loan's
my visit visa is going to expire at 4th of may and at Friday ( 29th april ) my employer submitted for the work visa but due to the eid holidays i think it might not change the status of the visa and i get fine for overstay as it's not my fault, I wasn't aware of all this
Can anyone tell me with 100% surity will i get fine or i will be save ?
I hope you got the job,
Fine is the responsibility of your employer. I got my job on 31st may, my visa expiration was 25 june, and my visa arrived in 1st week of july. My employer paid for everything.