- Видео 26
- Просмотров 365 112
LD Mahat
Добавлен 5 ноя 2011
I am a Chartered Accountant and Risk Management Specialist possessing over 27 years of diverse experience across several sectors covering a wide spectrum of assurance, business advisory and taxation disciplines. I was qualified as CA from The Institute of Chartered Accountants of India (ICAI) in May 1993.
I continued further education and got Certified Investment Banker from ICFAI University; Doctor of Business Administration in Banking from Washington International University; Certification in Information System Audit from ICAI/ICAN; Certification in Ethical Hacking from EC Council USA; and Certification in Security Analysis from EC Council USA, Risk Modelling courses from Wharton Business School. Further, I have got master’s in Risk Management from New York University, Stern Business School. I have undergone executive education at Harvard Business School and Insead Business School. The objective of launching this channel is to disseminate knowledge on Risk Management.
I continued further education and got Certified Investment Banker from ICFAI University; Doctor of Business Administration in Banking from Washington International University; Certification in Information System Audit from ICAI/ICAN; Certification in Ethical Hacking from EC Council USA; and Certification in Security Analysis from EC Council USA, Risk Modelling courses from Wharton Business School. Further, I have got master’s in Risk Management from New York University, Stern Business School. I have undergone executive education at Harvard Business School and Insead Business School. The objective of launching this channel is to disseminate knowledge on Risk Management.
Economic Capital for Credit Risk
For any bank or financial institution’s effective capital management, the starting point is the regulatory capital, i.e., the capital computed in accordance with Basel III capital adequacy framework. The next step is development of economic capital framework.
Banks use economic capital model as a tool primarily for two purposes: capital allocation and performance assessment. Within a bank, each business line is allocated economic capital to produce optimum return, in line with the strategy, and risk appetite of the bank. Capital usage is regularly monitored and mitigating measures are taken if capital usage exceeds the limit. Also, capital usage metrics are set and performance of business ...
Banks use economic capital model as a tool primarily for two purposes: capital allocation and performance assessment. Within a bank, each business line is allocated economic capital to produce optimum return, in line with the strategy, and risk appetite of the bank. Capital usage is regularly monitored and mitigating measures are taken if capital usage exceeds the limit. Also, capital usage metrics are set and performance of business ...
Просмотров: 12 046
Видео
RISK-BASED LOAN PRICING
Просмотров 10 тыс.3 года назад
In any business, there is no point in originating transactions that involve a great amount of risk for a tiny return. This holds equally good for pricing loan products by a bank considering return on a risk adjusted basis and the expected loss for the capital at risk. Therefore, banks should follow risk-based loan pricing with an objective of determining the minimum return on new transactions, ...
Wholesale Vs Retail Banking
Просмотров 26 тыс.3 года назад
Wholesale banking refers to dealing with large corporate customers often-multinational companies, governments, or government enterprises. On the other hand, retail banking refers to the mobilization of deposits mainly from individuals and lending to small business and in retail loan markets. Wholesale banks usually deal with small numbers of customers with large valued transaction. They mobilis...
Behavioral Red Flag for Fraud
Просмотров 6 тыс.4 года назад
Behavioral Red Flag for Fraud - It is almost unthinkable to you that your trusted employee that too at higher level, and especially with your organization for longer time, steal your organization’s money. But, you need to be aware that occupational fraud and corruption is nowadays a great threat to organization of any kind - business, trading, financial institutions, NGOs, INGOs, and government...
Outsourcing Decision in Banking
Просмотров 5 тыс.4 года назад
When considering outsourcing by a bank, a common question may arise as to which activities should be outsourced and which tasks should be performed in-house. Badly-planned outsourcing could result in erosion of service value and cost escalation. On the other hand, a well-planned outsourcing decision can help bank management to sleep better at night, knowing that the responsibility of deliverabl...
Expected Credit Loss: Basel III vs IFRS 9
Просмотров 25 тыс.4 года назад
Effective from 2018, International Financial Reporting Standards (IFRS - 9) requires banks to make impairment provisions for loans and advances based on expected loss model. Also, Basel guidelines requires banks to provide for expected credit loss. However, IFRS - 9 and Basel Guidelines differ in many aspects.
Risk ~ Control Linkage
Просмотров 5 тыс.4 года назад
The video explains about the linkage between risk and control in the context of banking. This helps in effective management of risk in banking. Risk results in loss and the control helps in minimizing the impact.
Cha. Ja. Ma. Vi. SLC 2038 Batchmates
Просмотров 1,3 тыс.4 года назад
Telling more about each of the Cha. Ja. Ma. Vi. SLC 2038 Batch-mate with photograph. Sukhepokhari, Harion, Sarlahi, Nepal.
Outsourcing Risks in Banking
Просмотров 5 тыс.4 года назад
This video explains about Risks faced by banking industry in outsourcing services and ways to mitigate those risks. Outsourcing risks in banking is part of operational risk and banks should have better control system to contain such risks. Outsourcing risks comprise of strategic risk, reputation risk, compliance risk, information technology risk, operational risk, and regulatory risk.
Outsourcing in Banking Industry
Просмотров 7 тыс.4 года назад
The concept of outsourcing is as old as the existence of the human community. With the division of labor and specialization of occupation, the core competency has become more narrowly and clearly defined. Further, increase in the complexity of functions necessitated the specialization. To in-source or outsource is a strategic decision for many 21st century organizations including banking.
eLearling Amid COVID-19
Просмотров 1,5 тыс.4 года назад
The coronavirus COVID-19 pandemic is the greatest challenge we have faced since the Second World War. As people need to maintain social distancing, to cope with this challenge, the conventional method of classroom type education and training is greatly affected by this disease. eLearning comprises of synchronous learning and asynchronous learning. eLearning needs a good communication platform. ...
Risk Management in NGO
Просмотров 7 тыс.4 года назад
In profit making organizations, risk is the probability that an actual return on an investment will be lower than the expected return. On the other hand, in nonprofit organizations (NGO), risk is the events arising out of uncertainty that may have a significant impact on the objectives of the organization. Fraud and corruption is the risk every NGO wants to bring down to zero level. A risk can ...
Operational Risk Heat Map
Просмотров 16 тыс.4 года назад
Once risk is assessed, the risk manager should think of way for its better communication to the management. Risk heat map is, perhaps, the best option for communicating the results of a risk assessment process, visually, and in a meaningful, and concise way.
Becoming a Successful Risk Manager
Просмотров 19 тыс.4 года назад
To become a successful risk manager, you should assess your talents and skills. As a single person may not possess all the skills required to become a successful risk manager, you should always work on improving your skills.
Risk Modelling in Banking
Просмотров 13 тыс.4 года назад
In business, it is often said that, profit is a reward for risk bearing. It is even truer in banking and financial service industry, as every business taken by this industry involves risk. In order to deliver value to their shareholders, customers, employees, and other stakeholders, banks must understand and manage the risks on a consistent basis. Managing risk in present day banking, is a comp...
Operational Risk Management in Banking
Просмотров 48 тыс.4 года назад
Operational Risk Management in Banking
Early Warning System in Credit Risk Management
Просмотров 11 тыс.4 года назад
Early Warning System in Credit Risk Management
Liquidity Risk Management in Banking
Просмотров 33 тыс.4 года назад
Liquidity Risk Management in Banking
Bank Assets and Liabilities Management
Просмотров 19 тыс.4 года назад
Bank Assets and Liabilities Management
Is Declining Import Really Good for Nepalese Economy?
Просмотров 9824 года назад
Is Declining Import Really Good for Nepalese Economy?
Need for Banking Consolidation in Nepal
Просмотров 2,3 тыс.5 лет назад
Need for Banking Consolidation in Nepal
Ktt receiver
Whats loanable fund?
Your videos are very brief, precise, well-organized and helpful. I really hope you can continue creating videos on related topics ❤
thanks for sharing this info.
Thank you so much for your comment.
30sec long of f*cking drawing
Thank you for your suggestions.
But outtsoursing walo ka jiwan narak hji
The corner Table OK? YES/NO.
02.12.2023 Saturday. Outsourcing risk in Banking Sectors. TRUE.
Thanks
Good work Bishnu
Good content thanks
good explanation and information
Amazing
Very concise, many thanks!
nice but sorry can you help me to know effect of liquidity in banking operation
This is very informative. Thanks!
Thank you so much for your comment.
Very helpful!
spot on
Hello, my name is José Virgílio, I'm from Angola and I'm a bank employee, I wanted to get your support for a new challenge that I've been given here at the Bank, which work is to develop a risk-based pricing tool in loans, I need your accompaniment and support to develop this task according to the Bank's reality here... is it possible to obtain your email and whatsapp so that we can better email address this?
dope video!! loved it thanks for the breakdown
Can you please suggest good book on liquidity reporting for banks or a good course on it .
Daaaammmmmmnnnnnnnn
good
Short but fruit full
Thank you so much for your comment.
Thankyou for the content sir
That was amazing!
Please help me with the question of how the bank recognizes that the bank is at risk
Wow, sir so good short and sweet presentation. Sir, please upload a video for Interest Rate Risk management. 🙏
Why Tabla Sound Effects has been given??
This is theory but not a practical approach which I was looking for but thanks !
The robot voice is horrible and makes the video hard to follow
What is up with the bgm 😂
I wish to have unique bgm.
Thanks for wonderful informative video . Requesting an answer. I am working in Oman working as an inventory-purchase admin and earning 10 lacs per year . I have done master of commerce 5 years back . If I do frm now will I be getting a job in Canada or UK as a fresher or do I have to get 2 years of experience as a trainee ?
After professional degree, you need to have certain experience in the field of risk management.
Thanks for wonderful informative video . Requesting an answer. I am working in Oman working as an inventory-purchase admin and earning 10 lacs per year . I have done master of commerce 5 years back . If I do frm now will I be getting a job in Canada or UK as a fresher or do I have to get 2 years of experience as a trainee ?
After professional degree, you need to have certain experience in the field of risk management.
@@ldmriskmanagement1845 Thank you.. can I get that experience in canada or UK as a fresher? Especially Canada as they are welcoming more Indians..
Please I need a detail viedo
Thank you. I am planning.
Nice information video
Thanks.
Please use normal voice instead of robot voice... Impossible to pay attention.
Thank you for the suggestion.
Nice work sir
Thanks a lot Ritwik.
Good video, very helpful
Glad to hear that!
this video is so resourceful
Thank you so much.
Wonderful! I like the way you present it.
Thank you! 😃
Please add arabic language
🙏🙏Tremendous work 👍👍just love it Awesome 😍
Thank you so much 😀
LDM thanks a lot
one minute into the video... I am getting motion sickness because my eyes keeps following that "stupid" hand....
Thanks for your comments. I shall take care for future videos.
😂😂😂
Wow! this is great.
Thank you.
do you have webinars?
Sorry! none for the time being.
Very useful material Thank you LD Mahat Sir.
Thank you Rabindra jee.
Now why would a normal person have to get a copy of this.Its not telling me weather or not I have things against me that Banks can see but after 8 years I can't see brighter.Why would a Bank pull one of these on you for a credit card.When they know everything about you.Might as well get Nexes Lexes report.
very effective learning sir
Glad to hear that