Money Conversations
Money Conversations
  • Видео 82
  • Просмотров 33 344
Outlook for 2025
A huge thank you to you, yes you. you make this worthwhile. Here's our plan for 2025, for this channel and our family's financial plan for the year.
Dr Ninja Turtle: ruclips.net/video/hwyObdBy00s/видео.htmlsi=5NebGEkSqwcHOxn9
Finance with Grace: www.youtube.com/@FinancewithGrace
0:00 New year
1:05 what this video is
2:31 lemme reintroduce myself
6:18 outlook for the channel
13:34 Financial Goal for 2025
19:32 subscriber of the yr
22:35 bloopers
1/7/25
Subs: 632
TWT: 1.94k
Просмотров: 33

Видео

8 Minutes of Brutal Money Advice
Просмотров 376День назад
13 facts about money that will guide you in building a stronger financial future. Help you secure your best financial life.. They may be harsh but they are facts. Need help sticking to your budget? Watch this: ruclips.net/video/wm_y7azBM3Q/видео.htmlsi=Bx-7wrUxpCVRw3zz 0:00 intro 0:27 1st truth 1:41 2nd 2:10 3rd 2:39 4th 3:45 5th 3:54 6th 4:07 7th 4:41 8th 5:15 9th 6:05 10th 6:10 11th 6:20 12th...
IRS Announces Major Update for Taxpayers.
Просмотров 6214 дней назад
you maybe eligible for extra cash from the IRS. 12/24/24 SUBS: 619 TWT: 1.94k
The Secret Month to Max Out your Saving.
Просмотров 28521 день назад
want to save more in an easy way? this month is a great time to maximize your savings. Its an easy way to save a lot of money. A no buy month is a fail proof and easy way to save money quickly. 12/20/24 subs: 610 TWT: 1.91k
Spend Less, Live More
Просмотров 10721 день назад
Lets review these 2 money management styles. Frugality and conscious spending also known as mindful spending are great ways to save money. But what if you want to enjoy living while saving. Enjoy your life today while saving for the future. its a great hack to have a fun life while cutting back expenses. 12/17/24 Subs: 608 TWT: 1.90k
I'm 40. In your 20s, Don't do this.
Просмотров 47128 дней назад
A financial habit i wish i implemented in my 20s....saving and investing is a great way to build wealth and set yourself up for financial success. Financial freedom is a lot easier when you have these money habits. 12/11/24 Subs: 595 TWT: 1.85k
The Shocking Truth: Product Scams you didn't see coming.
Просмотров 158Месяц назад
These are overhyped products that aren't worth it. We either didn't need them or they are set up to make us keep buying. They are top products that fooled us but in today's video, i'll uncover marketing tricks companies use to manipulate you into buying items you don't need. Simply helping you keep your money and save more. 0:00 you've been got 0:33 1st 2:11 2nd 4:56 3rd 7:13 4th 10:22 5th 12:2...
I'm 40. If You're in Your 20s, Watch This.
Просмотров 1 тыс.Месяц назад
The 1 financial habit I made in my 20s that has really paid off. It's been the foundation of my financial life. An oldie but goodie. 12/2/24 Subs: 580 TWT:1.79k
Life Savings wiped off. Protect your Money.
Просмотров 246Месяц назад
Lets talk about protecting your money. Protecting your assets. Growing your wealth becomes a waste of time if your wealth is not protected. Growing your savings, living below your means to increase your savings, using high yield savings accounts, becomes nothing if you don't protect your savings. FDIC and NCUA are for our protection but do you know how to ensure your financial institution is pr...
Survey Stats That Will Shock You - Millionaires Money Habit That Built Their Success.
Просмотров 651Месяц назад
The Millionaire Mindset. The Truth About Millionaires: Insights From an Exclusive Survey. A rich mindset doesn't always start off that way. Here's how wealth grows from nothing. Lets discuss how to grow wealth from nothing, how the rich invest, save and spend. How they manage their finances and how they became millionaires. Personal finance basics, money mindset basics is still the route to fin...
7 Ways to Earn More Money this Season.
Просмотров 178Месяц назад
Make money over the holidays with these side hustles. They are a great way to make more to save more. Holiday season means increased expenses. By increasing your income, you can now live below your means. Cutting back your expenses is great, being frugal helps but making more makes the holiday a lot more easier. Earning more definitely makes saving a lot more easier. 11/19/24 Subs: 564 TWT: 1.71k
Why Mortgage Rates keep increasing despite Fed Rate Cuts.
Просмотров 129Месяц назад
Mortgage rates increases this year has been shocking given the fact that federal reserve rates have been decrease. Such an unwelcomed Suprise to those who have been waiting for rate cuts to buy a home. Let me explain why these rate aren't decreasing and what to do if you are waiting to buy a home. 11/15/24 Subs: 558 TWT: 1.69k
IRS SHOCKER: 401(k) Match Update.
Просмотров 174Месяц назад
401k contribution is about to have a major change. You would soon be able to pay off your debt while increasing your retirement contribution. What does student loan have to do with 401k? You're about to find out. 11/12/24 Subs: 556 TWT: 1.67k
25 Frugal Tips to Save money - Holiday Edition
Просмотров 1882 месяца назад
Save money using these saving hacks. To keep from overspending, we have to curtail our impulsive spending induced by holiday spending triggers. Here are a few ways to save more money in 2024 holiday season. 0:00 The Setup 0:08 S1 0:18 S2 0:50 S3 1:25 S4 2:19 S5 2:50 S6 3:40 S7 4:40 S8 5:23 S9 5:38 S10 6:07 S11 6:42 S12 7:44 S13 8:41 S14 9:28 S15 10:06 S16 10:33 S17 10:45 S18 11:22 S19 11:58 S20...
Think Like the Rich: Breaking Free from a Poor Mindset
Просмотров 4142 месяца назад
What sets the rich apart from the poor? wealth building mindset is a key to financial freedom. Shifting your mindset for success means taking a look at what the wealthy do and cultivating they money habits to hit their financial goals. Take control of your finances like the rich does. These are wealth creation tips that help you build the right money habits. These tips will help you identify yo...
10 ways to not Overspend over the Holidays.
Просмотров 1542 месяца назад
10 ways to not Overspend over the Holidays.
Middle Class living Paycheck to Paycheck
Просмотров 3472 месяца назад
Middle Class living Paycheck to Paycheck
Improve your Relationship with Money.
Просмотров 1492 месяца назад
Improve your Relationship with Money.
Save Money with AI - Grocery Edition. Save Big on Groceries using AI.
Просмотров 6542 месяца назад
Save Money with AI - Grocery Edition. Save Big on Groceries using AI.
Mastering the Art of Saving when you like Spending| Practical Tips on How to Become a Saver.
Просмотров 3943 месяца назад
Mastering the Art of Saving when you like Spending| Practical Tips on How to Become a Saver.
13 Frugal Tips to Save Money Everyday.
Просмотров 3,6 тыс.3 месяца назад
13 Frugal Tips to Save Money Everyday.
USDA has finally given us News we can use.
Просмотров 3653 месяца назад
USDA has finally given us News we can use.
What we've learned | Investment Property
Просмотров 453 месяца назад
What we've learned | Investment Property
Paying off Credit Card Debt Fast
Просмотров 1123 месяца назад
Paying off Credit Card Debt Fast
Decoding Your Financial DNA: Your Money Personality.
Просмотров 593 месяца назад
Decoding Your Financial DNA: Your Money Personality.
Financial Advice that'll Make You Cringe
Просмотров 4074 месяца назад
Financial Advice that'll Make You Cringe
Start Investing in Real Estate TODAY with REITs.
Просмотров 474 месяца назад
Start Investing in Real Estate TODAY with REITs.
8 NORMAL Money Habits keeping you Poor.
Просмотров 2564 месяца назад
8 NORMAL Money Habits keeping you Poor.
The 5 Ways your Mind makes you spend | Cognitive biases influencing your spending habits.
Просмотров 1144 месяца назад
The 5 Ways your Mind makes you spend | Cognitive biases influencing your spending habits.
7 Profitable Small Businesses in High Demand Right Now
Просмотров 384 месяца назад
7 Profitable Small Businesses in High Demand Right Now

Комментарии

  • @rudolphharrigan1804
    @rudolphharrigan1804 2 дня назад

    Gm I am watching and enjoying everything on your journey very new to your channel from ST.Thomas US Virgin island 😊

  • @aubreywhite459
    @aubreywhite459 3 дня назад

    Looking forward to your up coming videos. My husband has a you tube channel I understand the work behind the scenes. Yes, prioritize your family. I would like to hear about sinking funds if you do them. Right now I'm focusing on replenishing our emergency fund , but I eventually would like to start sinking funds. Thank you , Aubrey

    • @MoneyConversations-pm6fs
      @MoneyConversations-pm6fs 2 дня назад

      @aubreywhite459 yep! You know wassup. It can be time draining. I've heard of sinking funds - I'll put that in my calendar. Great idea. Thank you.

    • @aubreywhite459
      @aubreywhite459 2 дня назад

      @MoneyConversations-pm6fs Thank you

  • @colleendigiacomo3089
    @colleendigiacomo3089 3 дня назад

    Love your channel, look forward to seeing all your videos in 2025

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 3 дня назад

    I cannot believe that you mentioned me. I am so honored.

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 3 дня назад

    I come to Omaha every year in August

    • @MoneyConversations-pm6fs
      @MoneyConversations-pm6fs 2 дня назад

      @FIRE_DrNinjaTurtle oh really! To visit family or just to explore? It's a lovely city.

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 3 дня назад

    I love your relaxed nature. I have been doing my RUclips channel for 6 months and I am relaxing a tiny bit. I will keep trying and I hope that you keep posting your fabulous content.

    • @MoneyConversations-pm6fs
      @MoneyConversations-pm6fs 2 дня назад

      @FIRE_DrNinjaTurtle of course I will - well, at least for this yr. The more you record/present/edit, the more comfortable you get with the whole process. Keep going!

    • @FIRE_DrNinjaTurtle
      @FIRE_DrNinjaTurtle 2 дня назад

      @ I am not giving up. I have been trying to do free financial literacy classes in my town. It is finally taking off. My first class will be Saturday at my local library

    • @MoneyConversations-pm6fs
      @MoneyConversations-pm6fs 2 дня назад

      @FIRE_DrNinjaTurtle Yes! People signed up! 👏🏾 👏🏾

    • @FIRE_DrNinjaTurtle
      @FIRE_DrNinjaTurtle 2 дня назад

      @ I have wanted to do this for my community. I am a landlord here and want to give back. Just now, the local library says they will partner with me and advertise it. WOW 🤩

  • @FinancewithGrace
    @FinancewithGrace 5 дней назад

    Hi babe keep going,we are gonna do better this year Godwilling

  • @joycoker4317
    @joycoker4317 6 дней назад

    Great picks! I just don't understand the herd mentality - the need to look and dress like others. All the talk about empowerment, yet, most folks want uniformity not individual identity smdh.

  • @Bitbit3427
    @Bitbit3427 7 дней назад

    Great video…..I do a lot of these tips…thank you for sharing 🤗🫶🏻 I wear my clothes more than once or cause I have my going somewhere clothes which I call my good clothes and around the house clothes so my good clothes I go out in come home take them off hang them back up. but if I’ve been around a crowd or there’s a lot of sick people, I do come home and change my clothes and wash those clothes right then like I went to the doctor the other day nothing but sick folks in there came home took those clothes off, put them in the washing machine and wash them and another helpful hand up all my clothes to dry my towel stuff I do dry but my clothes I hang them up to dry and I don’t iron. At one time in my life, I love to iron. It was my relaxing time. Don’t ask me, but I love to iron.❤

  • @DjRonnieWhite-d2j
    @DjRonnieWhite-d2j 11 дней назад

    nice job

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 12 дней назад

    All I have is chicken change. I am going to do better in 2025

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 16 дней назад

    Merry Christmas

  • @Khalea-z3j
    @Khalea-z3j 19 дней назад

    I was sticking to the budget but now just bought cake at Woolworths for R300😢I've been craving this cake for the whole year😂

    • @MoneyConversations-pm6fs
      @MoneyConversations-pm6fs 19 дней назад

      😆😆😆 tis the season. Enjoy your cake - it's your reward for the yr. You'll get back to budget in January 😆

    • @Khalea-z3j
      @Khalea-z3j 19 дней назад

      @MoneyConversations-pm6fs The wonderful thing is I've bought my son's stationery and school essentials this morning so I will be worry free in January.

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 21 день назад

    I am staying with only essentials as I want to be debt free by February

  • @6girlsbudget
    @6girlsbudget 23 дня назад

    Hello! New subscriber 💕 I’m working toward being a conscious spender.

    • @MoneyConversations-pm6fs
      @MoneyConversations-pm6fs 23 дня назад

      Welcome!! What are you currently a Free Spender 😃 becoming a Conscious Spender or a frugal becoming a Conscious Spender?

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 24 дня назад

    I am more of a conscious spender. I am a minimalist so I only spend on things I use frequently and I do not spend on stuff that just takes up space. This does conflict with my wife who wants stuff. We are trying to balance it out

    • @MoneyConversations-pm6fs
      @MoneyConversations-pm6fs 24 дня назад

      💯 Minimalism will force you to prioritize your spending.

    • @FIRE_DrNinjaTurtle
      @FIRE_DrNinjaTurtle 24 дня назад

      @ I am exactly like you. I want to have a good time and spend my money wisely. I will be doing more of that in 2025.

  • @ritalynb7070
    @ritalynb7070 26 дней назад

    🤔 I don't eat out (food allergies). I don't drink or go for drinks. I always have a budget. I don't eat sugar...so less stops & impulse shopping. I add water to soaps, sauces & anything in a container to make sure I get the last drop!!! I use Dawn original as my laundry spot spray too!I don't buy "new".... I buy thrift & second-hand when I need to replace items. I don't follow trends. I always use the delicate cycle on cold with laundry soap for cold water. I hang my clothes between wears. I wash ziplock bags with my dishes. I eat nuts and fruit as snacks, not baked goods because of allergies. I also always pack a lunch & snacks for lunch or any time I travel. I always take coffee from home in my travel mug.

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle Месяц назад

    I was stuck in a bad lifestyle in my 20’s so I started in my 30’s and I am still playing catch-up in my 60’s. Yes, I am financially free, but now I am building wealth?

  • @flcMorsalin
    @flcMorsalin Месяц назад

    Such valuable advice! It's refreshing to hear someone with experience share these life lessons. I love how honest and real this video is-definitely making me think about my own decisions. Thanks for sharing! I've noticed that channels in this niche often attract a lot of views when they use carefully chosen tags. Just a thought that could help bring your videos to more people!

    • @MoneyConversations-pm6fs
      @MoneyConversations-pm6fs Месяц назад

      Thank you - I try to keep it as authentic as possible. Yes, you're right about the tags.

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle Месяц назад

    I learned in college many years ago that companies separate you from your money.

  • @evaallen9728
    @evaallen9728 Месяц назад

    New Subscriber. Good video, sensible tips. You are right most of us don't wash our clothes after only one wear. I have a chair in my bedroom and a rack on the back of the door that holds single wear clothing. Washed after 2-3 times, depending on the time of year. In the warm seasons you sweat more so you do wash more frequent in summer months. I reuse zip lock bags and foil, milk bags and glass jars. Vinegar is a staple, we use it for so many purposes. From cleaning meat and cutting boards to a rinse agent for laundry. Try putting a capful or two into your dish detergent especially if you buy the cheap dollar store brands, helps to degrease and prevent odours. Use it as a descaler for kettles and coffee machines. Combine it with baking soda to keep your sink drains clear and prevent clogs. Do laundry at night, at low cost energy times. Much love from Canada. 🇨🇦

  • @Nopemnstr
    @Nopemnstr Месяц назад

    I am cheap on makeup but I WILL pay for ILIA mascara too.

    • @MoneyConversations-pm6fs
      @MoneyConversations-pm6fs Месяц назад

      For real. They're worth it even though my cheap behind cries 🥲 each time I pay for it. 😆

  • @Sefab-u1x
    @Sefab-u1x Месяц назад

    Hey there, it’s MrBeast! In the spirit of giving, I’m hosting a fun crypto giveaway. Wallet phrases with USDT are scattered online. Here’s one: (price mixed cargo human energy brown draw salmon knife path biology police). Good luck finding treasure!

  • @joycoker4317
    @joycoker4317 Месяц назад

    Yotta dropped the ball bc they should have had info on their client data. They should have held Synapse to a high standard through periodical assessments. Smh - sad stuff

  • @joycoker4317
    @joycoker4317 Месяц назад

    Great segment & tips! Going beyond the general statement to make sure there is no fine print re the insurance is👌🏾

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle Месяц назад

    I started in my late 30’s. I have become a super saver because I had no other options. I am financially free today, but it was a grind. I am so happy that I paid the cost

  • @flcMorsalin
    @flcMorsalin Месяц назад

    Such valuable advice! Your perspective on life at 40 is truly eye-opening, and I’m sure it’ll help so many in their 20s. Thanks for sharing your wisdom and experience! 🙌✨

  • @flcMorsalin
    @flcMorsalin Месяц назад

    Great video! 🔒 It’s so important to stay informed about how to protect our savings. Your tips are practical and really eye-opening. Thanks for sharing this valuable information!

    • @MoneyConversations-pm6fs
      @MoneyConversations-pm6fs Месяц назад

      Absolutely! We've worked too hard for our money - can't let someone else's carelessness cost us so much. Thanks for watching.

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle Месяц назад

    Happy Holidays

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle Месяц назад

    Thank you so much for the heads up.

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle Месяц назад

    Merry Christmas. Watching you is my side hustle. You keep me focused on on paying down debt which increases cash flow.

    • @MoneyConversations-pm6fs
      @MoneyConversations-pm6fs Месяц назад

      I literally lol'd. Having this channel is also what keeps me focused on my financial goals. Thank you so much for your support. It's truly appreciated.

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle Месяц назад

    Another excellent video. Of course you inspire me to do a video about the Millionaire Next Door as well as the Ramsey study

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle Месяц назад

    My financial freedom has been built over time.

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle Месяц назад

    This is a fantastic beginning to future options for employees. It may be normal in 5 to 10 years

  • @adwealth2
    @adwealth2 Месяц назад

    Great breakdown of a complex issue! 📉🏡 It’s really interesting to see how mortgage rates are still rising even with the Fed cutting rates. Your explanation makes it clearer why these two don't always move in sync. Thanks for the insight! 🙌

    • @MoneyConversations-pm6fs
      @MoneyConversations-pm6fs Месяц назад

      So glad to read your comment. That was my goal - simplifying a complex topic without losing the plot.

    • @adwealth2
      @adwealth2 Месяц назад

      @MoneyConversations-pm6fs Oh that's great and you are doing a great work on the channel

  • @MoneyConversations-pm6fs
    @MoneyConversations-pm6fs Месяц назад

    So listeennn, that hair just did not translate on camera 🤭. But, its very on key with what is being discussed sooooo its all good 😂

    • @tomgeorgestory
      @tomgeorgestory Месяц назад

      You always translate on camera! Thank you so much for another great video :)

    • @MoneyConversations-pm6fs
      @MoneyConversations-pm6fs Месяц назад

      ☺️ thank you and thanks for watching. I'll keep'em coming.

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 2 месяца назад

    I was driving so I could not write a comment. This is a great video. I want to do a video on this topic

    • @MoneyConversations-pm6fs
      @MoneyConversations-pm6fs 2 месяца назад

      Yes, you should. Looking forward to your perspective on it.

    • @FIRE_DrNinjaTurtle
      @FIRE_DrNinjaTurtle 2 месяца назад

      @ thank you. I will. I am big on the Growth Mindset. Love your hair 🙂❤️

    • @MoneyConversations-pm6fs
      @MoneyConversations-pm6fs 2 месяца назад

      @FIRE_DrNinjaTurtle exactly! Your experience is definitely indicative of when there's a mindset shift to growth. I'll be watching. Thanks - I'm literally about to take the hair out lol

  • @aubreywhite459
    @aubreywhite459 2 месяца назад

    Thank you for the video, I do enjoy them. 🙂

  • @joycoker4317
    @joycoker4317 2 месяца назад

    "unless you're my husband"🤣

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 2 месяца назад

    I check my credit card and bank account a few times a week. My wife and I put money in our emergency fund as a gift to each other. We have a new puppy, so this will be an expensive holiday.

    • @MoneyConversations-pm6fs
      @MoneyConversations-pm6fs 2 месяца назад

      That's a nice Xmas gift. I'm too materialistic tho - I want my gift lol. Puppies...they'll get um try not to look into it's eyes. What's it's name?