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You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires

I completely agree. Many people work hard and earn well, but they haven't learned how to invest or realize the impact it can have on securing their future. Often, the problem lies in habits and the subconscious mind.

While it’s true that some people have turned a small investment into millions through trading, it’s essential to approach this perspective with caution. Most young people who take high risks often lose their money just as quickly. Building wealth steadily over 40 years through consistent investing may not sound as glamorous, but it’s a proven and reliable path for the majority. Wealth-building is a marathon, not a sprint-it requires patience, discipline, and a long-term perspective.

You are so correct! Save, invest and spend for necessities and a few small luxuries relatives to one's total assets ratio.

*I really appreciate your clear and simple breakdown on financial pitfalls! I lost so much money on stook market but now making around $18k to $21k every week trading different stocks and cryptos*

Thank you for explaining, and it’s great to hear you’ve made a profit! In the financial world, it’s often the case that the longer the time horizon, the harder it becomes for most people to turn it into a winning strategy.

With or without a stop loss, the probability of success on any given trade remains below 50%, making it unlikely for most people to achieve consistent success through trading.

Most of the time, it’s a losing game.

A true pioneer who changed investing forever...

@curtgomes Wow, that’s an incredible testament to his impact! Completely agree-his insights are timeless and continue to inspire generations…

What is the name of the book?

@@antoniomercado6303 The Little Book of Common Sense Investing: amzn.to/41iOOET and this book is also a good one from him: Enough amzn.to/3Vs012m

@ “Bogle on Mutual Funds “…. “The Little Book of Common Sense Investing”. And others…

Thank you for your compliments!

@@MisterInvestment Are you interested to discuss this?

As a beginner investor, it's essential for you to have a mentor to keep you accountable. Karen Lori Burke is my trade analyst. She has guided me to identify key market trends, pinpoint strategic entry points, and provide risk assessment, ensuring my trades decisions align with market dynamics for optimal returns.

I'm surprised that this name is being mentioned here, I stumbled upon one of his clients testimony on CNBC news last week.

Karen is the real deal when it comes to trading. I'm a living testimony, too.

I'm new at this , please how can I reach her?

She's on face book, look up her name 👇

Thanks for the feedback, David! I really appreciate you sharing your thoughts. I’ll definitely take that into consideration for future videos to make sure the content stays as engaging and clear as possible. Thanks for watching and for helping me improve!

@MisterInvestment the content is great, but if you're listening with headphones or while driving extra sounds can be super distracting. Keep putting out good content and I'm sure you're channel will grow.

Thank you and good point! Appreciate your kind words-keep on investing!

Yes!

You are welcome 🙏🏻

@psycheout4733. I appreciate your thoughts on this! As a long-time advocate for index investing and the "Bogle style," I see the value in a diversified, low-cost approach. However, Goldman Sachs does raise an interesting point regarding the impact of the "Magnificent Seven" on future returns. But we can't predict the market, so we will see what the future holds for us.

@venoxidae yes, you’re absolutely right-I’m not a native speaker, and I’ll admit my microphone let me down a bit here, leaving the audio a little “crunchy.” I’m sorry if that made it tricky to listen! Still, I hope you found some helpful takeaways from the content itself. Thanks for powering through with me! 😊

You’re absolutely right. As I mentioned in the video, no one can predict the market. But despite these surprises, their insights do still bring valuable perspective, right?

@@MisterInvestment No, The S&P 500 is an index and has an inherent protection against risk because the companies that participate have to meet strict requirements which is why it has been so successful. The only way S&P would crash would be if the top 500 performing companies had a massive crash in earnings. Now things could slow down if the global economy went into a recession but it wouldn't crash. Even if a company like Apple were to declare bankruptcy, they would just fall out of the S&P 500 and another company would join to replace it. You would see a slight dip while another company fills the void but it wouldn't crash unless the majority of the holdings were to crash. Also stocks should be long term investments. If you play short term, you have higher risk. If the market actually crashes which would also impact DOW and NASDAQ, it will bounce back.

Interesting...I'm not touching my VOO,all this buying and selling and trying to time market doesnt work. Unless you're retiring soon and want stability, but if you have a 10+ year window selling and recognizing gains, paying taxes and then missing out on gains just doesnt make sense. Also, where do you get 5.6%?? what bank?

As @Dimka2012Bo mentioned, remember that over the past few decades, the stock market has risen about 75% of the time and dropped around 25% of the time. Timing the market can be challenging, so stepping out does carry its own risks-unless, of course, you need the funds soon. Thank you for your response, and all the best!

You got it!

i know, I can’t predict the future, but my tax-saving accounts and retirement plan are already heavily invested in the S&P 500, so I feel that’s enough exposure. Selling my position on the account I manage might seem like a bold move, but being in Switzerland, I don’t trigger any taxable events by doing so. I manage it all through a private bank in Schaffhausen, I don’t know how they do it..but it changes, last year was 4.3%

@phil5980 Thanks, I get your point. Time will tell us! 😉

Thanks so much! Really appreciate your friendly reaction and feedback-it makes a big difference.

You are welcome 🙏🏻

Thank you!🙏🏻

Exactly, you're thinking it's not that simple, right? But here's the question-if you could consistently save $500 every month for 35 years and earn 10% on that money, have you done the math on what that would actually look like over time? The numbers might surprise you.

Thank you for your feedback. Can you tell me exactly what’s missing from the video that would change the conclusion?

Inflation. If you put dollar in a bank now and dollar worth gold in your vault I would bet that gold has more buying power after 10 years

@@nandarajareddychada4715 Yes, we discussed this at 10:28

Gold has been listed as a tear 1 asset. It is money. It’s a hedge against inflation which means now is the best time to own it and if you’ve been buying over the past 3 or 4 years you can expect up to 40% performance. Central banks around the world are buying it as fast and as much as they can. If they say it has value then it’s valuable.

Gold undeniably holds value and can act as a hedge, but that’s not the point I’m making.

Absolutely!

@saurabhbordekar6701 thank you so much. Appreciate it 🙏🏻

The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional but it's very advisable you make use of professional

Yes, I agree with you. Her platform is wonderful and her strategies are exceptional.

I've seen this name before and I'm now interested. Could you let me know how I can reach her?

I watched countless trading vids and still encountered many failures until Offitt started managing my trades

Now they yield about $13000 weekly

@WexZG95 I think you're outside the US, which is likely why you can't access those ETFs. I'm from the Netherlands and face the same issue, but there's a simple workaround. You just need to use a different platform than Trading 212, and you'll be able to buy all the US ETFs you want. It's a bit of a switch, but it opens up access to those funds.

@@MisterInvestment yes I'm from Croatia. Well I'd like to use trading212 still cause its best from me right now but what I'd like to know is VUAA the same as some of the ETFs you explaind. Sorry for n00b question, I'm pretty new at this.

VUAA is a solid option for investors seeking automatic dividend reinvestment and long-term growth. Keep an eye on its track record for consistent performance.

@@MisterInvestment thank you!

Yes, stay aware of it and keep an eye on it.

According to Vanguard, it was launched in 2010! :-)

Yes!

Love to hear that, thank you!

I wouldn't recommend it, but you can still hold Bitcoin for a small percentage. However, it's similar to gold, silver, or other commodities-assets that don’t deliver value like stocks do. When the economy expands, stocks provide value because they represent ownership in companies that grow their revenues and profits, which leads to higher stock prices and potential dividends for investors.

That's an interesting observation. It's true that many markets are reaching new highs, while debt levels have also been increasing across various sectors. It will be important to watch how these trends develop over time. Where do you invest in?

That's an interesting observation. So, where do you typically invest, given the current market environment?

@@MisterInvestment Gold, long bonds and buy deep out of the money puts on the major indexes monthly. The surest way to make money right now with no risk is shorting the U.S. dollar.

@parkerbohnn Are you sure that writing puts carries no risk? I’ve seen investors get crushed by this strategy, so be careful with it.

Yes, that is a good one.

Yes!

Exactly, Charlie and Warren were a great team. They complemented each other and built something truly special at Berkshire Hathaway.

Yes, he absolutely did!

You make some valid points about the importance of understanding fundamentals and being cautious about overvaluation. It’s true that paying 25% over a speculative future value isn’t wise, and for those with the knowledge and time to analyze individual companies, that approach can make sense. However, I haven’t seen any active investors who can consistently time the market. Even Warren Buffett and Charlie Munger have experienced declines of over 50% more than three times (I discuss this further in this video: ruclips.net/video/uXmx2A-vNOc/видео.html). So, if you invest, you will face downturns. However, index fund investing follows a different philosophy. It’s not about trying to time the market or pick individual stocks-it’s about broad diversification and long-term growth. Yes, markets can be overvalued at times (especially since markets tend to rise about 75% of the time), but trying to time when to enter or exit is incredibly difficult-even for the best investors. And while valuations may be high today, history shows that the market tends to reward patience over the long term. For many people, especially those just starting out or who don’t want to spend time analyzing stocks, dollar-cost averaging into an index fund is a simple and effective way to grow wealth over time without trying to outsmart the market

You make some valid points about the importance of understanding fundamentals and being cautious about overvaluation. It’s true that paying 25% over a speculative future value isn’t wise, and for those with the knowledge and time to analyze individual companies, that approach can make sense. However, I haven’t seen any active investors who can consistently time the market. Even Warren Buffett and Charlie Munger have experienced declines of over 50% more than three times (I discuss this further in this video: ruclips.net/video/uXmx2A-vNOc/видео.html). So, if you invest, you will face downturns. However, index fund investing follows a different philosophy. It’s not about trying to time the market or pick individual stocks-it’s about broad diversification and long-term growth. Yes, markets can be overvalued at times (especially since markets tend to rise about 75% of the time), but trying to time when to enter or exit is incredibly difficult-even for the best investors. And while valuations may be high today, history shows that the market tends to reward patience over the long term. For many people, especially those just starting out or who don’t want to spend time analyzing stocks, dollar-cost averaging into an index fund is a simple and effective way to grow wealth over time without trying to outsmart the market

Hi @maximilianoderosas3119, thanks again for the compliments! As I always say, investing in stocks is a long-term game, ideally for 10 years or more. If you believe in the economy’s growth, stocks should provide returns over time. However, if growth ETFs feel too risky for you, you might want to start with a three-fund portfolio, which I discuss here: ruclips.net/video/yQqYyiLPhEA/видео.html. Trying to time the market by waiting for a downturn might seem tempting, but in my experience, I’ve never met investors who can reliably predict these events. I’ve also covered the topic of buying at market highs here: ruclips.net/video/ja4O9mrm5QY/видео.html. As a Dutch investor, you're typically limited when it comes to purchasing U.S. ETFs, as they're usually restricted to professional asset managers. However, I’ve found a workaround using a Tastytrade account (affiliate link: bit.ly/4dAteQd) to trade U.S. ETFs. This can save you money in the long run, as U.S. ETFs are more popular and generally have lower expense ratios. You’ll need to convert euros to dollars before transferring the funds, but it’s a straightforward process. If you need any assistance with this, feel free to reach out!

Hahaha, I totally get it! 😂 The ups and downs of individual stocks can be way too much sometimes, especially when your blood pressure is already high!

Thanks a lot for your compliments, i really appreciate it. Here you go: 1. Global X Artificial Intelligence and Technology ETF (AIQ): 00:02:38 2. Global X Robotics and Artificial Intelligence ETF (BOTS): 00:03:21 3. VanEck Semiconductor ETF (SMH): 00:04:36 4. Invesco PHLX Semiconductor ETF (SOXX): 00:05:19 5. Invesco NASDAQ 100 ETF (QQQM): 00:07:45 6. Vanguard Growth ETF (VUG): 00:08:23 7. Schwab US Large-Cap Growth ETF (SCHG): 00:08:58 8. SPDR Portfolio S&P 500 Growth ETF (SPYG): 00:09:55 9. Vanguard Information Technology ETF (VGT): 00:10:21

Thank you for your kind words, I really appreciate it! It sounds like you're in a great position. If you can rely on your pension income and potentially your job income during those years, you’ve got a solid foundation to be more aggressive with your portfolio. Having a cash reserve or other fallback plans also gives you flexibility. Remember, your financial plan isn’t set in stone-you can always adjust as your situation evolves. The key is to set everything up properly now so you’re prepared when a downturn comes, while keeping your end goal in mind and knowing exactly where you're heading. Keep up the great work! 👍

Thanks for your compliment!

@@MisterInvestment I have a plan for growth your RUclips channel . Can I help you with your video SEO (All work for RUclips growth)? Can we talk?

Thank you for your comment. You're right that it's possible to beat the S&P 500 index, but the reality is that less than 5-10% of investors manage to do so over the long term (15 years or more) without much trading. This is backed by extensive data. While short-term wins can occur, consistently beating the market is nearly impossible, especially through trading, as it's ultimately a zero-sum game.

@@MisterInvestment So what are those 5-10% of people doing differently? Well they definitely aren't listening to these overhyped dinosaurs who tell them they can't do it. Calling it "nearly impossible" is a gross exaggeration, "nearly impossible" would be if only .001% of people could do it. The reality is 5-10% is not that small of a percentage when you compare it to other fields. Only 2% of college athletes go pro for example. Yet you don't say it's "nearly impossible" to become a pro athlete, just stop with that language. 15 years is an arbitrary time frame to bring into this. If you beat the market well enough you only need to do it once. Again, this is why the chat with traders podcast is the best trading podcast in the world, because there are hundreds of interviews there with people who've beaten the market consistently. You should delete this video, we don't need to hear from the ancient Berkshire fossils about how they think you can't beat the market anymore, and instead start posting interviews with the 5-10% of people who actually can.

@drackkor725 If you're looking to choose just one, I’d recommend considering a Vanguard S&P 500 ETF.

My overall portfolio is up 86% YTD on bumble puts and carvana calls, closed positions. ETF's are for cowards