FIRE Psy Chat
FIRE Psy Chat
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  • Просмотров 4 627 343
Caleb Hammer's Insane Financial Audits
I found @CalebHammer, who audits all sorts of people with their finances. I picked 5 short videos to react to, and I thought you might find them interesting.
Subscribe to Caleb Hammer
➡️ www.youtube.com/@CalebHammer
1. Couple Has INSANE Monthly Car Payment
➡️ ruclips.net/user/shortsQngSDbq468M
2. Dave Ramsey is Clueless with the $1,000 Emergency Fund Strategy
➡️ ruclips.net/user/shortsb_X9JYZKsuI
3. Mom Open a Credit Card Under Daughter’s Name
➡️ ruclips.net/user/shortska2U0KpLMSY
4. She Has No Idea How to Use a Credit Card
➡️ ruclips.net/user/shortsuECrvh5x4ro
5. She Took 10 Years to Graduate College and Has $132K in Student Debt
➡️ ruclips.net/user/shortsdNHyJLJPMkM
Join my private FIRE 🔥 Community...
Просмотров: 477

Видео

Step-by-Step to Sell Mutual Fund to Pay Credit Card Debt FAST
Просмотров 4034 часа назад
You have $20,000 invested in a mutual fund with a taxable brokerage account and $15,000 in total credit card debt. Here's the step-by-step on how to set aside money for your capital gains tax and prioritize your credit card debt. Join my private FIRE 🔥 Community to connect with me! 🙂 (7-day Free Trial) ➡️ firepsychat.com/community 👨‍🏫 Financial Consultation 👩‍🏫 Schedule a 1-on-1 Private Session...
New 401K Rules You Need to Know in 2025
Просмотров 15 тыс.12 часов назад
The catch-up contribution limit will change starting in January 2025, and there will be an income limit to contribute to Traditional 401K starting in January 2026. Join my private FIRE 🔥 Community to connect with me! 🙂 (7-day Free Trial) ➡️ firepsychat.com/community 👨‍🏫 Financial Consultation 👩‍🏫 Schedule a 1-on-1 Private Session with Psy ➡️ www.firepsychat.com/consultation The budget app! Star...
5 Simple Reasons to Invest in Index Funds
Просмотров 92116 часов назад
There are actively managed mutual funds or ETFs and passively managed mutual funds or ETFs. Index funds are not just mutual funds but how a basket of stocks or other securities is invested. Let's dive into why index funds are so cheap and easy to manage. Join my private FIRE 🔥 Community to connect with me! 🙂 (7-day Free Trial) ➡️ firepsychat.com/community 👨‍🏫 Financial Consultation 👩‍🏫 Schedule...
How to Negotiate to Get a BIG Discount on Your Medical Bill
Просмотров 33619 часов назад
Did you recently receive a medical bill that cost you thousands of dollars? Here's how to negotiate to lower your medical bill by 25 or 30%. The budget app! Start your free YNAB trial today! ➡️ youneedabudget.a4xxmk.net/zNmqQ0 Increase your income by starting a course in Course Careers! ➡️ coursecareers.com/a/FIREPsyChat Support the channel! ➡️ ruclips.net/channel/UCxVMI3H_O2PW5O4qpORkZ_Qjoin 🤳...
How to Find the Best 401K Mutual Fund for Beginners
Просмотров 62421 час назад
How do you know if you're investing in the right 401k mutual fund? What target-date mutual fund should you choose when you start investing? Let's dive right into the 401K target-date mutual funds. The budget app! Start your free YNAB trial today! ➡️ youneedabudget.a4xxmk.net/zNmqQ0 Increase your income by starting a course in Course Careers! ➡️ coursecareers.com/a/FIREPsyChat Support the channe...
When to Convert 401K to Roth IRA While Employed
Просмотров 1,1 тыс.День назад
You just switched jobs, and you have a "leftover" 401k from your previous employer. When should you convert that 401K to a Roth IRA? The budget app! Start your free YNAB trial today! ➡️ youneedabudget.a4xxmk.net/zNmqQ0 Increase your income by starting a course in Course Careers! ➡️ coursecareers.com/a/FIREPsyChat Support the channel! ➡️ ruclips.net/channel/UCxVMI3H_O2PW5O4qpORkZ_Qjoin 🤳 Psy on ...
Why You Are NEVER Too Late to Start Investing
Просмотров 1,1 тыс.День назад
I didn't start truly investing until I was 30 years old. Let me tell you the 4 things I did to get started. It is NEVER too late to start investing, no matter your age. The budget app! Start your free YNAB trial today! ➡️ youneedabudget.a4xxmk.net/zNmqQ0 Increase your income by starting a course in Course Careers! ➡️ coursecareers.com/a/FIREPsyChat Support the channel! ➡️ ruclips.net/channel/UC...
How to Invest During Geopolitical Tensions & Unrest
Просмотров 18814 дней назад
How to Invest During Geopolitical Tensions & Unrest
Why College is No Longer Relevant to Make $100K
Просмотров 85014 дней назад
Why College is No Longer Relevant to Make $100K
Is It Too Late to Switch to Roth at Age 45?
Просмотров 79014 дней назад
Is It Too Late to Switch to Roth at Age 45?
Is Withdrawing Your 401K to Start a Business a Good Idea?
Просмотров 33014 дней назад
Is Withdrawing Your 401K to Start a Business a Good Idea?
Buy a Home With Cash or Take Out a Mortgage Anyway?
Просмотров 91114 дней назад
Buy a Home With Cash or Take Out a Mortgage Anyway?
401K Vesting Schedule You Need to Know Before Switching Jobs
Просмотров 58421 день назад
401K Vesting Schedule You Need to Know Before Switching Jobs
Does Dave Ramsey's Plan Actually Work With FIRE?
Просмотров 1 тыс.21 день назад
Does Dave Ramsey's Plan Actually Work With FIRE?
How Early Retirees Live Off Dividends Tax Free
Просмотров 3,7 тыс.21 день назад
How Early Retirees Live Off Dividends Tax Free
New Index Fund You Should Know (TSP)
Просмотров 67021 день назад
New Index Fund You Should Know (TSP)
The Roth 5-Year Rule You Need to Know
Просмотров 1,5 тыс.21 день назад
The Roth 5-Year Rule You Need to Know
How Your Income Tax Can Increase After 2025
Просмотров 1,3 тыс.28 дней назад
How Your Income Tax Can Increase After 2025
TSP Calculator You Need for Retirement
Просмотров 950Месяц назад
TSP Calculator You Need for Retirement
Why Prioritize Roth IRA Over 401K?
Просмотров 1,1 тыс.Месяц назад
Why Prioritize Roth IRA Over 401K?
Why You Should Wait to Convert 401K to Roth
Просмотров 1,1 тыс.Месяц назад
Why You Should Wait to Convert 401K to Roth
The Ultimate Tax Break: HSA vs Roth IRA
Просмотров 920Месяц назад
The Ultimate Tax Break: HSA vs Roth IRA
What to Do ASAP as a New Federal Employee
Просмотров 506Месяц назад
What to Do ASAP as a New Federal Employee
New HSA Rules in 2025 You Need to Know
Просмотров 43 тыс.Месяц назад
New HSA Rules in 2025 You Need to Know
Dollar Cost Average vs Lump Sum. (What's Better?)
Просмотров 911Месяц назад
Dollar Cost Average vs Lump Sum. (What's Better?)
Avoid These TSP Mistakes & Maximize Your Match
Просмотров 1,7 тыс.Месяц назад
Avoid These TSP Mistakes & Maximize Your Match
Is 401K Really Necessary for FIRE?
Просмотров 2,3 тыс.Месяц назад
Is 401K Really Necessary for FIRE?
Finding The Best Index Funds for Beginners
Просмотров 707Месяц назад
Finding The Best Index Funds for Beginners
Should I Use My Roth IRA as an Emergency Fund?
Просмотров 1,1 тыс.Месяц назад
Should I Use My Roth IRA as an Emergency Fund?

Комментарии

  • @whogirl104
    @whogirl104 13 минут назад

    Wonder how long the flight to Seychelles is

  • @steveloncar6132
    @steveloncar6132 24 минуты назад

    So as long as total income is within that income threshold for married filed jointly you don't pay any capital gains tax? 19:50

  • @JenniferO2323
    @JenniferO2323 48 минут назад

    I'm in California and I rent it's hard to put money away when my rent is 2300.

  • @JenniferO2323
    @JenniferO2323 50 минут назад

    Travel fund is a good one

  • @JenniferO2323
    @JenniferO2323 50 минут назад

    AAA auto has a free. Identity theft and they email if any credit cards are open in your name

  • @JenniferO2323
    @JenniferO2323 54 минуты назад

    I love the money challenge ....it's motivating

  • @JenniferO2323
    @JenniferO2323 56 минут назад

    How about a 401b at 3.5 %

  • @JenniferO2323
    @JenniferO2323 58 минут назад

    That is my goal to exactly everything you said

  • @FIREPsyChat
    @FIREPsyChat Час назад

    Timestamps added! Thanks for tuning in so early this morning! Join my Private FIRE Community (7-day Free Trial) ➡ www.firepsychat.com/community

  • @RJ9mech
    @RJ9mech 4 часа назад

    Just another example of ridiculous government doublespeak.

  • @letsgobrandon1719
    @letsgobrandon1719 10 часов назад

    10:24 I didn’t know we could use our HSA for dental work. My benefits manager told me I couldn’t.

  • @elsavillarreal7952
    @elsavillarreal7952 10 часов назад

    This was very insightful

  • @YarnellCrew
    @YarnellCrew 19 часов назад

    Step 1: Fly into Vegas on Friday. Step 2: Fly back home before Monday so you are not late for work. :)

  • @FIREPsyChat
    @FIREPsyChat 19 часов назад

    Timestamps added! Thanks for tuning in! Join my Private FIRE Community (7-day Free Trial) ➡ www.firepsychat.com/community

  • @loveandjoy810
    @loveandjoy810 20 часов назад

    I added my kids as authorized user to my cards when they were younger. When their cards came I just put them in our lock box. My daughter (age 19) just got her first apartment, and her credit score is 740 because she’s been on my credit since she was 14. My credit score is 839. I carry no debt except my mortgage. She had her own credit card in her own name only that I taught her to pay off every month. I do the same with my cards. I only buy what I budget and I pay it off every month. So I actually like adding kids as authorized users, but only if you are good with credit cards.

    • @FIREPsyChat
      @FIREPsyChat 19 часов назад

      Thank you for being responsible with your spending 👍

  • @stevenhudson7591
    @stevenhudson7591 20 часов назад

    Great content!

  • @donaldkinsey5245
    @donaldkinsey5245 День назад

    I go 75% C and 25% S, because in some years S outperforms C.

  • @SirMegaManNeoX
    @SirMegaManNeoX День назад

    Just imagine if EVERYBODY just plain PAID THE SOLID SAME %5 TAX RATE REGARDLESS OF INCOME.

  • @goldeneagle2066
    @goldeneagle2066 День назад

    Taxing the "rich" the wealthy will never be taxed because they donate money to the establishment.

  • @walkerdarin2003
    @walkerdarin2003 День назад

    I got rid of my 07 civic in 2018 because my infant car seat wouldn’t fit my newborn daughter. If it wasn’t for a newborn I’d kept the car forever.

    • @FIREPsyChat
      @FIREPsyChat День назад

      I had a 2010 and I made it work but you’re right it was not a baby friendly vehicle

  • @christiangardener6073
    @christiangardener6073 День назад

    don't forget about the 4% tax on shares repurchased with will definitely affect shareholder returns

  • @Ingram091
    @Ingram091 2 дня назад

    Yea the entirety of Bidens first term has been under Trumps tax cuts which Bidens is expiring. As bad as it is now, consider how much worse it would have been without those cuts. Especially for retirees that have IRA and 401K or pensions that need to be folded over during retirement. I know people on very fixed incomes that struggle to make it to their next SS payment, and annuity draw. And are using credit just to get by and going into debt when they can not be doing that cause they will never be able to keep up with payments. Democrats what people to go into foreclosure in their old age leaving their families with nothing, and eviserate generational wealth.

  • @1timby
    @1timby 2 дня назад

    If Joe allows the Trump tax cuts to sundown then everyone paying taxes will have a huge increase in their federal taxes. Not to mention the increases in tax bands for lower earnings.

  • @taxman3749
    @taxman3749 2 дня назад

    Decreasing spending? Oh no, no no no no no no no no they're going to be increasing spending.

  • @peaceful4you408
    @peaceful4you408 2 дня назад

    Both Roth IRAs and 401ks have literally been nothing but government tax scams for decades!!!

  • @FIREPsyChat
    @FIREPsyChat 2 дня назад

    Join my Private FIRE Community ➡ www.firepsychat.com/community

  • @cynthiacrespin2061
    @cynthiacrespin2061 2 дня назад

    Congratulations!!!!

  • @nikkian9254
    @nikkian9254 2 дня назад

    Chiang Mai is awesome~ Curious how much Americans usually have saved up for retiring in Thailand?

  • @wileycoyote64
    @wileycoyote64 2 дня назад

    Only if you make over 400k

  • @NalaLatrice
    @NalaLatrice 2 дня назад

    So do we sign the lottery ticket in the name of the trust? (The name of my trust could be rainbow children, so therefore I’d sign the ticket as “rainbow children and not my name) Because if you sign it in your name, even if you are trustee, you’re still not anonymous… so can you sign the ticket AND claim the ticket in the name of the trust and NOT your name?

  • @DKSE123
    @DKSE123 2 дня назад

    They are way too high already. What is his plan for millions of people that can't make ends meet ? I'll be waiting for a response , so don't dilly dally around this time. Thx

  • @travisprice1325
    @travisprice1325 2 дня назад

    Lazy content. Joe Biden can't do anything about taxes. A budget is just a "aww shucks, wish I could do this.. but oh well" document. Congress approves the budget and any tax changes.

  • @martyfinver9969
    @martyfinver9969 2 дня назад

    Bidens proposed increase in long term capital gains exceeds 20% at what amount. I thought it only goes to 44.6 on amount s over 1 million a year . What are the increments?

  • @user-oh5gv1ir5v
    @user-oh5gv1ir5v 2 дня назад

    Beter then project 2025