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Hi Melisa. I am a green card holder for little more than 5 years and turning 65 in just a few more days. Never worked in USA. I do have for me, my wife and 2 kids a good BlueCrossBlueShield health insurance that I like and intend to keep. As I have a high income I am not interest in Medicare options. Am I forced by law to get Medicare even I do have private health insurance ? Many tks. Luis M.

Also, Medicare. Basic medicaid doesnt pay for Long term you have to request Long term if not you would only have basic Medicaid plans.

I actually knew the answer to this one simply because we went through it when my grandma passed

vote blue!

how can you force the Conservative to actually pay medical there isn’t going to be any medical bills left if Medicare and Medicaid pays .. Am I missing something

Can it recover stocks?

My Medicaid has been cancelled in la and they are making it difficult to reapply.. Can you help me, please please. TY,jb

What if the Trustee stole the money?

Bought policy 14 years ago for $1400/ year. It went up to $2900/year . As you age it will go up.

I have a parent who is stuck in the hospital. Can this policy be obtained after care is needed?

Thanks for nothing

What about the 60 months look back of your asset required to qualify for Medicaid?

This is very good information. Thank you for these great insights in the event of dementia.

I am dealing with extreme frugality to the degree it negatively impacts quality of life. Won't spend money to repair any air-conditioners in the house or car. Won't spend money to replace/repair defective aging toilets. The list goes on.

YOUR A LIAR, YOU CAN NOT GET ANY POWER OF ATTORNEY FOR A DEMENTIA PERSON

CORRUPT JUDGE SAID MOM WAS UNABLE TO MAKE HER OWN DECISIONS, dad had samething and same corrupt judge said Dad was in his sound mind, THIS JUDGE IS PREGIDISE TOWARD ME OVER AND OVER

Does this trust apply in New Mexico

Does this apply also to a life estate tenant?

Basically keep your secrets to yourself 😅

How far back does Medicaid look into your banking to see how much money you got after you apply?

I really enjoy listening to you. How do you put your checking account into the trust and being able to write checks or take money out without Medicaid seeing it as an asset?

Interesting, what about the spouse of a veteran ? Do they qualify for LTC/ Aid attendance Benefits?

Thank you

Thank you, Melissa! Do you have any suggestions on how to negotiate a nursing home bill down to a lower amount?

I think you need to focus on your RUclips channel video SEO(Search Engine Optimization). I I have analyzed your RUclips channel and I saw that your video is not SEO optimized. So your video doesn’t rank on RUclips and you never get a good result. So you will do video SEO. Your video will rank on RUclips and You will get more views day by day.

How about John Doe shall not inherit!

An uncomfortable topic to be sure but a necessary one.

This is news to me. I did some Google searches but unable to find the reporting requirements you were referring to. Perhaps, I am not search for it correctly.

This is a more advanced video. "Pour over" will is something I never heard before. Very good information how to fund and activate the trust beyond the initial paperwork. Love it!

Hi , could you please tell me if I have to appeal by myself or it’s better hire a lawyer for just 10 hours ( weekly) for my daughter who has CP , can’t walk at all , bath , dress and many other things by herself ? I know Medicaid through Sunshine can accept even 40 , they make us everything harder , thank you, God bless 🙏🏻🙏🏻

I'm a veteran of the Vietnam war. I receive Aid and Attendance. However, I would like for my wife to receive the caregiver money since she does as good or better than the designated caregiver. May I switch from this one caregiver to my wife?

I never knew about neuropsych evals. I learned something new. Very good to know.

The best way to solve the problem is to give us an answer. 😮

Another great video. Domestic assistants are definitely something on my mind to help with occasional day to day tasks but also to check in on things.

Your videos and topics are frequently on point. Your response to the question on the video, I understand it logically but I am not sure I can fully accept this if bad things are happening.

This is good to know. I didn't know the gift exclusion increased. Also, it is good to know that givers can pay other people's bills as a way to give.

You are hitting so many relevant topics I am thinking about and working through.

What an interesting strategy to qualify for Medicaid and handle deed issues.

so if you wait the two years do you no longer owe the creditors?

Get Reid of the so called friend

Wow, another important topic you are bringing to the public's attention. Keep the videos coming!

I am already keeping an eye on incoming mail. You are correct. I can see creditor related things in the future.

Good to know!

Another great video on another serious topic. Thank you!

This was very good information. Thank you for bringing this to our attention. It is good to know and I think very relevant to what we might face in the future.

Thank you❤

The people HATE IT WHEN OUR JUDGES GO ONLINE AND ACT LIKE A MARKETER

Wow, you are so dead on. I am facing that right now. I feel adult kids are faced with a no-win scenario when the elderly parent refuses to acknowledge the possibility that someone actually needs written authorization (POA) to take care of certain things.

What is meant by "sign over your house"?

Commenting to give support to your channel! FYI, I was born in Hollywood FL. Too bad you are not in the Orlando area where I have to deal with some issues.