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L O L😭😭😭 I can’t deny such a true statement

Ah thank you so much!

Sheesh, these program costs sure do stack up quick! But that’s awesome you got a really good amount of grants! What I had to do when my costs weren’t completely covered through grants and fafsa loans was apply for an additional Private Loan. I used a company called Mefa. For my loan application though, rather than request the exact remaining amount I needed for tuition, I requested the amount I needed for the remaining tuition balance + how much I would need for room and board. The Private loan company distributed the funds to my school, and since my school did not provide room& board, that extra loan money that was greater than the tuition amount was refunded to me, and I then used that money for rent & living expenses

That’s awesome, if you can find ways to keep costs low and cash flow it as you go, you’ll be in great shape!

Thank you so much! And way to go, you got this!!!

Thank you so much!😅 I’m sorry I totally meant to link the video where I actually do do that How I Budgeted through My ABSN Without a JOB ruclips.net/video/CasTYOJheVk/видео.html

Thank you so much!😆🙌🏾

Thank you so much! And ooh go girl😆! Definitely do-able with a budget and a plan!

Thank you so much!🙌🏾🙌🏾

I’m not familiar with what a passout student is? What’s that?👀

@@nurselifewhit students who have completed absn

@@aayushichaudhary3182 oh! Lol yes of course. As long as you have a bachelors or associates degree of nursing, you can take your NCLEX-RN. An ABSN is still considered a bachelors degree of nursing, it’s just that you completed your degree in an expedited way

Hayeeee come ON RN BAG🤣🤣🤣

Thank you so much🥹That means alot! Ahhh and how excitinggg! I’m wishing the best for you in your nursing school journey!

Oh Shucks thank you so much!😅

Omg congrats on CRNA school! The debt stinks, but with your CRNA income and an intentional budget and plan, you can knock that thing out for sure!

Thank you so much, that means a lot! I’m really happy you enjoyed the video🙂thanks again for watching!

Thank you so so much and thank you for watching!

Lol LITERALLY😅🤣

For my hospital in particular, we were actually hired to a specific unit as a per diem nurse for that unit, but if there was a need for someone to float, then we as per diem nurses were the first ones to have to float to the other units. I have heard of other ways to work per diem though like through an agency, but I honestly don't know much about how all that works though Lol!

Oh that's really neat!

Hi again! I'm honestly not well-versed on the outlook of program costs around the U.S., at the time when I was looking for programs I was moreso looking in a specific area. There's quite a bit of variables that can impact the cost though, mainly location and whether the program is private or public as well! Also, when it comes to nursing degrees, typically, a community college is where you can get an Associate's degree in nursing (I think I have heard some people tell me about community colleges with accelerated options, but I'm not well versed on that either), but otherwise, most Accelerated bachelor programs will be connected with a public or private university

Thank you so much, I’m so happy you enjoyed the video! Thank you for watching!

Hey there!! I studied at Shenandoah University (their satellite campus in Leesburg, Virginia. I personally enjoyed the program alot, but most of my research when searching for programs at the time was on which programs I could get into the quickest, in a certain location, and with good NCLEX pass rates. I have a google docs link though of some of the programs I searched for back in 2019 docs.google.com/spreadsheets/d/1sgO425XXPy7F1GG4Q9UlVbLkhnjXEQcmv8JFNZwP0ho/edit#gid=1539771525

Amen and amen! Thank you so much for watching and for your support!🙂🫶🏾

It honestly varies from program to program! Your best bet would be to get into contact with the admission counselors at potential ABSN programs of interest and they should be able to lay it all out for you with the most accurate and specific details!

Anything to help!😅🫡

Literally!😭 I actually made the switch and got trained into the ICU this year and let me tell you, I am so grateful for the time I had in MedSurg (and I usually don’t ever say never), but I am neva eva eva going back😭

Yes welcome to ICU, Mamas!!!!!

Nopeeee! Well, ok, nothing really significant at least😅 In high school I had this summer youth opportunity at a weight loss clinic to like file papers, fax doctors, and take people’s weights down. And then in college, I learned how to tape like two ankles😅 but that really is about it, absolutely no CNA work or anything like that though. I feel like getting experience as a CNA or working in a hospital setting in general would absolutely be helpful though!. Because when I was a new grad nurse, I definitely feel like I was learning how to be both a nurse and how to be a CNA at the same time😵‍💫. It definitely was not an impossible task, but I do find that my classmates who had that experience definitely understood the flow of the hospital a lot better and was able to more confidently dive into the nursing role more quickly and seamlessly . Lol so all in all, CNA experience prior is indeed valuable, but I would definitely not let that stop you or slow you down from applying for your ABSN! There’s definitely a lot of opportunities in nursing school to learn about and practice the CNA part of the job in nursing school clinicals , especially if you make an intentional effort. And It is definitely one of those types of tasks that nurses really do not mind getting an extra helping hand with from nursing students!

Hey! This is the company I used www.mefa.org

(You don’t have to live or go to school in Massachusetts to use it)

Thank you so much!

Thank you so much😭 that really means a lot!🥹

😭😭😭😭 literally days like those were the bane of my med/surg existence

Heyy girlie! I used MEFA for my private student loans (Massachusetts Educational Finance Authority - that’s just the name, you don’t actually have to live in Massachusetts to use them) My mom found it actually and chose it because they had an option where she could be the cosigner of the loan but after like a full year of payments consistent (or something like that) then her name would come off the loan as cosigner and it would fully just be in my name

After I graduated and started working though I actually refinanced the loan through sofi (when interest rates were super low in 2021) and got my new loan with First Tech with like a 2.9% interest rate

Thank you so much!😆😁

I think it definitely depends on your situation, there’s alot to consider! -the acceptance rate of the nursing programs around you, the affordability of those programs, the employment opportunities in your area and what education level they specifically hire, how fast you want to get your RN license, etc, etc! Also, one thing to consider is I’ve actually heard some people tell me that their ABSN program didn’t necessarily require them to have an actual bachelor’s degree, but just a certain amount of credits and prerequisites., So maybe call around and see what’s the requirements for the ABSN programs around you Overall though, not knowing all the deets of your situation, I feel like in general, going the ADN route to become an RN, working, and then having your employer pay for your RN to BSN program seems like a really great option in a perfect world (PROS: Super affordable going through a community college + ability to get started working as an RN sooner (compared to traditional 4yr BSN route) CONS: some community colleges have crazy long waiting lists + some of the more desirable RN positions may consider BSN RNs first before RNs with their ADN

@@nurselifewhit Thanks Whit!!!!

For my ABSN program I used a private student loan company called MEFA which stands for Massachusetts Educational Finance Authority (you don’t have to live in Massachusetts, that’s just what it’s called) At the time, my interest rate was around 6%, but that was back in 2019/2020 After I graduated and started working though, I refinanced through SoFi and got a really low 2.9% interestrste in 2021 back when interest rates were super low

@@nurselifewhitThank you for this information.

Nope! I had a FAFSA loan for my first bachelors degree so I didn’t have to pay on it while I was in my nursing school program. However, the FAFSA loan was unsubsidized, so the interest was still accruing while I was in school, even though I didn’t have to pay on it

@@nurselifewhit Thank you so much. If it is subsidized and there is a due date for the payment, what do you suggest I do please?

@@feyisayoadesina9272 depends on your situation! If you have payments due, I would definitely get started on paying them

Thank you so much! And the interview questions were more so situational “what would you do” / “tell me about a time when” questions, more so assessing how I problem solve, how I communicate, and how I work amongst the team And so far the switch is going amazing, I have such an awesome learning environment, where everyone is so helpful, encouraging, and always there when I have questions And even when I don’t ask questions they are always looking out for me and offering guidance😭💕 I’m also really loving the change of work style, going from five patients down to two patients with much more attention to detail!

Thank you so much!

Thank you so much for watching! It can be tough to look at the big number, but once you break it down to a step by step process you can really start to see the pathway there! Good luck in your debt free journey, you got this😆

You totally missed the point

You’re so welcome and thank you so much for watching! I feel like we only really hear about all the bad stuff in the hospital so I definitely wanted to share a little bit of the good I’ve seen too!

Lol I’m full time night shift now in the ICU and I am sooo much happier!

Yeah Lol definitely the price to pay for the freedom of being PRN

Thank you so so much! And thank you for watching😅

For me personally, I applied for a private student loan each semester through a company called MEFA. I applied for more more than the actually tuition amount so the rest could be used for living expenses while in school. The way it worked in my situation is say for example, tuition was $10k. I applied for $15k of loans and the loan company paid the $15k directly to my school. Since the school only needed $10k, they refunded me the $5k in the form of a direct deposit, and now I used that $5k for all my living expenses that semester. I still of course was in debt $15k to the loan company, but that is how it worked for me to get funds to live off of through school.

I am definitely of the opinion that the best thing to do is to minimize debt as much as absolutely possible! I personally ended up taking out what ended up being $93,000 of debt between my first degree and my accelerated BSN which certainly could have been lower if I were more patient and chose some of the many other more affordable options there are to get a degree in Nursing. But, what I will say, is that if you do plan on taking out any debt, I would certainly have a solid plan of how you’re going to pay it back *before* you take it out- consider all of the things like how soon you’ll be able to get employment, what is the nursing pay in your area, cost of living, utilizing more affordable living arrangements like staying home with parents for a couple years, living with roommates, etc There’s a lot more I could say, but I don’t wanna make you read a whole novel in the comments😅 so I’ll link a few different videos where I talk all about this stuff!

The Tips/strategies I used for paying off $93k of DEBT ruclips.net/video/ap4YxBilGVI/видео.htmlsi=jzjYwnoDDZ5cY-je The budget I used while paying off my loans (as a working nurse) ruclips.net/video/ahHF0Kiuxok/видео.htmlsi=NICe_UWfxS1jJftO Living off of student loans as a non-working nursing student, how I budgeted to keep the loan amount as little as possible ruclips.net/video/CasTYOJheVk/видео.htmlsi=URwqnMJLiI8rD2o7 The student loans I took out for school ruclips.net/video/E_gktffyU7E/видео.htmlsi=bKHE6YuL_vBJnkci And these are 2 older videos (part 1 & 2) basically kind of summarizing all of the above) ruclips.net/video/s9zihYntXNE/видео.htmlsi=aCoqV2X4k5gawkjm ruclips.net/video/s9zihYntXNE/видео.htmlsi=aCoqV2X4k5gawkjm