Replace Your University
Replace Your University
  • Видео 681
  • Просмотров 38 054 734
Breaking Financial Myths with Garrett Gunderson: Protecting Wealth & Building Legacy!
Free Video: How You Can Pay Your Mortgage Off In 5 Years or Less On Your Current Income: 👇🏼
bit.ly/4fM8wxU
In this episode, Michael sits down with Garrett Gunderson, a financial expert reshaping how people think about wealth and legacy. Garrett shares insights on what the Rockefellers did to protect their wealth, how banks leverage life insurance, and strategies for creating financial security across generations. Together, they dive into wealth preservation, smart financial planning, and avoiding common pitfalls that often cost families their financial freedom.
Connect with Garrett Gunderson:
- Discover more about Garrett’s work and philosophy on his RUclips Channel: www.youtube.com/@GarrettG...
Просмотров: 1 140

Видео

Ande Frazier on Empowering Women With Smarter Money Moves
Просмотров 6024 месяца назад
Free Video: How You Can Pay Your Mortgage Off In 5 Years or Less On Your Current Income: 👇🏼 bit.ly/4fM8wxU In this insightful episode of the Replace Your University podcast, Michael Lush sits down with Ande Frazier, financial expert and author of "Financially Free: 11 Conversations to Have About Life and Money." Ande shares her journey from starting out in financial services to becoming a leade...
How Keith and Lynne Paid Off Their Home Early with RYM Strategy
Просмотров 1,4 тыс.5 месяцев назад
Free Video: How You Can Pay Your Mortgage Off In 5 Years or Less On Your Current Income: 👇🏼 bit.ly/4fM8wxU Free E-Book: Secret To Paying Off Your Home In 5 Years bit.ly/3LA4cUj To start building the life you want: ⁠⁠replaceyouruniversity.com/⁠⁠ Follow Replace Your University on Instagram: ⁠⁠⁠ the_realryu⁠⁠ Join Us on Facebook: ⁠⁠⁠ ReplaceYourUniversity/⁠⁠ Check out mor...
Do We Only Work with Major Banks for HELOCs? The Surprising Truth
Просмотров 8955 месяцев назад
Do We Only Work with Major Banks for HELOCs? The Surprising Truth
Why HELOCs Beat Mortgages: The Power of Liquidity Explained
Просмотров 7516 месяцев назад
Why HELOCs Beat Mortgages: The Power of Liquidity Explained
Can You Share a Standout Success Story from Replace Your Mortgage HELOC?
Просмотров 2 тыс.6 месяцев назад
Can You Share a Standout Success Story from Replace Your Mortgage HELOC?
Is the Housing Market Heading for a 2008 Style Crash?
Просмотров 8716 месяцев назад
Is the Housing Market Heading for a 2008 Style Crash?
When Should You AVOID Using the HELOC Strategy?
Просмотров 1,2 тыс.6 месяцев назад
When Should You AVOID Using the HELOC Strategy?
Should You Refinance Your Low-Interest Mortgage into a 1st Lien HELOC? Pros and Cons Explained!
Просмотров 4,3 тыс.6 месяцев назад
Should You Refinance Your Low-Interest Mortgage into a 1st Lien HELOC? Pros and Cons Explained!
Is Refinancing into a Low-Interest HELOC, then Investing in High-Yield Savings a Smart Move?
Просмотров 1 тыс.6 месяцев назад
Is Refinancing into a Low-Interest HELOC, then Investing in High-Yield Savings a Smart Move?
Should You Get a HELOC? Everything You Need to Know to Make an Informed Decision!
Просмотров 2,3 тыс.6 месяцев назад
Should You Get a HELOC? Everything You Need to Know to Make an Informed Decision!
Is Paying Off Your Mortgage in 5-7 Years with a HELOC a Scam? The Truth Revealed!
Просмотров 6 тыс.6 месяцев назад
Is Paying Off Your Mortgage in 5-7 Years with a HELOC a Scam? The Truth Revealed!
How the HELOC Strategy Works Step by Step Guide to Paying Off Your Home Faster
Просмотров 20 тыс.6 месяцев назад
How the HELOC Strategy Works Step by Step Guide to Paying Off Your Home Faster
Testimonial: How Oskarina Built a Real Estate Portfolio with Replace Your Mortgage
Просмотров 6466 месяцев назад
Testimonial: How Oskarina Built a Real Estate Portfolio with Replace Your Mortgage
Have You Used a HELOC in Your Own Life? Break Down the Benefits for Us!
Просмотров 1,5 тыс.6 месяцев назад
Have You Used a HELOC in Your Own Life? Break Down the Benefits for Us!
Testimonial: How Sylvester Transformed His Finances with Replace Your Mortgage
Просмотров 2,6 тыс.6 месяцев назад
Testimonial: How Sylvester Transformed His Finances with Replace Your Mortgage
How Does Investing in Whole Life Insurance Work and What Are Its Financial Benefits?
Просмотров 7696 месяцев назад
How Does Investing in Whole Life Insurance Work and What Are Its Financial Benefits?
How Does Using a HELOC Impact Your Credit Score? Pros and Cons
Просмотров 5246 месяцев назад
How Does Using a HELOC Impact Your Credit Score? Pros and Cons
Are HELOC Interest Rates Beating Mortgage Rates in 2024?
Просмотров 1 тыс.6 месяцев назад
Are HELOC Interest Rates Beating Mortgage Rates in 2024?
HELOC vs Mortgage: Why Traditional Loans Put You at Greater Risk
Просмотров 7516 месяцев назад
HELOC vs Mortgage: Why Traditional Loans Put You at Greater Risk
Your Investor DNA: Finding the Best Investment Strategy for You
Просмотров 2576 месяцев назад
Your Investor DNA: Finding the Best Investment Strategy for You
HELOC vs. Extra Mortgage Payments: Which Strategy Pays Off Your Home Faster?
Просмотров 2,2 тыс.6 месяцев назад
HELOC vs. Extra Mortgage Payments: Which Strategy Pays Off Your Home Faster?
Building a Multi-Generational Legacy with Lance Welch
Просмотров 6857 месяцев назад
Building a Multi-Generational Legacy with Lance Welch
Why Is Passion So Important For Success?
Просмотров 1597 месяцев назад
Why Is Passion So Important For Success?
What Are the Top Ways to Boost Your Income for Family Stability?
Просмотров 7817 месяцев назад
What Are the Top Ways to Boost Your Income for Family Stability?
Is a HELOC Riskier Than a Mortgage If Your Income Drops?
Просмотров 5797 месяцев назад
Is a HELOC Riskier Than a Mortgage If Your Income Drops?
How Would You Spend $100k In The Next 24 Hours?
Просмотров 4887 месяцев назад
How Would You Spend $100k In The Next 24 Hours?
Will Interest Rates Drop in 2024? And, Are HELOCs Costlier Than Mortgages?
Просмотров 5327 месяцев назад
Will Interest Rates Drop in 2024? And, Are HELOCs Costlier Than Mortgages?
How Does a Sweep Account In A HELOC Work To Save You Interest?
Просмотров 6 тыс.8 месяцев назад
How Does a Sweep Account In A HELOC Work To Save You Interest?
How Do You Avoid Burnout and Protect Your Family Time?
Просмотров 5428 месяцев назад
How Do You Avoid Burnout and Protect Your Family Time?

Комментарии

  • @JavierSanchez-fq2df
    @JavierSanchez-fq2df 9 дней назад

    Can't thank you enough for this video...I almost went for it

  • @richardhorner298
    @richardhorner298 10 дней назад

    You would be good to teach this in a high school. I grew up believing, if I wasn't in debt, I didn't have any thing. Fell for it hook, line & sinker. Now I'm 72 & trying to recover.

  • @thomgri
    @thomgri 12 дней назад

    um ya. they did not build it🤭🧐 can i get a tartary🤘

  • @BIGHAMZA
    @BIGHAMZA 13 дней назад

    My biggest concern about a HELOC is the bank can call the loan ANYTIME THEY FEEL LIKE IT. And if you don't have the balance at call, you're screwed.

    • @ReplaceYourUniversity
      @ReplaceYourUniversity 11 дней назад

      Did you know they can do that on a mortgage? It's called the "Mortgage Acceleration Clause".

  • @joker38319
    @joker38319 13 дней назад

    It would be awesomecto pay my mortgage sooner.. 4:54

  • @PreciousMemoryBook
    @PreciousMemoryBook 16 дней назад

    Baby boy knows his stuff

  • @Silhouette-x8b
    @Silhouette-x8b 19 дней назад

    I love your realness in your video and highly appreciate that the company offers free educated videos on HELOC for I just heard about it and was wondering what it was and all options and is it best for my family and I and or current life issues

  • @nbookie
    @nbookie 19 дней назад

    lets say i buy into your plan, 5 years from now i'm debt free, whats next? we just shake hands and part ways? trying to understand the longterm partnership...

  • @nbookie
    @nbookie 19 дней назад

    All these plans start with "i have a mortgage and want to get out of it sooner". how do we just NOT get a mortgage? what's the financial product to buy a house in America without a typical mortgage? aware that almost zero people can afford to pay with cash.

  • @sambee4927
    @sambee4927 23 дня назад

    The meaning of life is Jesus Christ.

  • @davonneortiz7584
    @davonneortiz7584 25 дней назад

    Thank you for sharing th information n thank you for helping

  • @HazelTheHomeInspector
    @HazelTheHomeInspector 25 дней назад

    This is my first time watching you…… subscribed.

  • @preble1980
    @preble1980 25 дней назад

    How do I get a hold of you guys again… You need to put your freaking phone number or contact information…

  • @preble1980
    @preble1980 26 дней назад

    Why don’t you get a contact phone number… I’m interested how do I get a hold of you guys?

  • @cabezong3204
    @cabezong3204 Месяц назад

    Seems like a fraud to me . More of these companies that pop up just to rape the blue collar. Like he said they pray on the desperate . Great video explaining this hustle thanks

  • @derek1195
    @derek1195 Месяц назад

    What if you put it all on bitcoin and double your investment in 2 years and payback the loan?

    • @ReplaceYourUniversity
      @ReplaceYourUniversity 26 дней назад

      That would be amazing! It comes with risk and I am a fan of educated risks.

  • @clementetsegbe7326
    @clementetsegbe7326 Месяц назад

    How can I contact you for mere information

  • @michaelm9621
    @michaelm9621 Месяц назад

    That is so true, each bank is going to be completely different.

  • @grammym8262
    @grammym8262 Месяц назад

    I need advice, I've been paying on my mortgage for 22 years and still owe 90%of the principal. I'm so exhausted. I've been praying about it, and I found you. Please can you give me advice

  • @LHMH148
    @LHMH148 Месяц назад

    Hahah!!!! Love this and for all of you reading this don’t try getting a regular HELOC with any bank - the magic is a HELOC with RYM - Michael Lush’s group

  • @ze_german2921
    @ze_german2921 Месяц назад

    When you say 1st lien Heloc? I thought 1st lien is the mortgage lender.

  • @jaredshowers1
    @jaredshowers1 Месяц назад

    OK bro. This is so fire. Can you talk about how to use a 2nd lien? Like we have 45k. For ours. Haven't benn able to convince my wife at all. All she says is we are paying interest on the heloc though

    • @ReplaceYourUniversity
      @ReplaceYourUniversity 26 дней назад

      We have free consultations at: replaceyouruniversity.com/replace-your-mortgage/

  • @TheyCallMeD
    @TheyCallMeD Месяц назад

    I’m confused. Does the HELCO replace my mortgage?

    • @ReplaceYourUniversity
      @ReplaceYourUniversity 26 дней назад

      A first lien HELOC does do that. However, a 2nd lien HELOC does not.

  • @michaelm9621
    @michaelm9621 2 месяца назад

    Nice to find a loan officer that gets it.

  • @michaelm9621
    @michaelm9621 2 месяца назад

    Good info here for everyone to learn.

  • @michaelm9621
    @michaelm9621 2 месяца назад

    She understand the system and is still trying to sale you something she makes money off of. Not her fault just repeating what she has been told.

  • @ericshado2362
    @ericshado2362 2 месяца назад

    thank you

  • @michaelm9621
    @michaelm9621 2 месяца назад

    I would love to learn how to purchase a house with a first position HELOC.

  • @michaelm9621
    @michaelm9621 2 месяца назад

    Great example

  • @cecilioramirez9967
    @cecilioramirez9967 2 месяца назад

    Thank you very much.

  • @michaelm9621
    @michaelm9621 2 месяца назад

    Thats good to know.

  • @michaelm9621
    @michaelm9621 2 месяца назад

    The level of knowledge he has is impressive.

  • @caliblue2
    @caliblue2 2 месяца назад

    I agree! All the “depressed” and “bored” people I know have lived their life quite self obsessed - narcissistic- vain.

  • @johnhoughtonbey7053
    @johnhoughtonbey7053 2 месяца назад

    Can we get a HELOC if we live in the UK?

  • @Pollywog_Farm
    @Pollywog_Farm 2 месяца назад

    Love your content. I love how you are not just talking about making money but also how to become a better person. God Bless.

  • @effortless4588
    @effortless4588 2 месяца назад

    Wowww incredible God bless yall Jesus saves for real ❤ Ephesians 4:2-3 King James Version 2 With all lowliness and meekness, with longsuffering, forbearing one another in love; 3 Endeavouring to keep the unity of the Spirit in the bond of peace.

  • @hillbillyscotsman
    @hillbillyscotsman 2 месяца назад

    Yeah we just tried getting a HELOC after watching vids and having dreams of being financially free... DENIED... Back to square 1

    • @ReplaceYourUniversity
      @ReplaceYourUniversity 2 месяца назад

      Reach out to our team on the denial and we'll see if we can help. Also, a HELOC is not required. You can do this with any simple interest line of credit.

  • @devellwilson7099
    @devellwilson7099 2 месяца назад

    Pertinent info thanks.

  • @MirandaBrough
    @MirandaBrough 2 месяца назад

    Brilliant! ❤❤❤

  • @Laddi_ladida
    @Laddi_ladida 2 месяца назад

    Brilliant!

  • @0867G
    @0867G 2 месяца назад

    How can I get in touch with you for more info?

  • @dwhite6213
    @dwhite6213 2 месяца назад

    I have watched a lot of these videos and still do not understand how you can pay off one debt with another debt.

  • @DrFinancialLiteracy
    @DrFinancialLiteracy 2 месяца назад

    This video is amazing. Thanks guys for providing this amount of information and knowledge to Americans!

  • @tace21491
    @tace21491 2 месяца назад

    How long after a purchase of a house (50%down) will the credit union allow a heloc loan?

    • @ReplaceYourUniversity
      @ReplaceYourUniversity 2 месяца назад

      Immediately. In fact, you could have closed on a heloc and never bought with a mortgage.

    • @tace21491
      @tace21491 2 месяца назад

      @ReplaceYourUniversity The possibility of a rate change would be a bit daunting. I'm going to do the accelerated method and do 20k at a time. With direct deposit going into that HELOC. Rinse and repeat

  • @BoyceGitzen
    @BoyceGitzen 2 месяца назад

    I noticed you said "refinance" when talking about a second position HELOC that engulfs a first position mortgage. I intend on using my HELOC (just applied for) to payoff my mortgage in one transaction and applying the velocity strategy to paying off the HELOC. Am I missing any steps here? Is my proposed strategy doable? Am I going to be strong armed into a HELOC "refinance" after I payoff my mortgage?

    • @ReplaceYourUniversity
      @ReplaceYourUniversity 2 месяца назад

      A simpler way is to just refinance the mortgage into a HELOC and the title company would do all the heavy lifting.

  • @wolfmanracquetball
    @wolfmanracquetball 2 месяца назад

    Very informative video thank you very much guys.

  • @anthonyfedorov9153
    @anthonyfedorov9153 2 месяца назад

    Wow! Thank you for this information. This is mind blowing and really scary.

  • @elenayefimov8548
    @elenayefimov8548 2 месяца назад

    Is a first position HILOC good only for people who have surplus in their monthly budget?

  • @jacquelinepenha3135
    @jacquelinepenha3135 3 месяца назад

    I watched you today at the Noelle show and was very impressed. I need help. How much for a one on one with you? I am a single 64 years old and need a financial advisor. I am fired myself and want to hire you ASAP. Please provide your email.

  • @Maria-c9n7b
    @Maria-c9n7b 3 месяца назад

    Hey it wasn't long enough