THE MORTGAGE FARMER
THE MORTGAGE FARMER
  • Видео 60
  • Просмотров 47 446
LABOR DAYS NEWS 1
Come along as we discuss the expectations for the Next Fed meeting. Will they drop rates a full 1/2%? Probably. Lets see.
Просмотров: 16

Видео

FALL FOOD PLOTS
Просмотров 18921 день назад
Join me as we dive into our Fall food plots. This yr, all of the crops on the farm are cotton, and the neighbors have tobacco. So we need to provide a better food source for our deer. Come along as we go start to finish on the project.
HAs the FED screwed up AGAIN
Просмотров 48Месяц назад
With new numbers coming out almost every day, is it time we acknowledge that the FOMC and the Fed members may have done too much, for too long? That ugly "R" word is being whispered, well I'm yelling it- others are whispering it.
RENT CONTROL- A BAD IDEA
Просмотров 272 месяца назад
President Biden has stated he would establish a Rent control program if re-elected. While I doubt it ever happens... This video explains why it is a TERRIBLE IDEA and one that will almost assuredly create an even bigger vacuum of affordable housing.
PIECES TO THE PUZZLE
Просмотров 452 месяца назад
Its time for an update of all things "economy". Let's look at some of the pieces of this economy puzzle and see if we can predict how the FED may react to the news.
How do I get a mortgage
Просмотров 322 месяца назад
Getting a mortgage does not have to be hard, and certainly not scary. Find out how. check out these videos for more in depth facets of the process ruclips.net/video/VmPalTsZRrU/видео.htmlsi=B0UHegJBHIXyiqlB ruclips.net/video/L6mMeVzmm68/видео.htmlsi=F_jXpq9XlQlRgiFx ruclips.net/video/HBJ3TGikZDE/видео.htmlsi=t39tz0fZPQEmEI4c WWW.MORTGAGECHOICEINC.COM NMLS 89877 NMLS 89969
Moving Towers at the Halifax Hilton
Просмотров 833 месяца назад
In this video, come along as I move one of my favorite Deer Towers. When something is 750 lbs, and 22 feet tall, its takes some planning to relocate it. Come watch as I put my Kubota and GMC Sierra to work on the farm.
HODGE PODGE... From Rates to housing and everything in between
Просмотров 245 месяцев назад
In this video, we'll discuss Rates, inflation, the continuing Commercial real estate crisis, and of course... the FED...Join me as we share news about rate expectations as well as the issues with home affordability as well as Fed rate decisions...
How DSCR loans can help you Buy your First Investment
Просмотров 236 месяцев назад
have you heard of DSCR loans for buying investment property. This loan product allows you to qualify based upon the income generated by the new investment property you're buying.
First Time Buyer Series PART 3
Просмотров 107 месяцев назад
This is the fourth Video in a Five Part series aimed at helping First time Buyers Prepare themselves for the Homebuying process. Come along as we discuss the steps in the process. ruclips.net/video/VmPalTsZRrU/видео.htmlsi=peqmx4JnJsxCbw-d ruclips.net/video/L6mMeVzmm68/видео.htmlsi=n2GsECsXHs2K7LN6 ruclips.net/video/HBJ3TGikZDE/видео.htmlsi=iUvoyZ_-mv5vC4tS
First time Buyer PART 2
Просмотров 177 месяцев назад
This is the third video but PART TWO in the series for First time home buyers and what you should know to put your best foot forward in the homebuying process. Here are the First TWO videos... ruclips.net/video/VmPalTsZRrU/видео.htmlsi=1ZiyRCGq93MJNRxu ruclips.net/video/L6mMeVzmm68/видео.htmlsi=9l68pWDzzLQv8Znh
FIRST TIME BUYER SERIES PART 1 GETTING READY
Просмотров 87 месяцев назад
In this 5 part video series.. (See INTRO- ruclips.net/video/VmPalTsZRrU/видео.htmlsi=JSJ6Yl1wFtuZ5Bup ) We will try and de-mystify the home buying process for First time buyers. Come along as we start the education process for you. LINKS to the three credit bureaus www.equifax.com www.experian.com www.transunion.com
First Time Home Buyers INTRO
Просмотров 157 месяцев назад
First Time Home Buyers INTRO
THE FED updates and the Economy
Просмотров 327 месяцев назад
In this video, we'll discuss where we are, what the FED has been up to, and if its time for the FED to bring rates back down. ruclips.net/channel/UCsi_J1InWViGDU3Wu-jXXtw
UPDATE on the CULTIPACKER
Просмотров 4767 месяцев назад
In this video, I am giving a review and showing the cultipacker in action. Here is the original cultipacker build video... ruclips.net/video/rXfvvskYc04/видео.html Let me know what you think in the comments. Again keep in mind- this was a build from pieces I had available, not an attempt at a $1000 cultipacker I could buy. After planting just under 4 acres, it worked great. Coming this spring, ...
How Commercial Real Estate impacts the economy
Просмотров 267 месяцев назад
How Commercial Real Estate impacts the economy
WILL THEY or WON’T THEY
Просмотров 409 месяцев назад
WILL THEY or WON’T THEY
Thanksgiving update
Просмотров 2810 месяцев назад
Thanksgiving update
October spookiness
Просмотров 1711 месяцев назад
October spookiness
The Lost generation of home owners
Просмотров 2111 месяцев назад
The Lost generation of home owners
Smoke Signals from Jackson Wyoming
Просмотров 44Год назад
Smoke Signals from Jackson Wyoming
August Update from the Mortgage Farmer
Просмотров 48Год назад
August Update from the Mortgage Farmer
Choose the right Mortgage Professional
Просмотров 33Год назад
Choose the right Mortgage Professional
How to make an Outdoor Shower
Просмотров 164Год назад
How to make an Outdoor Shower
FANNIE MAE AND FREDDIE MAC- WHO they are and what they do
Просмотров 46Год назад
FANNIE MAE AND FREDDIE MAC- WHO they are and what they do
Recipe for a Bank Failure
Просмотров 75Год назад
Recipe for a Bank Failure
More signs of a Recession are evident.
Просмотров 103Год назад
More signs of a Recession are evident.
100% financing with Down payment assistance
Просмотров 18Год назад
100% financing with Down payment assistance
How to safely Fell a tree
Просмотров 62Год назад
How to safely Fell a tree
SELF VENTING GAS CANS
Просмотров 343Год назад
SELF VENTING GAS CANS

Комментарии

  • @davidt-the-mortgage-farmer
    @davidt-the-mortgage-farmer 23 дня назад

    Couple comments. 1) Here in NC, there is a wildlife "habitat program" where you can get very inexpensive wheat and Oats. $8 for wheat and $15 for oats. I use Holdford Hardware in Enfield NC. I have also used Carpenter Farm Supply in Morrisville NC. BOTH PLACES will ease your blood pressure, just by walking in. Call your small, local seed store or hardware store... Its worth it. 2) Many local Ag co-ops will have a "buggy" you can rent to apply your lime, if you're foodplots are accessible and you have enough acreage to use it. 3) I was talking off the cuff.. I said "phosphate". I meant Phosphorus. N P K are your acronyms. Nitrogen, Phosphorus, and Potassium.

  • @davidt-the-mortgage-farmer
    @davidt-the-mortgage-farmer 2 месяца назад

    BREAKING NEWS... JULY 11, 2024- Inflation numbers just released for June 2024. You'll see in the video that May 2024, Inflation was 3.27. June 2024 inflation is 2.97%. That's a really nice drop. I love how the news release added that gas prices PLUMMETED 3.8%... How many of you went to the pumps recently and said.. "whew, gas prices have plummeted? Yeah, me neither.

  • @ConnorCunningham-ym6hs
    @ConnorCunningham-ym6hs 3 месяца назад

    This is amazing! Thank you!

  • @trutwijd
    @trutwijd 3 месяца назад

    Cool idea think I'll try this. 1k for these is just too much

  • @Not-the-only-one
    @Not-the-only-one 4 месяца назад

    genius idea

  • @travharrell1713
    @travharrell1713 5 месяцев назад

    Last September, I built one following his first video. We used it for 47 food plots. It worked great. I did make the cleaning bar that he mentioned. I used rebar for the teeth.

  • @TheKot183
    @TheKot183 6 месяцев назад

    I just completed at 10ft one i used rebar through the shaft and welded on and i used normal greasable bearings just because it is so heavy i luckily have a maunre pit that i could stand on the wall and pour the concrete into. The neighbors were confused for awhile lol untill i took it out just drilled a small hole in the concrete floor slipped the shaft in with the end cap and cement bolted a bracket in to hold everything level. Definitely heavy probably 1200 lbs. Cant wait to use it i usually just broadcast my seed and get okay results obviously cultipacking it in will help alot plus it will break up all the big chunks...that i usually puck up in the sickle blades of my haybine...

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer 6 месяцев назад

      wow, 10 ft. Nice. I will say that my germination rate went thru the roof just by using the cultipacker…. My turnips and clover were lush and green thru the whole deer season.

  • @EronIler
    @EronIler 6 месяцев назад

    Thanks for sharing. It serves as a starting point for community improvement. You have to be brave to post the first version build on RUclips. There are always ways to improve these ideas and there any many with more experience but they only make negative comments, not videos to share their knowledge.

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer 5 месяцев назад

      Thanks for your interest. I agree that there are 1) many ways to improve it. and 2) we seem in society to focus on negative. Getting ready to make my mod to the unit and hopefully put out a video, getting ready for spring food plot season.

  • @kdb991
    @kdb991 8 месяцев назад

    Boy you sure made it cheaper by painting it Kaboda orange You could have made it worth a lot more by painting it John Deere green

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer 7 месяцев назад

      Lol I hear you… @kdb991. Funny story… I grew up on a tobacco farm and we had JD, Ford, and farmalls. My first real job out of the field, was at the local JD dealer assembling and delivering mowers, tractors, chainsaws, etc…. I love JD. But when I bought my tractor for my small hunting farm, I needed convenience, and I wanted “universal tractor accessory” ability. Love my Kubota. Would equally love a JD but the kubota was 1)close by, 2) in my price range, and 3) Available.

    • @kdb991
      @kdb991 7 месяцев назад

      @@davidt-the-mortgage-farmer I bleed green

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer 7 месяцев назад

      @@kdb991 me too. might be a slightly different shade. I love JD, especially the AG stuff... When it comes to my small hunting farm, though... it just worked out to be orange. As a 9 yr old in the tobacco fields, I could only push the clutch in on a Ford.. so I ran the ford 3000. As I got older- I spent my time on the JD 4250. Love them.

  • @davidt-the-mortgage-farmer
    @davidt-the-mortgage-farmer 9 месяцев назад

    So let's give a very quick update as of 2:30 PM on Dec 13th. as we said, the FED did not raise rates. But the more salient point is their SHIFT in outlook. They have stated they believe its TIME to start cutting the Fed funds rate in early 2024. And as of 2:30 PM, mortgage markets have already started reacting positively. Let me know your thoughts...

  • @rbljackson
    @rbljackson 10 месяцев назад

    Great DIY project on the cheap. IM on the lookout for some culvert/drain pipe. Any issues since the build? I looked for a video of the unit in use, but didnt see it. Do you add any oil or grease when you slid the axle pipe in? Curious if you think thats needed. Would like to see a follow up video on the mod you talked about to keep the mud from packig up too. Again...these are the best projects. When you can create something on the cheap that will last and be a 10th the cost of a commercially availalbe unit.

    • @wildandliving
      @wildandliving 10 месяцев назад

      You can get some at a hardware store looks like a 8 inch pipe can get 4 6 8 easy enough cut to length for most places

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer 7 месяцев назад

      check out the updated video for a few peeks at it working. On,y issue is it packs in when the ground is really wet, but I have a fix and will shoot that video soon. It’s a 1.5 inch piece of pvc and a 1.25 inch piece of conduit as the axle. No grease, although you could do that. If it wears out in 5 yrs, I’ll rebuild it. If you have access to to the cultipacker plates, that would be an upgrade. I didn’t. So I used what I had and the food plots were a lot better germination this past yr.

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer 7 месяцев назад

      ruclips.net/video/-qdS7SK_gog/видео.htmlsi=1Uqvl987hQpFicii. Here’s the update video.

  • @travharrell1713
    @travharrell1713 Год назад

    I like this A LOT. I know what my dad and I are building this weekend. Thanks for the idea and plans.

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer 5 месяцев назад

      Hope it worked out for you. I have thoroughly enjoyed using it.

    • @travharrell1713
      @travharrell1713 5 месяцев назад

      @@davidt-the-mortgage-farmer works great. We did a lot of food plots

  • @TheGoatShowMan
    @TheGoatShowMan Год назад

    Well done. Thanks!

  • @ericd4098
    @ericd4098 Год назад

    👍 'Promo sm'

  • @adamwiech4874
    @adamwiech4874 Год назад

    I built mine 3 years ago and it works like a charm , hiwever I used a steel axle sleave and I used bearings , couldnt be happier

  • @jannakregoski4361
    @jannakregoski4361 Год назад

    Did you pre-mix the concrete? Or fill it dry and water it as you went, like a post hole?

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer Год назад

      Pre mixed then poured in . 1-that many bags would be hard to get the water mixed. 2-It was very very heavy.

  • @tomhuston8880
    @tomhuston8880 Год назад

    Fantastic idea. Thanks for sharing.

  • @charliebelle6693
    @charliebelle6693 Год назад

    What prevents the axle from spinning out one side?

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer Год назад

      If this helps. Its a 1.75" piece of PVC. Inside that sleeve, is a 1.5" piece of conduit. On EACH end... I have a U bolt that is affixed to the metal conduit, which spins inside the PVC. It has worked remarkably well and I used it approximately 2 hrs in yr one. For $70, its one of my best "projects". foodplots came up Super nice.

  • @franklee6518
    @franklee6518 Год назад

    Very nice well done

  • @JudyGraff-p4r
    @JudyGraff-p4r Год назад

    Why doesn't the axle walk in the PVC ? And if you just tightened the u bolt down on the axle, how does the axle turn? I would think it would be pretty solid.

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer Год назад

      PVC is centered in the concrete and the "Axle" (piece of 1.75" conduit) spins within the pvc. Axle is affixed to the frame with 2 U bolts. I made two "bushings" out of the same pvc that are about an inch long each... they occupy the slack space between the end of the concrete and the frame. Over many yrs, and many hrs of use... I assume the pvc will degrade. But using the cultipacker for a couple hrs each yr... It'll last a LONG time.

  • @scottp5331
    @scottp5331 Год назад

    People that have never bought a house before need to know about the assistance and the forgivable Grant. The thing I'm confused about is it for first-time buyers or is it for any buyer?

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer Год назад

      For this specific program, you do not need to be a first time buyer. It’s simply an FHA loan and then the lender has chosen to add a “3.5%” second mortgage behind the first. It’s not the “end all, be all”.. but it’s an option. I still encourage clients to look first towards finding a downpayment… but if it’s not possible…. We reach into our quiver and pull out THIS arrow….

  • @winterhorse290
    @winterhorse290 Год назад

    Great idea!!

  • @jasonbroom7147
    @jasonbroom7147 Год назад

    No pillow bearings, just a u-bolt? No support arm going from the tongue to the frame? That MIGHT make a single pass around the field before something gives. Also, if the wheels don't move independently, it ain't a cultipacker. That thing is rigid and will bounce over high spots instead of helping to smooth them out. What you've made is a ribbed lawn roller. That will be somewhat useful on ground which is already pretty smooth, but it will not perform the functions normally associated with a cultipacker. On the plus side, it's not going to last very long anyway, so you'll get a chance to take another stab at it real soon.

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer Год назад

      Jason, thx for the comment. 1) the frame is strong. No issue at all. 2) I only use it to get seed into the ground on "already soft, disked ground". 3) its certainly not perfect but hence the term DIY... I used what I had, put $70 in it and have cultipacked 2.5 acres so far. It shows "no wear". Again thx for the reply. For $70, I can rebuild it 14 times before I've spent what a cultipacker would have cost me. I'll have a video coming out soon showing it in action.

    • @winterhorse290
      @winterhorse290 Год назад

      It,s not like it,s going to be used for 12hrs a day for years. It will work fust fine.

    • @jasonbroom7147
      @jasonbroom7147 Год назад

      @@winterhorse290 - Nope, it'll get used for an hour or two at a time, over rough terrain, getting jerked around by a quad or tractor...and it'll break. I've been putting in food plots and helping folks put in theirs for more than a decade now, so when I tell ya that thing is not going to really work as a cultipacker, and that tongue isn't going to last, I'm not just speculatin'. ;)

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer Год назад

      We’ll, so far it has about an hour and 2.5 acres of foodplots and it is in great shape. But again, Jason… thanks for being so open and candid with your opinions.

    • @jasonbroom7147
      @jasonbroom7147 Год назад

      @@davidt-the-mortgage-farmer - Just out of curiosity, have you ever had the pleasure of using a real cultipacker?

  • @LordBlk
    @LordBlk Год назад

    When Mckinsey Comes to Town Interesting book. Apparently they had a part to play in the 2008 crash. And much more. In my country canada we are investigating them for potential conflict of interest over a sile sourced 100 million dollar contract that yeilded little improvement. Really speaks to a mailicoua intent over incompetemce....though plenty of incompetence is present.

  • @tdkelley
    @tdkelley Год назад

    Looks like a number of Fed officials may not support a pause in these rate hikes, citing that inflation is still high, so if need be, raising rates further is an option. We're not out of the woodwork yet, and I foresee some more failures as well.

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer Год назад

      Agreed. And I am not even against them…. I just hate they have decided that rates hikes are the only “arrow” in their quiver. Thx for the comment.

  • @hunterhall5555
    @hunterhall5555 Год назад

    Would love to see some footage of this in action!

    • @gregj6907
      @gregj6907 Год назад

      I would like to see that as well.

    • @timkaldahl
      @timkaldahl Год назад

      Second that.

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer Год назад

      I’ll get some footage up in my next video on “Foodplots”. It worked great… for $70. In wet ground, the dirt packed in the grooves a tad. I’ll be modifying it. But all in all. The foodplots look awesome thanks to the cultipacking (and moisture).

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer 7 месяцев назад

      ruclips.net/video/-qdS7SK_gog/видео.htmlsi=9DBHywcR062qgC4P Here is the update showing some of the action.

    • @HyperInflation2020
      @HyperInflation2020 6 месяцев назад

      I agree. I watched the entire video and nothing at the end . I'm out. Not coming back.

  • @sibylbarrentine8623
    @sibylbarrentine8623 Год назад

    'Promo sm' 🎊

  • @ryanmac8470
    @ryanmac8470 Год назад

    If you need your retirement funds for a down payment for anything , YOU CANT AFFORD TO OWN. If you can’t save from your paycheck each month, YOU CANT AFFORD TO OWN . These are the kinds of ideas that keep people poor forever .. SMH

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer Год назад

      Ryan, while I appreciate your candor, there is just so much more that goes in the equation. And do you think its fair for all borrowers coming from all walks of life to not become homeowners because Ryan says so? Your 401k is an asset to be used to help you financially. Your home is also an asset you can use to help you financially. Thanks for the comment, but I want all parties on this channel to be fair and open to a variety of scenarios. Including whether using an asset like a 401k is the right move for each person.

    • @RONV673
      @RONV673 Год назад

      I borrowed 50k from my 401k 3 years ago for house downpayment. NOW I'm up 85k with my appreciation. my retirement just sped up

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer Год назад

      @@RONV673 way to go, Ronaldo. That’s the key…. Your 401k is an asset… use it to grow your wealth. Kudos to you. Certainly isn’t the right answer for every situation…. But it is for many.

    • @RONV673
      @RONV673 Год назад

      @THE MORTGAGE FARMER your 401k is there for leverage. I transfered some of my equity from 401k to real estate. I refuse to go with the herd on this one+

  • @SC-jq9og
    @SC-jq9og Год назад

    thanks david, good to know Does this happen often though ?

    • @davidt-the-mortgage-farmer
      @davidt-the-mortgage-farmer Год назад

      More often than you might imagine. Think of it this way… it’s one more tool in your toolbox. I have helped several “adult children” buy homes for their parents. The alternative-being forced to treat it as an investment property and pay a rate 1-1.5% higher.

  • @moramoy23
    @moramoy23 Год назад

    Thx for sharing this is helpful

  • @Kuehligula
    @Kuehligula Год назад

    When?