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Matthew Lopez
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Добавлен 7 мар 2024
I make credit card videos to assist subscribers to travel for free, farm credit card points, and spend responsibly to preserve financial freedom and literacy. Comic book enthusiast as you see in the background :)
3-Reasons Hotel Credit Cards Are A Game Changer
Are you curious about hotel credit cards? Find out why they're a game changer in this video and why I can't stop applying for them! Well go over the latest applications as well as why I applied !
#creditcards #creditcard #chase #amex #hotelcreditcards
#creditcards #creditcard #chase #amex #hotelcreditcards
Просмотров: 1 011
Видео
Transfer AMEX MR Points to Alaska Airlines for HUGE Value (NEW MERGER ANNOUNCED)
Просмотров 33714 дней назад
Learn how the new merger between Hawaiian and Alaska Airlines is a game-changer for AMEX credit card users. Find out the benefits and perks you can now enjoy! Whether you have the AMEX Gold, Platinum, or Green Card, this new merger gives you a new outlet for cheap domestic and First Class Flights via AMEX MR Points Alaska x Hawaiian Link for Transferring : storefront.points.com/mileage-plan/en-...
New World of Hyatt Credit Card Bonus is INSANE...ALL TIME BEST OFFER
Просмотров 1,2 тыс.21 день назад
This New World of Hyatt Credit Card Sign-Up Bonus is INSANE. Five Free nights at category 1-4 hotels can be yours till the end of October so apply now if you're on the market. In this video I'll go over the credit card specifics, how to use the SUB , as well as some practical examples of areas you can use in. #creditcards #creditcard #worldofhyatt #chase
3 Huge Problems With ALL Chase Credit Cards (The TRUTH)
Просмотров 69921 день назад
In this video, I'll share 3 things I hate about Chase credit cards, but still find myself using. Find out why I have a love-hate relationship with these cards! Chase will forever be the work horse of my rotation with there overpowered transfer partners and ease of use of currency. Let me Know below if you have any issues with this ecosystem! #creditcard #chasecard #chase #creditcards
How Often To Apply For a New Credit Card? (THE TRUTH)
Просмотров 824Месяц назад
Wondering how often you should apply for a credit card? In this video, we'll discuss the best practices for applying for credit cards and how often you should do it. Depending on the extent of your credit card journey can alter how often you are inquiring about new cards. Drop me a Comment below how often you apply for new credit cards? 0:00 Start Here 0:48 Beginner Stage 2:57 Intermediate Stag...
IHG Premier Credit Card: The Card You Did NOT Know You Needed in 2024
Просмотров 692Месяц назад
Find out why the IHG Premier Credit Card is the card you did NOT know you needed in 2024. Watch this video to learn more about the benefits and perks of this credit card that can help you save money and earn rewards on your travels. Thinking of Applying for IHG Card? www.referyourchasecard.com/210u/HAHJMDZA7R #creditcard #Creditcards #IHGPremier #chasecard
How to Use the New RESY Credit on Your AMEX Gold...DO THIS NOW
Просмотров 1,4 тыс.2 месяца назад
If you're not sure how to use the new AMEX Gold RESY Credit, watch this video now to learn how to maximize this new benefit! The AMEX Gold revamp has brought many questions and this video will give you both the traditional and non-traditional ways to use it ! #amex #amexgold #creditcard
What's in My Wallet- Stacking New Hotel Cards in Q3 2024
Просмотров 2642 месяца назад
Curious about the credit cards in my wallet for Q3 2024, including new hotel cards? Watch this video to see what's inside and how I'm stacking rewards! Recently adding cards in the IHG and Hilton ecosystem, I am beginning to favor status in other branches than Hyatt! Let me know which cards you have your eye on in 2024. Thinking of Applying for IHG Card? www.referyourchasecard.com/210u/HAHJMDZA...
Should You Still Get the BILT Mastercard ?…I Think So
Просмотров 1872 месяца назад
In this video, we'll discuss the recent controversies surrounding the BILT Mastercard and whether it's still worth having. Find out the truth behind the headlines and make an informed decision about this credit card. I personally still love this credit card, and it will be a mainstay in my rotation. Comment below your opinions on this card and if you will be keeping it in your rotation! BILT Ma...
5-Things you NEED to Do With Your AMEX...DO THESE NOW
Просмотров 1,5 тыс.2 месяца назад
If you have an AMEX card, you need to watch this video! Discover the 5 essential tips and tricks you should be doing with your American Express card right now. Ranging from sign-up bonus hacks all the way to which order you should apply for cards, this is the one stop shop if you have an AMEX. Not on Rakuten ? Join with the link and support the channel! www.rakuten.com/r/MATLOP7?eeid=28187 Feel...
AMEX Gold Card: Dining Credit HACK...DO THIS NOW (Grubhub)
Просмотров 6 тыс.2 месяца назад
Get the most out of your AMEX Gold card with this Grubhub Guarantee hack, if executed correctly will get you AT LEAST 50% more value out of your $10 AMEX Gold dining credit. In this video ill walk you through how to execute this hack and replicate it over and over again if you wish. Comment and subscribe as I post Credit card content and hacks regularly Original Discovery ruclips.net/video/4m1_...
Best Credit Card Sign-Up Bonuses (For Hotel & Travel)
Просмотров 9753 месяца назад
Looking for the best credit card sign-up bonuses for hotel and travel? Watch this video to find out the top offers available right now! Were going to cover some elevated and historical offers for these 3 cards , with IHG being a personal favorite and probable Aquisition by me. Chase Business Ink www.referyourchasecard.com/21q/B718J48HAH Hilton Credit Cards americanexpress.com/en-us/referral/hil...
The NEW AMEX Gold has Arrived…and I LOVE IT
Просмотров 2,9 тыс.3 месяца назад
We finally have the refresh of the AMEX Gold Card!! I personally love these changes, but in this video well cover the Pros vs Cons and see who this card works for. Well cover the drawbacks , especially geographical location for some of these credits. If you enjoy content such as this, feel free to like comment and subscribe as I regularly post RUclips content such as this. #creditcard #amexgold...
My 3 Biggest Credit Card Mistakes (AVOID THESE)
Просмотров 3713 месяца назад
In this video, I'm sharing my 3 biggest credit card mistakes so you can avoid them and save thousands of dollars in the long run. Navigating the credit card game can be intimidating , but stay to the end to see how these mistakes altered my approach throughout the credit card points and miles game!!! #creditcard #creditcards
I'm Avoiding the AMEX Platinum Card...For Now
Просмотров 1,2 тыс.3 месяца назад
In this video, I explain why I'm avoiding the AMEX Platinum Credit Card for now. If you're considering this card, you'll want to hear my reasons! These specifically apply to myself and current credit card roadmap. I am not denying the power and abilities of this card, it is a 10/10 card at the right time and place, but I'm currently not ready for it yet. #creditcard #creditcards #amex #amexplat...
Chase Sapphire Preferred: The ONLY Credit Card I Use When Traveling
Просмотров 1 тыс.3 месяца назад
Chase Sapphire Preferred: The ONLY Credit Card I Use When Traveling
I Renewed my AMEX Gold Card (Here's Why I Did)
Просмотров 8404 месяца назад
I Renewed my AMEX Gold Card (Here's Why I Did)
Chase Trifecta: The Best Credit Card Setup for Beginners (FREE TRAVEL)
Просмотров 1 тыс.4 месяца назад
Chase Trifecta: The Best Credit Card Setup for Beginners (FREE TRAVEL)
The End of BILT and Wells Fargo Credit Cards? (BIG PROBLEMS)
Просмотров 2,8 тыс.4 месяца назад
The End of BILT and Wells Fargo Credit Cards? (BIG PROBLEMS)
Best No Annual Fee Credit Cards to Replace the AMEX Gold Card (REVEALED)
Просмотров 3204 месяца назад
Best No Annual Fee Credit Cards to Replace the AMEX Gold Card (REVEALED)
Best Way to Earn Credit Card Points FAST (Chase and AMEX)
Просмотров 1644 месяца назад
Best Way to Earn Credit Card Points FAST (Chase and AMEX)
Hilton Honors American Express: Is this Credit Card Worth It?
Просмотров 4,7 тыс.5 месяцев назад
Hilton Honors American Express: Is this Credit Card Worth It?
Why I Don't Care about Cents Per Point: My Credit Card Redemption Strategy
Просмотров 6425 месяцев назад
Why I Don't Care about Cents Per Point: My Credit Card Redemption Strategy
How to Redeem Chase Points for Hyatt Stays (MAX VALUE)
Просмотров 1,6 тыс.5 месяцев назад
How to Redeem Chase Points for Hyatt Stays (MAX VALUE)
American Express Gold Card: 5 Things to Consider before Applying
Просмотров 7325 месяцев назад
American Express Gold Card: 5 Things to Consider before Applying
Chase Freedom Flex: The Credit Card that EVERYONE Needs (2-Year Review)
Просмотров 1596 месяцев назад
Chase Freedom Flex: The Credit Card that EVERYONE Needs (2-Year Review)
My Credit Card Roadmap 2024: What Card is Next ?
Просмотров 1466 месяцев назад
My Credit Card Roadmap 2024: What Card is Next ?
What's in My Wallet | How I Travel for Free with Points (REVEALED)
Просмотров 2916 месяцев назад
What's in My Wallet | How I Travel for Free with Points (REVEALED)
Chase Ink Cash: The Best Business Credit Card (5% Multiplier)
Просмотров 526 месяцев назад
Chase Ink Cash: The Best Business Credit Card (5% Multiplier)
American Express Gold Card Review | Is this Card Really Worth Renewing?
Просмотров 957 месяцев назад
American Express Gold Card Review | Is this Card Really Worth Renewing?
I heard for dunkin you can buy $7 in funds a month essentially stacking month after month if you rarely go.
I don’t have the app but I believe you can reload credits (similar to Starbucks app) and it codes , I haven’t played around with it yet but sounds right !
Can I buy a grubhub gift card and still get the $10 statement credit?
I personally have not tried that yet , but if there’s an option within the app it “should” code as Grubhub , in store unfortunately it won’t to my knowledge
Thats what im wondering because you can do that with the dunkin credit.
I have yet to apply for a hotel card. The Hilton cards from Amex seem to be a lot of work. Marriot seems easier to manage.
I hear you ! Definitely need to be into the whole “Amex credit” game for it to make sense for you!
Nice video. I appreciate it.
Thanks MMSstudio, appreciate you stopping by
Great video! Im a huge Hilton fan and have the Hilton Honors card when they were offering the Honors card with 80K points with a FNC. That was a sweet pickup.
Appreciate it ! I have two honors at the moment with my wife , so next FNC offering we’ll do the referral bounce back and grab those 2 FNC + 40k referral bonus for sure !
Great video as always
Thank you for always stopping by !
I plan on using Hawaiian Airlines as I just signed up further credit card for 70,000 points after the first purchase so there’s no spending requirement.
I definitely need to take a peak at that ! That’s an amazing bonus , using that SUB on 7500 point redemptions would be 4 round trips !
@@Matt_Lopez you must put in a promo code 000111 if you don’t you will need to spend 2 or 3 grand
Comment below and Let me know if you have any flights planned with this merger news and your AMEX MR Points !
Thanks bro
Thanks for stopping by !
Great information! Thank You! 👍
If Citi was a bit better the Strata Premier gets 3% year round on Gas, Groceries and Dining...as well as travel.
I hear you , one of my goals is to slowly expand into there ecosystem since I have 0 cards , maybe next elevate strata bonus I’ll jump
@@Matt_Lopez I had the double cash for over 10 years now. Was using as cash back but have been saving my points for when I get the strata.
Good to know! Thank you!
Thanks for stopping by !
I used to have a Chase Freedom card after applying 2 or 3 times. I really wanted the card at the time. But after a while of not keeping up with the spending categories, I got bored and stopped using the card so they closed my account on me.
Amex gold > sapphire??
Its a hard comparison , for Soley dining/groceries I like my AMEX Gold by a mile. But if I had to choose to only have one , it would be the Sapphire just because of how much I use the world of Hyatt for transfer
Great video!
Thank you !
Appreciate the shoutout! This hack really is a game changer if you’re willing to put in the effort. Great breakdown as well!
FYI , additional hidden features this card 5% points for travel category is NOT mandatory from chase travel (compare others like Chase Shappire reserve & preferred). This card can use any MCC travel category, meaning any cruises ship line should be included.
Great to know! Tks for the info!
Yes the color of the luxrul is beautiful and it is a great decision, maybe one day they will add feet and straps. It would be nice to have a bigger bag during the colder months when we have to store gloves, beanies, scarves, etc ...
Can you split the $50 resy credit in to two
Sure can , every 6 months you get $50 , anytime you dine at a resy restaurant you’ll get credited until you reach the $50 (similar to Grubhub , you can do two $5 pickups a month if you like vs $10 once )
How can a foreigner apply for an Amex business card I stay in the UAE pls I need help thanks
To my knowledge you would need proof of US residency or a US social security number in order to submit the application. I know AMEX since there charge cards can accept your foreign credentials but you’ll need proof of US residency
Good stuff! Now I apply when I know I have big spend coming. Just to maximize the SUBs.
Thanks Lani ! Appreciate you stopping by as always Same here ! Whenever I have some over bloated expense coming , it’s a great excuse to grab a new card haha
How often do you apply for new credit cards?
Great topic!
Thanks for watching Yer !
Have you seen the points required per night recently. All my usual spots ask for 100k points or above. Ridiculous. I can't justify the annual fee anymore.
I was looking more for some international options and saw some solid options under the threshold, but I hear you ! Point devaluations are always a concern for us here in the credit game
It sucks that you can't top off the free night certificate. Where have you used your five free nights?
I haven’t yet ! Leaning towards Greece or Fiji (both have 60,000 point redemptions in March for my bday) , should be awesome !
Looks like offer is only 140k now
Some people actually prefer the points sub if your staying at lower value intercontinentals ( the Greece location you can almost do 5 nights with 140k etc) ! Should be doing business version next which is SUB in points
Just the free night every year pays for itself!
Yep ! More than likely going to grab the business version after I trigger the SUB to have multiple FNC yearly
Thanks for the vid!
Thanks for watching !
I've already used my resy credit...
I just got an email that I used mine without even knowing 😭, I’ll take the $50 regardless haha
@@Matt_Lopez the new set up works better for me. Now what do I do with my 120,000 points?
@@leonardgoffe7159 depends what your goal is ! I love Amex points for flights , I’m leaving to Europe in 10 days booked 100% in AMEX points, let me know what your goal is and I can help you out !
I used my resy credit the first week it went live to celebrate a friend's birthday. Easy peasy
I love it ! Actually just received an email I triggered mine and I didn’t even plan too haha , so I’ll be getting a nice statement credit coming soon
Do I have to use all $50 at once. If I use $30. Can I use the remaining $20 at another time?
@@trantuananh1194 you do not ! It’s a 50$ allotment that last for 6 months , similar to other credits , can split up or use all at once !
What do you mean when you say you're Chase loyalist?
Hey EKM, appreciate you stopping by ! Whenever I refer to myself as a chase loyalist, it means That I favor the chase ecosystem over others (I LOVE the world of Hyatt and only chase and BILT give you access to transferring to them) So I kinda revolve my rotation around favoring those points !
Settling in finally to my new place, how you like the experimental setup? Any critiques (Not even almost complete) but trying new stuff out
Very solid, Matt! Make you can add some more lighting in the background , looks a bit dark!
Definitely can Ronald , appreciate it 🤝 going to try and add something on the walls also !
@@Matt_Lopez absolutely, one step at a time. Keep up the hard work too.
Nicee 🎉you earned a sub
Appreciate you stopping by Careey !
Appreciate the vid
Glad you enjoy Yer 🤝, thanks for always supporting
The past tense of "cost" is "cost" not "costed."
🤝
Was able to get 100000 point welcome offer for the amex gold on my computer in the arc browser only
Amazing man , that’s an amazing offer , enough for multiple flights or stays !
Insane how the incognito thing actually works.
It really is ! I closed it by mistake but even got the 175,000 Plat as well , just little hacks to max out those MR points !
Keep up with good contents bro…
Glad you like it ! Thank you for stoping by , and I’m trying to !!
Good info. There are some pretty solid tips here. The Grubhub one is a bit cumbersome for me, but I am sure many people will find it very useful. Thanks for the video!
Hey JP , thanks for stopping by ! I hear you, it sure can be with some extra steps needed. it’s more for the specific person on the fence of the AMEX gold wanting some more value out of there credits
RE" IHG, Unless you're staying at the most expensive hotel in the system, 150-170K in points will get you more nights.
Great point Stephen ! Should’ve pointed out that’s usually my go to haha , but I know some intercontinental properties are super “value” points wise so the points SUB can go further!
My AF is coming up but I get to pay the $250 of the $325 this year. Definitely getting more value this year/next year until July. Many Dunkin and Resy restaurants here in Chicago.
Very nice bro , keep capitalizing on those new perks and credits at your disposal !
You’re the only one that card is hideous
I’ll take $424 for $350 + 4x in both respective categories any day of the week A lot of people don’t like the credit roulette and that’s ok , It works into my lifestyle pretty well
I’m not talking about the gold card in general. I’m talking about the white gold physical card. It’s hideous.
Ohhhhh , I’m talking more about the new properties haha , I’m 100% with you there I ordered mine , they sent me another gold card and just decided to not try again
It's not "costed us", it's "cost us."
🫡
Lol, will I be blacklisted by grubhub or something? This feels wrong to do :(
It’s not an exploit by any means (legality wise haha) ! It’s in there policy for price matching , what will more than likely happen is they’ll adjust there prices to be in line with there competitors If anything they are the incorrect ones charging us an extra 2$ compared to all delivery apps for my tuna sandwhich haha
@Matt_Lopez I agree, or they might end up changing their $5 bonus policy and just refund the balance if people ab use the system..
I just see them matching the prices to there competitors if it is large influx from the same place I always remind people that us in the CC game are the minority , so a few 1000 people doing this vs the millions on Grubhub isn’t too alarming Now if tomorrow there’s 16,000 price matches to subway that’s different haha , but worse case you’ll just see the prices matchup amongst apps
Good hack. I wonder why restaurants put different prices for all 3 apps.
More than likely some able to undercut or be as close to the margin (Uber vs GH) GH being smaller might need to add more $ to make it profitable (just my guess)
@@Matt_Lopez Just wanted to say thanks. I did the GH guarantee today. I got $11 total promo.
Let’s GO!!! What restaurant did you do it on ?
@@Matt_Lopez Local restaurant. It had a coupon too. I used UberEats for the lower price. Thank goodness your channel popped up in my feed. Otherwise, I wouldn't have known.
Glad to help Jay , more to come soon 🫡
Nice hack! Would this work if you had premium accounts on the respective dining apps? For example Grubhub plus price matched with DoorDash dashpass price?
I’m not 100% sure on that process as I have the base mode of each (all depends on the actual verification process that GH does on there part ) Worse case you can always try a test submission using dash pass etc , worse case it gets denied My guess is that they probably have some way to tell , if not , that’s a cheat code haha !
I love the Aspire because you get Diamond status. I have the Hilton Honors Business that give me 5 points on everything and gold status. If I were you I wouldn't hold both Hilton's on the personal side. I would get the cheaper and get the spend and then wait for the upgrade to the Aspire and then get the Platinum. You can also get the Hilton Business Honors once you meet the Aspire spend. Aspire is the only Amex card that I don't have because I have 9 Amex cards. 5 are personal...the Platinum, Gold, BCP, Delta Reserve and Delta Platinum. The Delta set up is sweet because my companion pass pays the Platinum and the Companion pass, Uber credits and hotel credit, pays the Reserve fee.
Appreciate the response and your insight ! I’m easing my way into the “deeper” side of AMEX and still can’t decide which route I want to go for luxury travel. I’ll eventually grab the plat for at least a year because that 175,000 offer is no joke lmao But aspire + diamond + FNC calling my name also (more than likely doing what you said with waiting for the offer from them directly etc)