Talking Cents
Talking Cents
  • Видео 93
  • Просмотров 12 869
Financial Fables: Busting the Biggest Money Myths
Are credit cards evil? Is renting really throwing money away? We're busting the biggest financial fables on this eye-opening episode of Talking Cents! 👀💡
🎯 In this video, we tackle:
✅ The truth about credit cards
✅ Renting vs. buying: What's really best?
✅ Investing myths holding you back
✅ Why budgeting doesn't mean no fun
✅ The secret to saving on any income
🚀 Whether you're just starting your financial journey or looking to level up, this episode is packed with practical advice to help you make smarter money moves.
⏱️ Timestamps:
00:00 Intro
01:15 Credit Card Myths
04:30 The Rent vs. Buy Debate
07:45 Investing on Any Income
10:30 Budgeting for Fun
13:15 Saving Strategies for Everyone
16:00 Key Takeaw...
Просмотров: 34

Видео

I'm Divorced: Now What? (Part 2)I'm Divorced: Now What? (Part 2)
I'm Divorced: Now What? (Part 2)
Просмотров 1820 дней назад
In this episode of Talking Cents, we dive into more crucial financial steps to take after divorce. Learn how to: 🔹 Update beneficiaries on life insurance, investment accounts, and employer plans 🔹 Rethink estate planning, including guardianship, financial POA, and medical POA 🔹 Renew your investment strategy to align with your new financial situation 🔹 Handle asset division and pension changes ...
I'm Divorced: Now What? (Part 1)I'm Divorced: Now What? (Part 1)
I'm Divorced: Now What? (Part 1)
Просмотров 2527 дней назад
Divorce can be overwhelming, but managing your finances doesn't have to be. In this episode of Talking Cents, we dive into crucial steps for financial recovery post-divorce. Learn how to: • Update your accounts and protect your credit • Rebuild your credit score effectively • Establish new bank accounts and manage auto-payments • Master your new financial journey Whether you're going through a ...
Finding the Bank that's Right for You with Lori MeltonFinding the Bank that's Right for You with Lori Melton
Finding the Bank that's Right for You with Lori Melton
Просмотров 39Месяц назад
Discover how to find the ideal bank that fits your unique financial needs! In this episode of Talking Cents, we're joined by banking expert Lori Melton to guide you through the process of selecting the right financial institution. 🏦 Learn about: - Determining your banking priorities - Weighing bank amenities and services - Understanding bank culture and customer service - Choosing between natio...
Fraud Protection with Special Guest Lori MeltonFraud Protection with Special Guest Lori Melton
Fraud Protection with Special Guest Lori Melton
Просмотров 19Месяц назад
🔒 Protect Yourself from Financial Fraud: Pro Tips from Banking Veteran Lori Melton and Financial Advisor Teresa Arrigo! Learn essential fraud protection strategies with Lori Melton from First Community Bank on this episode of Talking Cents. Discover: ✅ Online banking safety tips ✅ Debit card best practices ✅ What to do if you become a fraud victim ✅ Credit vs. debit card usage ✅ Divorce financi...
Financial Planning for SinglesFinancial Planning for Singles
Financial Planning for Singles
Просмотров 39Месяц назад
Are you single and looking to take control of your finances? This episode of Talking Cents is packed with essential advice for solo financial planning. We cover: 🔹 Unique financial challenges and advantages for singles 🔹 Building a strong financial foundation and emergency fund 🔹 Debt management strategies 🔹 Renting vs. buying: making the right choice 🔹 Mortgage qualifications for singles 🔹 Ret...
Financial Advisor Reacts to Mega InflationFinancial Advisor Reacts to Mega Inflation
Financial Advisor Reacts to Mega Inflation
Просмотров 52Месяц назад
💰 Is your wallet feeling the squeeze? You're not alone! In this eye-opening episode of Talking Cents, we dive deep into the world of inflation and its impact on YOUR finances. 🔥 HIGHLIGHTS: - Shocking grocery bill comparison: $125 to $414 in just 2 years! - Understanding inflation and how it affects your purchasing power - Why "cooling inflation" doesn't mean lower prices - The crucial role of ...
Am I Saving Enough?🤔Am I Saving Enough?🤔
Am I Saving Enough?🤔
Просмотров 2,3 тыс.2 месяца назад
Are you saving enough for retirement? Discover the answer in this essential Talking Cents episode! We break down everything you need to know about assessing your savings and planning for your financial future. Learn about: 🔹 Setting clear retirement goals 🔹 Emergency savings vs. retirement savings 🔹 Calculating your required retirement income 🔹 Evaluating your current resources (pensions, Socia...
New Job 101💡New Job 101💡
New Job 101💡
Просмотров 1032 месяца назад
Starting a new job? Don't miss this essential financial advice! In this episode of Talking Cents, we cover everything you need to know about managing your money when changing careers. Learn about: 🔹 401k rollovers: Cash out, leave it, or transfer? 🔹 Retirement accounts: 401k, 403b, Roth & traditional IRAs 🔹 Employer matching: Maximize your contributions 🔹 Benefits packages: Health insurance, FS...
Don't Drop the Ball on RetirementDon't Drop the Ball on Retirement
Don't Drop the Ball on Retirement
Просмотров 262 месяца назад
Learn how to prepare for retirement like a pro athlete prepares for the big game. This episode covers: ✅ Early retirement planning strategies ✅ Creating your financial playbook ✅ Sticking to your investment strategy during market fluctuations ✅ Choosing the right financial moves for your goals ✅ Tips for long-term financial success Discover why starting early is crucial, how to stay focused on ...
Give Yourself Some CreditGive Yourself Some Credit
Give Yourself Some Credit
Просмотров 202 месяца назад
Unlock the secrets to a better credit score with our latest Talking Cents episode! Whether you're looking to improve your score or repair damaged credit, we've got you covered. Learn how to: ✅ Review and dispute errors on your credit report ✅ Manage credit utilization effectively ✅ Increase credit limits strategically ✅ Maintain a solid payment history ✅ Navigate loan applications without hurti...
Building Credit for BeginnersBuilding Credit for Beginners
Building Credit for Beginners
Просмотров 103 месяца назад
Learn how to build credit from scratch in this essential guide for beginners! In this episode of Talking Cents, we break down: 🔑 What credit is and why it matters 💳 How to establish credit with secured cards, authorized user status, and credit builder loans ⏱️ How long it takes to build credit 📊 The impact of credit scores on your financial life Whether you're just starting out or looking to im...
"Investing vs Speculating: What's the Difference?"Investing vs Speculating: What's the Difference?
"Investing vs Speculating: What's the Difference?
Просмотров 293 месяца назад
Confused about investing? Learn the crucial differences between investing and speculating in this must-watch episode of Talking Cents. We break down long-term investing strategies, high-risk speculative moves, and how to approach both for your financial future. Key topics covered: ✅ Long-term investments vs short-term speculation ✅ Risk management in different investment types ✅ Behavioral pitf...
7 Financial Myths to Ditch7 Financial Myths to Ditch
7 Financial Myths to Ditch
Просмотров 343 месяца назад
Welcome to another insightful episode of Talking Cents! 🎙️ In Episode 157, we're debunking seven common money myths that could be holding you back from achieving financial independence. From the misconception of "Keeping up with the Joneses" to the false belief that "I'm just no good with money," we're here to set the record straight and empower you with better beliefs and actionable advice. In...
Taking a Financial VacationTaking a Financial Vacation
Taking a Financial Vacation
Просмотров 243 месяца назад
Take a financial vacation and recharge your money mindset with insightful tips from the Talking Cents podcast. In this episode, learn innovative strategies to reset your finances, boost savings, and achieve financial independence. Discover short-term financial challenges like budgeting for 30-90 days, increasing savings for a specific goal, or cutting back on eating out expenses. Explore the co...

Комментарии

  • @sfstucco
    @sfstucco 22 дня назад

    What do you mean by making a larger contribution to your “employer plan”? What “employer plan” are you referring to? A retirement plan?

  • @nene8120
    @nene8120 27 дней назад

    What is employer plan?

  • @kentv999
    @kentv999 4 месяца назад

    Thanks… these are helpful tips

  • @lelandowen8969
    @lelandowen8969 6 месяцев назад

    😢 Promo_SM

  • @Freemarkets1236
    @Freemarkets1236 7 месяцев назад

    I’d like to hear some more about best ways to use the bonus to save for retirement such as utilizing a Roth 401k vs a Traditional or Roth IRA vs Traditional or HSA. Or if there’s a better way to invest a bonus for retirement. Best way to manage the additional taxes on a bonus.

  • @creative_cuts24
    @creative_cuts24 7 месяцев назад

    Hey Teresa , really nice video! I was wondering if I could help you with more Quality Editing in your videos and also make a highly engaging Thumbnail that will help your video to reach a wider audience?

  • @quickcinemarecap
    @quickcinemarecap 8 месяцев назад

    00:01 Financial wellness impacts mental and physical health 02:03 Reviewing and understanding insurance coverage is crucial for financial wellness. 04:03 Review and understand your insurance coverage 05:53 Ensure appropriate protections in place for yourself and your loved ones. 07:52 Organize and store asset information and documents safely. 09:47 Estate planning is crucial for ensuring your wishes are honored. 11:40 Create a Special Needs Trust for inheritance protection 13:41 Believe in yourself and take action for your financial wellness

  • @creative_cuts24
    @creative_cuts24 8 месяцев назад

    Awesome Teresa, By the way I was wondering if i can help you with engaging video edits and create engaging shorts out of them?

  • @SEOexpertBishal12
    @SEOexpertBishal12 9 месяцев назад

    Mam do you know why your video not grtting reach your potential audience your video SEO is very low.

  • @daudali4808
    @daudali4808 9 месяцев назад

    Excellent!

  • @Deeparathore8701
    @Deeparathore8701 10 месяцев назад

    हाई

  • @EricPham-gr8pg
    @EricPham-gr8pg 11 месяцев назад

    30% tax just like lottery maybe good

  • @stillpoolsinging
    @stillpoolsinging 11 месяцев назад

    Thanks so much! This is really valuable and inspiring.

  • @callmeishmaelk767
    @callmeishmaelk767 11 месяцев назад

    Break it up into two annual payments

  • @daudali4808
    @daudali4808 Год назад

    Excellent! Thanks for sharing this.

  • @catherineotero4037
    @catherineotero4037 Год назад

    Thank you for providing this helpful video, I wrote down a few questions to ask HR.

    • @talkingcentspodcast
      @talkingcentspodcast Год назад

      So glad this was helpful for you, Catherine! If you come across anything we can help you with, don't hesitate to reach out!

  • @TheyCallMeJTK
    @TheyCallMeJTK Год назад

    Another great video!

  • @TheyCallMeJTK
    @TheyCallMeJTK Год назад

    Great video, thank you so much for taking the time to make these awesome videos ❤

  • @luisahernandezmunoz8332
    @luisahernandezmunoz8332 Год назад

    Would you please do the story of Ronald read the janitor

  • @lennox8151
    @lennox8151 Год назад

    Promo-SM 😀

  • @goku_plays795
    @goku_plays795 Год назад

    hi pls pin ❤

  • @Mark-ji4vx
    @Mark-ji4vx Год назад

    😘 "promosm"!!!

  • @nnnnn6106
    @nnnnn6106 Год назад

    great work keep it up!

  • @michellemullin7127
    @michellemullin7127 Год назад

    Everybody has college funds due. Sad to make risky investments.

  • @talkingcentspodcast
    @talkingcentspodcast Год назад

    Get half off your #financial plan with GenWealth when you schedule your appointment before 12/30! Your appointment can be later, but it has to be on the books by the end of the month :) Get started by filling out the form at the link below! getreadyforthefuture.com/get-in-touch/

  • @CasksnQue
    @CasksnQue Год назад

    Awesome!