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Hi Nicola, I just want to say thank you for the videos. I like the fact you don’t monetise them to give the viewer the best viewing experience. It shows that you really do genuinely care about helping people with the mortgage process. Keep up the good work!

Great video - thanks.My dad has just passed away and had 3 WOL policies and I'm pretty sure they were all in flexible trusts.The current provider says they're not in trust,but these policies are very old (30 years or so) and have been transferred by 2 different providers in the past.What should I do??!

Hello, I have significant gains from cryptocurrency investments that I’d like to use for almost 100% of my deposit. I have a full audit trail on purchases and sales. Would this be problematic?

Getting a joint mortgage but relation with mrs is unpredictable...i am contributing 90 percent towards deposit and earni g requirements to get the mortgage and also will be making most of the contribution towards mortgage payments.If things are to go wrong in future with our relations,what can i do now in terms of joint ownership mortgage application to safeguide my share in property incase things go bad...kindly do advice me..many thanks

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Great channel. How does one become a mortgage expert? Is there a typical qualification route?

Loving your videos.

Well explained ❤

Very well explained.

Hello dear please reply me🙏🙏🙏🙏I need you help. I bought a home on contract. But One of my friends said me to leave the house because she did an exchange house 'contract on his name, without informing me. So can this be possible. The seller can do this like before the House 'contract on my name but without informing me they have changed. So please guide me. I will be very thankful to you 🙏🙏😊

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So when can I contact yourself to get advice? In a tiktok video you posted you recommended to speak to someone, to understand how much deposit you will need to save? Is that correct?

Thank you

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Great tips, thank you for sharing :) I think it can be difficult because we of course want to make a good bid that the seller wants to choose whilst still paying the least possible.

What a shame your Channel is not getting as many views as it was! I think it only reflects how slow the housing market is, I just wonder why the prices wont come down! I think they are probably waiting for me to purchase my property so then they can crash, hehehehehe. Hope to talk to you very very soon <3

Thank you so much, this was really helpful!

May seem like a daft question. But, when would a buyer get a solicitor involved. At what stage. Any advice appreciated. Thanks.

What terrifies me is new house builders - the one I’m dealing with wants to exchange some 8-10 months before completion!

Is your service limited to UK

Could you please contact me as I’m ready to buy my council RTB property flat . I’m looking for a good advising broker 🙏🏽😊

Im stuck on completion waiting for mony to be in my account 😢

Really unfair that Right to Acquire Scheme came after March 1997 - my mums been living in herd for over 27 years and was told she can’t but it!

Can’t it be used for a second home?

This 5000£ deposit will be only ILR

Great video

Such a helpful channel, thanks!

Brilliant video. Always impressed by people who can explain complex topics in simple layman's terms.

about buying Auction properties- can you use help to buy LISa? will the bank finance you via a mortgage? thanks

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Hi, We are in the process of buying a house. The funds are coming from parental gifts and personal saving that are in a cash LISA. The total adds up to 5%. We have a mortgage accepted. We have been told by our solicitors that: we cannot use the funds in the LISA towards the deposit as we have enough in our current account. The value in our current account shows the value above the 5% that we are paying, however this is also to go to legal fees and the first mortgage payment. Without the LISA we cannot go ahead. I believe that the solicitors are giving us false information. Could you possibly help/make a video on how using your LISA for the purchase of a house works? And if there are any limitations to it. Thank you, Found your video very helpful!

This is great information

Thanks for this good information. Pls, what else can we do as a first timer buyer because based on my age and my wife we are above 40 years already. Can you please suggest what we can do again towards getting our first mortgage. Kind regards. Paul

I can’t wait to start my mortgage process with D.M🥰.

Easier to get a mortgage and easier to get your home repossessed 🤦🏻‍♀️

Thanks for the video. PS. Your colleague in the background watching your videos online!😂😂😂

Thank you. I found this video very informative

Thank you for your videos. I used the tip of ‘personal touch’ when we bought our house and I’m sure it must have helped as the sellers could relate with our needs.

You haven't actually explained nothing, only waffled. Act as intermediary or advise on loans, but really no information, not how the fees are structures, you simply repeated advised or broker 10x. What a piece of shit :)))) being a nice person doesn't make you qualified to talk. count how many time you repeated the word intermediary, I dare you count as you haven't added any value. Go cut the grass might be a better job, weasels.

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6:51 doesn't make sense, so I have to buy the property at least 12 months after making my first payment into the isa, but the most you can save is £4k a year???? Please clarify...

Just buying my first. Getting annoyed looking at listings to sift through when all of a sudden it sale by auction or cash only even with the settings turned off. Please help.

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What if the seller reneges agter contracts are exchanged?

Thanks so much, very useful information.

this is so useful, I watched this for my apprenticeship training. I didn't even know there was such thing as an NHS trust for housing.

This is great