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if you have amex gold card there is no surchage on fuel and utilities

Amex Gold Charge Card gives back Rs.50 paisa back on HPCL petrol pumps.

Only works in select cities. Does it work in Bangalore?

Can it be used for bikes as well

150000 points ke liye bhi 50000 rupees kharche karne padenge 60 days may

Just used it today.. thanks for the information

Please help me i want to pay electricity bill with my axis atlas

How to redeem this voucher? Do all Indian oil petrol pumps accepts this?

Great comparison! Can you share the excel sheet if possible? Will be helpful!

Bro.. i think there are few suggestions n considerations you missed. Maybe you can consider them as well.. First thing... Infinia RP deta hai on renewal.. for basically 2250 (gst) per year fee hua.. not sure on Atlas. So this completely changes scenario i guess.. Second.. for hotel booking infinia has 10x.. which is 33.3% return.. I guess usko alag se categorise karke calculate karne se thoda better picture dega.. as thats double the normal return of 16.5% Third... Considering someone having Infinia or Atlas.. i guess online spend aur jyada ho sakta hai.. amazon pay voucher itself agar 2 log bhi hai you and your wife/parents.. 20k pm you can take and use on all other platforms. That would be yearly aram se 1.8-2L just voucher amz myntra flipkart tata cliq big basket many more. Offline spends agar aap kisi clothing brand ya kahin karte ho.. those are also on gyftr. So you can take those voucher to offline store that also 5X Plus flights tickets yearly once or twice with a family 30 40K domestic aram se.. Plus hotels yearly 2 trips.. decent hotel (considering infinia/atlas holder would be earning enough) mein 5 days ka 30 40K total 2 trips ka 70 80K aram se hoga. So I guess online spend including vouchers you can consider 50-60% of total spends... Plus consider only the gst as card fee as baki return ho jaya hai reward points incase of infinia.. I would suggest aap ek aur video banao with 60% online and 40% offline ke sath jisme card fee is considered only GST.. 👍👍

Great information and strategy. It is subjective to expenses and othe credit cards

My main issue with Amex is that its only for Marriott Axis atlas lets me use them for flights if needed else Accor hotels. Although amex beats axis in every way, i consider that these points are only worth it if you're into marriott. Else if youre just a frequent traveler, then atlas feels way better due to the flexibility.

Muje ye card kaise milega? Mere pas aura edge credit card he, 2 saal se upgrade offer nahi diya, According to bank policies I can't have 2 credit card of indusind bank

Bonus transfer program konse month me ayega?? Amex to Marriott transfer??

Infinia best hai

Thanks for sharing the details on Atlas and the AMEX MRCC and AMEX Platinum Travel in combination. Can you also share a combination strategy for Infinia, Atlas and AMEX Platinum Travel - something like, x spend category use AMEX, y spend category use INFINIA (mainly Smartbuy) etc to maximise the rewards and not over complicate as well?

Spending ₹ 20,000 every month on Amex MRCC is not preferred, since the ROI is quite less in my option. So if you can just spend ₹ 1.5 lacs on MRCC that's also great, since you'll get the renewal fee waiver. To reach the ₹ 1.5 lacs spend you can plan it in a way that it helps you achieve the ₹ 20,000 milestone in some months for additional points.

Very detailed information, well explained. Can you please share the link for the excel sheet that you showed in the video

Informative video

Monetary value of 1 free night must also be added in your excel for fair comparison.

Good 👍

Excellent job! Good research

I had eazydiner signature card, it's the most underrated card. Also one more restaurant hack,always break ur bill in drinks vs rest, you can pay using 2 different card in easdinner, provided ur bill is more than 4k and you have axis or Amex card along with easdinner one

Good analysis

Please note: 25% discount upto 1000 Min 4000 Rs bill has to be paid post eazy diner discount to avail 1000 Rs benefit on the paid variant, so choose accordingly.

Good one 👍….simple clear comprehensive…..you should do more such videos..

Bhai kitne din baad mei approval ke?

Very premium looking cards 😍

One edge miles is 2 partner points. So 1 EM is 2 accor points , that's 3.6 rs value.

Hey Great Video. What all credit card do you use ?

Make video on combining Amex platinum travel and axis Atlas

Sir i want to contact you

Great comparison

Correction: The first combination has 34800 MR Points from MRCC and not 33600 Points (I did not consider fuel points while calculating) American Express referral link for extra benefits: www.americanexpress.com/en-in...

Nice comparison, will apply for atlas after this, thanks!!

Good comparison! For someone who wants to spends 7-10 lakhs a year

Nice comparison buddy. Keep it up! However, there are several aspects where Infinia takes a lead such as unlimited lounge access for primary & addon cards, fuel transactions (Infinia+Apay+fastag combo), rewards points on Insurance, education spends, jewellery, utilities and so on. All of these categories are excluded for Atlas which makes it less desirable for such spends and which make a significant portion of anybody’s spends. Moreover, I’m able to put 80-90% of my spends on vouchers or smart buy (accelerated points) may it be travel, Swiggy/zomato, grocery, online shopping, store shopping (Bata/lifestyle/Rel retail etc.) etc. infact, I usually get all the vouchers for pretty much all my spends incl. fuels (indirectly) Atlas takes a lead in Accor point conversion which is significant but now the transfer has been limited to 30k. Still if you more of an Accor person, go with Atlas else in all other aspects it’s hands down Infinia.