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why go through that when you can Finance it and then after 3 years you can get another one

Got my 2020 m340i in 2021 at 2.49% APR financing of $45k...I pay $680 /month.. best car I've ever own, will keep it for as long as I can. 😁

You said your going to get your speeding ticket and accident off your mvr. I want to get my speeding tickets and suspension off mine. Beautiful m340i can’t wait for the mods🔥🔥

Maintenance is expensive. $200 - Oil Change Every 6k Miles $1500 - Break pads and rotors + install every 30k miles $1800 - Tires and Alignment every 20-30k miles (Michelin Pilot Sport 4s) I’ll give yall my info 2020 - 6k miles - 5k down - 9% int rate - 60 months - 900$ monthly payment i know the interest was high, since I’ve had the car (4 months) I’ve but an extra $500 every month to cut the interest slightly. I’m 25 and make 100k a month in california as a financial analyst. .

so i want your honest opinion I'm looking for m340 or Q50rs which one you really recommend

Stocks and crypto isn't passive income. 5% on what 😂

I bought mine at 19 and I'll get it in 2 months. I am from Poland. m340i David grey full option

w ass video yo im a senior in hs and feel so fuckin lost with what I wanna do, love hearing others perspective and helps me find what i want

This video was absolutely amazing cause I’m quite LITERALLY in the same position, just a year older. Want to put $10k down on a $50k M5 or might settle for a $35k M550i but either way. Same position bro. Thank you for the video!!

Love the q50 content do u remember where u went in ct for the front custom lights

Bro hats off to you CNA is not an easy job. I only did that for two years and that was it. You literally get sh*/ed on by everyone. When i was 22 and doing that job i bought a 14 Cls 63s AMG, that I still have today. Now I am 25 and just recently bought an 19 X3 M40i and its so nice. I use the Cls as an weekend car. The best part about the B58 is their is so much information on the internet to DIY the maintenance that it will save you in the long run.

This was good car & life advice bro, tryna get out of the 2020 Honda into something nicer

I head juice I had to tap in ✊🏽

This is motivating me to work two jobs at 18 and I’m soon to college and been looking at bmw m340i

Hey man, we work the same job and i’m 20 years old also in college. i’m turning 21 this year and im thinking about getting a m340i as well and im glad I came across this video. God bless you and keep grinding my brother 🔥

what's wrong with the car after 80k kms?

Hey man good for you keep grinding I’m 42 I just got my 21 m340 and don’t regret it at all I paid the same price as you with a little less miles 13kmi

Just sounds like bad advice. Working 2 jobs and trying to go to school just so you can show off on IG is crazy. The whole passive income thing get throw around too much. I hope you didn't cash out some stock or crypto to get the 10k.

don't modify the banks car till YOU own it. your payment is roughly 800$ a month and probably 2-300$ in insurance as your 21 and male.

If you dont mind me asking, which institution do you have your High yield Account with?

Hey man awesome video! That’s crazy you’re able to work 2 jobs AND go to school AND manage to save $10K as a down payment AND you’re barely legal drinking age! 👍 Very impressive indeed! Totally agree with pretty much everything you said in the video. People who aren’t into cars will criticize you for buying an expensive luxury car but life is full of contradictions and spending this much on this kind of car will open doors for you in unexpected ways that driving even a new fully loaded Honda Accord never will. Or even with your previous Q50. You’re going to be able to go to car meets and network with and become friends with people who have money and that will expose you to new opportunities that you wouldn’t have had otherwise. Get your car professionally detailed if you can and since you’re on RUclips you can write that off. Trust me, unless you plan on opening up your own detail shop - as fun as it is - you can easily ruin your paint by using the wrong buffer or letting the orbital head jerk out of your hands and hit your mirror caps because the speed was too high. Too many nuances and things to know about. Spend several hundred dollars twice a year to maintain your car. Ditto with the maintenance. Don’t waste your time on doing your own oil changes and especially brakes. I mean if your 3rd job is as a mechanic and you already have all the skills and tools then maybe? But if you work these 2 jobs and run these side hustles as you said, you obviously have the income already and your time is much too valuable to do it yourself. I WOULD however spend time on the Bimmer forums to research the most common problems and issues with the G20 and B58 motors. You’d be surprised how little your service advisor may know about a problem you encounter with your car. If you want to save money go to an independent shop that preferably specializes in BMW service, or a good competent shop that services all makes. The BMW dealer should only be for warranty work or for prepaid maintenance. And ignore the recommendations for 10K mile oil changes. Do it every 5K. Oh and be sure to use OEM wipers. Trust me, you’ll notice the difference immediately if you use something cheap. Don’t limit your mileage on this car. Hope you don’t have a beater that you use as your daily; pretty much defeats the purpose of getting this car. Enjoy this car as you would without worrying about the mileage. If this car is well cared for with service records, you’ll be fine when it comes time to sell. Just be glad you didn’t get anything 5-series because then you’d pay hell for depreciation no matter how few miles you put on. I’m assuming you went with BMW FS. If you can, I would make $1500 monthly payments. You’ll pay your car off way quicker and, when it comes time to trade in, at the BMW dealer, as long as your DTI is ok, you’ll qualify for a G80/G82 financing thru BMW FS - No questions asked. Lastly, go to an expensive, high end restaurant maybe a few times a month during lunch. Just get something cheap but that’s not too crowded where you can hang out for an hour. Dress nice and bring your laptop and do schoolwork. Tip the valet a few bucks to park your car. You’ll eventually get noticed and exposed to high net worth professionals and business owners. Even better if you can workout at an expensive gym/club.

Keep your mileage under control to delay pricey maintenance. After the car is paid off, you will have max equity to sell. B58 is a very reliable engine and will serve you well.

Hey man congrats on the car it looks great. I am in a similar position to you, I’m 23 and just graduated college and got my 2021 M340i like a month or 2 ago. I literally got it for the same reasons and around the 48k price that you got yours at. Shit is crazy man, sick ride though!

Enjoy the car man, keep grinding 👊🏿

i make 200-300k a year and i got cpo used 21 at 45k, put 8k on mods on it. will be my daily until i transition to m3 or porsche

$10k down, $700/m payment, $200/m insurance, maintenance, etc. Sir with all due respect while you can make the payments you cannot “afford” the car. This was not a good financial decision but I hope it motivates you to keep working hard and keeping making more money, good luck!

I see what u did there with the 40😂 congrats man people be envy . Just got a m550 too in June

Relationship goals 😭💙🙏

Don’t know if you’re aware but one thing I didn’t hear you mention is pre payment penalty. Some dealerships charge a penalty for paying the car off early. Other than that great video! 🔥

Jesus is the only way to heaven

bruh im 22 7%apr u crazy and they are making a lot on ur head because rn the fed etc are dropping the interest rate imma give u an exemple im living in canada montreal im looking for a m340i i cost 50 to 56k depend at 7.99 8.99 9.99 u pay alot now the canadian central bank drop the interest rate we are at 4.75 guess what im waiting til mid 2025 to buy a car because im gonna get 4% apr in mid 2025

The way your friends were talking about GOD bro earned you a new sub! Excited to see the mods on the BMW it’s beautiful!

this change me perspective on buying the m340. I’m an Amazon delivery driver 55k is my yearly income. I really want this car but can I afford it? Probably if I work harder but 10k down making me rethink about my 6k down payment that I was planning to put with my 755 credit ain’t it huh. I’m a first time buyer btw so definitely will have high interest rates. Maybe I should try to save up 15k for an m340 or just start looking at 25k - 35k cars then trade it in for something for some type of M car in the 75k-90k range. I also really want this m340 to make content for social media platforms ngl.

Your gonna buy a car that’s even worse of reliability 💀

Bro has the potential to be a big RUclipsr

i like the car man but just did a big lay off in the healthcare sector. Its looking like 2008.

The economy is crashing my g. i wouldnt be buying anything right now..

nice video G

Sick ride

Keep up the good work

i found a car near me with the same price you bought it for, thinking of putting 15k down, how much you think i’ll pay a month? pls i need help 😭😭 idc how much i pay a month

A dude can live with their mom and work mcdonalds and spend their check on a nice car via payments. The real standard of doing well is owning a home... better if home is paid off

I got a tip on how to afford expensive cars get two jobs and have good credit

Congratulations bro! I could get this car but idk in the long run it will be worth it I wouldn’t want to keep this for 5 years

Congrats what year is this

M340 is epic, dont regret it at all bro!

Congrats brother! Looking to buy one (my dream car) by the end of the year!

i saw your car parked up at a car show in hartford two weekends ago, you and i were the only m340i there. But hey congrats bro welcome to the b58 squad

I'm in college too, just a year older than you have DD a 350Z for my last 4 years.. Been eyeing something more practical for the past year. While I also love the M340i there's def other options like a first gen M4, EVOX, maybe a Lexus ISF, that will be about half the price 20-35k. Great car either way and I wish you luck enjoy it!

im a cna as well and you’re younger than me this is motivational for to get the q50 i always wanted